Exhibit 1_Notice of Hearing and Hearing Packet March 25 2025.pdf

2024A-12339-CHC-ROC · Registrar of Contractors · 2025-05-05

REGISTRAR OF CONTRACTORS OF THE STATE OF ARIZONA

Nicole Pinazza, Case No. 2024-12339

COMPLAINANT, Docket No. 2024A-12339-CHC-ROC

v.

J P Kush Construction LLC, License No. ROC 247343, NOTICE OF HEARING ON CONTESTED CASE

RESPONDENT.

This Notice of Hearing is issued under A.R.S. § 41-1092.05(D).

HEARING INFORMATION The hearing is set for:

May 13, 2025 1:00 PM Sondra Vanella Google Meet. A link will be provided directly from The Office of Administrative Hearings. Go to www.azoah.com to request to appear in-person.

If you have requested to appear in-person at the hearing, the hearing will

be held at 1740 W Adams Street, Phoenix, AZ 85007.

You must attend this hearing. This is an adversarial hearing before an administrative law judge, and is conducted in a similar manner as judicial proceedings. Thus, you must be

prepared to present evidence, including witness testimony and documents, in support of your case. STATEMENT OF LEGAL AUTHORITY AND JURISDICTION

The State of Arizona has determined that the licensing and regulation of construction

contractors is a proper state function, and has vested authority in the Registrar of Contractors to administer Title 32, Chapter 10 of the Arizona Revised Statutes. A.R.S. §§ 32-1101 et seq. All hearings for alleged violations of Title 32, Chapter 10 are conducted under Title 41, Chapter 6, Article 10. A.R.S. § 32-1156. The statutes and rules governing the hearing can be found at: Arizona Revised Statutes §§ 41-1092 to -1092.12, and Arizona Administrative Code R2-19-101 to -122.

PARTICULAR ARIZONA STATUTES AND RULES INVOLVED

The statutes and rules the Respondent is alleged to have violated are cited in the complaint and citation, which were served on the Respondent on February 11, 2025. SHORT AND PLAIN STATEMENT OF THE MATTERS ASSERTED The complaint and citation allege that the Respondent committed the following act(s):

Charge: 1 A.R.S. § 32-1154(A)(2)(a) Charge: 2 A.R.S. § 32-1154(A)(3) - R4-9-108(A) Charge: 3 A.R.S. § 32-1154(A)(22)

Respondent has asserted the following defenses: Respondent denies the charges and has attempted to finish make the repairs, but believes Complainant did not allow Respondent to finish the project.

THE PARTIES TO THE ADMINISTRATIVE HEARING

Because Respondent is a licensee and is charged with an act(s) or omission(s) that is cause for the suspension or revocation of a license, Respondent is a party to this case and will be a party to the hearing. Because Complainant alleged Respondent committed an act(s) or omission(s) that is cause for the suspension or revocation of a license, Complainant is a party to this case and will be a party to the hearing. Respondent and Complainant, as the parties to the hearing, will present evidence and argument to the administrative law judge.

The Registrar’s assigned investigator will appear as a witness at the hearing.

RIGHT TO BE REPRESENTED

The parties to the administrative hearing may choose to be represented by an attorney.

A.R.S. § 41-1092.07(B). If one of the parties is a company, the company may be represented

by an officer or employee if that person satisfies the conditions set forth in A.R.S. § 32- 1156(B). CHANGE OF ADDRESS Each party must inform the Registrar and the Office of Administrative Hearings of any change of address within five (5) days of the change. A.R.S. § 41-1092.04.

HEARING PROCEDURES AND RULES The administrative hearing will be conducted in accordance with A.R.S. §§ 41-1092 to -1092.12, and A.A.C. R2-19-101 to -122. The parties should review the statutes, rules, and processes governing the administrative hearing. Copies of the statutes, rules, and articles regarding the administrative hearing process can be found at https://www.azoah.com/.

REGISTRAR’S APPEARANCE BY VIDEO CONFERENCE OR TELEPHONE The Registrar’s investigators, employees, and attorneys will appear at the hearing via video conference or telephone unless requested by a party to appear in-person. Requests for the Registrar’s investigators, employees, or attorneys to appear in-person must be filed with the Registrar and the Office of Administrative Hearings no later than seven (7) calendar days prior to the hearing date.

HEARING PACKET In the interests of administrative efficiency, the Registrar compiles and discloses certain documents to the parties and the Office of Administrative Hearings. These documents are attached to this Notice of Hearing as the “Hearing Packet.” If any party wishes to submit additional evidence, they must do so during the hearing after completing a disclosure statement. See “Disclosure Statement” section below.

SUBPOENAS FOR TESTIMONY FROM A WITNESS OR DOCUMENTS The parties to the hearing must be prepared to present evidence in support of their case. If a party wants to obtain testimony from a witness or documents not in the party’s

possession, the party must prepare and file a written subpoena for the Administrative Law Judge to review and sign, if approved. A.R.S. § 41-1092.07(C). Forms for requesting a subpoena can be found on the Office of Administrative Hearings’ website at www.azoah.com. The party seeking a subpoena must serve notice on all the parties to the hearing, and on the Registrar. A.R.S. § 41-1092.04. DISCLOSURE STATEMENT

At least seven calendar days before the hearing, each party must prepare and serve a

disclosure statement on all other parties, and file it with the Office of Administrative Hearings.

A.A.C. R4-9-118; A.A.C. R2-19-108. The disclosure statement must include any exhibit the

party will use at the hearing. A party’s failure to timely disclose any witness or exhibit, without good cause, may result in the administrative law judge excluding those witnesses or exhibits from being used at the hearing. A.A.C. R4-9-118(C). A sample disclosure form is available on the Registrar’s website at https://roc.az.gov/forms/RC-L-800A%20- %20Prehearing%20Disclosure%20Statement%2020191007v4.pdf

CHANGING THE HEARING DATE

The date of the hearing may only be advanced or delayed on the agreement of the

parties or on a showing of good cause. A.R.S. § 41-1092.05(C). The date of the hearing may be changed by filing a written agreement of the parties to change the date of the hearing. The written agreement must be filed with the Office of Administrative Hearings, directed to the assigned Administrative Law Judge, and transmitted to the Registrar and all other parties. The

assigned Administrative Law Judge may be found on the Office of Administrative Hearings’ web portal at www.azoah.com

If a party would like to move the date of the hearing without agreement of all parties,

the party must file a written motion with the Office of Administrative Hearings, directed to the

assigned Administrative Law Judge, and transmit a copy to the Registrar and all other parties. The motion must state in detail good cause for why the date of the hearing should be advanced or delayed, and the position of all other parties regarding the advancement or delay. A party may also file a motion asserting a right to an expedited hearing upon a showing of extraordinary circumstances or the possibility of irreparable harm. A.R.S. § 41-1092.05(E).

RESOLUTION SHORT OF ADJUDICATION

In any case which is resolved or settled by the parties, or which is withdrawn by the

Complainant without objection from Respondent after the Notice of Hearing is issued, the parties must notify the Office of Administrative Hearings of the resolution or settlement. Any such cases will be listed on the Registrar’s website and its records under the category: “Closed Complaints – Resolved/Settled/Withdrawn.” Dated March 25, 2025.

By: /s/ Jesika Chaput Jesika Chaput Legal Secretary Legal Department Arizona Registrar of Contractors Copy mailed via USPS First Class mail March 25, 2025 to:

Respondent(s) J P Kush Construction LLC 16420 N 92nd St Ste 222 Scottsdale, AZ 85260 Complainant(s) Nicole Pinazza 6408 E Lomas Verdes Dr Scottsdale, AZ 85266 Copy sent electronically this same date to: Respondent at email address on record with the Registrar Complainant at email address on record with the Registrar

Case No. 2024-12339 /

01234ÿ67889ÿ  ÿ 123ÿ411ÿÿ FGHIJKLÿNHOPGQÿRSTÿ ‚ƒHQÿJ„ÿQƒGÿFGHIJKLÿ UVWÿYWZ[\]^ÿ_Z`aWbÿ\cÿZÿdZ`aWbÿefÿ̀W[bZ\]ÿge`hiW]bcÿ NHOPGQÿ `ejjW`bWgÿe[ÿ\cchWgÿklÿbVWÿmW^\cb[Z[ÿenW[ÿbVWÿ̀eh[cWÿefÿ\bcÿ \]nWcb\^Zb\e]oÿÿ ‚ƒ†ÿLGQ„ÿQƒGÿFGHIJKLÿ UVWÿYWZ[\]^ÿ_Z`aWbÿ\cÿZccWikjWgÿZ]gÿg\cb[\khbWgÿbeÿZjjÿ NHOPGQÿ dZ[b\WcÿZ]gÿbeÿbVWÿpff\`Wÿefÿqgi\]\cb[Zb\nWÿYWZ[\]^cÿ rspqYtuÿd[\e[ÿbeÿZ]ÿZgi\]\cb[Zb\nWÿVWZ[\]^oÿ ‚ƒHQÿQ‡ˆG„ÿ†‰ÿOH„G„ÿ UVWÿmW^\cb[Z[ÿd[WdZ[WcÿZÿYWZ[\]^ÿ_Z`aWbÿfe[ÿveidjZ\]Z]bw ІG„ÿQƒGÿ‹GLJ„QIHIÿ YZ]gjWgÿvZcWcÿZ]gÿxew_ZlÿvZcWcoÿ ÿyfÿbVWÿze`aWbÿ ˆIGˆHIGÿHÿFGHIJKLÿ xhikW[ÿe]ÿbVWÿxeb\`WÿefÿYWZ[\]^ÿ̀e]bZ\]cÿZÿsvYvtÿe[ÿ NHOPGQÿ‰†Iÿ sx_vt{ÿleh[ÿ̀ZcWÿ\cÿZÿveidjZ\]Z]bwYZ]gjWgÿvZcWÿe[ÿZÿxew _ZlÿvZcWoÿÿ ‚ƒHQÿJ„ÿJKÿQƒGÿ UVWÿYWZ[\]^ÿ_Z`aWbÿ̀e]bZ\]cÿWccW]b\Zjÿ̀ZcWwcdW`\f\`ÿ FGHIJKLÿNHOPGQÿ ge`hiW]bcÿZ]gÿZbÿZÿi\]\ihiÿ|\jjÿ\]`jhgWÿbVWÿfejje|\]^ÿ ge`hiW]bc}ÿ ~ p[\^\]Zjÿ̀eidjZ\]b ~ v\bZb\e]ÿZ]g ~ q]c|W[o UVWÿYWZ[\]^ÿ_Z`aWbÿ|\jjÿZjceÿ̀e]bZ\]ÿbVWÿfejje|\]^ÿ ge`hiW]bcÿr\fÿZddj\`ZkjWu}ÿ ~ €ekc\bWÿ\]cdW`b\e]ÿ]eb\`Wc{ÿ]ebWc{ÿZ]gÿdVebec ~ [\bbW]ÿg\[W`b\nWcÿZ]g ~ veidj\Z]`Wÿ\]cdW`b\e]ÿ]eb\`Wc{ÿ]ebWc{ÿZ]gÿdVebeco ‚ƒHQÿJ‰ÿQƒGIGÿHIGÿ yfÿbVW[Wÿ\cÿZ]lÿWn\gW]`Wÿlehÿchki\bbWgÿbeÿbVWÿmW^\cb[Z[ÿbVZbÿ ІOŒGKQ„ÿJ„„JKLÿ Z[Wÿ]ebÿ\]`jhgWgÿ\]ÿbVWÿYWZ[\]^ÿ_Z`aWbÿ\bÿ\cÿleh[ÿ ‰I†ÿQƒGÿFGHIJKLÿ [Wcde]c\k\j\blÿbeÿ\]b[egh`WÿbVZbÿWn\gW]`WÿZbÿbVWÿ NHOPGQÿ Zgi\]\cb[Zb\nWÿVWZ[\]^oÿ ÿ yfÿbVW[Wÿ\cÿZgg\b\e]ZjÿWn\gW]`Wÿlehÿchki\bbWgÿbeÿbVWÿ mW^\cb[Z[ÿgh[\]^ÿbVWÿ\]nWcb\^Zb\e]ÿbVZbÿlehÿZjceÿ|Z]bÿbeÿ  ÿ"#ÿ"$%&'()*+(ÿ,*-..*/ÿ,0'*.ÿ1ÿ2ÿ3&+.('4ÿ56ÿ71 8979ÿÿ ; 9#1<9#191ÿ2ÿ"'*&'(ÿ56ÿ7#;=9#=;9ÿ2ÿ>$4ÿ; 9#1<9#1==ÿ2ÿ-+?#$@#)+Aÿ B.$-'()ÿ3$?C.*ÿ>5Dÿ 3$).ÿÿ+Eÿ9ÿ 1234567ÿ9ÿ13 ÿ22ÿ ÿ  ÿÿ5 6ÿ1 2ÿ ÿ ÿ EFGHIJKLMÿNOÿMPEJMFLMÿJKHEFQÿRIKHÿSMNHEFQTÿEGÿEOÿRIKHÿ HMOUIFOEVEWEGRÿGIXÿ Yÿ[HIUMHWRÿJEOLWIOMÿGSNGÿMPEJMFLMÿGIÿGSMÿIGSMHÿUNHGR\ÿ NFJÿÿ Yÿ]FGHIJKLMÿGSMÿMPEJMFLMÿJKHEFQÿRIKHÿSMNHEFQ^ÿÿ stuÿwtÿxÿwyz{|tz}ÿ _IKÿ̀KOGÿUHIUMHWRÿJEOLWIOMÿNFRÿNFJÿNWWÿJILK`MFGOÿNFJÿ }~yw}{}ÿxÿy€}wÿ€tÿ aEGFMOOMOÿRIKÿEFGMFJÿGIÿKOMÿNGÿRIKHÿSMNHEFQÿNLLIHJEFQÿGIÿGSMÿ z}ÿ‚€ÿ‚ÿs}‚ƒy„ÿ bMQEOGHNHcOÿ[HMSMNHEFQÿdEOLWIOKHMÿbKWMO^ÿeMMÿfHEgIFNÿ fJ`EFEOGHNGEPMÿhIJMÿeMLGEIFÿbijkjllm^ÿÿ fÿON`UWMÿUHMSMNHEFQÿJEOLWIOKHMÿnIH`ÿNFJÿEFOGHKLGEIFOÿNHMÿ UHIPEJMJÿGIÿGSMÿUNHGEMOÿVRÿGSMÿbMQEOGHNH^ÿ stuÿwtÿxÿt†€‚yÿ ]nÿRIKÿUHMPEIKOWRÿOKV`EGGMJÿJILK`MFGOÿGIÿGSMÿbMQEOGHNHÿNFJÿ wt{‡}€zÿxÿ MMJÿNÿLIURÿInÿGSMOMÿJILK`MFGOTÿUWMNOMÿLIFGNLGÿGSMÿ ˆƒ}~ytz|‰ÿz†‡y€€}wÿ F €tÿ€Š}ÿ‹}„yz€ƒ‚ƒÿ bM QEOGHNHcOÿoMQNWÿdMUNHG̀MFGÿIHÿOKV`EGÿNÿUKVWELÿHMLIHJOÿ HMpKMOGÿNGÿSGGUOXqqHIL^nIHLM^LI`qfrbILqOqHILjUKVWELj HMpKMOG^ÿ ÿÿ

 ÿ!"ÿ!#$%&'()*'ÿ+),--).ÿ+/&)-ÿ0ÿ1ÿ2%*-'&3ÿ45ÿ60 7868ÿÿ : 8"0;8"080ÿ1ÿ!&)%&'ÿ45ÿ6":<8"<:8ÿ1ÿ=#3ÿ: 8"0;8"0<<ÿ1ÿ,*>"#?"(*@ÿ A-#,&'(ÿ2#>B-)ÿ=4Cÿ 2#(-ÿÿ*Dÿ8ÿ Licensed Complaint Form Departmental Use Only For Current or Suspended Licensees

Person Filing Complaint Full Name (First Middle Last) Business Name (if a licensed contractor or supplier) ROC License Number(s) (if any)

Nicole Pinazza Mailing Address (Enter jobsite in Contract/Project section) City State Zip

6408 E Lomas Verdes Dr Scottsdale Arizona 85266 Phone Number Email

[email redacted] I consent to receive communications electronically in connection with this case Name of Attorney (if any)

Street Address of Attorney City State Zip

Phone Number of Attorney Email of Attorney

Contractor Information Name (as shown on contract/invoice) ROC License Number(s)

J P Kush Construction LLC ROC 247343 Street Address City State Zip

16420 N 92nd St Ste 222 Scottsdale AZ 85260 Phone Number Email

480-530-0227 [email redacted] Name of Person(s) Representing License

Matt Hyde Contract/Project Information Contract Date Contract Amount Amount Paid

March 17, 2021 $2,324,468.08 $2,324,468.08 Date Work Started Date Work Stopped Date Work Was Completed

July 28, 2021 May 12, 2023 May 12, 2023 Close of Escrow (New Home) Move-In Date (New-Home)

May 26, 2023 May 26, 2024 Jobsite Street Address City State Zip

6408 E. Lomas Verdes Drive Scottsdale AZ 85266 Name of Construction Site Owner Construction Site Name (if applicable)

J.P. Kush Construction Lomas Verdes Estates Phone Number of Construction Site Owner Email of Construction Site Owner

[number redacted] [email redacted] This complaint is for Poor Work I have contacted the contractor by Have you filed a complaint in court? No

RCC099 12/05/18 Page 1 of 2 Licensed Complaint Form Departmental Use Only For Current or Suspended Licensees

Has any work been corrected? No

The contract was Written All change orders were Written This project was Residential This project involved New Home

A building permit was obtained by Contractor 277422 Scottsdale List and briefly describe each complaint item (Please do not write "see attached" or use additional pages unless necessary to further describe issues or list more complaint items) (limited to 100 characters per line)

We have informed the builder multiple times of the stucco issues and he has failed to make the repairs. With respect to the master bedroom door, we recently became aware that the door was on backwards based upon the blueprints and it covering the switch is a code violation. Allegations Listed on Complaint:

Our master bedroom door is incorrect per blueprint. It opens to the right and covers the light switch when open.

Multiple cracks in stucco. Chipping/cracking around windows and door frames.

White staining on stucco resulting from our roof needing to be replaced in February 2023. No stucco repair performed.

Signature I declare under penalty of perjury that the information and documents contained on this Complaint Form, included with this complaint, or hereafter submitted in support of this complaint are true and accurate to the best of my knowledge. I will assist in the investigation or in the prosecution of the contractor or other parties, and will, if necessary, attend hearings and testify to facts. Printed Name Signature Date

Nicole Pinazza \complainant1\ \complainantd1\

RCC099 12/05/18 Page 2 of 2              

THIS PURCHASE CONTRACT/ESCROW INSTRUCTIONS (CONTRACT) HAS IMPORTANT LEGAL CONSEQUENCES, INCLUDING A WAIVER OF JURY TRIAL, AND YOU SHOULD READ IT THOROUGHLY PRIOR TO SIGNING.

&*'(%$)')$('%,$()'*)%$( , $  2E6 

(""' & !DB7>=BCAD2C8>= "" 2?C:K@?2":>:E65":23:=:EJ@>A2?J C:K@?2(% ":46?D6$F>36C /#")"%)11)!% *'"%)11 *-' 

*2<:?8E:E=62D4964<@?611111)@=6)6A2C2E611111*6?2?ED:?@>>@?11111@>>F?:EJ  &C@A6CEJ @:?E*6?2?EDH:E9(:89ED@7)FCG:G@CD9:A

%E96C6IA=2:?    )EC66E55C6DD     :EJ )E2E6 0:A 

@>6&9@?6 -@C<&9@?6[number redacted] "+%)11 *( -.)". )+%)11!"'*%.." *(  #2:= 

&A>?4ACH)6==6C28C66DE@D6==2?5+/( 28C66DE@AFC492D6E96=@E2?59@FD6E@86E96C LE96&C@A6CEJM56D4C:36536=@H@?E96E6C>D2?54@?5:E:@?DD6E7@CE9:?E9:D4@?EC24E   *(-",!"-, *..-!'"  "%) C74033A4BBF78278B////////////////////////////////////////////

*96 =@E E@86E96C H:E9 2 9@FD6 E96 @FD6 E@ 36 4@?DECF4E65 @? E96 =@E 3J )""( :?  244@C52?46H:E9&=2?

gt;  ;4E0C8>= 

&DA270B4&A824 *96AFC492D6AC:462?5A2J>6?EE6C>D@7E9:DEC2?D24E:@?2C62D7@==@HD

0B4&A824   

              

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number redacted] [number redacted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

7@CFJ6CE@2AA=J7@CE96"@2?2E2?@E96C"6?56CD6=64E653J)6==6CAC@G:565FJ6CH:==?@E36 @3=:82E65E@2446AE2?J>2E6C:2==J5:776C6?EE6C>D7@CE96"@2?@E96CE92?2DDA64:7:6523@G6 7 )6==6C>2<6DDF496=64E:@?FJ6CD92==2AA=J7@C2?5FD69:D 96C :ED36DE677@CEDE@@3E2:?E96"@2? 7C@>E96?6H"6?56C2DAC@G:56523@G62?5E967@CEJ 7:G652JE:>6A6C:@57@CFJ6CE@@3E2:? "@2?2AAC@G2=2DAC@G:56536=@HD92==DE2CE282:?   FJ6C28C66DE92E"6?56C>2JBF2=:7JFJ6C7@C2"@2?F?56C2=@2?AC@8C2>@E96CE92?E92E DA64:7:6523@G6:72?J:7FJ6C7@C2?JC62D@?H92ED@6G6C:DF?23=6E@BF2=:7JF?56CE96DA64:7:65 AC@8C2> FJ6CD92==4@@A6C2E6H:E9"6?56C:?AC@G:5:?8?646DD2CJ:?7@C>2E:@?E@BF2=:7JF?56C DF495:776C6?EAC@8C2>D2?5D92==4@>A=6E6E9:DEC2?D24E:@?2?5AFC492D6E96&C@A6CEJFE:=:K:?82 "@2?F?56C2?JDF495:776C6?EAC@8C2>7@CH9:49FJ6CBF2=:7:6DFA@?DF49E6C>D2?5AC@G:D:@?D 2D2C628C665E@3J2?52446AE23=6E@FJ6C?@EH:E9DE2?5:?8E92EE96:?E6C6DEC2E62?5 @C>@?E9=J A2J>6?ED >2J 36 9:896C E92? E92E H9:49 H@F=5 92G6 366? 2G2:=23=6 F?56C 2?@E96C AC@8C2> :?4=F5:?82?JAC@8C2>DA64:7:6523@G6   ? E96 6G6?E FJ6C 5:=:86?E=J A6C7@C>65 :ED @3=:82E:@?D F?56C E96 )64E:@?  3FE ?6G6CE96=6DD FJ6CD2AA=:42E:@?:DC6;64E653J"6?56C@CFJ6C:DF?23=6E@BF2=:7J7@C2?5@3E2:?4@?D:DE6?E H:E9E96E6C>D2?5AC@G:D:@?D@7E9:D@?EC24EE96"@2?DF3;64E@?=JE@"6?56CD4@?E:?86?4:6DE@ 7F?5:?8:72?JE92E2C62446AE23=6E@)6==6C:?)6==6CDD@=65:D4C6E:@?:?E967F==2>@F?E56D4C:365 :?)64E:@? H:E9:?7@CEJ7:G652JD7C@>E9652E6@7E9:D@?EC24E6:E96CA2CEJD92==92G6E96 C:89EE@42?46=E9:D@?EC24E3JD6?5:?8HC:EE6??@E:46@7DF4942?46==2E:@?E@E96@E96CA2CEJ ?E96 6G6?E@7DF4942?46==2E:@?)6==6C28C66DE@C67F?5@C:72AA=:423=642FD6D4C@H86?EE@C67F?5 E@ FJ6C 2== 6A@D:ED C646:G65 7C@> FJ6C =6DD 2 E96 4@DED :?4FCC65 3J )6==6C @C "6?56C :? @3E2:?:?82?2AAC2:D2=2?5 @C4C65:E:?7@C>2E:@?4@?46C?:?8FJ6C2D2AA=:423=62?53E96D2=6D AC:46 @7 2?J ?@?DE2?52C5 %AE:@?D D6=64E65 3J FJ6C 2D :D >@C6 4@>A=6E6=J 56D4C:365 36=@H :? )64E:@?  7E6C2?JDF49C67F?556D4C:36523@G6:72?52D2AA=:423=692D366?8:G6?3J)6==6C E@FJ6C?6:E96CA2CEJD92==92G62?J7FCE96C@3=:82E:@?DE@E96@E96CF?56CE9:D@?EC24E   *96:?E6C6DEC2E62?5 @C766D7@CE96"@2?2?5E96E6C>D2?54@?5:E:@?D@7E96"@2?2C62>2EE6C@7 4@?46C?D@=6=J36EH66?FJ6C2?5"6?56C2?5D92==?@E27764EE96C:89ED@C@3=:82E:@?D@7E96A2CE:6D 96C6E@6I46AEE@E966IE6?E2?2556?5F>C6=2E65E@E96"@2?:D6I64FE653JFJ6C2?5)6==6C )6==6C H:==4@@A6C2E6H:E9FJ6C:?@3E2:?:?8E96"@2?3FEFJ6C24<?@H=6586DE92E)6==6C92D?@E28C665 E@AC@G:56@C@3E2:?2?J"@2?E@@C7@CFJ6C?@C92D)6==6C@C:ED286?ED@776C652?J8F2C2?E66 E92E FJ6C H:== 36 23=6 E@ D64FC6 2?J "@2? @C 2 "@2? F?56C 2?J A2CE:4F=2C AC@8C2>  FJ6C 24<?@H=6586D2?528C66DE92E)6==6C:D?@EC6DA@?D:3=67@CE96"6?56C FJ6C7FCE96C24<?@H=6586D E92EE9:D@?EC24E5@6D?@E4@?DE:EFE62=@2?2AA=:42E:@?2=@2?2AAC@G2=@C24@>>:E>6?E3J2 =6?56C  *96 :?E6C6DE C2E6 D92== 36 E96 4FCC6?E C2E6 36:?8 492C865 3J E96 "6?56C 2E E96 E:>6 "@2? AC@4665D2C65:D3FCD65@C2E2=@H6CC2E6:7DA64:7:653J2?2556?5F>E@E9:D@?EC24E   7 ?@ "@2? :D DA64:7:65 :? )64E:@?   E96 7@==@H:?8 H:== 2AA=J FJ6C F?56CDE2?5D E92E 96 92D 4@?EC24E65E@AFC492D6E96&C@A6CEJ@?242D9D2=632D:DH:E9@FE2?J4@?E:?86?4J7@C7:?2?4:?8 2?5 E92E :E :D FJ6CD D@=6 C6DA@?D:3:=:EJ E@ 92G6 DF77:4:6?E 7F?5D E@ 4=@D6 E9:D EC2?D24E:@? H96? C6BF:C65 7FJ6CDF3D6BF6?E=J2EE6>AEDE@@3E2:?2=@2?E@7:?2?462==@C2A@CE:@?@7E96&FC492D6 &C:46 FJ6C 24<?@H=6586D E92E E9:D @?EC24E 2?5 FJ6CD @3=:82E:@?D 2C6 ?@E 4@?E:?86?E @? @C DF3;64EE@=@2?2AAC@G2=E962G2:=23:=:EJ@72?J=@2?@CE962G2:=23:=:EJ@72?JA2CE:4F=2C=@2?E6C>D                

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

A2J>6?E@72DD6DD>6?ED2?54@>A=:2?46H:E92C49:E64EFC2=4@?EC@=AC@G:D:@?D2D>2J36DE2E65:? DF495@4F>6?E         FJ6CND?:E:2=D6C6[number redacted] [number redacted]    >=BCAD2C8>=>5>DB41H(4;;4A DFD65:?E9:D8C66>6?E29@FD6D92==36566>65 L4@>A=6E6MH96?E962AAC@AC:2E6:EJ:?DA64E:@?286?4J92DG6C32==J8:G6?:ED2AAC@G2=E@E969@>6 2E7:?2=:?DA64E:@? *96C6H:==36?@?665E@H2:E7@CHC:EE6?2AAC@G2=27E6C7:?2=:?DA64E:@?2DD@>6 :EJ 286?4:6D 2C6 =2I :? C6>:EE:?8 HC:EE6? 7:?2= :?DA64E:@? 2AAC@G2=D E@ E96 3F:=56C  )6==6C 92D 4@?DECF4E65:D4@?DECF4E:?8@CH:==368:?4@?DECF4E:@?@7E96@FD62?5H:==4@>A=6E6E96@FD6 H:E9:?E9C669F?5C65D:IEJ 7:G652JD7C@>E9652E6@7"@2?2AAC@G2=@C:7?@"@2?:DE@36 2AA=:657@CH:E9:?7@FC9F?5C652?5EH6?EJ 52JD27E6CE9652E6)6==6C2446AEDE9:D@?EC24E  $@ C6AC6D6?E2E:@? :D >256 3J )6==6C 2D E@ E96 DA64:7:4 4@>A=6E:@? 52E6 @C )6==6CD D4965F=6 @7 4@?DECF4E:@?@E96CE92?2DD6E7@CE9:?E9:D@?EC24E2?5?@A6CD@?@E96CE92?2?FE9@C:K6586?E @7)6==6C92D2?J2FE9@C:EJE@D@3:?5)6==6C2?5FJ6C>2J?@EC6=JFA@?E96D2>6F?=6DD6G:56?465 :?HC:E:?8 *96E:>63JH9:49E96@FD6D92==364@>A=6E65>2J366IE6?5653JHC:EE6?28C66>6?E @7E96A2CE:6D2?5D92==366IE6?5652FE@>2E:42==J3JC62D@?@72?J56=2JDC6DF=E:?87C@>7@CE96 AFCA@D6@7:==FDEC2E:@?3FE?@E2D2=:>:E2E:@?>2E6C:2=@C=23@CD9@CE286D2?J24E@77656C2=DE2E6 @C=@42=2FE9@C:E:6D92G:?8;FC:D5:4E:@?@G6CE96&C@A6CEJ@C27764E:?8)6==6CND23:=:EJE@A6C7@C>E96 DFAA=J @7 FE:=:E:6D 7:C6 F?FDF2= H62E96C 4@?5:E:@?D 24ED @7 @5 A2?56>:4D @C 2?J @E96C 4@?DECF4E:@? 56=2JD H9:49 >2J @44FC H9:49 2C6 ?@E H9@==J H:E9:? E96 4@?EC@= @7 )6==6C @C46 #2;6FC6G6?ED FJ6CDD@=6C6>65J7@C)6==6CD72:=FC6E@4@>A=6E6E96@FD6H:E9:?E96E9C66 9F?5C65D:IEJ 7:G6@C7@FC9F?5C652?5EH6?EJ 52JA6C:@556D4C:36523@G6DF3;64EE@ 2FE@>2E:46IE6?D:@?7@C@C46#2;6FC6G6?EDD92==36E@E6C>:?2E6E9:D@?EC24E3FE@?=J:7FJ6C AC@G:56DHC:EE6??@E:46@7DF49E6C>:?2E:@?H:E9:?7:7E66? 52JD27E6CE96 6IA:C2E:@?@7E92E A6C:@5 7FJ6C5@6D?@E6I6C4:D69:D42?46==2E:@?C:89EDH:E9:?D2:57:7E66? 52JA6C:@5E9:D @?EC24ED92==4@?E:?F6E@362?@?8@:?82?56?7@C4623=6@?EC24E36EH66?E96A2CE:6D2?5=@D:?8 D92==@44FCH96?)6==6C4@>A=6E6DE96@FD6 7FJ6CAC@A6C=J6=64EDE@42?46=E9:D@?EC24EF?56C E96AC6465:?8D6?E6?462==6A@D:EDAC6G:@FD=JA2:53JFJ6CE@)6==6C@CD4C@H86?ED92==36 C6E2:?65 3J )6==6C 2?5 E96C627E6C ?6:E96C A2CEJ D92== 92G6 2?J 7FCE96C 5FEJ @3=:82E:@? @C C6DA@?D:3:=:EJ E@ E96 @E96C F?56C E9:D @?EC24E  $@EH:E9DE2?5:?8 E96 7@C68@:?8 :7 FJ6C 92D ?@E 6=64E65E@@CA6C>:EE65)6==6CE@6=64EE@42?46=E9:D@?EC24E2?5:7E96@FD6:D?@E4@>A=6E653J E92E52E6H9:49:DEH@J62CD7C@>E966I64FE:@?96C6@73JFJ6CDF3;64EE@E966IE6?D:@?7@C @C46#2;6FC6G6?EDFJ6C2EE92EE:>6>2JD66<DA64:7:4A6C7@C>2?467C@>)6==6C2DFJ6CD D@=6 2=E6C?2E:G6 C6>65J F?56C E9:D @?EC24E 7@C )6==6CD 72:=FC6 E@ 42FD6 )6==6C E@ 4@>A=6E6 4@?DECF4E:@?@7E96@FD62?5 @C4@?G6JE:E=6E@E96@FD6E@FJ6C:?2E:>6=J72D9:@?   E :D 6IAC6DD=J 28C665 E92E E96 @FD6 E9@F89 4@>A=6E65 2D 56D4C:365 23@G6 >2J 36 DF3;64E E@ 46CE2:? 255:E:@?2= >:?@C H@C< 2 LAF?49 =:DEM  $@EH:E9DE2?5:?8 E92E 255:E:@?2= H@C< >2J 36 C6BF:C65E@C6D@=G6E96AF?49=:DE:E6>D:7E96@FD6:D=:G23=6E96?E966I:DE6?46@7AF?49=:DE :E6>DH:==?@EC6?56CE96@FD6:?4@>A=6E62?5E96@FD6D92==36566>654@>A=6E67@CAFCA@D6 @7 )64E:@?   #:?@C :E6>D DF49 2D 72:=FC6 @7 @A6C2E:@? @7 2AA=:2?46D 6=64EC:4 @FE=6ED A=F8D @C 7:IEFC6DE@F49FAA2:?E:?8>:?@C4@CC64E:G6H@C<@C492?86D2?5E96=:<6D92==?@EC6?56CE96@FD6 ?@? =:G23=6  -:E9:? 2 C62D@?23=6 A6C:@5 @7 2?5 7@==@H:?8 E96 =@D:?8 )6==6C H:== C6>65J E96 AF?49=:DE:E6>D2?5>2<625;FDE>6?ED28C665E@3JFJ6C2?5)6==6C:?2H2=< E9C@F89:?DA64E:@?                

H9:49H:==36D4965F=653J)6==6C2?5@44FCAC:@CE@=@D:?8 *966I:DE6?46@72AF?49=:DE@C@E96C ?@?DECF4EFC2=4@?DECF4E:@?:>A6C764E:@?DD92==?@E6?E:E=6FJ6CE@42?46=E9:D@?EC24EH:E99@=5 7F?5D2E=@D:?8@C56=2JE96=@D:?8 7E6CE96=@D:?8)6==6C2?5FJ6CD92==92G6?@7FCE96C@C 4@?E:?F:?8 C6DA@?D:3:=:EJ 7@C A6C:@5:4 :?DA64E:@? C6A=246>6?E >2:?E6?2?46 @C C6A2:C @7 :>AC@G6>6?ED6I46AE7@CAF?49=:DE:E6>D:56?E:7:65367@C6@C2E=@D:?8@C2D>2J364@G6C653J E96=:>:E65H2CC2?EJ@7)6==6C:?)64E:@? 36=@H     =BD;0C8>=  ?DF=2E:@? H:== 36 :?DE2==65 :? E96 @FD6 2D 7@==@HD H96C6 4@?DECF4E:@? 2==@HD -"") )&(*$ (((* () (%# $%$ (((* ()*JA60CC0=3 >A1;>F=*9:4<?6DDK( ,2=F6 "$6I46AE@G6C82C286@C F?C67C:86C2E65 DE@C286 C@@>D *JA6 0CC 0=3 >A 1;>F= *9:4<?6DD C13 ( ,2=F6 C13  $@EH:E9DE2?5:?8E967@C68@:?8:?DF=2E:@?>2J36@7=6DD6CE9:4<?6DD2?5(,2=F6E92?:?5:42E65:? 46CE2:? 2C62D H96C6 E96 56D:8? @7 E96 @FD6 5@6D ?@E A6C>:E 8C62E6C E9:4<?6DD  I2>A=6D @7 =@42E:@?DH96C6E9:4<?6DD2?5( ,2=F6>2JG2CJ:?4=F56=@42E:@?DH96C6DEF5D2C6A=2465:?H2==D 2E4@C?6CD2?5H:?5@HD2?5H96C6C@@7ECFDD6D2EE249E@@FED:56H2==D *96( ,2=F6D2C632D65@? E96C6AC6D6?E2E:@?@7E96>2?F724EFC6C2?5 @C:?DE2==6C@7E96:?DF=2E:@?2?5)6==6C5@6D?@EH2CC2?E @CC6AC6D6?EE92EE96D6( ,2=F6D2C64@CC64E )6==6C92DE96C:89EE@>2<6DF3DE:EFE:@?D2DE@E96EJA6 E9:4<?6DD2?5( ,2=F6@7:?DF=2E:@?:?DE2==65:?E96@FD6H:E9@FE@3E2:?:?8E964@?D6?E@7FJ6C 2D=@?82DE96C62C6?@DF3DE2?E:2=492?86D:?E96( ,2=F6@7E96:?DF=2E:@?:?DE2==65:?2DF3DE2?E:2= A@CE:@?@7E96@FD6    DH4ABB4;42C8>=B%?C8>=B0=3%C74AGCA0B FJ6C28C66DE@>2<62?2AA@:?E>6?E H:E92?58@E@(4;;4A?A>E8343BD12>=CA02C>ABBD??;84ABH:E9:?7@FCE66? 3FD:?6DD52JD @7 FJ6CD 6I64FE:@? @7 E9:D @?EC24E E@ D6=64E >2E6C:2=D 7@C E96 @FD6 7C@> )6==6CD 4@=@C 2?5 >2E6C:2=D2>A=6DE@E966IE6?EFJ6C:D6?E:E=65E@>2<6DF49D6=64E:@?D FJ6CDD6=64E:@?DD92== :?4=F56H:E9@FE=:>:E2E:@?2==@7FJ6CD4@=@C2?5>2E6C:2=D6=64E:@?D7@C7=@@C:?84@F?E6CE@AD 2?52==@E96CD6=64E:@?D?646DD2CJ@C2AAC@AC:2E6:?@C56CE@4@>A=6E64@?DECF4E:@?@7E96@FD6  FJ6CDD6=64E:@?DD92==367:?2=2?53:?5:?8 7FJ6C92D?@E>256E96C6BF:C652AA@:?E>6?E@C 5@6D?@E8@E@E964@=@C:K2E:@?@77:46H:E9:?D2:5 3FD:?6DD52JA6C:@5)6==6C:?)6==6CDD@=6 2?5 23D@=FE6 5:D4C6E:@? >2J >2<6 DF49 D6=64E:@?D 7@C FJ6C 2?5 FJ6C 28C66D E92E )6==6CD D6=64E:@?DD92==3623D@=FE6=J3:?5:?8FA@?FJ6C         FJ6CND?:E:2=D6C6[number redacted] [number redacted]       %?=J2E9@D6?@? @AE:@?2=:E6>D@7A6CD@?2=AC@A6CEJ7:IEFC6D762EFC6D2?56BF:A>6?E56D4C:365 :?E96A=2?D2?5DA64:7:42E:@?D7@CE96@FD62D=@42E65:?E96@77:46D@7E96)6==6C2?53E9@D6 255:E:@?2=:DE2?52C5@AE:@?2=:E6>D@C::?@?DE2?52C5@AE:@?2=:E6>D4FDE@>492?86D@C6IEC2D :E6>D:2?5::D92==364@==64E:G6=J<?@H?2DE96%AE:@?DD9@H?:?E9:D@?EC24E2?5 @C@?2 92?86%C56C2?5 @C@?2?556?5F>E@&FC492D68C66>6?E%AE:@?D)FAA=6>6?E2446AE653J 3@E9A2CE:6D2?5DE2E:?8E96255:E:@?2=4@DEDE@FJ6C2?5E96C6BF:C65255:E:@?2=6A@D:ED7C@> FJ6CE96C67@C62C6:?4=F565:?E9:DD2=6 I46AE7@CE9@D6:E6>D56D4C:365:?22?53:?E96 AC6465:?8D6?E6?46?@@E96CA6CD@?2=AC@A6CEJ7:IEFC6D6BF:A>6?E564@C2E:@?D7=@@C4@G6C:?8D 56D:8? @C 564@C2E@C =:<6 762EFC6D H2== 4@G6C:?8D H:?5@H EC62E>6?ED D9FEE6CD 5C2A6C:6D 6E4  7FC?:EFC6 7FC?:D9:?8D 564@C2E:G6 >:CC@CD 2AA=:2?46D =2?5D42A:?8 :?4=F5:?8 3FE ?@E =:>:E65 E@ 2?J=2?5D42A:?8D9@H?:?2?J3C@49FC6>@56=@C:?2?J25G6CE:D:?8>@5:7:42E:@?D@7E96@FD6                

@C @E96C @AE:@?2= :E6>D @7 2?J <:?5 2C6 :?4=F565 :? E96 D2=6  FJ6C 7F==J F?56CDE2?5D 2?5 24<?@H=6586DE92E6G6?E9@F8946CE2:?A=2?D2?5DA64:7:42E:@?D@7)6==6C@C>@56=D@7E969@>6D E@364@?DECF4E65:?E96)F35:G:D:@?92G6366?6C64E653JE96)6==6C>2JD9@H@C:?4=F565C2H:?8D @C56D4C:AE:@?D@7@E96C@AE:@?2=:E6>D56D:8?762EFC6DA6CD@?2=AC@A6CEJ7:IEFC6D@C6BF:A>6?E E96 D2>6 2C6 ?@E 2 A2CE 96C6@7 2?5 2C6 96C63J 6IAC6DD=J 6I4=F565 7C@> E9:D EC2?D24E:@? F?=6DD DA64:7:42==J AC@G:565 7@C :? E9:D @?EC24E E96 556?5F> E@ &FC492D6 8C66>6?E %AE:@?D )FAA=6>6?E2?5 @C:?292?86%C56C2446AE652?5D:8?653J)6==6CDFE9@C:K6586?E 7FJ6C C6BF6DED255:E:@?2=%AE:@?D27E6CE966I64FE:@?96C6@72?5)6==6C:?:EDD@=65:D4C6E:@?:D28C6623=6 E96C6E@E96A2CE:6DD92==AC6A2C6292?86%C56CE96C67@C62?52E96C6BF:C6556A@D:E7@CDE2?52C5 %AE:@?DA=FD3@?6 92=7E96D2=6DAC:46@72?J?@?DE2?52C5%AE:@?D2==2D:56?E:7:65@?E9692?86 %C56CD92==36A2:5:?42D93JFJ6CE@)6==6C2D2?255:E:@?2=6A@D:EAC:@CE@)6==6CD2446AE2?46 @7E9692?86%C56C +?=6DD@E96CH:D6DA64:7:6596C6F?56CE@E964@?EC2CJ:7E9:DEC2?D24E:@?72:=D E@4=@D67@C2?JC62D@?H92ED@6G6C@E96CE92?5672F=E3J)6==6C2==6A@D:ED56=:G6C653JFJ6CE@ )6==6C7@C2?J?@?DE2?52C5%AE:@?DH:==36=@?8D@=6=JE@)6==6C2?5FJ6CH:==92G6?@4=2:>@C C:89EE96C6E@H92ED@6G6C *96A2CE:6D28C66E92EE9:DAC@G:D:@?:DC62D@?23=63642FD6@7E968C62E F?=:<6=:9@@5@7)6==6CC64@G6C:?8E96D2=6DAC:46@72?J?@?DE2?52C5%AE:@?D7C@>2DF3D6BF6?E FJ6C@7E96@FD6    (4;;4AB"8<8C43)F>-40A,0AA0=CH J6I64FE:?8E9:D@?EC24E2DAC@G:56536=@H )6==6CH2CC2?EDE92E2==H@C<A6C7@C>653J)6==6C:?4@??64E:@?H:E9E964@?DECF4E:@?@7E96@FD6 H:==36@72BF2=:EJH9:494@?7@C>DH:E9E96C6BF:C6>6?ED@7E96C:K@?2(68:DEC2C@7@?EC24E@CD 2?5)6==6CH2CC2?ED2==DF49H@C<282:?DE56764E:G6H@C<>2?D9:A2?5>2E6C:2=D7@C2A6C:@5@7EH@ J62CD7C@>E9652E6@7=@D:?8 )6==6C5FC:?8?@C>2=3FD:?6DD9@FCD2E:ED@H?6IA6?D6H:== >2<62?J2?52==?646DD2CJC6A2:CD2?5C6A=246>6?ED@C2EE96)6==6CNDD@=65:D4C6E:@?A2J7@C2 E9:C5 A2CEJE@A6C7@C>E96C6A2:CDE96?6657@CH9:49)6==6C:D?@E:7:65@7:?HC:E:?85FC:?8E96EH@ J62CA6C:@5AC@G:5652DF49C6A2:CD2?5C6A=246>6?ED2C6?646DD2CJ2D2C6DF=E@756764E:G6 H@C<>2?D9:A @C >2E6C:2=D 3 )6==6C :D AC@G:565 H:E9 ?@E:46 @7 E96 2==6865 56764E 2?5 2? @AA@CEF?:EJ E@ 4FC6 @C C6>65J E96 D2>6 H:E9:? 2 C62D@?23=6 A6C:@5 @7 E:>6 2?5 FJ6C >FDE 4@@A6C2E6H:E9)6==6C:?5@:?8D@2?54)6==6C:D8C2?E65C62D@?23=62446DDE@E96&C@A6CEJ5FC:?8 ?@C>2= 3FD:?6DD 9@FCD  (""'( %")%$( *$' )( ,''$)- $ *$')(%$)')'"#))%'&'$'&"#$) $@DE6AD E2<6?3J)6==6CE@4@CC64E56764EDD92==6IE6?5E96H2CC2?EJA6C:@536J@?5E96EH@J62CA6C:@5 56D4C:36523@G6 *9:DH2CC2?EJ:D2AA=:423=6@?=JE@>2EE6CDC6A@CE65:?HC:E:?8E@)6==6C367@C6E96 6IA:C2E:@?@7E96EH@J62CH2CC2?EJA6C:@5 *)"#*-(($*/).&())"/ ,$ $ "+ % $/ %*( -(($*) .&()) %( #&" *% * #.#+# .*$* ""%- / * "-   )""( )"#) $/ %*( -(($*)$"+$#&"-(($*)%#($*"*/*$)) %(&(*+"(&+(&%)*"*/$*$+)-%(!#$)&%( %$)*(+*%$(($*%#()$(%#*(#$*+) #&%) / )**+* %+() % "$ %##%$ "- %( %*(-)  )""()"#)""*/%($$*"%(%$)'+$*"#)   )6==6C>2<6D?@H2CC2?EJ@CC6AC6D6?E2E:@?2DE@E96AC6D6?46@C?@?AC6D6?46@7C25@?6IA2?D:G6 @CDF3D:5:?8D@:=D>@=523@G6@C36=@H8C@F?59:89G@=E2866=64EC:42==:?6D@C724:=:E:6D@C@E96C 92K2C5@FD6?G:C@?>6?E2=4@?5:E:@?D@?@C:?E96G:4:?:EJ@7E96&C@A6CEJ@CE9667764E@72?JDF49                

4@?5:E:@?@?E96&C@A6CEJ2?5)6==6CH:==92G6?@=:23:=:EJ@CC6DA@?D:3:=:EJE96C67@C6F?=6DD2?5 @?=JE@E966IE6?E)6==6C24EF2==J42FD65E96D2>6E@36AC6D6?E@?E96&C@A6CEJ 4@AJ@7E96D@:=D C6A@CE:D2G2:=23=6FA@?C6BF6DE FJ6C2=D@28C66DE@7F==J?@E:7J2?JDF3D6BF6?EAFC492D6CD@7E96 4@?5:E:@?@7E96&C@A6CEJ2?52?J2?52==56764ED7@F?52?5 @C4@>A=2:?65@73JFJ6CAC:@CE@E96 E:>6@7DF49AFC492D6                  FJ6CND?:E:2=D6C6[number redacted] [number redacted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

        FJ6CD?:E:2=D6C6[number redacted] [number redacted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number redacted] [number redacted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

6DE:>2E6:?25G2?462?5E92EC6E6?E:@?@7E966A@D:EDA2:53JFJ6CE@)6==6C@CD4C@H86?E 4@?DE:EFE62C62D@?23=66DE:>2E6@7)6==6CD52>286D2?5D92==367@C76:E65E@)6==6C2D=:BF:52E65 52>286D2?5?@E2D2A6?2=EJ)F3;64EE@E96E6C>D2?5AC@G:D:@?D@7)64E:@?D2?57@C56764E:G6 E:E=6@C)6==6CD72:=FC6E@4@>A=6E6E:>6=JE964@?DECF4E:@?@7E96@FD6:7)6==6C@E96CH:D672:=DE@ 4@>A=JDF3DE2?E:2==JH:E9E96E6C>D2?54@?5:E:@?D@7E9:D@?EC24EAC:@CE@E96=@D:?82?5:7FJ6C D92==92G64@>A=:65H:E92==:ED@3=:82E:@?D96C6F?56CFJ6CD92==366?E:E=65E@56=:G6CE@D4C@H 86?E2?5)6==6C2HC:EE6??@E:4656E2:=:?8E965672F=E@7)6==6C)6==6CD92==92G6EH6?EJ 52JD 7C@> E96 C646:AE @7 DF49 ?@E:46 H:E9:? H9:49 E@ C6>65J E96 5672F=E 6I46AE E92E :7 E96 C6BF:C65 A6C7@C>2?4642??@EC62D@?23=J364@>A=6E653J)6==6CH:E9:?D2:5EH6?EJ 52JDE96?)6==6C D92==92G62C62D@?23=6E:>6?@EE@6I4665D:IEJ 52JDH:E9:?H9:49E@C6>65JE965672F=E 7 )6==6C92D?@EC6>65:65E965672F=EH:E9:?E96E:>6AC@G:565:?E96AC6465:?8D6?E6?46FJ6C2D :ED D@=6 C6>65J >2J 42?46= E9:D @?EC24E 2?5 C646:G6 2 C67F?5 @7 :ED 6A@D:ED  FJ6C 96C63J 6IAC6DD=JH2:G6D2?J@E96CC:89ED2?5C6>65:6D:E>2J92G62E=2H@C:?6BF:EJ      0B4<4=CB 4=24B A038=6 0=3 A08=064 (D138E8B8>= BBD4B 4A0<82 )8;4 %C74A70=64B FJ6C24<?@H=6586D2?5F?56CDE2?5DE92E2E96"@E2DH:E9>@DEDF35:G:D:@? =@ED:DDF3;64EE@AF3=:4FE:=:EJ62D6>6?ED2?5@?=J=2?5D42A:?82?5C6>@G23=6D64E:@?76?46D>2J 363F:=EH:E9:?DF4962D6>6?E2C62D *96=@42E:@?@7FE:=:EJ=:?6DFE:=:EJ:>AC@G6>6?EDDF492D3FE ?@E =:>:E65 E@ ;F?4E:@? 3@I6D EC2?D7@C>6CD @C A656DE2=D 2?5 D6H6C E2AD >2J G2CJ 7C@> E96 )F35:G:D:@?A=2?D376?46D>2J6?4C@249@?6:E96CD:56@724EF2="@E=:?6D4E96"@E92D366? @CH:==368C25653J)6==6CE@5C2:?:?244@C52?46H:E924:EJ 4@F?EJ2AAC@G658C25:?82?55C2:?286 A=2?2?5:?5FDECJDE2?52C5D *96+/(ND7FEFC64@?DECF4E:@?:?4=F5:?876?46DA2E:@D564<D A@@=DDA2D2?5=2?5D42A:?8@?@C8C25:?8=2?5D42A:?8@C6I42G2E:@?@7E96"@E4@F=55:DCFAE 5C2:?2862?5 @CC6E6?E:@?2?5 @C42FD67=@@5:?8@CA@?5:?82?552>286E@7@@E:?8DDE6>H2==D@C D=23D:7?@E4@CC64E=J6?8:?66C652?5FJ6CH:==36D@=6=JC6DA@?D:3=67@CE96D624E:G:E:6D5)6==6C C6D6CG6DE96C:89EE@>2<6492?86DE@E9656D:8?@7E96)F35:G:D:@?2?5:?E96A=2?DDA64:7:42E:@?D >2E6C:2=D 2?5 =@42E:@? 7@C 2== )F35:G:D:@? :>AC@G6>6?ED :?4=F5:?8 3FE ?@E =:>:E65 E@ A=2?D 2?5 6=6G2E:@?D @7 9@>6D 96C627E6C E@ 36 4@?DECF4E65 H:E9:? E96 )F35:G:D:@?  *96 )F35:G:D:@? :D 2 A=2??654@>>F?:EJH9:49H:==4@?E2:?>2?JD:>:=2C9@FD6D2?5E96@FD6:D?@E24FDE@>56D:8? 6E96492C24E6C2?5FD6@7E96AC@A6CEJDFCC@F?5:?82?5:?E96G:4:?:EJ@7E96)F35:G:D:@?>2J 492?86 2?5 :? 2?J 6G6?E :D ?@E H2CC2?E65 3J )6==6C 7  D@>6 >:?@C 4C24<:?8 :? 4@?4C6E6 :D 6IA64E652?5F?2G@:523=62?5)6==6C5@6D?@EH2CC2?E4@?4C6E6282:?DEDF494C24<:?8:7E96D2>6:D H:E9:?=:>:ED2446AE23=6E@E96C:K@?2(68:DEC2C@7@?EC24E@CD8)6==6C:D?@EC6DA@?D:3=67@C 2?55@6D?@EH2CC2?E4@?4C6E6E92E92D4C24<653642FD6@7@G6C H2E6C:?8@CA@?5:?82==@H65?62C 29@FD6H2=<@C5C:G6H2JE92E92D42FD656IA2?D:@?@CD6EE=:?89E964@?4C6E67=@@C@7E96@FD6 >2J92G6;@:?ED:?:E2?5:DDF3;64EE@4C24<:?85F6E@D6EE=:?86IA2?D:@?2?5 @C4@?EC24E:@? -96? 46C2>:4E:=6:D:?DE2==65@G6C2?JDF494@?4C6E6@C2?JDF494C24<@C;@:?EE96E:=6@CE:=6;@:?ED>2J 4C24< 2?5 FJ6C F?56CDE2?5D 2?5 28C66D E92E E96 D2>6 :D 2 >2:?E6?2?46 :E6> 2?5 E96 D@=6 C6DA@?D:3:=:EJ@7FJ6C:76?46D4@?DECF4E653J)6==6C2?5AC@G:565E@FJ6C2C6AC:G24JH2==D @?=J2?52C6?@EDECF4EFC2=@CC6E2:?:?8H2==D2?5)6==6CH:==92G6?@=:23:=:EJ@CC6DA@?D:3:=:EJ7@C E964@?D6BF6?46D:7FJ6C2EE6>AEDE@FD62?J76?467@C5C2:?2864@?EC@=C6E6?E:@?@C324<7:==:?8 2?5 ; 4@?DECF4E:@? 24E:G:EJ :? E96 )F35:G:D:@? H:== 4@?E:?F6 27E6C E96 =@D:?8 2?5 FJ6CD @44FA2?4J@7E96&C@A6CEJH:E92EE6?52?E?@:D65FDEEC277:45:DCFAE:@?2?54@?86DE:@?2?5@E96C :?4@?G6?:6?46 )6==6C5:D4=2:>D2?5FJ6C96C63JC6=62D6D)6==6C7C@>2?J2?52==C6DA@?D:3:=:EJ @3=:82E:@?@C=:23:=:EJH92ED@6G6C7@CE96@44FCC6?46@72?J@7E96D66G6?ED@CE965:C64E@C:?5:C64E                

C6DF=EDE96C6@7 FJ6C2=D@F?56CDE2?5D24<?@H=6586D2?528C66DE92E:7FJ6C56D:C6DE@5@2?J 8C25:?84@?DECF4E:@?@C2?J@E96CH@C<@?E96&C@A6CEJ27E6C4=@D:?8FJ6C7:CDED92==@3E2:?2== ?646DD2CJ2AAC@G2=DA6C>:ED2?5=:46?D6DC6BF:C657@CDF49H@C<7C@>E964@?EC@==:?89@>6@H?6CD 2DD@4:2E:@?D :7 2?J 2?5 @C :ED 2C49:E64EFC2= 4@?EC@= 4@>>:EE66D 2D AA=:423=6 2?5 2== 2AA=:423=6 8@G6C?>6?E2= @C BF2D: 8@G6C?>6?E2= 286?4:6D 92G:?8 ;FC:D5:4E:@? @G6C E96 &C@A6CEJ  ?J DF49 H@C< 4@?5F4E65 @? E96 &C@A6CEJ 3J FJ6C D92== G@:5 2?5 E6C>:?2E6 )6==6CD H2CC2?EJ AC@G:565E@FJ6C2D56D4C:365:?)64E:@? 2DE@2?JA2CE@7E96&C@A6CEJ27764E655:C64E=J@C :?5:C64E=J3JDF49H@C<     8B?DC4B CC>A=4HB44B0=3>BCB )F3;64EE@E96E6C>D2?5AC@G:D:@?D@7)64E:@?  :76:E96CA2CEJ6>A=@JD2?2EE@C?6JDE@6?7@C464@==64E:@?A6C7@C>2?46DA64:7:4A6C7@C>2?46@C C64@G6CJ@752>286D7@C3C6249@7E96E6C>D@7E96@?EC24E6:E96C3J=:E:82E:@?@C?68@E:2E:@?6249 A2CEJ28C66DE92E6249A2CEJH:==36C6DA@?D:3=67@CE96:C@H?2EE@C?6JD766D2?52==4@DED@7DF49 24E:@?@CAC@4665:?8:72?J:?4=F5:?8E2I23=64@DED4@DED@7AC6EC:2=5:D4@G6CJ2?56IA6CEH:E?6DD 766D *96&2CE:6D28C66E92E2?J5:DAFE6D92==363C@F89E:?E96)FA6C:@C@FCE@7#2C:4@A2@F?EJ  @E9&2CE:6D28C66E@H2:G6CE96:CC:89EE@2;FCJEC:2=          FJ6CD?:E:2=D6C6[number redacted] [number redacted]     

gt;C824B  I46AE 2D :D @E96CH:D6 AC@G:565 :? E9:D @?EC24E 2== ?@E:46D C6BF:C65 @C A6C>:EE65F?56CE9:D@?EC24ED92==36:?HC:E:?82?5D92==3667764E:G6FA@?A6CD@?2=56=:G6CJE@ )6==6C@CFJ6C@CFA@?56A@D:E:?E96+)>2:=7:CDE4=2DDC68:DE6C65@C46CE:7:65H:E9A@DE2867F==J AC6A2:5255C6DD65E@E96C6DA64E:G6A2CE:6D2EE96255C6DD6DDA64:7:65:?E9:D@?EC24E@CE@DF49 @E96C255C6DD2D6:E96CA2CEJ7C@>E:>6E@E:>6D92==DA64:7J:?E96>2??6CAC@G:565:?E9:DD64E:@?     )8<4>5BB4=244=4A0; *:>6:D@7E966DD6?46@7E9:D@?EC24E $@H2:G6C96C6F?56C D92==3667764E:G6F?=6DD:?HC:E:?82?5D:8?653JE96A2CEJ282:?DEH9@>6?7@C46>6?E@7E96H2:G6C :DD@F89E *96H2:G6C@72?J3C6249@72?JAC@G:D:@?@7E9:D@?EC24ED92==?@E4@?DE:EFE62H2:G6C @7D2:5AC@G:D:@?@C2H2:G6C@727FEFC63C6249@7E92E@C2?J@E96CAC@G:D:@? *9:D@?EC24E92D 366? 6I64FE65 :? E96 )E2E6 @7 C:K@?2 2?5 E96 =2HD @7 E96 )E2E6 @7 C:K@?2 D92== 8@G6C? E96 4@?DECF4E:@?@7E9:D@?EC24E 72?JAC@G:D:@?F?56CE9:D@?EC24E@C2?J2AA=:42E:@?E96C6@7D92== 36 :?G2=:5 @C F?6?7@C4623=6 E96 C6>2:?56C @7 E9:D @?EC24E 2?5 2?J @E96C 2AA=:42E:@? @7 DF49 AC@G:D:@?D92==?@E3627764E65E96C63J2?5D92==?@E36C6?56C65:?G2=:5@CF?6?7@C4623=6 *9:D @?EC24ED92==364@?DECF65:?244@C52?46H:E9:EDA=2:?>62?:?82?5E96AC@G:D:@?D@7E9:D@?EC24E D92==?@E36DEC:4E=J4@?DECF657@C?@C282:?DE2?J@7E96A2CE:6DE@E9:D4@?EC24E *9:D4@?EC24E:D 3:?5:?8FA@?E9696:CD6I64FE@CD25>:?:DEC2E@CD2?5DF446DD@CD@7E96C6DA64E:G6A2CE:6D3FE>2J ?@E362DD:8?653JFJ6CH:E9@FEE96AC:@CHC:EE6?2AAC@G2=@7)6==6C:?:EDD@=65:D4C6E:@?2?52?J 2EE6>AE65 2DD:8?>6?E 3J FJ6C H96E96C G@=F?E2CJ @C 3J @A6C2E:@? @7 =2H D92== 36 G@:5  *96 D:?8F=2C:??F>36C2DFD6596C6:?D92==36566>65E@:?4=F56E96A=FC2=2?5E96>2D4F=:?686?56C D92==36566>65E@:?4=F56E9676>:?:?62?5?6FE6C86?56C2?5G:46G6CD2H96?6G6CE964@?E6IE D@C6BF:C6D ?E966G6?E@72?J42?46==2E:@?@7E9:D@?EC24E3J6:E96CA2CEJ2D2FE9@C:K6596C6:? 2?5AC:@CE@C67F?5@72?J56A@D:EDE@FJ6C:7FJ6C:D6?E:E=65E@2?JC67F?5FJ6CH:==6I64FE6 2?J5@4F>6?EDC6BF6DE653J)6==6CE@4@?7:C>E92EFJ6C92D?@C:89ED:?@CE@E96&C@A6CEJ2?5 E92EE9:DEC2?D24E:@?:DE6C>:?2E65                 

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number redacted] [number redacted]          ><<8BB8>=B 44B )6==6C :D 6I4=FD:G6=J C6AC6D6?E65 3J11111111111111111111111111111111 

quot;,*&",0 FJ6C:?E9:DEC2?D24E:@?:DC6AC6D6?E653JE96>D6=G6D @C2?286?E@7E96:C49@@D:?82?56IA6?D6 )6==6CH:==A2J2FJ6CND286?E4@ 3C@<6:7FJ6CND286?E :DC68:DE6C65H:E9D6==6CND286?EFA@?7:CDE4@?E24E@?=J2?5A6CE96E6C>D@7#")(CF=6D     =C8A46A44<4=C
gt;%A0;70=64B>A'4?A4B4=C0C8>=B E:D2A@=:4J@7)6==6C?@E E@6?E6C:?E@2?J@C2=28C66>6?ED@CE@2D<2?JFJ6CE@C6=J@?2?J@C2=C6AC6D6?E2E:@?D4@?46C?:?8 E96&C@A6CEJE96)F35:G:D:@?@CE96DFCC@F?5:?82C62 *966?E:C628C66>6?E36EH66?FJ6C2?5 )6==6C>FDE366IAC6DD65:?HC:E:?8 FJ6CE96C67@C6D92==HC:E6:?E963=2?<DA24636=@H2?J2?5 2==C6AC6D6?E2E:@?D@CAC@>:D6DH9:492C6?@ED6E@FE:?E9:D@?EC24E3FEH9:4992G6366?>2563J )6==6C@C:EDAFCA@CE65286?ED@C6>A=@J66D2?5FA@?H9:49FJ6C:DC6=J:?8:?28C66:?8E@AFC492D6 E96&C@A6CEJ2?5:7E96C62C62?JFJ6CD92==D@:?5:42E6 [number redacted]  FJ6CD?:E:2=D6C6[number redacted] [number redacted]  FJ6C24<?@H=6586DE92EE96C62C6?@28C66>6?EDF?56CDE2?5:?8DC6AC6D6?E2E:@?D@CAC@>:D6D@7 2?J<:?5E92E92G6366?>256E@:?5F46E966I64FE:@?@7E9:D@?EC24E@CFA@?H9:49FJ6CC6=:6D 6I46AE 2D D6E 7@CE9 :? HC:E:?8 :? E9:D @?EC24E  $@ D2=6DA6CD@? 3C@<6C 286?E C6AC6D6?E2E:G6                

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

quot;,*&",0 :D6I4=FD:G6=JC6AC6D6?E653J11111111111111111111111111111111 FJ6C:?E9:DEC2?D24E:@?:D C6AC6D6?E653JE96>D6=G6D@C2?286?E@7E96:C49@@D:?82?56IA6?D6   +/( ) &&"" +$()*$) !$%-") (&()$*) $ ()**2+/()(""),$&)%*)%$*(*$ "".*)$$**(*%$3+/(()*% %+$/""%*)*(#)$&(%,)%$)   +/( #+)*  ,$  %&/ % * &+" (&%(* % * (0%$ &(*#$* % (" )** &(%( *% * )$$ % *) %$*(*  / )$$ "%- *-' !$%,"( '&) % ) &*" '&%') $ )) *-' (  $ %&&%')*$)- )% ' ) %' ($$ )(%$)')                        

  G42DC8>=>5C78B>=CA02C1HDH4AB70;;2>=BC8CDC4>=;H0=>554AC>?DA270B4C74&A>?4ACH  )78B>=CA02C0=30=H?A4B4=C>A5DCDA40334=30'4248?C0=3><4DH4AD83470=64 %A34AB BD??;4<4=CB >A 0<4=3<4=CB 74A4C> 0A4 =>C 18=38=6 D?>= (4;;4A D=C8; BD27 3>2D<4=CB0BA4@D8A430A44G42DC431H(4;;4ABDC7>A8I4364=C DH4A0=3(4;;4AB(0;4B '4?A4B4=C0C8E4B 70E4 B86=43 C78B >=CA02C  )74 (0;4B '4?A4B4=C0C8E4 70B B86=43 B>;4;H C> 02:=>F;4364A4248?C>5C7434?>B8C34B2A81438=8C4< BD1942CC>2>;;42C8>=                    FJ6C   2E6   FJ6C   2E6   AAC@G652?5446AE653J)6==6CE9:D111152J@711111111 1111           & !FD9@?DECF4E:@?     ?C:K@?2":>:E65":23:=:EJ@>A2?J       J 2D@?& !FD9&C6D:56?E                                         

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number redacted] [number redacted]    ">0=2AA=:423=6:7D64E:@? :D4@>A=6E65FJ6C28C66DE@>2<62?2AA@:?E>6?EH:E92?5 8@H:E9:? 3FD:?6DD52JD@7FJ6CND6I64FE:@?@7E9:D4@?EC24EE@E96@77:46@7   /-)")   $ %!%,-.)&    "6?56CE@2AA=J7@C2=@2?@?E96&C@A6CEJ *96=@2?>FDE :?4=F562AC@G:D:@?7@CFJ6CE@AFC492D6E96=@EAC:@CE@4@?DECF4E:@?368:??:?82?5E96?5FC:?8 4@?DECF4E:@?7@C)6==6CE@DF3>:E5C2HD7@CA2J>6?E27E6C>66E:?846CE2:?>:=6DE@?6D  L@?DECF4E:@?"@2?MFJ6C4@?D:DE6?EH:E9E96E6C>DD6E7@CE9:?E9:D@?EC24ED92==DF3>:E2? 2AA=:42E:@?E@"6?56C7@C2=@2?2E2C2E6@7:?E6C6DE2?5FA@?DF49E6C>D2?54@?5:E:@?D2DFJ6C    !"&!"$ #&!" !! $                 

2?5"6?56C2?5)6==6C>2J28C662?5FJ6C28C66DE@AC@>AE=J5:=:86?E=J2?5:?8@@572:E9 AC@G:562==:?7@C>2E:@?2?55@4F>6?EDC6BF:C653J"6?56C?646DD2CJE@249:6G6AC@>AE 2AAC@G2=@7FJ6CND"@2?2AA=:42E:@?2?5E@6I64FE6DF497FCE96C5@4F>6?ED2?5A6C7@C>DF49 24ED2D2C6C62D@?23=J?646DD2CJE@@3E2:?E96"@2?2?5E@?@EH:E99@=5>2?:AF=2E6@CAC@G:56 72=D6:?7@C>2E:@?   FJ6CND72:=FC6E@AC@>AE=J5:=:86?E=J2?5:?8@@572:E9AFCDF6DF492AA=:42E:@?D92==36566>652 >2E6C:2=5672F=EF?56CE9:D4@?EC24E2?5)6==6CD92==366?E:E=65E@6I6C4:D62?J2?52==C6>65:6DD6E 7@CE9:?)64E:@?  I46AE2D>2J36=:>:E653J=2HH:E9C6DA64EE@,3FJ6CD:7FJ6CH:E99@=5D >2?:AF=2E6D@CAC@G:56D72=D6:?7@C>2E:@?C682C5=6DD@7:?E6?EE92EC6DF=ED:?=@2?C6;64E:@?FJ6C H:== 36 :? >2E6C:2= 5672F=E  FJ6C 24<?@H=6586D E92E E96 @3=:82E:@? E@ 2AA=J 7@C 2?5 5:=:86?E=J AFCDF6E96=@2?:D7@CE96AC@E64E:@?@7)6==6CH9@92DC6>@G65E96&C@A6CEJ7C@>E96>2C<6E:? C6=:2?46FA@?FJ6CD@3=:82E:@?D96C6F?56C2?5E92E)6==6CH@F=536>2E6C:2==J:?;FC65:7FJ6C 72:=65E@FD69:D 96C :ED36DE677@CEDE@@3E2:?E96=@2?   ?E966G6?E)6==6C56E6C>:?6DE92EFJ6CD=@2?2AA=:42E:@?H:E9E96@C:8:?2="6?56C:D?@E=:<6=JE@ 36E:>6=J2AAC@G65)6==6C>2J3FE:D?@E@3=:82E65E@25G:D6FJ6C@7)6==6CD@?6E:>66=64E:@? 7@CFJ6CE@2AA=J7@CE96"@2?2E2?@E96C"6?56CD6=64E653J)6==6CAC@G:565FJ6CH:==?@E36 @3=:82E65E@2446AE2?J>2E6C:2==J5:776C6?EE6C>D7@CE96"@2?@E96CE92?2DDA64:7:6523@G6 7 )6==6C>2<6DDF496=64E:@?FJ6CD92==2AA=J7@C2?5FD69:D 96C :ED36DE677@CEDE@@3E2:?E96"@2? 7C@>E96?6H"6?56C2DAC@G:56523@G62?5E967@CEJ 7:G652JE:>6A6C:@57@CFJ6CE@@3E2:? "@2?2AAC@G2=2DAC@G:56536=@HD92==DE2CE282:?   ? E96 6G6?E FJ6C 5:=:86?E=J A6C7@C>65 :ED @3=:82E:@?D F?56C E96 )64E:@?  3FE ?6G6CE96=6DD FJ6CD2AA=:42E:@?:DC6;64E653J"6?56C@CFJ6C:DF?23=6E@BF2=:7J7@C2?5@3E2:?4@?D:DE6?E H:E9 E96 E6C>D 2?5 AC@G:D:@?D @7 E9:D @?EC24E 6:E96C A2CEJ D92== 92G6 E96 C:89E E@ 42?46= E9:D @?EC24E 3J D6?5:?8 HC:EE6? ?@E:46 @7 DF49 42?46==2E:@? E@ E96 @E96C A2CEJ  ? E96 6G6?E @7 DF49 42?46==2E:@?)6==6C28C66DE@C67F?5@C:72AA=:423=642FD6D4C@H86?EE@C67F?5E@FJ6C2== 6A@D:ED C646:G65 7C@> FJ6C =6DD 2 E96 4@DED :?4FCC65 3J )6==6C @C "6?56C :? @3E2:?:?8 2? 2AAC2:D2=2?5 @C4C65:E:?7@C>2E:@?4@?46C?:?8FJ6C2D2AA=:423=62?53E96D2=6DAC:46@72?J ?@?DE2?52C5 %AE:@?D D6=64E65 3J FJ6C 2D :D >@C6 4@>A=6E6=J 56D4C:365 36=@H :? )64E:@?   7E6C2?JDF49C67F?556D4C:36523@G6:72?52D2AA=:423=692D366?8:G6?3J)6==6CE@FJ6C ?6:E96CA2CEJD92==92G62?J7FCE96C@3=:82E:@?DE@E96@E96CF?56CE9:D@?EC24E   *96 :?E6C6DE C2E6 2?5 @C 766D 7@C E96 @?DECF4E:@? "@2? 2?5 E96 E6C>D 2?5 4@?5:E:@?D @7 E96 @?DECF4E:@?"@2?2C62>2EE6C@74@?46C?D@=6=J36EH66?FJ6C2?5"6?56C2?5D92==?@E27764E E96C:89ED@C@3=:82E:@?D@7E96A2CE:6D96C6E@6I46AEE@E966IE6?E2?2556?5F>C6=2E65E@E96"@2? :D6I64FE653JFJ6C2?5)6==6C )6==6CH:==4@@A6C2E6H:E9FJ6C:?@3E2:?:?8E96"@2?3FEFJ6C 24<?@H=6586DE92E)6==6C92D?@E28C665E@AC@G:56@C@3E2:?2?J"@2?E@@C7@CFJ6C?@C92D )6==6C@C:ED286?ED@776C652?J8F2C2?E66E92EFJ6CH:==3623=6E@D64FC62?J"@2?@C2"@2?F?56C 2?J A2CE:4F=2C AC@8C2>  FJ6C 24<?@H=6586D 2?5 28C66D E92E )6==6C :D ?@E C6DA@?D:3=6 7@C E96 "6?56C FJ6C7FCE96C24<?@H=6586DE92EE9:D@?EC24E5@6D?@E4@?DE:EFE62=@2?2AA=:42E:@?2=@2? 2AAC@G2=@C24@>>:E>6?E3J2=6?56C  

                

DH4A8B0F0A4C70C0??;820C8>=0??A08B0;2A438CA4?>AC0=3 >A>C74A544BF8;;142>;;42C431H "4=34A0C">0=0??;820C8>=0=30A4=>=A45D=301;4

  ;>B8=6 @==@H:?8 FJ6C @3E2:?:?8 2AAC@G2= 7@C E96 @?DECF4E:@? "@2? 2?5 E96 56E6C>:?2E:@?@727:?2=3F586E:?4=F5:?8@AE:@?D3FE 367@C64@?DECF4E:@?368:?D)6==6C2E:EDD@=6 5:D4C6E:@?D92==AC@G:56FJ6CH:E92G6C32=@CHC:EE6?$@E:46@7(625J7@C=@D:?8 +A@?C646:AE @7E96?@E:46FJ6CD92==E2<6DF49DE6AD2D2C6?646DD2CJE@67764EE96=@D:?82EE96E:>62?552E6 DA64:7:653J)6==6CE96=@D:?82E6:?4=F5:?86I64FE:@?@7"@2?5@4F>6?ED %?E964=@D:?8 52E6FJ6CD92== 56A@D:EH:E9E96D4C@H86?EDF77:4:6?E7F?5D7@CE96AFC492D6@7E96=@E 

)9@F=5D4C@H86?E364=@D65@?E9652JDA64:7:6596C6:?7@C=@D:?8E96=@D:?8C6BF:C6>6?ED >2J36>6E@?E96?6IEDF44665:?852JD4C@H86?E:D@A6?7@C3FD:?6DD 7FJ6C72:=DE@4=@D6 @?E96=@D:?82E63FE:7=@D:?8DF3D6BF6?E=J@44FCDFJ6CD92==A2JE@)6==6C2E=@D:?8:? 255:E:@?E@2?5?@E:?=:6F@72==@E96C2>@F?ED5F67C@>FJ6CF?56CE9:D@?EC24E2=2E64=@D:?8 7666BF2=E@ A6C52J7@C624952J7C@>2?5:?4=F5:?8E96D4965F=65=@D:?82E6E@2?5 6I4=F5:?8E9624EF2=52E6@7=@D:?8F?=6DDFJ6C@3E2:?D2,8F2C2?E665"@2?:?H9:4942D6 E9:DAC@G:D:@?D92==?@E2AA=J *9:D766:D:?255:E:@?E@)6==6CD@E96CC6>65:6DF?56C)64E:@? 2D AC@G:565 3J )64E:@?  A@DD6DD:@? @7 E96 &C@A6CEJ D92== C6>2:? 6I4=FD:G6=J :? )6==6C F?E:= E96 =@D:?892D@44FCC65 

FJ6CF?56CDE2?5D24<?@H=6586D 2?528C66DE92E2=E9@F897@==@H:?84=@D:?8 FJ6C92DE2<6? E:E=6E@E96AC@A6CEJE92ED2:5AC@A6CEJ:DF?56CE96D@=64@?EC@=@7E96)6==6C $6:E96CFJ6C?@C2?J @7FJ6CND286?EDD92==92G6E96C:89EE@6?E6CE96AC@A6CEJH:E9@FEAC:@C?@E:7:42E:@?E@2?5HC:EE6? A6C>:DD:@?@7E96)6==6C FJ6CF?56CDE2?5DE92EE96=@EH:==362?24E:G64@?DECF4E:@?D:E6E92E92D =2E6?E2?5A2E6?E92K2C5@FD4@?5:E:@?D FJ6C6IAC6DD=JH2:G6D2?J2?52==4=2:>D282:?DE)6==6C D9@F=5FJ6C6?E6CE96AC@A6CEJH:E9@FEHC:EE6?A6C>:DD:@?@7E96)6==6C2?536:?;FC65

@==@H:?84@>A=6E:@?@7E96@FD6)6==6CH:==AC@G:56FJ6CH:E9?@E:46@7FJ6CNDC:89EE@6?E6C E96AC@A6CEJ )6==6CH:==2=D@AC@G:56?@E:46E@FJ6C2EE9:DE:>6E92EFJ6CD9@F=52CC2?867@CE96 FE:=:E:6DE@36EFC?65@?E@E96&C@A6CEJ DH4A 70BC74B>;4A4B?>=B818;8CHC>0AA0=645>ADC8;8C84B C>14CDA=43>=C>C74&A>?4ACH 

  FJ6C FJ6CC 2E6 FJ6CC 2E6

AAC@G652?5446AE653J)6==6CE9:D111152J@711111111 1111

 & !FD9@?DECF4E:@?  ?C:K@?2":>:E65":23:=:EJ@>A2?J J 2D@?& !FD9&C6D:56?E

 Complainant: Nicole Pinazza 6408 E Lomas Verdes Dr Scottsdale, AZ 85266

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C008 12/23 Respondent: J P Kush Construction LLC 16420 N 92nd St Ste 222 Scottsdale, AZ 85260

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C008 12/23 November 14, 2024

Re: Complaint No. 2024-12339

Dear Complainant and Respondent:

A formal complaint has been filed with the Arizona Registrar of Contractors.

A jobsite inspection is scheduled for Monday, November 25, 2024 at 10:00 AM. The Complainant is required to be present. The Respondent’s attendance is requested and encouraged. The Registrar encourages both parties to make a good faith effort to resolve this complaint prior to the jobsite inspection.

COMPLAINANT: 1. Under A.R.S. § 32-1155(D)(1), the Respondent must be allowed, upon request, the opportunity to inspect the work complained of within fifteen (15) days of receiving this notice. If Respondent is not provided an opportunity to inspect the work within the fifteen (15) day time period, the Registrar may be prohibited from taking further action on this complaint. 2. The Registrar may also be precluded from taking further action on this complaint, if the work that is the subject of the complaint is subject to neglect, modification, or abnormal use. A.R.S. § 32-1155(D)(2) 3. You must provide safe access to any area to be inspected. If access to a roof or other elevated area is required, you must provide a means to safely access the area (ladder or manlift as appropriate). Additionally, please secure any animals.

RESPONDENT: 1. Enclosed is a copy of the complaint. Under A.R.S. § 32-1155(D) you must be allowed, upon request, the opportunity to inspect the work complained of within fifteen days of the date of receipt of this notice. 2. To assist the assigned investigator in evaluating the merits of the complaint, please submit a response to the enclosed complaint to the assigned investigator prior to the scheduled inspection. 3. If you do not attend the jobsite inspection, your absence may negatively impact the investigation, and your interests. 4. If a building permit(s) was required for this project, please have the building permit information available at the jobsite inspection. If either party needs to reschedule the jobsite inspection, please notify the assigned investigator at least three business days prior to the inspection date to schedule a new date and time.

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C008 12/23 If the parties resolve the complaint prior to the inspection, please notify the assigned investigator in writing and by phone as soon as possible.

Sincerely,

Mike Wiskow, Investigator 602 7716750 [email redacted] 1700 W Washington StSte 105 Phoenix, AZ 85007

Cc: File

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C008 12/23 A Guide to Jobsite Inspections

Purpose of the Jobsite Inspection When the Registrar receives a complaint against a contractor’s license alleging poor workmanship, the Registrar generally schedules a Jobsite Inspection. The Jobsite Inspection serves two purposes: 1. To give the contractor an opportunity to inspect the complaint items; and 2. To give the Registrar an opportunity to determine if the contractor’s work violates Arizona law.

Jobsite Inspection Rights and Responsibilities Access to inspect: The property owner has complete control over who they allow on the property. However, if the Registrar’s investigator or the contractor cannot inspect the work, the Registrar will not move forward with a citation.

Cooperation: Arizona law enables injured parties to seek relief for damages through several paths. When dealing with a licensed contractor, the Registrar of Contractors’ administrative complaint process may serve as one of those possible paths. However, in order to use that path, the Registrar relies on the cooperation of all parties to a complaint.

Minimum workmanship: The Registrar investigates workmanship complaints for compliance with minimum workmanship and professional industry standards. The Registrar does not issue citations for work that meets these standards.

Scope: The scope of the Jobsite Inspection is limited to items listed in the complaint filed with the Registrar’s office. It is the complainant’s responsibility to point out the complaint item(s) and the Investigators role to review the item(s). If the complainant identifies additional workmanship items not listed in the original complaint, they must file an addendum to the complaint. The Registrar’s Investigator may identify additional administrative violations by the contractor (e.g. work performed out of scope of the license and failure to provide a contract that meets requirements set by Arizona law) at the time of the inspection.

The Role of the Investigator At the Jobsite Inspection, the Registrar’s investigator will: ● Only investigate the items listed on the complaint form filed with the Registrar. ● Will gather evidence to make an informed decision about the complaint items.

What to expect after a Jobsite Inspection 1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C008 12/23 After doing a Jobsite Inspection, the Registrar’s Investigator will leave the jobsite and review the evidence provided during the inspection. Generally, the investigator does not make any determination at the time of the jobsite inspection regarding whether the allegations listed in the complaint are supported. ● If the allegations are confirmed, the Registrar’s Investigator may issue a Written Directive telling the contractor to correct the poor or incomplete work. ● If the allegations are not confirmed, the Registrar’s Investigator will close the complaint.

Questions? If you have already filed a complaint and it was assigned to an investigator, you are encouraged to contact that investigator directly with the information listed in your jobsite inspection letter. If you have not filed a complaint yet or have not been assigned an investigator, you can reach the Registrar’s compliance department at (877) 692-9762.

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C008 12/23 A Guide to Written Directives Purpose of the Jobsite Inspection When the Registrar receives a complaint against a contractor’s license, the Registrar generally schedules a Jobsite Inspection. The Jobsite Inspection serves two purposes: 1. To give the contractor an opportunity to inspect the complaint items; and 2. To give the Registrar an opportunity to determine if the contractor’s work violates Arizona law.

What to expect after a Jobsite Inspection After doing a Jobsite Inspection, the Registrar’s Investigator will determine whether the allegations listed in the complaint are supported. ● If the allegations are confirmed, the Registrar’s Investigator may issue a Written Directive telling the contractor to correct the poor or incomplete work. ● If the allegations are not confirmed, the Registrar’s Investigator will close the complaint.

Written Directives Access: In order to use the administrative process offered by the Registrar, a property owner must provide reasonable access to allow the contractor to fix their work as directed by the Registrar in a Written Directive. Complainants may not put any additional, unnecessary restrictions on the Respondent above and beyond the initial contract requirements agreed upon at the beginning of the project. Respondents are required to make repairs on items identified on any Written Directive, not otherwise restricted by local code or HOA limitations. Complainants must make access available to the Respondent to make the required repairs and failure to provide reasonable access may result in the Registrar dismissing the complaint.

Contractor obligations: The Written Directive will set a deadline for compliance. This is the period of time determined by the Investigator as necessary to complete the items listed in the Directive. ● The deadline for compliance assumes the contractor will promptly begin working on the items listed in the Directive. ● Do not wait. Both parties should communicate quickly to schedule the work.

Extensions: If good cause exists to extend this deadline, either party may submit a written request to the Investigator. The Registrar will review requests for extension and determine if the Directive should be extended.

Manner and method of performance: The Registrar does not provide specific instructions for how to correct poor work. A licensed contractor is expected to have the skill and 1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C008 12/23 professionalism to complete the work. Moreover, the complainant may not dictate the manner of repair. If the contractor fails to appropriately correct the work according to the contract, the Registrar will issue a citation.

Compliance Inspection: After the Written Directive expires, the Registrar’s Investigator will contact the complainant to determine if the contractor performed any corrective work. ● If the contractor did corrective work, the Investigator may schedule a Compliance Inspection to determine if the poor work is corrected. ● If the contractor did not perform any corrective work, the Registrar’s Investigator will not do a Compliance Inspection and will determine whether to issue a citation based on the administrative record.

Work performed after the directive ends: After the Directive period ends, a property owner may choose to allow the contractor to continue its work. The Registrar encourages parties to work cooperatively, but cannot require a homeowner to continue to allow a contractor access to the property after the Directive period ends in order for the administrative process to continue. Denying access after the Directive ends is not grounds to close or dismiss a complaint.

Questions? If you have already filed a complaint and it was assigned to an investigator, you are encouraged to contact that investigator directly with the information listed in your jobsite inspection letter. If you have not filed a complaint yet or have not been assigned an investigator, you can reach the Registrar’s compliance department at (877) 692-9762.

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C008 12/23 1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C008 12/23 11/25/24, 1:14 PM State of Arizona Mail - JSI rescheduling

Michael Wiskow <[email redacted]>

JSI rescheduling messages

Michael Wiskow <[email redacted]> Fri, Nov 22, 2024 at 11:33 AM To: [email redacted], [email redacted]

Due to an emergency, the JSI cannot happen next week. Are you two available on 12/27?

-- Michael Wiskow Investigator #217 Arizona Registrar of Contractors 602.771.6750 [email redacted]

Jason Kush <[email redacted]> Fri, Nov 22, 2024 at 11:44 AM To: Michael Wiskow <[email redacted]> Cc: "[email redacted]" <[email redacted]>

I am.

Thank you.

Sent from my iPhone, please forgive typo's and misspelling.

On Nov 22, 2024, at 11:33 AM, Michael Wiskow <[email redacted]> wrote:

[Quoted text hidden]

Pinazza, Nicole <[email redacted]> Fri, Nov 22, 2024 at 1:56 PM To: Michael Wiskow <[email redacted]>, "[email redacted]" <[email redacted]>

Yes. We are available.

Thanks

Nicole

[Quoted text hidden]

*****Any tax advice included in this communication may not contain a full description of all relevant facts or a complete analysis of all relevant tax issues or authorities. This communication is solely for the intended recipient's benefit and may not be relied upon by any other person or entity. *****

https://mail.google.com/mail/u/0/?ik=e45caa793b&view=pt&search=all&permthid=thread-a:r-[number redacted]&simpl=msg-a:r-[number redacted]… 1/2 11/25/24, 1:14 PM State of Arizona Mail - JSI rescheduling This message (including any attachments)contains confidential information intended for a specific individual and purpose, and is protected by law. If you are not the intended recipient, you should delete this message and any disclosure, copying, or distribution of this message, or the taking of any action based on it, by you is strictly prohibited.

Deloitte refers to a Deloitte member firm, one of its related entities, or Deloitte Touche Tohmatsu Limited ("DTTL"). Each Deloitte member firm is a separate legal entity and a member of DTTL. DTTL does not provide services to clients. Please see www.deloitte.com/about to learn more.

v.T.1

Michael Wiskow <[email redacted]> Fri, Nov 22, 2024 at 2:30 PM To: "Pinazza, Nicole" <[email redacted]> Cc: "[email redacted]" <[email redacted]>

[Quoted text hidden]

20241114 C008 Jobsite Inspection Notice.pdf 245K

Jason Kush <[email redacted]> Fri, Nov 22, 2024 at 2:48 PM To: Michael Wiskow <[email redacted]> Cc: Nicole Pinazza <[email redacted]>

Received thank you

Sent from my iPhone, please forgive typo's and misspelling.

On Nov 22, 2024, at 2:30 PM, Michael Wiskow <[email redacted]> wrote:

[Quoted text hidden] <20241114 C008 Jobsite Inspection Notice.pdf>

https://mail.google.com/mail/u/0/?ik=e45caa793b&view=pt&search=all&permthid=thread-a:r-[number redacted]&simpl=msg-a:r-[number redacted]… 2/2 Complainant: Nicole Pinazza 6408 E Lomas Verdes Dr Scottsdale, AZ 85266

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C009 12/23 Respondent: J P Kush Construction LLC DBA: 16420 N 92nd St Ste 222 Scottsdale, AZ 85260

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C009 12/23 January 8, 2025

License No. ROC 247343

Re:Complaint No. 2024-12339

WRITTEN DIRECTIVE FROM THE REGISTRAR

Dear Respondent:

After investigation, the Registrar determined that you failed to meet the requirements of A.R.S. § 32-1154(A), and now issues this Directive requiring you to take appropriate corrective action. Failure to comply with this Directive constitutes a violation of A.R.S. § 32-1154(A)(22) and may result in the issuance of a citation, discipline of your license, and a civil penalty pursuant to A.R.S. § 32-1154(E) of up to $500.00. You must notify the Registrar’s assigned Investigator of your compliance with this Directive prior to 5:00 p.m. on Friday, January 24, 2025.

RESTRICTIONS  You may not perform or hire other contractors to perform work that is outside the scope of your license.  If your license is currently suspended for administrative reasons1, or is inactive, expired, or cancelled, you may not perform any corrective work nor contract in any manner, which includes hiring other contractors to perform work, until the suspension of your license(s) has been lifted or your license(s) has been reactivated.

This means the license is suspended for lack of qualifying party, lack of bond, nonrenewal, Recovery Fund payout, or for any reason listed in A.R.S. § 32-1124(F).

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C009 12/23 DIRECTIVE REQUIREMENTS

You are directed to remedy the following violations by the appropriate means:

Complaint Item: 1 - Our master bedroom door is incorrect per blueprint. It opens to the right and covers the light switch when open. Investigator’s Observation: Confirmed. The current swing on the door is right hand. The swing should be left hand as shown on the mirror of the plan. Contractor should suply and install the proper swing door by appropriate means. Governing Rule: Departure from or disregard of: (a) Plans or specifications in any material respect that is prejudicial to another without consent of the owner or the owner's duly authorized representative and without the consent of the person entitled to have the particular construction project or operation completed in accordance with such plans and specifications and code. A.R.S. § 32-1154(A)(2)(a)

Complaint Item: 2 - Multiple cracks in stucco. Chipping/cracking around windows and door frames. Investigator’s Observation: Confirmed. There are a some cracks, chips and voids that exceed the workmanship standards. Conractor should verify these areas and repair by appropriate means. Governing Rule: Violation of any rule adopted by the Registrar; Namely A.A.C. R4-9-108(a): A contractor shall perform all work in a professional and workmanlike manner. A.R.S. § 32-1154(A)(3) - R4-9-108(A) Workmanship

Complaint Item: 3 - White staining on stucco resulting from our roof needing to be replaced in February 2023. No stucco repair performed. Investigator’s Observation: Confirmed. There are several areas near the top of the roof line that have white spots. There shouldn't be any discoloration in the stucco finish. Contractor should repair by appropriate means. Governing Rule: Violation of any rule adopted by the Registrar; Namely A.A.C. R4-9-108(a): A contractor shall perform all work in a professional and workmanlike manner. A.R.S. § 32-1154(A)(3) - R4-9-108(A) Workmanship

Please direct all questions regarding this Directive to the undersigned Investigator.

Sincerely,

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C009 12/23 Mike Wiskow, Investigator 602 7716750 [email redacted] 1700 W Washington StSte 105 Phoenix, AZ 85007

CC: Complainant

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C009 12/23 Complainant: Nicole Pinazza 6408 E Lomas Verdes Dr Scottsdale, AZ 85266

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C013 9/24 Respondent: J P Kush Construction LLC DBA: 16420 N 92nd St Ste 222 Scottsdale, AZ 85260

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C013 9/24 Compliance Notes Case No.: 2024-12339 Investigator: Mike Wiskow Inspection Date: N/A Inspection Time: N/A Respondent Not Present at Compliance Inspection: ☐ Compliance Inspection Not Conducted: ☒

Compliance Jobsite General Notes: No Compliance inspection conducted. Respondent disagrees with directive and would like a hearing.

Compliance Findings:

Complaint Item: 1 - Our master bedroom door is incorrect per blueprint. It opens to the right and covers the light switch when open. Investigator’s Initial Observation: Confirmed. The current swing on the door is right hand. The swing should be left hand as shown on the mirror of the plan.Click or tap here to enter text. Contractor should suply and install the proper swing door by appropriate means. Compliance Observation: Governing Rule: Departure from or disregard of: (a) Plans or specifications in any material respect that is prejudicial to another without consent of the owner or the owner's duly authorized representative and without the consent of the person entitled to have the particular construction project or operation completed in accordance with such plans and specifications and code. ☐ CORRECTED ☒ NOT CORRECTED

Complaint Item: 2 - Multiple cracks in stucco. Chipping/cracking around windows and door frames. Investigator’s Initial Observation: Confirmed. There are a some cracks, chips and voids that exceed the workmanship standards. Conractor should verify these areas and repair by appropriate means. Compliance Observation: Click or tap here to enter text. Governing Rule: Violation of any rule adopted by the Registrar; Namely A.A.C. R4- 9-108(a): A contractor shall perform all work in a professional and workmanlike manner. ☐ CORRECTED ☒ NOT CORRECTED 1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C013 9/24 Complaint Item: 3 - White staining on stucco resulting from our roof needing to be replaced in February 2023. No stucco repair performed. Investigator’s Initial Observation: Confirmed. There are several areas near the top of the roof line that have white spots. There shouldn't be any discoloration in the stucco finish.Click or tap here to enter text. Contractor should repair by appropriate means. Compliance Observation: Governing Rule: Violation of any rule adopted by the Registrar; Namely A.A.C. R4- 9-108(a): A contractor shall perform all work in a professional and workmanlike manner. ☐ CORRECTED ☒ NOT CORRECTED

Note:

Please review the complaint items listed above. If any of the items have not been corrected this complaint will be forwarded to the Registrar’s legal department and a citation may be issued.

If all items are corrected after receipt of this letter, please notify the Registrar’s legal department by sending a notice of compliance signed by the complainant to fax number (602) 364-0416 or by mail to: Arizona Registrar of Contractors, P.O. Box 18244, Phoenix, Arizona 85005-8244. Sincerely,

Mike Wiskow, Investigator 602 7716750 [email redacted] 1700 W Washington StSte 105 Phoenix, AZ 85007

CC: Respondent Complainant

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C013 9/24 REGISTRAR OF CONTRACTORS OF THE STATE OF ARIZONA

Nicole Pinazza, Case No. 2024-12339 COMPLAINANT, v. J P Kush Construction LLC, CITATION License No. ROC 247343, RESPONDENT.

The Registrar issues this Citation to J P Kush Construction LLC, (“Respondent”) under A.R.S. § 32-1155(A). If Respondent fails to answer this Citation by February 26, 2025, then under A.R.S. § 32-1155(C), Respondent’s failure to answer may be deemed an admission of the act or acts charged in the underlying complaint, and the Registrar may then suspend or revoke Respondent’s license(s). THE WRITTEN COMPLAINT On November 5, 2024, Nicole Pinazza, (“Complainant”) filed a written complaint with the Registrar. A copy of that Complaint is attached to this Citation. A FORMAL STATEMENT OF THE CHARGES AGAINST RESPONDENT The Registrar investigated this matter and finds cause to charge Respondent with violation(s) of Title 32, Chapter 10 of the Arizona Revised Statutes. Respondent is charged with violating:

Charge :1 A.R.S. § 32-1154(A)(2)(a)

Departure from or disregard of: (a) Plans or specifications in any material

respect that is prejudicial to another without consent of the owner or the owner's

of 5

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov Lg101 8/21 duly authorized representative and without the consent of the person entitled to have the particular construction project or operation completed in accordance with such plans and specifications and code. Charge :2 A.R.S. § 32-1154(A)(3) - R4-9-108(A) Violation of any rule adopted by the Registrar; Namely A.A.C. R4-9-108(a): A contractor shall perform all work in a professional and workmanlike manner.

Charge :3 A.R.S. § 32-1154(A)(22) Failure to take appropriate corrective action to comply with this chapter or with rules adopted pursuant to this chapter without valid justification within a reasonable period of time after receiving a written directive from the Registrar. The written directive shall set forth the time within which the contractor is to complete the remedial action. The time permitted for compliance shall not be less than fifteen days from the date of issuance of the directive. A license shall not be revoked or suspended nor shall any other penalty be imposed for a violation of this paragraph until after a hearing has been held. If the matter proceeds to a hearing and the administrative law judge determines that any of the charges listed above are supported by a preponderance of the evidence, then Respondent’s license(s) may be subject to suspension or revocation, and Respondent may be subject to other penalties provided by law, including civil penalties under A.R.S. §§ 32-1154(E) and (F).

FILING A WRITTEN ANSWER Respondent must appear by filing with the Registrar a written answer to the citation and complaint showing cause, if any, why Respondent’s license(s) should not be suspended or revoked. A.R.S. § 32-1155(A). Respondent’s written answer should contain the heading

of 5

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov Lg101 8/21 “Written Answer to Citation and Complaint” and should include the case number, which is Case No. 2024-12339. How to File a Written Answer: Respondent’s written answer may be submitted in the following ways: In-Person: 1700 W. Washington St., Ste. 105, Phoenix, Arizona, 85007-2812 Mail: P.O. Box 18244, Phoenix, Arizona, 85005-8244 Email: [email redacted] The Registrar’s normal office hours are 8:00 a.m. to 5:00 p.m., Monday through Friday. If Respondent submits a written answer by mail, it is not filed with the Registrar until the Registrar actually receives it. Deadline for Filing a Written Answer: Respondent must file a written answer with the Registrar no later than February 26, 2025. This deadline is calculated under A.R.S. §§ 32-1155(A) and (B), which provides a deadline ten days after service of the Citation. Service of the Citation and Complaint is complete five days after the Registrar mails a copy of the Citation and Complaint to Respondent’s latest address of record in the Registrar’s office. Consequences for Failing to File a Written Answer: If Respondent fails to answer, Respondent’s failure may be deemed an admission of the act or acts charged in the written complaint. A.R.S. § 32-1155(C). The Registrar may then suspend or revoke Respondent’s license(s). THE ADMINISTRATIVE HEARING If Respondent files a timely written answer contesting any charges in the Complaint, then the Registrar will request the Office of Administrative Hearings set a date for an administrative hearing and will notify all the parties at least 30 days before that hearing. A.R.S. § 41-1092.05(D). INVESTIGATOR’S APPEARANCE AS A WITNESS The Registrar’s assigned investigator will appear as a witness at the hearing. If either

of 5

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov Lg101 8/21 party demands the attendance at the hearing of any other person, that party must obtain and serve a subpoena in compliance with the rules and processes established by the Office of Administrative Hearings. RESPONDENT’S RIGHT TO REQUEST AN INFORMAL SETTLEMENT CONFERENCE Under A.R.S. § 41-1092.06, if Respondent submits a request to the Registrar for an informal settlement conference, the Registrar must hold a conference within 15 days after receiving the request. Respondent’s request for an informal settlement conference must be in writing and must be filed no later than 20 days before the administrative hearing. A.R.S. § 41- 1092.06(A). The Registrar will not close or settle any case without both parties’ appearance at the Settlement Conference. The parties participating in the settlement conference must have the authority to settle the case and must waive their right to object to the participation of the Registrar’s settlement conference representative in the final administrative decision. A.R.S. § 41-1092.06(B). Any statements, either written or oral, made by the parties at the conference, including a written document, created or expressed solely for the purpose of settlement negotiations, are inadmissible in the administrative hearing. A.R.S. § 41-1092.06(B). RESPONDENT’S PRIOR RECORD Under A.A.C. R4-9-117, in determining the appropriate discipline, the administrative law judge and the Registrar may consider not only facts in the current case, but also facts in prior cases and any documents regarding Respondent on file with the Registrar. Respondent’s prior disciplinary record and current license(s) status may be considered as a mitigating or aggravating factor in determining the appropriate discipline. EVIDENTIARY DISCLAIMER By issuing this Citation, the Registrar is directing Respondent to file a written answer to

of 5

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov Lg101 8/21 the Citation and Complaint, showing cause, if any, why Respondent’s license(s) should not be suspended or revoked. A.R.S. § 32-1155(A). This Citation does not constitute proof that any charge or allegation in Complainant’s written complaint is in fact true. This Citation does not constitute proof that Respondent violated any statutory provision or rule adopted by the Registrar. Dated February 11, 2025. By: /s/ Gail Mathews Gail Mathews Legal Assistant II Legal Department Arizona Registrar of Contractors

COPY of the foregoing mailed by Certified Mail, Return Receipt Requested, February 11, 2025 to: Respondent Certified Mail No: [number redacted] J P Kush Construction LLC 16420 N 92nd St., Ste 223 Scottsdale, AZ 85260 Copy mailed by USPS First Class mail this same date to: J P Kush Construction LLC 16420 N 92nd St., Ste 223 Scottsdale, AZ 85260 Complainant Nicole Pinazza 6408 E Lomas Verdes Dr Scottsdale, AZ 85266 Copy sent electronically this same date to: Respondent at email address on record with the Registrar Complainant at email address on record with the Registrar Case No. 2024-12339 of 5

1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov Lg101 8/21 Licensed Complaint Form Departmental Use Only For Current or Suspended Licensees

Person Filing Complaint Full Name (First Middle Last) Business Name (if a licensed contractor or supplier) ROC License Number(s) (if any)

Nicole Pinazza Mailing Address (Enter jobsite in Contract/Project section) City State Zip

6408 E Lomas Verdes Dr Scottsdale Arizona 85266 Phone Number Email

( [email redacted] I consent to receive communications electronically in connection with this case Name of Attorney (if any)

Street Address of Attorney City State Zip

Phone Number of Attorney Email of Attorney

Contractor Information Name (as shown on contract/invoice) ROC License Number(s)

J P Kush Construction LLC ROC 247343 Street Address City State Zip

16420 N 92nd St Ste 222 Scottsdale AZ 85260 Phone Number Email

480-530-0227 [email redacted] Name of Person(s) Representing License

Matt Hyde Contract/Project Information Contract Date Contract Amount Amount Paid

March 17, 2021 $2,324,468.08 $2,324,468.08 Date Work Started Date Work Stopped Date Work Was Completed

July 28, 2021 May 12, 2023 May 12, 2023 Close of Escrow (New Home) Move-In Date (New-Home)

May 26, 2023 May 26, 2024 Jobsite Street Address City State Zip

6408 E. Lomas Verdes Drive Scottsdale AZ 85266 Name of Construction Site Owner Construction Site Name (if applicable)

J.P. Kush Construction Lomas Verdes Estates Phone Number of Construction Site Owner Email of Construction Site Owner

[number redacted] [email redacted] This complaint is for Poor Work I have contacted the contractor by Have you filed a complaint in court? No

RCC099 12/05/18 Page 1 of 2 Licensed Complaint Form Departmental Use Only For Current or Suspended Licensees

Has any work been corrected? No

The contract was Written All change orders were Written This project was Residential This project involved New Home

A building permit was obtained by Contractor 277422 Scottsdale List and briefly describe each complaint item (Please do not write "see attached" or use additional pages unless necessary to further describe issues or list more complaint items) (limited to 100 characters per line)

We have informed the builder multiple times of the stucco issues and he has failed to make the repairs. With respect to the master bedroom door, we recently became aware that the door was on backwards based upon the blueprints and it covering the switch is a code violation. Allegations Listed on Complaint:

Our master bedroom door is incorrect per blueprint. It opens to the right and covers the light switch when open.

Multiple cracks in stucco. Chipping/cracking around windows and door frames.

White staining on stucco resulting from our roof needing to be replaced in February 2023. No stucco repair performed.

Signature I declare under penalty of perjury that the information and documents contained on this Complaint Form, included with this complaint, or hereafter submitted in support of this complaint are true and accurate to the best of my knowledge. I will assist in the investigation or in the prosecution of the contractor or other parties, and will, if necessary, attend hearings and testify to facts. Printed Name Signature Date

Nicole Pinazza \complainant1\ \complainantd1\

RCC099 12/05/18 Page 2 of 2 DocuSign Envelope ID: FFB0BEDC-EA00-41AF-B0BF-7CE45E94F008 831B3AAF-3B88-4643-A3E1-1A4FB1E29995

THIS PURCHASE CONTRACT/ESCROW INSTRUCTIONS (CONTRACT) HAS IMPORTANT LEGAL CONSEQUENCES, INCLUDING A WAIVER OF JURY TRIAL, AND YOU SHOULD READ IT THOROUGHLY PRIOR TO SIGNING.

PURCHASE CONTRACT AND ESCROW INSTRUCTIONS March 17, 2021 Date: .

SELLER: J.P. Kush Construction, LLC, an Arizona Limited Liability Company, Arizona ROC License Number: 247343 Eugene Pinazza and Nicole Pinazza BUYER:

Taking title as (check one): _____Sole & Separate _____Tenants in Common _____Community Property X Joint Tenants with Rights of Survivorship

Other (explain): Arizona 85050 Street Address 2582 E Robin Lane City Phoenix State Zip .

Home Phone: Work Phone: ____________________________ [email redacted] [email redacted] E-Mail:

1. Property: Seller agrees to sell and BUYER agrees to purchase the lot and house (together “the Property”) described below on the terms and conditions set forth in this contract: 6408 E Lomas Verdes Dr, Scottsdale AZ 85266 LOT: : the address which is: ____________________________________________

(The lot) together with a house (the House) to be constructed on the lot by SELLER in accordance with Plan No: 2 & Elevation: A .

2. Purchase Price: The purchase price and payment terms of this transaction are as follows:

2.1 Base Price: $1,799,0000.

DocuSign Envelope ID: FFB0BEDC-EA00-41AF-B0BF-7CE45E94F008 831B3AAF-3B88-4643-A3E1-1A4FB1E29995

2.2 Lot Premium: $ -0-

2.3 Options and Upgrades (per attached addendum) $ _______ _ NOTE: All Options & Upgrades hereafter selected by Buyer and approved by Seller must be made in the form of a “Change Order” with corresponding adjustments to the purchase price: 1,799,000 2.4 TOTAL SALES PRICE: $ .

2.5 Earnest deposit1 payable on or before the signing of this contract: ……………………………………………………………………..$ 75,000 .

2.6 Mortgage Amount: $ TO BE DETERMINED . 1,724,000 2.8 Balance of Purchase price due on or before closing: $ . NOTE: Not including (1) Buyer’s share of closing costs and (2) prepaids as described below

Note that the Deposit and all other payments by Buyer will be deposited by Seller in Seller’s general account and will not be deposited in a neutral escrow account. By initialing this provision, Buyer indicates approval hereof:

(Buyer’s Initials Here: _____________/____________)

3. Loan: (applicable if section 2.6 is completed): Buyer agrees to make an appointment with and go, within 10 business days of Buyer’s execution of this contract, to the office of: Susan Menchaca, MidFirst Bank (Lender) to apply for a loan on the Property. Buyer, consistent with the terms set forth in this Contract, shall submit an application to Lender for a loan at a rate of interest and upon such terms and conditions as Buyer and Lender and Seller may agree, and Buyer agrees to promptly, diligently, and in good faith provide all information and document(s) required by Lender necessary to achieve prompt approval of Buyer’s Loan application and to execute such further documents and perform such acts as are reasonably necessary to obtain the Loan and to not withhold, manipulate, or provide false information.

Buyer’s failure to promptly, diligently and in good faith pursue such application shall be deemed a material default under this contract and Seller shall be entitled to exercise any and all remedies set forth in Section 14. Except as may be limited by law with respect to VA buyers, if Buyer withholds, manipulates, or provides false information, regardless of intent, that results in Loan rejection, Buyer will be in material default. Buyer acknowledges that the obligation to apply for and diligently pursue the Loan is for the protection of Seller who has removed the Property from the market in reliance upon Buyer's obligations hereunder and that Seller would be materially injured if Buyer failed to use his/her/its best efforts to obtain the Loan.

In the event Seller determines that Buyer's Loan application with the original Lender is not likely to be timely approved, Seller may, but is not obligated to, advise Buyer of Seller's one time election The Earnest Money Deposit will become non-refundable __________ days after the contract is executed. DocuSign Envelope ID: FFB0BEDC-EA00-41AF-B0BF-7CE45E94F008 831B3AAF-3B88-4643-A3E1-1A4FB1E29995

for Buyer to apply for the Loan at another Lender selected by Seller, provided Buyer will not be obligated to accept any materially different terms for the Loan other than as specified above. If Seller makes such election, Buyer shall apply for and use his/her/its best efforts to obtain the Loan from the new Lender, as provided above, and the forty-five (45) day time period for Buyer to obtain Loan approval, as provided below, shall start again.

Buyer agrees that Lender may qualify Buyer for a Loan under a "loan program" other than that specified above (if any) if Buyer, for any reason whatsoever, is unable to qualify under the specified program. Buyer shall cooperate with Lender in providing necessary information to qualify under such different program(s) and shall complete this transaction and purchase the Property utilizing a Loan under any such different program for which Buyer qualifies upon such terms and provisions as are agreed to by and acceptable to Buyer, notwithstanding that the interest rate and/or monthly payments may be higher than that which would have been available under another program, including any program specified above.

In the event Buyer diligently performed its obligations under the Section 3 but, nevertheless, Buyer's application is rejected by Lender or Buyer is unable to qualify for and obtain, consistent with the terms and provisions of this Contract, the Loan (subject only to Lender's contingencies to funding (if any) that are acceptable to Seller, in Seller's sole discretion) in the full amount described in Section 2.4 within forty five (45) days from the date of this Contract, either party shall have the right to cancel this Contract by sending written notice of such cancellation to the other party. In the event of such cancellation, Seller agrees to refund (or, if applicable, cause Escrow Agent to refund) to Buyer all Deposits received from Buyer less: (a) the costs incurred by Seller or Lender in obtaining an appraisal and/or credit information concerning Buyer, as applicable; and (b) the sales price of any nonstandard Options selected by Buyer (as is more completely described below in Section 11). After any such refund described above (if and as applicable) has been given by Seller to Buyer, neither party shall have any further obligations to the other under this Contract.

The interest rate and/or fees for the Loan and the terms and conditions of the Loan are a matter of concern solely between Buyer and Lender and shall not affect the rights or obligations of the parties hereto, except to the extent an addendum related to the Loan is executed by Buyer and Seller. Seller will cooperate with Buyer in obtaining the Loan, but Buyer acknowledges that Seller has not agreed to provide or obtain any Loan to or for Buyer, nor has Seller or its agents offered any guarantee that Buyer will be able to secure any Loan or a Loan under any particular program. Buyer acknowledges and agrees that Seller is not responsible for the Lender. Buyer further acknowledges that this Contract does not constitute a loan application, a loan approval, or a commitment by a lender. The interest rate shall be the current rate being charged by the Lender at the time Loan proceeds are disbursed or at a lower rate if specified by an addendum to this Contract.

If no Loan is specified in Section 2.5 the following will apply: Buyer understands that he has contracted to purchase the Property on a cash sale basis, without any contingency for financing, and that it is Buyer's sole responsibility to have sufficient funds to close this transaction when required. If Buyer subsequently attempts to obtain a loan to finance all or a portion of the Purchase Price, Buyer acknowledges that this Contract and Buyer's obligations are not contingent on or subject to loan approval, the availability of any loan, or the availability of any particular loan terms, DocuSign Envelope ID: FFB0BEDC-EA00-41AF-B0BF-7CE45E94F008 831B3AAF-3B88-4643-A3E1-1A4FB1E29995

and the Closing will not be delayed. Therefore, Buyer shall immediately notify Seller thereof and keep Seller advised of the status thereof; and Buyer will be solely responsible for all costs of obtaining that loan. Buyer’s failure to promptly, diligently and in good faith pursue such application shall be deemed a material default under this contract and Seller shall be entitled to exercise any and all remedies set forth in Section 14.

Buyer is aware that application, appraisal, credit report and/or other fees will be collected by Lender at Loan application and are nonrefundable.

4. Escrow Agent and Closing Costs. Buyer and Seller will employ a title company designated by Seller to act as "Escrow Agent" for this transaction. Delivery and acceptance of a fully executed copy of this Contract shall constitute employment of such entity as Escrow Agent. Buyer shall be responsible for: (a) payment of (i) (1/2) one half of Escrow Agent's costs, (1/2) one half of escrow fees and expenses; and (ii) all points, interest, origination fees, discounts, credit report fees, title policy insurance charges, FHA/VA funding fees, mortgage insurance premiums, recording fees, and appraisal and any other fees and costs charged by Escrow Agent, Lender, other lenders, or other parties for the Loan made to Buyer for the purpose of purchasing the property, or as a result of any Loan applications or requests submitted by Buyer, whether or not a Loan is made except as provided in Finance Addendum executed by the parties (items (i) and (ii) shall be collectively known as the "Closing Costs"), and (b) payment of all taxes, assessments, other prepaid expenses required by Lender and any other items described herein or on any addendum. Seller shall be responsible for payment of one half of Escrow Agent's costs, escrow fees and expenses, and seller’s normal recording fees and other costs for DISCHARGE of any encumbrances created by Seller, and the premiums for the owners title insurance policy for Buyer.

Upon closing (see Section 5), Escrow Agent shall cause the recording in the appropriate County Recorder's Office of all necessary documents, disburse all funds, and issue to Lender a lender's standard title insurance policy insuring Lender's interest in the Property in the amount of the Loan. Escrow Agent will not accept payments after a cancellation notice has been issued by Seller under Section 14 unless Seller authorizes acceptance of same, in Seller’s sole discretion, and the payments are paid by cash, certified check, cashier's check, or money order made payable to Escrow Agent, or wire transfer to Escrow Agent pursuant to wiring instruction to be given Buyer and Buyer’s lender by the Escrow Agent. Escrow Agent shall not accept any such payment after the effective date of the cancellation. The parties grant to Escrow Agent the right to execute on their behalf the Affidavit of Value, using the total consideration for the established value, unless instructed by the parties to the contrary.

5. Closing. Upon completion of the House as required by this Contract (as described in Section 9), and provided that loan approval, if applicable, has been given as described in Section 3, this transaction and escrow shall close ("Closing") at the time specified by Seller in a verbal or written notice to Buyer. Upon receipt of notice, Buyer shall take such steps as are necessary to effect the Closing at the time and date specified by Seller (the "Closing Date"), including execution of Loan documents. Should Escrow Agent be closed on the day specified herein for Closing, the Closing requirements may be met on the next succeeding day Escrow Agent is open for business. If Buyer fails to close on the Closing Date, but if Closing subsequently occurs, Buyer shall pay to DocuSign Envelope ID: FFB0BEDC-EA00-41AF-B0BF-7CE45E94F008 831B3AAF-3B88-4643-A3E1-1A4FB1E29995

Seller at Closing (in addition to, and not in lieu of, all other amounts due from Buyer under this Contract) a late closing fee equal to $200.00 per day for each day from and including the scheduled Closing Date to and excluding the actual date of Closing, unless Buyer obtains a VA guaranteed Loan in which case this provision shall not apply. This fee is in addition to Seller's other remedies under Section 14 as provided by Section 19, possession of the Property shall remain exclusively in Seller until the Closing has occurred. Buyer understands, acknowledges, and agrees that Buyer has the sole responsibility to arrange for utilities to be turned on to the Property. Any delays experienced or incurred in the turning on of any utilities shall neither permit nor entitle Buyer to delay the Closing.

6. Conveyance and Prorations. At Closing, Seller (or a trustee under a Subdivision Trust wherein Seller is beneficiary) shall convey title to the Property to Buyer by special warranty deed subject to all matters of record, but free from all liens and encumbrances except that related to the Loan, if any. Once title to the Property has been so conveyed by Seller to Buyer, any and all claims and demands against Seller, including (without limitation) any claims of wrongdoing, shall be waived, released, and forever discharged, except, however, any claims with respect to the warranty included in Section 12. At the Closing, the current year's taxes, general assessments, and homeowner's association assessments, if any, shall be prorated to the Closing Date on the basis of the latest available valuation and tax information and any special assessments or improvement bonds affecting the Property as of the execution of this Contract by Buyer shall be paid in full by Seller on or before Closing, but Buyer shall be responsible for all special assessment or improvement bonds placed against the Property thereafter.

If, at the time scheduled by Seller for Closing, Seller is unable to deliver title as required herein, Seller shall have a period determined by Seller, in its sole discretion, of up to ninety (90) days to attempt, if Seller desires to do so, to clear any unpermitted exceptions to title. If Seller determines that it does not desire to, or cannot, or does not clear the unpermitted title exceptions within such period, either party shall have the right to cancel this Contract by giving written notice thereof to the other party and Escrow Agent. Notwithstanding the proceeding sentence, if Buyer does not desire the transaction to be canceled by Seller, Buyer shall have five (5) business days to so notify Seller and Escrow Agent and Buyer may elect to enforce his/her/its remedy of specific performance set forth below in Section 14. In the event this transaction is canceled by Seller or Buyer due to Seller’s inability to deliver title, all Deposits previously paid by Buyer to Seller or Escrow Agent pursuant to this Contract shall be immediately refunded to Buyer, and after such refund has been paid, neither party shall have any further duty, obligation, or responsibility to the other. In the event Seller clears the unpermitted exceptions prior to cancellation of this Contract, Seller shall so advise Buyer whereupon the parties shall proceed to Closing within five (5) days thereafter.

7. Prior Sale. Not Applicable

8. Subdivision Documents. Buyer acknowledges receipt of a copy of the Declaration of Covenants, Conditions and Restrictions, applicable to this Subdivision and, if there is a homeowners’ association for this Subdivision, a copy of the Articles of Incorporation and Bylaws for that association. Buyer agrees and acknowledges that the owner of the Property is obligated to comply with all of the terms and provisions of those documents, including, but not limited to, DocuSign Envelope ID: FFB0BEDC-EA00-41AF-B0BF-7CE45E94F008 831B3AAF-3B88-4643-A3E1-1A4FB1E29995

payment of assessments and compliance with architectural control provisions as may be stated in such document.

(Buyer’s Initials Here: _____________/____________)

9. Construction of House by Seller. As used in this Agreement, a house shall be deemed “complete” when the appropriate City inspection agency has verbally given its approval to the home at final inspection. There will be no need to wait for written approval after final inspection as some City agencies are lax in remitting written final inspection approvals to the builder. Seller has constructed, is constructing, or will begin construction of the House and will complete the House within three hundred sixty-five (365) days from the date of Loan approval, or if no Loan is to be applied for, within four hundred and twenty (420) days after the date Seller accepts this Contract. No representation is made by Seller as to the specific completion date or Seller's schedule of construction other than as set forth in this Contract, and no person other than an Authorized Agent of Seller has any authority to so bind Seller and Buyer may not rely upon the same unless evidenced in writing. The time by which the House shall be completed may be extended by written agreement of the parties and shall be extended automatically by reason of any delays resulting from (for the purpose of illustration, but not as a limitation) material or labor shortages, any act of federal, state or local authorities having jurisdiction over the Property or affecting Seller’s ability to perform, the supply of utilities, fire, unusual weather conditions, acts of God, pandemics, or any other construction delays which may occur which are not wholly within the control of Seller ("Force Majeure Events"). Buyer's sole remedy for Seller's failure to complete the House within the three hundred sixty-five (365) or four hundred and twenty (420) day period described above, subject to automatic extension for Force Majeure Events, shall be to terminate this Contract, but only if Buyer provides written notice of such termination within fifteen (15) days after the expiration of that period. If Buyer does not exercise his cancellation rights within said fifteen (15) day period, this Contract shall continue to be an ongoing and enforceable Contract between the parties, and Closing shall occur when Seller completes the House. If Buyer properly elects to cancel this Contract under the preceding sentence, all Deposits previously paid by Buyer to Seller or Escrow Agent shall be retained by Seller and, thereafter, neither party shall have any further duty, obligation, or responsibility to the other under this Contract. Notwithstanding the foregoing, if Buyer has not elected to or permitted Seller to elect to cancel this Contract, and if the House is not completed by that date which is two (2) years from the execution hereof by Buyer (subject to the extension for Force Majeure Events), Buyer at that time may seek specific performance from Seller as Buyer's sole alternative remedy under this Contract for Seller's failure to cause Seller to complete construction of the House and/or convey title to the House to Buyer in a timely fashion.

It is expressly agreed that the House, though completed as described above, may be subject to certain additional minor work, a “punch list” . Notwithstanding that additional work may be required to resolve the punch list items, if the House is "livable" then the existence of punch list items will not render the House incomplete and the House shall be deemed complete for purpose of Section 5. Minor items such as failure of operation of appliances, electric outlets, plugs or fixtures, touchup painting, minor corrective work or changes and the like shall not render the House "non livable". Within a reasonable period of and following the Closing, Seller will remedy the punch list items and make adjustments agreed to by Buyer and Seller in a walk-through inspection DocuSign Envelope ID: FFB0BEDC-EA00-41AF-B0BF-7CE45E94F008 831B3AAF-3B88-4643-A3E1-1A4FB1E29995

which will be scheduled by Seller and occur prior to Closing. The existence of a punch list or other nonstructural construction imperfections shall not entitle Buyer to cancel this Contract, withhold funds at Closing, or delay the Closing. After the Closing, Seller and Buyer shall have no further or continuing responsibility for periodic inspection, replacement, maintenance, or repair of improvements, except for punch list items identified before or at Closing or as may be covered by the limited warranty of Seller in Section 12 below.

10. Insulation. Insulation will be installed in the House as follows where construction allows: WALLS SEPARATING REFRIGERATED AREAS FROM NON-REFRIGERATED AREAS: Type Batt and/or blown; Thickness 6”; R-Value 21. CEILING (except over garage or unrefrigerated storage rooms): Type Batt and/or blown: Thickness tbd; R-Value tbd. Notwithstanding the foregoing, insulation may be of lesser thickness and R Value than indicated in certain areas where the design of the House does not permit greater thickness. Examples of locations where thickness and R-Value may vary include locations where studs are placed in walls, at corners and windows and where roof trusses attach to outside walls. The R-Values are based on the representation of the manufacturer and/or installer of the insulation and Seller does not warrant or represent that these R-Values are correct. Seller has the right to make substitutions as to the type, thickness and R-Value of insulation installed in the House without obtaining the consent of Buyer as long as there are no substantial changes in the R-Value of the insulation installed in a substantial portion of the House.

11. Buyer's selections, Options and Other Extras. Buyer agrees to make an appointment with and go to Seller provided sub-contractors & suppliers within fourteen (14) business days of Buyer's execution of this Contract to select materials for the House from Seller's color and material samples, to the extent Buyer is entitled to make such selections.. Buyer's selections shall include, without limitation all of Buyer's color and material selections for flooring, counter tops and all other selections necessary or appropriate in order to complete construction of the House. Buyer's selections shall be final and binding. If Buyer has not made the required appointment or does not go to the colorization office within said (14) business day period, Seller, in Seller's sole and absolute discretion, may make such selections for Buyer and Buyer agrees that Seller's selections shall be absolutely binding upon Buyer.

(Buyer’s Initials Here: ____________/ ____________)

Only (a) those non-optional items of personal property, fixtures, features, and equipment described in the plans and specifications for the House (as located in the offices of the Seller); and (b) those additional (i) standard optional items or (ii) nonstandard optional items, custom changes or extras (items (i) and (ii) shall be collectively known as the "Options") shown in this Contract and/or on a Change Order and/or on an Addendum to Purchase Agreement Options Supplement accepted by both parties and stating the additional cost(s) to Buyer and the required additional Deposit(s) from Buyer therefore, are included in this sale. Except for those items described in (a) and (b) in the preceding sentence, no other personal property; fixtures; equipment; decorations; floor coverings; design or decorator-like features; wall coverings; window treatments (shutters, draperies, etc.); furniture furnishings; decorative mirrors; appliances; landscaping, including (but not limited to) any landscaping shown in any brochure, model or in any advertising; modifications of the House; DocuSign Envelope ID: FFB0BEDC-EA00-41AF-B0BF-7CE45E94F008 831B3AAF-3B88-4643-A3E1-1A4FB1E29995

or other optional items of any kind are included in the sale. Buyer fully understands and acknowledges that even though certain plans and specifications of Seller, or models of the homes to be constructed in the Subdivision have been erected by the Seller, may show or include drawings or descriptions of other optional items, design features, personal property, fixtures or equipment, the same are not a part hereof and are hereby expressly excluded from this transaction unless specifically provided for in this Contract, the Addendum to Purchase Agreement Options Supplement and/or in a Change Order accepted and signed by Seller's Authorized Agent. If Buyer requests additional Options after the execution hereof, and Seller, in its sole discretion, is agreeable thereto, the parties shall prepare a Change Order therefore and (a) the required deposit for standard Options plus (b) one-half the sales price of any nonstandard Options, all as identified on the Change Order, shall be paid in cash by Buyer to Seller as an additional Deposit prior to Seller's acceptance of the Change Order. Unless otherwise specified hereunder to the contrary, if this transaction fails to close for any reason whatsoever, other than default by Seller, all Deposits delivered by Buyer to Seller for any nonstandard Options will belong solely to Seller and Buyer will have no claim or right thereto whatsoever. The parties agree that this provision is reasonable because of the great unlikelihood of Seller recovering the sales price of any nonstandard Options from a subsequent Buyer of the House.

12. Seller's Limited Two Year Warranty. By executing this Contract as provided below, Seller warrants that all work performed by Seller in connection with the construction of the House will be of a quality which conforms with the requirements of the Arizona Registrar of Contractors, and Seller warrants all such work against defective workmanship and materials for a period of two (2) years from the date of Closing. Seller, during normal business hours at its own expense, will make any and all necessary repairs and replacements or, at the Seller’s sole discretion, pay for a third-party to perform the repairs, the need for which Seller is notified of in writing during the two (2) year period, provided (a) such repairs and replacements are necessary as a result of defective workmanship or materials, (b) Seller is provided with notice of the alleged defect and an opportunity to cure or remedy the same within a reasonable period of time and Buyer must cooperate with Seller in doing so, and (c) Seller is granted reasonable access to the Property during normal business hours. SELLER'S OBLIGATIONS UNDER THIS WARRANTY AND UNDER THIS CONTRACT ARE LIMITED TO REPAIR AND REPLACEMENT. No steps taken by Seller to correct defects shall extend the warranty period beyond the two (2) year period described above. This warranty is applicable only to matters reported in writing to Seller before the expiration of the two (2) year warranty period. THIS LIMITED WARRANTY IS EXPRESSLY GIVEN IN LIUE OF ANY OTHER WARRANTIES, EXPRESS OR IMPLIED, TO THE MAXIMUM EXTENT ALLOWED BY THE LAW. SELLER DISCLAIMS ANY OTHER WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, HABITABILITY, INTENDED USE, WORKMANSHIP OR CONSTRUCTION REGARDING THE HOME, ARISING FROM THE AGREEMENT, USAGE, IMPOSED BY STATUTE, COURSE OF DEALING, COMMON LAW, OR OTHERWISE. SELLER DISCLAIMS LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES.

Seller makes no warranty or representation as to the presence or non presence of radon, expansive or subsiding soils, mold, above or below ground high voltage electrical lines or facilities or other hazardous environmental conditions on or in the vicinity of the Property, or the effect of any such DocuSign Envelope ID: FFB0BEDC-EA00-41AF-B0BF-7CE45E94F008 831B3AAF-3B88-4643-A3E1-1A4FB1E29995

condition on the Property, and Seller will have no liability or responsibility therefore unless and only to the extent Seller actually caused the same to be present on the Property. A copy of the soils report is available upon request. Buyer also agrees to fully notify any subsequent purchasers of the condition of the Property and any and all defects found and/or complained of by Buyer prior to the time of such purchase.

(Buyer’s Initials Here:_________/__________)

This warranty is intended to protect Buyer from faulty construction and defective materials used in the construction of the House and does not apply to defects caused, by way of example and not as a limitation, by (a) normal wear and tear; (b) insubstantial variances or defects; (c) effects of the elements, natural disasters or other acts or events beyond the control of Seller; or (d) faulty maintenance, operation or abusive use.

Notwithstanding the foregoing, Seller's warranty shall in no event extend to any consumer product, appliances, air conditioning units, furnaces, water heaters or other products included in the House that are considered "consumer products" as defined by the Federal Trade Commission for the purposes of the Magnuson Moss Act (15 U.S.C. ss2301 et seq.). The manufacturers of some products used in the House may provide a manufacturer's warranty. Seller has no obligation or responsibility for the manufacturer's performance, and Seller does not warrant any of these items for any use, fitness for use, workmanship, quality or any other purpose. If a manufacturer's warranty has been issued to seller, effective upon Closing, Seller hereby assigns to Buyer, without recourse to Seller, all assignable rights under said manufacturer's warranty.

BUYER ACKNOWLEDGES THAT CERTAIN PORTIONS OR SYSTEMS WITHIN THE HOME ARE WARRANTED BY THE MANUFACTURER OF THOSE SYSTEMS, AND THAT THESE WARRANTIES MAYBE ASSIGNED BY SELLER TO THE BUYER. BUYER AGREES TO ACCEPT THESE MANUFACTURER’S WARRANTIES AND SHALL LOOK SOLELY TO THE MANUFACTURER AS BUYER’S SOLE RECOURSE FOR NON- PERFORMANCE OF ANY WORK TO BE DONE ON A SYSTEM THAT HAS A SEPARATE MANUFACTURER’S WARRANTY COVERING THAT SYSTEM. IN ADDITION, IF SEPARATELY AGREED TO BY THE PARTIES, BUYER UNDERSTANDS AND AGREES THAT SELLER'S LIABILITY, WHETHER IN CONTRACT, EXPRESSED OR IMPLIED, IN TORT, UNDER ANY WARRANTY, IN NEGLIGENCE, OR OTHERWISE IS LIMITED TO THE REMEDY OF REPAIR OR REPLACEMENT, OR AT THE SELLER’S SOLE DISCRETION, TO PAY A THIRD-PARTY TO MAKE REPAIRS, AS SET FORTH ABOVE. UNDER NO CIRCUMSTANCES SHALL SELLER BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES, INCLUDING (WITHOUT LIMITATION) ANY DAMAGES BASED ON A CLAIMED DIMINUTION IN THE VALUE OF THE PROPERTY. NO ACTION, REGARDLESS OF FORM, ARISING OUT OF THE TRANSACTIONS UNDER THIS CONTRACT OR INVOLVING THE PROPERTY MAY BE BROUGHT BY BUYER MORE THAN TWO (2) YEARS AFTER THE CAUSE OF ACTION HAS ACCRUED UNDER THE WARRANTY SET FORTH IN THIS SECTION 12 (OR SUCH SHORTER TIME PERIOD AS MAY BE ESTABLISHED BY APPLICABLE LAW). DocuSign Envelope ID: FFB0BEDC-EA00-41AF-B0BF-7CE45E94F008 831B3AAF-3B88-4643-A3E1-1A4FB1E29995

(Buyer's Initials Here:__________/__________)

If separately agreed by the parties, Seller may obtain for Buyer a separate warranty for certain portions or systems of the Property from a third-party warranty company ("Warranty Company"). If such a warranty from a Warranty Company is provided to Buyer, Buyer acknowledges that Seller is not responsible for, nor insures or guarantees the timely and/or proper performance of such warranty by the Warranty Company, and Buyer's sole recourse for nonperformance of the warranty will be against the Warranty Company.

13. Buyer's Additional Rights. BUYER IS HEREBY ADVISED THAT BUYER MAY HAVE ADDITIONAL RIGHTS, REMEDIES AND WARRANTIES BEYOND THOSE CONTAINED IN THIS CONTRACT AS PROVIDED BY LAW. UNDER ARIZONA REVISED STATUTES SECTION 32-1155, A BUYER OF A DWELLING HAS THE RIGHT TO FILE A WRITTEN COMPLAINT AGAINST THE HOME BUILDER WITH THE ARIZONA REGISTRAR OF CONTRACTORS WITHIN TWO YEARS OF THE COMMISSION OF AN ACT IN VIOLATION OF ARIZONA REVISED STATUTES SECTION 32-1154, SUBSECTION A. By initialing this provision, Buyer indicates receipt of this notice:

(Buyer's Initials Here :__________/__________)

14. Defaults and Remedies. Buyer shall be in default under this Contract if Buyer: (a) advises Seller in writing or orally that Buyer does not intend to or will not fully perform any provision of this Contract; or (b) fails to fully perform any provision of this Contract, and does not fully cure that failure to perform within five (5) business days from the date Seller or it's Authorized Agent gives Buyer an oral or written demand or notice for compliance (regardless of if, or when, any such written demand or notice is received by Buyer); provided that, if Buyer's failure to perform is a failure to close timely under Section 5 and Seller gave written notice of the Closing Date to the Buyer as permitted in that Section, Buyer is not entitled to a five (5) day notice cure period under this Section 14 and Buyer shall be deemed in default hereunder immediately upon such failure to close in accordance with Seller's written notice under Section 5. If Buyer has not cured its default within the time period provided therefore (if any), Seller may (i) elect to cancel this Contract by giving notice thereof to Buyer and obtain and retain any deposit as liquidated damages, or (ii) sue for specific performance in Seller's sole discretion. Seller may retain or (if applicable) obtain from Escrow Agent the Deposit(s) as part of Buyer's performance of this Contract without electing to cancel this Contract, and without waiving Seller's right to pursue specific performance of this Contract. If this Contract is executed by more than one (1) individual or entity as Buyer, each individual or entity shall be jointly and severally liable hereunder. Escrow Agent, if applicable, is instructed to pay Seller the Deposit(s) upon; (a) cancellation of this transaction and escrow by Seller as provided above; or (b) receipt of notice from Seller of its intent to enforce the specific performance of the Contract by Buyer.

If Seller elects to cancel this Contract and to treat the retained Deposits as liquidated damages as provided above, the parties acknowledge that the actual damages incurred by Seller are difficult to DocuSign Envelope ID: FFB0BEDC-EA00-41AF-B0BF-7CE45E94F008 831B3AAF-3B88-4643-A3E1-1A4FB1E29995

estimate in advance and that retention of the Deposit(s) paid by Buyer to Seller (or Escrow Agent) constitute a reasonable estimate of Seller's damages and shall be forfeited to Seller as liquidated damages and not as a penalty Subject to the terms and provisions of Sections 6 and 9 for defective title or Seller's failure to complete timely the construction of the House, if Seller otherwise fails to comply substantially with the terms and conditions of this Contract prior to the Closing and if Buyer shall have complied with all its obligations hereunder, Buyer shall be entitled to deliver to Escrow Agent and Seller a written notice detailing the default of Seller, Seller shall have twenty (20) days from the receipt of such notice within which to remedy the default, except that if the required performance cannot reasonably be completed by Seller within said twenty (20) days, then Seller shall have a reasonable time, not to exceed sixty (60) days, within which to remedy the default. If Seller has not remedied the default within the time provided in the preceding sentence, Buyer, as its sole remedy may cancel this Contract and receive a refund of its Deposit(s). Buyer hereby expressly waives any other rights and remedies it may have at law or in equity.

15. Easements; Fences; Grading and Drainage; Subdivision Issues; Ceramic Tile; Other Changes. Buyer acknowledges and understands that: (a) the Lot, as with most subdivision lots, is subject to public utility easements, and only landscaping and removable section fences may be built within such easement areas. The location of utility lines, utility improvements (such as but not limited to junction boxes, transformers, or pedestals) and sewer taps, may vary from the Subdivision plans; (b) fences may encroach on either side of actual Lot lines; (c) the Lot has been or will be graded by Seller to drain in accordance with a city/county approved grading and drainage plan and industry standards. The BUYER’s future construction (including fences, patios, decks, pools, spas and landscaping) on, or grading, landscaping, or excavation of the Lot could disrupt drainage and/or retention and/or cause flooding or ponding and damage to footings, stem walls, or slabs if not correctly engineered and Buyer will be solely responsible for these activities; (d) Seller reserves the right to make changes to the design of the Subdivision and in the plans, specifications, materials and location for all Subdivision improvements, including but not limited to plans and elevations of homes hereafter to be constructed within the Subdivision. The Subdivision is a planned community which will contain many similar houses, and the House is not a custom design; (e) the character and use of the property surrounding and in the vicinity of the Subdivision may change and, in any event, is not warranted by Seller; (f) some minor cracking in concrete is expected and unavoidable and Seller does not warrant concrete against such cracking if the same is within limits acceptable to the Arizona Registrar of Contractors; (g) Seller is not responsible for and does not warrant concrete that has cracked because of over-watering or ponding allowed near a house, walk or driveway that has caused expansion or settling (h) the concrete floor of the House may have joints in it and is subject to cracking due to settling, expansion and/or contraction. When ceramic tile is installed over any such concrete or any such crack or joint, the tile or tile joints may crack and Buyer understands and agrees that the same is a maintenance item and the sole responsibility of Buyer; (i) fences constructed by Seller and provided to Buyer are privacy walls only and are not structural or retaining walls, and Seller will have no liability or responsibility for the consequences if Buyer attempts to use any fence for drainage control, retention or back filling; and (j) construction activity in the Subdivision will continue after the Closing and Buyer's occupancy of the Property, with attendant noise, dust, traffic disruption and congestion and other inconvenience. Seller disclaims and Buyer hereby releases Seller from any and all responsibility, obligation or liability whatsoever for the occurrence of any of these events or the direct or indirect DocuSign Envelope ID: FFB0BEDC-EA00-41AF-B0BF-7CE45E94F008 831B3AAF-3B88-4643-A3E1-1A4FB1E29995

results thereof. Buyer also understands, acknowledges and agrees that if Buyer desires to do any grading, construction, or any other work on the Property after closing, Buyer first shall obtain all necessary approvals, permits, and licenses required for such work from the controlling homeowners association(s) (if any) and/or its architectural control committee(s) (as Applicable), and all applicable governmental or quasi-governmental agencies having jurisdiction over the Property. Any such work conducted on the Property by Buyer shall void and terminate Seller's warranty provided to Buyer as described in Section 12 as to any part of the Property affected, directly or indirectly, by such work.

16. Disputes/Attorneys' Fees and Costs. Subject to the terms and provisions of Section 14, if either party employs an attorney(s) to enforce collection, performance, specific performance or recovery of damages for breach of the terms of the Contract, either by litigation or negotiation, each party agrees that each party will be responsible for their own attorneys' fees and all costs of such action or proceeding, if any, including taxable costs, costs of pretrial discovery and expert witness fees.. The Parties agree that any dispute shall be brought in the Superior Court of Maricopa County. Both Parties agree to waiver their right to a jury trial.

(Buyer's Initials Here :__________/__________)

17. Notices. Except as is otherwise provided in this Contract, all notices required or permitted under this Contract shall be in writing and shall be effective upon personal delivery to Seller or Buyer, or upon deposit in the US mail, first class, registered or certified with postage fully prepaid, addressed to the respective parties at the addresses specified in this Contract or to such other address as either party, from time to time, shall specify in the manner provided in this section.

18. Time of Essence; General. Time is of the essence of this Contract. No waiver hereunder shall be effective unless in writing and signed by the party against whom enforcement of the waiver is sought. The waiver of any breach of any provision of this Contract shall not constitute a waiver of said provision or a waiver of a future breach of that or any other provision. This Contract has been executed in the State of Arizona and the laws of the State of Arizona shall govern the construction of this Contract. If any provision under this Contract (or any application thereof) shall be invalid or unenforceable, the remainder of this Contract and any other application of such provision shall not be affected thereby and shall not be rendered invalid or unenforceable. This Contract shall be construed in accordance with its plain meaning and the provisions of this Contract shall not be strictly construed for nor against any of the parties to this contract. This contract is binding upon the heirs, executors, administrators and successors of the respective parties, but may not be assigned by Buyer without the prior written approval of Seller, in its sole discretion, and any attempted assignment by Buyer (whether voluntary or by operation of law) shall be void. The singular in number as used herein shall be deemed to include the plural, and the masculine gender shall be deemed to include the feminine and neuter gender, and vice versa, whenever the context so requires. In the event of any cancellation of this Contract by either party as authorized herein, and prior to refund of any deposits to Buyer (if Buyer is entitled to any refund), Buyer will execute any documents requested by Seller to confirm that Buyer has no rights in or to the Property and that this transaction is terminated. DocuSign Envelope ID: FFB0BEDC-EA00-41AF-B0BF-7CE45E94F008 831B3AAF-3B88-4643-A3E1-1A4FB1E29995

19. Possessions; Buyer's Actions Before Close; Risk of Loss. Buyer understands that Buyer is not the legal owner of the Property and that possession of the Property shall remain exclusively in Seller until; (a) all amounts due hereunder have been paid; (b) all instruments or papers required in connection with the completion of this transaction have been executed and delivered by Buyer; (c) the deed from Seller is recorded; and (d) Closing occurs and Seller has received from escrow agent all funds due Seller. Buyer shall not enter the Property prior to Closing or at any time enter any construction site within the Subdivision, nor suggest that or encourage any other persons to do so without Seller's prior approval. If pre-approved by Seller, Buyer may enter the property solely to inspect same. Buyer agrees and covenants not to do or cause to be done any work or alteration of any nature whatsoever in or about the Property before the Closing. If Buyer violates this provision and covenant, it shall be a material default under this Contract. If Buyer or any of Buyer's family, friends, guests, licensees and/or invitees (with or without said prior approval) enter the Property during the course of construction, or at any time before Closing, Buyer, and such other persons assume the risk of bodily injury while in or on the Property. BUYER AGREES TO INDEMNIFY AND HOLD SELLER HARMLESS FROM AND AGAINST ANY AND ALL PERSONAL INJURIES OR PROPERTY DAMAGE TO OR RESULTING FROM THE GUESTS, FAMILY, FRIENDS, LICENSEES AND/OR INVITEES OF BUYER ON THE PROPERTY PRIOR TO THE CLOSING. Except as may be caused by Buyer's or any related parties' acts, omissions or negligence (which shall be the sole and complete responsibility of Buyer), Seller shall assume the risk of loss or damage to the Property by fire or other casualty until the Closing, at which time the risk of loss shall pass to Buyer.

(Buyer’s Initials Here :_________/__________)

20. Commissions/Fees Seller is exclusively represented by________________________________. The Brokery Buyer in this transaction is represented by themselves or an agent of their choosing and expense. Seller will pay a Buyer’s agent co-broke if Buyer’s agent is registered with seller’s agent upon first contact only, and per the terms of MLS & AAR rules.

21. Entire Agreement; No Oral Changes or Representations. It is a policy of Seller not to enter into any oral agreements or to ask any Buyer to rely on any oral representations concerning the Property, the Subdivision, or the surrounding area. The entire agreement between Buyer and Seller must be expressed in writing. Buyer, therefore, shall write in the blank space below any and all representations or promises which are not set out in this Contract, but which have been made by Seller or its purported agents or employees and upon which Buyer is relying in agreeing to purchase the Property, and if there are any Buyer shall so indicate: ______________________________________________________________________________

(Buyer's Initials Here:___________/____________)

Buyer acknowledges that there are no agreements, understandings, representations or promises of any kind that have been made to induce the execution of this Contract or upon which Buyer relies, except as set forth in writing in this Contract. No salesperson, broker, agent, representative, DocuSign Envelope ID: FFB0BEDC-EA00-41AF-B0BF-7CE45E94F008 831B3AAF-3B88-4643-A3E1-1A4FB1E29995

subcontractor, or employee of Seller has any authority to modify the terms of this section or to make any oral representation or agreement upon which Buyer may rely to modify, change, delete or cancel any portion of this Contract. This Contract supersedes any and all prior understandings and agreements. This Contract may be amended or modified only by a written instrument executed by Buyer and Seller (or Seller's Authorized Agent).

TO INDUCE SELLER TO ACCEPT THIS CONTRACT, BUYER ACKNOWLEDGES THAT: (a) THERE ARE NO AGREEMENTS, UNDERSTANDINGS, REPRESENTATIONS OR PROMISES OF ANY KIND THAT HAVE BEEN MADE TO INDUCE THE EXECUTION OF THIS CONTRACT OR ON WHICH BUYER RELIES, EXCEPT AS SET FORTH IN WRITING IN THIS CONTRACT: (b) THIS CONTRACT TOGETHER WITH ANY OTHER CONCURRENT OR SUBSEQUENT WRITINGS EXECUTED BY BOTH BUYER AND SELLER'S AUTHORIZED AGENT SET FORTH IN FULL THE ENTIRE AGREEMENT BETWEEN THE PARTIES: AND (c) BUYER HAS NOT RELIED ON ANY ORAL AGREEMENT, STATEMENT, REPRESENTATION, OR OTHER PROMISE THAT IS NOT EXPRESSED IN WRITING IN THIS CONTRACT.

No salesman, broker, agent, representative, subcontractor, or employee of Seller has any authority to modify the terms of this section or to make any oral representation or agreement upon which Buyer may rely to modify, change, delete or cancel any portion of this Contract. This Contract supersedes any and all prior understandings and agreements. This Contract may be amended or modified only by a written instrument executed by Buyer and Seller's Authorized Agent.

Jason P. Kush, managing member of J.P. Kush Construction, LLC. has or has held an Arizona Real Estate Brokers license. Seller is not represented by Jason Kush or his real estate brokerage. Seller The Brokery is exclusively represented by________________________________. Buyer in this transaction is represented by themselves or an agent of their choosing and expense.

BUYER, AS APPLICABLE, UNDERSTANDS, ACKNOWLEDGES, REPRESENTS AND AGREES THAT: (a) BUYER HAS READ ALL SEVEN PAGES OF THIS CONTRACT AND ALL EXHIBITS AND ADDENDA ATTACHED HERETO: AND (b) BUYER AGREES TO BE BOUND BY ALL OF ITS TERMS AND PROVISIONS.

BUYER MUST BE GIVEN A COPY OF THE PUBLIC REPORT OF THE ARIZONA DEPARTMENT OF REAL ESTATE PRIOR TO THE SIGNING OF THIS CONTRACT. BY SIGNING BELOW, BUYER ACKNOWLEDGES RECEIPT OF THE PUBLIC REPORT AND THAT BUYER HAS HAD AN OPPORTUNITY TO READ IT BEFORE SIGNING THIS CONTRACT.

DocuSign Envelope ID: FFB0BEDC-EA00-41AF-B0BF-7CE45E94F008 831B3AAF-3B88-4643-A3E1-1A4FB1E29995

Execution of this Contract by Buyer shall constitute only an offer to purchase the Property. This Contract, and any present or future addenda, Receipt and Home Buyer Guide, Change Orders, supplements or amendments hereto are not binding upon Seller until such documents, as required, are executed by Seller's Authorized Agent. Buyer and Seller's Sales Representative(s) have signed this Contract. The Sales Representative has signed solely to acknowledge receipt of the deposit described in item 2.5, subject to collection.

3/17/2021 3/17/2021

Buyer Date Buyer Date

Approved and Accepted by Seller this ____ day of, ________, 20____

J.P. Kush Construction An Arizona Limited Liability Company By Jason P. Kush, President

DocuSign Envelope ID: FFB0BEDC-EA00-41AF-B0BF-7CE45E94F008 831B3AAF-3B88-4643-A3E1-1A4FB1E29995

Addendum A

This addendum replaces Section 2. Purchase Price; 3. Loan; and Section 5. Closing of the Purchase Contract and Escrow Instructions set forth above.

2. Purchase Price:

2.1 Base Price: $ 1,799,000 .

2.2 Lot Price (due at closing): TBD $____ ______.

2.3 Options and Upgrades (per attached addendum) $ __ _.

NOTE: All Options & Upgrades hereafter selected by Buyer and approved by Seller must be made in the form of a “Change Order” with corresponding adjustments to the purchase price: 1,799,000 2.4 TOTAL PRICE:……………………………………………$ __________. 75,000 2.5 Earnest deposit2 payable on or before the signing of this contract: $ ____ .

2.7 Construction Loan Amount (Total Price minus Lot Price; payable in draws during construction): $ TBD .

NOTE: Not including (1) Buyer’s share of closing costs and (2) prepaids as described below

Note that the Deposit and all other payments by Buyer will be deposited by Seller in Seller’s general account and will not be deposited in a neutral escrow account. By initialing this provision, Buyer indicates approval hereof:

(Buyer’s Initials Here: _____________/____________)

3. Loan: (applicable if section 2.6 is completed): Buyer agrees to make an appointment with and go, within 10 business days of Buyer’s execution of this contract, to the office of: Susan Menchaca, MidFirst Bank (Lender) to apply for a loan on the Property. The loan must include a provision for Buyer to purchase the lot prior to construction beginning and then, during construction, for Seller to submit draws for payment after meeting certain milestones. (“Construction Loan”) Buyer, consistent with the terms set forth in this Contract, shall submit an application to Lender for a loan at a rate of interest and upon such terms and conditions as Buyer Earnest Money Deposit will become non-refundable 30-days after close of escrow. DocuSign Envelope ID: FFB0BEDC-EA00-41AF-B0BF-7CE45E94F008 831B3AAF-3B88-4643-A3E1-1A4FB1E29995

and Lender and Seller may agree, and Buyer agrees to promptly, diligently, and in good faith provide all information and document(s) required by Lender necessary to achieve prompt approval of Buyer’s Loan application and to execute such further documents and perform such acts as are reasonably necessary to obtain the Loan and to not withhold, manipulate, or provide false information.

Buyer’s failure to promptly, diligently and in good faith pursue such application shall be deemed a material default under this contract and Seller shall be entitled to exercise any and all remedies set forth in Section 14. Except as may be limited by law with respect to VA buyers, if Buyer withholds, manipulates, or provides false information, regardless of intent, that results in loan rejection, Buyer will be in material default. Buyer acknowledges that the obligation to apply for and diligently pursue the loan is for the protection of Seller who has removed the Property from the market in reliance upon Buyer's obligations hereunder and that Seller would be materially injured if Buyer failed to use his/her/its best efforts to obtain the loan.

In the event Seller determines that Buyer's loan application with the original Lender is not likely to be timely approved, Seller may, but is not obligated to, advise Buyer of Seller's one time election for Buyer to apply for the Loan at another Lender selected by Seller, provided Buyer will not be obligated to accept any materially different terms for the Loan other than as specified above. If Seller makes such election, Buyer shall apply for and use his/her/its best efforts to obtain the Loan from the new Lender, as provided above, and the forty-five (45) day time period for Buyer to obtain Loan approval, as provided below, shall start again.

In the event Buyer diligently performed its obligations under the Section 3 but, nevertheless, Buyer's application is rejected by Lender or Buyer is unable to qualify for and obtain, consistent with the terms and provisions of this Contract, either party shall have the right to cancel this Contract by sending written notice of such cancellation to the other party. In the event of such cancellation, Seller agrees to refund (or, if applicable, cause Escrow Agent to refund) to Buyer all Deposits received from Buyer less: (a) the costs incurred by Seller or Lender in obtaining an appraisal and/or credit information concerning Buyer, as applicable; and (b) the sales price of any nonstandard Options selected by Buyer (as is more completely described below in Section 11). After any such refund described above (if and as applicable) has been given by Seller to Buyer, neither party shall have any further obligations to the other under this Contract.

The interest rate and/or fees for the Construction Loan and the terms and conditions of the Construction Loan are a matter of concern solely between Buyer and Lender and shall not affect the rights or obligations of the parties hereto, except to the extent an addendum related to the Loan is executed by Buyer and Seller. Seller will cooperate with Buyer in obtaining the Loan, but Buyer acknowledges that Seller has not agreed to provide or obtain any Loan to or for Buyer, nor has Seller or its agents offered any guarantee that Buyer will be able to secure any Loan or a Loan under any particular program. Buyer acknowledges and agrees that Seller is not responsible for the Lender. Buyer further acknowledges that this Contract does not constitute a loan application, a loan approval, or a commitment by a lender.

DocuSign Envelope ID: FFB0BEDC-EA00-41AF-B0BF-7CE45E94F008 831B3AAF-3B88-4643-A3E1-1A4FB1E29995

Buyer is aware that application, appraisal, credit report and/or other fees will be collected by Lender at Loan application and are nonrefundable.

5. Closing. Following Buyer obtaining approval for the Construction Loan and the determination of a final budget, including options, but before construction begins, Seller, at its sole discretion, shall provide Buyer with a verbal or written Notice of Ready for Closing. Upon receipt of the notice, Buyer shall take such steps as are necessary to effect the Closing at the time and date specified by Seller (the "Closing Date"), including execution of Loan documents. On the closing date, Buyer shall deposit with the Escrow Agent sufficient funds for the purchase of the lot.

Should Escrow Agent be closed on the day specified herein for Closing, the Closing requirements may be met on the next succeeding day Escrow Agent is open for business. If Buyer fails to close on the Closing Date, but if Closing subsequently occurs, Buyer shall pay to Seller at Closing (in addition to, and not in lieu of, all other amounts due from Buyer under this Contract) a late closing fee equal to $200.00 per day for each day from and including the scheduled Closing Date to and excluding the actual date of Closing, unless Buyer obtains a VA guaranteed Loan in which case this provision shall not apply. This fee is in addition to Seller's other remedies under Section 14 as provided by Section 19, possession of the Property shall remain exclusively in Seller until the Closing has occurred.

Buyer understands, acknowledges, and agrees that although, following closing, Buyer has taken title to the property, that said property is under the sole control of the Seller. Neither Buyer nor any of Buyer’s agents shall have the right to enter the property without prior notification to and written permission of the Seller. Buyer understands that the lot will be an active construction site that has latent and patent hazardous conditions. Buyer expressly waives any and all claims against Seller should Buyer enter the property without written permission of the Seller and be injured.

Following completion of the House, Seller will provide Buyer with notice of Buyer’s right to enter the property. Seller will also provide notice to Buyer at this time that Buyer should arrange for the utilities to be turned on to the Property. Buyer has the sole responsibility to arrange for utilities to be turned on to the Property.

3/17/2021 3/17/2021 Buyer Date Buyer Date

Approved and Accepted by Seller this ____ day of, ________, 20____

J.P. Kush Construction An Arizona Limited Liability Company By Jason P. Kush, President

Received 2/18/2025 ROC Legal

REGISTRAR OF CONTRACTORS

OF

THE STATE OF ARIZONA

Nicole Pinazza,

Complainant,

v. CASE NO 2024-12339

J P KUSH CONSTRUCTION LLC, MOTION FOR STAY OF ENFORCEMENT OR MOTION TO TERMINATE CITATION LICENSE NO. ROC 247343,

Respondent,

Respondent J.P. Kush Construction, LLC (“Kush Construction”) hereby moves for relief from default for three reasons: 1) All items per the ROC request have been completed where allowed by the complainant. 2) Complainant wants to change trim style only to a style they are not entitled to by ROC directive 3) complainant refused to allow access in a timely manner to resolve issues. I. Contractual Issue

This item is not a plan or building issue, but a contractual issue that the inspector failed to hear or take into account. Builder reserves the rights to make changes based upon product availability, breaks in plan, labor etc.. This item falls in that category. II. & III. Complainant failed to timely or prove contractors issue Complainant states stucco repair needed after damage caused over a year earlier. Complainant has had other complaints in that period and never mentioned this item. In addition, contractor never called or scheduled this roof repair that the complainant is stating this repair is needed from.

IV. Conclusion

Kush Construction is a two-person company which has served the Valley for nearly two decades. This is clearly a buyers remorse / change of mind case that the complainant is attempting to weaponize the roc to resolve. Respondent request this complaint be removed and awarded in the respondents favor. CASE NO 2024-12339MOTION FOR STAY OF ENFORCEMENT OR MOTION TO TERMINATE CITATION - Received 2/18/2025 ROC Legal

The original was filed this day 18 day of February, 2024, with: Arizona Registrar of Contractors 1700 W. Washington St., Ste. 105 Phoenix, AZ 85007

www.Roc.az.gov [email redacted]

A copy of this was emailed to the Complainant at: [email redacted] Dated this 18th of February, 2024.

Jason Kush

CASE NO 2024-12339MOTION FOR STAY OF ENFORCEMENT OR MOTION TO TERMINATE CITATION - Received 2/18/25, 10:31 AM State of Arizona Mail - Re: Citation and Complaint 2024-12339 2/18/2025 ROC Legal

Answers - AZROC <[email redacted]>

Re: Citation and Complaint 2024-12339 message

Jason Kush <[email redacted]> Tue, Feb 18, 2025 at 10:08 AM To: Gail Mathews <[email redacted]>, "[email redacted]" <[email redacted]>

I had requested a hearing on this when I received the original complaint. What do we need to do to make that happen with the OAC?

From: Gail Mathews <[email redacted]> Date: Monday, February 10, 2025 at 4:11 PM To: Subject: Citation and Complaint 2024-12339

Attached is an electronic courtesy copy of the citation and complaint that was mailed at the end of the day, and issued today via USPS.

Please do not reply directly to this email. Any reply or response should be addressed to [email redacted]

https://mail.google.com/mail/b/AEoRXRSfDOrF7t0140eZZZRQXXgjVqChqbNObnqZAoKoGBOM2GdE/u/0/?ik=581c53cf5c&view=pt&search=all&perm… 1/2 Received 2/18/25, 10:31 AM State of Arizona Mail - Re: Citation and Complaint 2024-12339 2/18/2025 ROC Legal Sincerely,

Image removed by sender. Gail Mathews Legal Assistant II

Registrar of Contractors

1700 W. Washington St., Suite 105

Phoenix, AZ 85007

602-771-6804

https://roc.az.gov

https://mail.google.com/mail/b/AEoRXRSfDOrF7t0140eZZZRQXXgjVqChqbNObnqZAoKoGBOM2GdE/u/0/?ik=581c53cf5c&view=pt&search=all&perm… 2/2 Received 2/18/25, 10:31 AM State of Arizona Mail - Response Case 2024-12339 2/18/2025 ROC Legal

Answers - AZROC <[email redacted]>

Response Case 2024-12339 message

Jason Kush <[email redacted]> Tue, Feb 18, 2025 at 10:20 AM To: "[email redacted]" <[email redacted]>

Response attached for complaint 2024-12339

Registrar of contractors Pinazza response comaplint 2.pdf 107K

https://mail.google.com/mail/b/AEoRXRSfDOrF7t0140eZZZRQXXgjVqChqbNObnqZAoKoGBOM2GdE/u/0/?ik=581c53cf5c&view=pt&search=all&perm… 1/1 [number redacted]ÿ96531ÿ [number redacted]ÿS1TU31Vÿ ÿÿÿÿÿÿÿ WX45ÿ3Vÿ012345367Yÿ ÿÿÿ ÿÿÿÿ!ÿÿ ÿÿÿÿ!ÿÿ"ÿÿ ÿ  ÿ!ÿÿÿÿÿ WX6ÿZ4T533[451Vÿ37ÿ # ÿ $ÿÿ ÿ!ÿÿÿÿÿ 012345367Yÿ ÿÿÿÿÿÿÿÿÿ %ÿÿ ÿÿÿÿÿ $ÿÿ ÿÿ ÿÿÿÿÿ ÿÿ ÿÿ&ÿÿÿÿÿÿÿ [number redacted]ÿ\Vÿ965ÿ ' ÿÿ(ÿÿÿ)ÿÿ* ÿ 0472456T]ÿ + ÿ!ÿ,ÿÿ&ÿÿÿÿÿ ÿ WX1T1ÿ26ÿ5X1ÿZ4T531Vÿ -ÿÿ!ÿ ÿÿÿ 0115ÿ^6Tÿ012345367Yÿ ÿÿÿÿ ÿÿ -ÿ)ÿÿ* ÿ+ ÿÿ ÿÿ./01ÿ 2ÿ45678ÿ9:;<ÿ=>?@Aÿ=@B@C<ÿD"$ÿ*,ÿEFGGHÿ WX17ÿ261Vÿ ÿÿÿÿÿ(ÿ ÿÿ$ÿÿ [number redacted]ÿ_ `TYÿ ÿÿÿÿ WX]ÿSX6`a2ÿZ4T531Vÿ ÿÿÿÿÿÿÿÿÿ b67V321Tÿ012345367Yÿ ÿ ÿÿÿÿÿÿIJKÿ L $ÿIMKÿL$ÿINKÿ $ÿÿIOKÿÿ ÿÿ"ÿÿÿ"ÿ c6dÿ56ÿe1f`1V5ÿ Pÿÿÿ!ÿÿ ÿÿ$ÿ&ÿ ÿÿÿ [number redacted]ÿ ÿ!ÿÿ)ÿÿ* ÿ + ÿ *ÿQÿ(R ÿÿ ÿÿ ÿ!ÿÿ ÿ'ÿÿ ÿ ÿ ÿ 6789 6 6ÿÿ  6  6 ÿ 2ÿ ÿ "7ÿ 7ÿÿ 69%  ÿ 5ÿ -ÿ ÿAAAAAAAAAAAAAAAAAAAAAAAAAÿ ÿÿ ÿ3ÿÿAAAAAAAAAAAAAAAÿ ÿ ÿÿ  O!P 9  $ÿ ÿ +ÿ ?ÿ ÿ SFDG5ÿ0123145ÿTF0ÿB1CDE5DFGÿ ÿ AAAAAAAAAAAAAAAAAAAAAAAAAÿ &ÿ ÿ 67 ! R7 ÿ .ÿ ÿ ÿ 0123145ÿ ÿ ÿ)7ÿ83(9ÿ7:ÿÿÿ;7ÿ<ÿ7477=ÿ3ÿ;=3ÿÿÿ44>ÿ34ÿ 2ÿ =;7?ÿ"7ÿ* ",ÿÿ 5ÿ @ÿ ÿ;7ÿÿÿ437ÿ7ÿ3ÿAAAAAAAAAAAAAAAAAA*=,ÿ -ÿ @ÿÿ ÿ;7ÿÿ3ÿ>77(9ÿÿ437ÿ7ÿ B1CDE5DFGÿEH011B1G5ÿ ÿ I9ÿ7:ÿÿ;=3ÿ=ÿÿ<(3J$ÿÿ)7ÿ=7=$ÿ7)7$ÿ=ÿ +ÿ 7Kÿ ÿ ÿ ÿ)7ÿ7ÿ)7)7=ÿ3ÿ>3;;>ÿ;=3ÿ=ÿJ((ÿ<ÿ7=9ÿ437ÿ;=3ÿ3ÿ &ÿ AAAAAAAAAAAAAAAAAAAAA*=,Mÿ 2ÿ ÿ)7ÿJ((ÿ)7>)ÿÿÿ;=3ÿ)73>ÿÿ33=ÿ4Mÿ .ÿ 5ÿ ÿ7:ÿ437ÿ;=3ÿÿ3ÿ==ÿ3ÿ=7ÿ37ÿ=(9ÿ=;7?ÿ 2ÿ )73>=Mÿ 2ÿ -ÿ3ÿ)79ÿJ((ÿ>3=ÿÿÿ;=3ÿ(;ÿÿ)3J7ÿ34ÿ "ÿ=ÿÿ =;7?ÿ(Jÿ8=ÿ3ÿ>3=>ÿÿ=;7?ÿ7ÿ=ÿÿ=>3ÿ 22ÿ =7ÿ6ÿNNÿ-'.2ÿÿ.22Mÿ 25ÿ ÿ ÿ)7ÿJ((ÿ<ÿ>373ÿ=ÿ7)>4(ÿ733ÿÿ;=3ÿ)73>ÿ3ÿ((ÿ 2-ÿ )7>)Mÿ +ÿ ÿ;=3ÿÿ>3;)((9ÿ?3(79ÿ=ÿÿ)7>)(ÿ)7)3ÿÿ3ÿ((3Jÿÿ 2ÿ )7ÿÿ4((ÿ=ÿ47ÿ3))379ÿ3ÿ=>ÿ(;Mÿ 2+ÿ 2ÿ34ÿ5ÿ ÿ 6789 6 6ÿ ÿ   6  6 ÿÿ ÿÿ ÿÿÿÿÿÿÿÿÿ ÿÿ3ÿÿÿÿÿÿ!" 79#$ÿÿ%ÿ&'2&2ÿ ÿÿÿÿÿÿÿÿ ÿ ÿ ()3ÿ*+2,-2'2ÿ'&'+.2'.+2ÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿ ÿ ÿ ÿ ÿ ÿ ÿ1233ÿ14ÿ5325ÿ63ÿ2ÿ)3ÿ1ÿ7ÿÿ)3ÿ2ÿ14ÿ 'ÿ ÿ33(3ÿ3ÿÿ)38ÿ2)#ÿ9ÿÿ1233ÿÿ3ÿ334ÿ3ÿ 1)3ÿÿ(1ÿ)3ÿÿ)3:ÿ 2ÿ %ÿ ÿ123ÿ)335ÿÿ5342(ÿ31153ÿ12#ÿ13(ÿ532ÿ433ÿ33ÿ -ÿ 2ÿ23#ÿ2ÿ5ÿ35533ÿ23ÿ123ÿ3ÿ5342(ÿ2ÿ14ÿ3ÿ9ÿ ÿ 253;32ÿ33ÿ212ÿ3ÿ;25ÿÿ4ÿ)3352ÿ<5)ÿÿ)33;22ÿ94ÿ59ÿ =ÿ'&''2%:ÿ +ÿ .ÿ ÿ1233ÿÿ3ÿ965ÿ3ÿ3;5ÿ34ÿ)335ÿ33ÿÿ9)3ÿ3ÿ)3325ÿ;25ÿ ÿ 33ÿ3ÿ44ÿ332ÿ4ÿ;25ÿ33ÿ355335ÿ3(ÿ3ÿÿ123ÿ<5)ÿÿ %ÿ )33;22ÿÿ59ÿ=ÿ'&''2%*,:ÿ ÿ3ÿÿ1233#ÿ33ÿÿ533ÿ34ÿ33533#ÿ33ÿÿ445ÿ34ÿ .ÿ 213;ÿ!3ÿÿ965ÿ3ÿ5;(ÿ(9(4ÿ433ÿ4ÿ5ÿ33ÿ313ÿÿ ÿ 5353ÿ7ÿ4ÿ123ÿ3;5ÿ33ÿ5;4ÿ<5)ÿ433ÿ5ÿ;3(;ÿ ÿ 3(ÿ15325ÿ33ÿ35>(ÿ2332ÿ34ÿÿ9(ÿ3>ÿ34ÿ634ÿ3ÿÿ 3ÿ34ÿ33:ÿ 'ÿ ÿ333ÿÿ123ÿ)335#ÿ5ÿ)34ÿ1ÿ;ÿÿ3)3;ÿ)3ÿ73ÿ 2ÿ 7((ÿ;ÿ4((ÿ(1ÿ334ÿ3ÿ(ÿ((ÿ5(1ÿÿÿÿÿ213;ÿ -ÿ )3352ÿ ÿ 'ÿÿ123ÿ)335ÿ7((ÿ31ÿ7?ÿ ÿ ÿ)3ÿ35ÿ(1:ÿ +ÿ 9ÿ ÿ1233ÿ231ÿÿ433ÿ4433ÿÿ123ÿ3ÿ3ÿ(33ÿ(>(4ÿ ÿ 3ÿ5;ÿÿ(1:ÿ33ÿ %ÿ ÿ 5ÿ ÿ34ÿÿ)3ÿ7237ÿ4331ÿ123ÿ .ÿ 'ÿ @3 @@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@ÿÿ ÿ @@@@@@@@@@@@@@@@@@@@@@@ÿ 1)(ÿ*33ÿ3)3;,ÿÿ ÿ ÿ ÿ Aÿ 'ÿ ÿ ''ÿ ÿ '2ÿ @@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@ÿÿ ÿ @@@@@@@@@@@@@@@@@@@@@@@ÿ '-ÿ 5)32ÿ*33ÿ3)3;,ÿÿ ÿ ÿ ÿ Aÿ 'ÿ ÿ '+ÿ 2ÿ34ÿ2ÿ ÿ 5678 9 5 5ÿ ÿ   5  59ÿÿ ÿÿ ÿÿÿÿÿÿÿÿÿÿÿ ÿÿ3ÿ9ÿÿ9ÿÿÿ! 68"#ÿÿ$ÿ%&'%'ÿ ÿÿÿÿÿÿ ÿ ÿ ()3ÿ*+',-'&'ÿ&%&+.'&.+'ÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿ ÿ /[number redacted]ÿ849:;<9=01ÿ9>3>1?15>ÿ 459>0=:>4<59ÿ @@@ABÿDBEÿFGHIJEÿEKLFLÿJDFEMGNEJBDFÿOJEKÿEKLÿPMLKLQMJDRÿAJFNSBFGMLÿTBMI@@@ÿ ÿ # UVWVX#XVYZÿ[ Zÿ \ÿ]^ÿ_ÿ`aÿ\bcÿ\decfaÿgdahÿijaÿ_ÿ`aÿiakcÿ_ÿgcÿcÿlaÿjcadÿÿ `aÿiakchÿmalanÿ ZoZ#VWpÿ V q[ZÿZr[VZUZWXÿ sdaÿ\n\ngnÿituvuwwxy\z{ÿla_aÿcÿ̀ack{ÿ`aÿ]caÿeÿ]a]caÿcÿdjaÿcaeanÿ|`aÿ djaÿcaeaÿeÿc}ÿ ~ÿ\ÿjÿ_ÿcjjÿ`aÿ€aaÿ`aÿ]c^ÿ€jjÿcjjÿÿa_^{ÿjdkÿ`aÿ€aahÿcÿ _ecÿcdÿcÿla_ÿda]ÿ_ÿ`aÿlaÿecaÿ_ÿ`aÿ€aahÿa‚]aadÿae^ƒÿ cdÿ ~ÿ\ÿjÿ_ÿcjjÿ`aÿa‚`lÿ`cÿ`aÿ]c^ÿ€jjÿaÿcÿ`aÿ̀acknÿ VZÿ1ZoZ#VWpÿ V q[ZÿX#XZUZWXÿ ~ÿ|`aÿ„a`ackÿjaÿ†caeaÿcdÿ‡‚`lÿec^ÿlaÿleadÿÿ`aÿ\bcÿˆ__aÿ _ÿ\decfaÿ‰ackÿkÿc^ÿ_ÿ`aÿ_jj€k}ÿ Šÿ‡jacjj^}ÿ`]}‹‹]cjncbc`ne‹le‹ÿ Šÿu„aÿÿl^ÿŒcj}ÿwtŽÿmaÿ\dceÿ†aa{ÿ€aÿafaj{ÿ„`a‚{ÿ\bcÿ xŽŽÿ Z‘o#WpVWpÿ V q[ZÿX#XZUZWXÿ#W ÿZ‘oV’VXÿ sdaÿ\n\ngnÿituvuwwxy“zÿya__afaÿ”faelaÿ{ÿ•Žwz{ÿcÿ]c^ÿÿ`aÿ̀ackÿeÿafaÿÿafa^ÿ `aÿ]c^ÿcdÿ_jaÿ€`ÿ`aÿˆ__aÿ_ÿ\decfaÿ‰ackÿcÿ]^ÿ_}ÿ ~ÿ|`aÿdjaÿcaeaƒÿcd{ÿ ~ÿ\^ÿa‚`lÿ`cÿ`aÿ]c^ÿ€jjÿaÿcÿ`aÿ̀acknÿ 32–63—ÿ|`aÿdjaÿcaeaÿcdÿa‚`lÿeÿlaÿafadÿÿcjjÿ]caÿÿcdcaÿ€`ÿ \bcÿ\decfaÿgdaÿi•uwvuwŽxÿ˜jkÿeanÿsdaÿ\n\ngnÿi•uwvuwŽx{ÿafaÿÿ e]jaadÿl^}ÿ ~ÿ„acjÿdajfa^ƒÿ ~ÿwÿjc{ÿa_adÿÿa‚]aÿecjƒÿÿ ~ÿ˜cejanÿ X6678—ÿ|`aÿdjaÿcaeaÿcdÿ`aÿa‚`lÿeÿlaÿafadÿcdÿ_jadÿÿjaÿ`cÿafaÿ cjadcÿdc^ÿla_aÿ`aÿdcaÿ_ÿ`aÿ̀acknÿsdaÿ\n\ngnÿi•uwvuwŽx{ÿcÿdeaÿÿafadÿÿcÿ]c^}ÿ ~ÿˆÿ`aÿdcaÿÿÿ]acjj^ÿafadƒÿ ~ÿ˜faÿdc^ÿc_aÿÿÿecjadÿl^ÿa‚]aÿÿwÿjcÿecjƒÿ ~ÿˆÿ`aÿdcaÿ_ÿ`aÿaÿaa]ÿ_ÿÿÿecjadÿl^ÿa_adÿecjƒÿÿ ~ÿˆÿ`aÿdcaÿdcadÿÿ`aÿ_cejaÿcenÿ qWZr[ZWZÿqÿ#VVWpÿXqÿ V qZÿ sdaÿ\n\ngnÿituvuwŽxygz{ÿ_ÿcÿ€aÿÿcÿa‚`lÿÿÿeaj^ÿdjadÿcÿa™adÿ`aÿja{ÿcdÿ kdÿcaÿ_ÿ`aÿ_cjaÿÿdjaÿÿÿ`€{ÿ`aÿ`aÿcdecfaÿjc€ÿdkaÿec^}ÿ ~ÿˆdaÿ`cÿacÿ€aaÿÿa‚`lÿÿlaÿadÿcÿ`aÿ̀ackƒÿ ~ÿˆdaÿ`cÿcÿ]cjcÿ_cÿÿÿÿÿaclj`adÿ_ÿ`aÿadƒÿ{ÿ ~ÿˆdaÿ`cÿcÿ`cka{ÿcÿda_aa{ÿcÿjce{ÿÿeaÿ]ÿ`aa_{ÿlaÿdeadnÿ ÿ ÿ ÿ 2ÿ!""#ÿ [number redacted]ÿ6 23ÿ5337ÿ $%&'ÿ)*+*,+-*).ÿ ÿ ./01ÿ ÿ :3;<;93=>?ÿ@=A46BAC3;ÿAD9D;E;>Dÿ.B3Eÿ [number redacted]ÿ 1"FÿGÿHIFJKÿIFÿ LMKFÿJLNÿÿÿ ÿ ÿ

ÿ OPQRSÿUVUVWVÿXYZ[Z\\]^U_ÿ̀aRbcSRÿdÿeRdSfPgÿ̀dÿhdSijÿklmiÿhSRhdSRÿdÿQfmnocmlSRÿmidiRkRPiÿncPidfPfPgÿdÿofmiÿcbÿdooÿ ieRÿpfiPRmmRmÿieRÿhdSijÿpfooÿndooÿicÿiRmifbjÿ̀fPnolQfPgÿieRÿpfiPRmmRmqÿncPidniÿfPbcSkdifcPÿdPQÿdÿaSfRbÿQRmnSfhifcPÿcbÿ ieRÿmlarRniÿkdiiRSÿcbÿieRÿpfiPRmmRmqÿRshRniRQÿiRmifkcPjVÿ tbÿjclÿPRRQÿdQQfifcPdoÿmhdnRÿicÿofmiÿdooÿpfiPRmmRmÿ̀nckhoRiRÿdPQÿdiidneÿdQQfifcPdoÿufiPRmmÿvfmimVÿ Kw5x3ÿ yzÿ{|ÿ zÿ€‚ƒ„ÿ{ |†‡ÿ Žzÿ|ÿ‘’’‡““ÿ }cePÿ~cRÿ ^\ˆ‰_ÿYŠ‹ZŒ][ÿ }ceP~cR”•kdfoVnckÿ –zÿ—†˜™šÿ›šš‡ÿÿœ‚™š’ÿ€“š|„ÿ }cePÿ~cRÿpfooÿiRmifbjÿSRgdSQfPgÿieRÿhccSÿpcSžkdPmefhÿdPQÿhccSÿfPmidoodifcPÿcbÿieRÿ•dSdgRÿ~ccSVÿŸSVÿ~cRÿpfooÿdomcÿ iRmifbjÿSRgdSQfPgÿieRÿfPcfnRmÿdPQÿnedPgRÿcSQRSmÿbcSÿieRÿhScrRniVÿ ÿ H673 ÿ yzÿ{|ÿ zÿ€‚ƒ„ÿ{ |†‡ÿ Žzÿ|ÿ‘’’‡““ÿ –zÿ—†˜™šÿ›šš‡ÿÿœ‚™š’ÿ€“š|„ÿ

H673 ÿ yzÿ{|ÿ zÿ€‚ƒ„ÿ{ |†‡ÿ Žzÿ|ÿ‘’’‡““ÿ –zÿ—†˜™šÿ›šš‡ÿÿœ‚™š’ÿ€“š|„ÿ

H673 ÿ yzÿ{|ÿ zÿ€‚ƒ„ÿ{ |†‡ÿ Žzÿ|ÿ‘’’‡““ÿ –zÿ—†˜™šÿ›šš‡ÿÿœ‚™š’ÿ€“š|„ÿ

H673 ÿ yzÿ{|ÿ zÿ€‚ƒ„ÿ{ |†‡ÿ Žzÿ|ÿ‘’’‡““ÿ –zÿ—†˜™šÿ›šš‡ÿÿœ‚™š’ÿ€“š|„ÿ

ÿ ÿ ÿ 2ÿ!!"ÿ [number redacted]ÿ6 23ÿ5337ÿ #$%&ÿ()(*)+,(-ÿ ÿÿÿÿ ÿ 1".ÿ/ÿ 012343.ÿ3.ÿ 560.ÿ758ÿÿÿ ÿ 9:;<=ÿ?@?@A@ÿBCDEDFFGH?IJÿK<LM=<ÿNÿO<N=P:QJÿNÿRN=STÿUVWSÿR=<RN=<ÿNÿ;PWXYMWV=<ÿWSNS<U<:SÿXM:SNP:P:QÿNÿYPWSÿMLÿNYYÿ SO<ÿ<ZOPKPSWÿSONSÿSO<ÿRN=STÿ[PYYÿVW<ÿNSÿSO<ÿO<N=P:Q@ÿ \]^$_ÿ?YYÿ<ZOPKPSWÿYPWS<;ÿK<YM[ÿUVWSÿK<ÿR=M`P;<;ÿSMÿNYYÿRN=SP<WÿSMÿSO<ÿO<N=P:Q@ÿa<<ÿ?@?@A@ÿBCDEDFFGHbI@ÿ cLÿTMVÿ:<<;ÿN;;PSPM:NYÿWRNX<ÿSMÿYPWSÿNYYÿ[PS:<WW<WJÿXMURY<S<ÿN:;ÿNSSNXOÿN;;PSPM:NYÿdZOPKPSÿePWSW@ÿ 0f5g3ÿ Fÿ AM:S=NXSÿLM=ÿ:<[ÿQN=NQ<ÿ;MM=@ÿ hÿ c:`MPX<ÿiFjjjFÿkÿAMWSÿLM=ÿQN=NQ<ÿ;MM=ÿ=<RYNX<U<:S@ÿ ÿ ÿ 0f46 l6 ÿÿ 0f46l6ÿ753ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ ÿ

ÿ ÿ ÿ 2ÿ!!"ÿ [number redacted]ÿ6 23ÿ5337ÿ #$%&ÿ()(*)+,(-ÿ ÿÿÿÿ ÿ 1!-ÿ.ÿ!/0123 43530-ÿ6ÿ740!-83ÿ 9ÿ;<=>?@Aÿ>BC>ÿ>B<ÿCDEF<ÿ?G@E=HC>?EGÿ?Iÿ>=J<ÿCGKÿ;E==<;>ÿCGKÿ>BC>ÿ9ÿL?MMÿI<=F<ÿCÿ;ENAÿE@ÿ>B?IÿK?I;MEIJ=<ÿI>C><H<G>ÿ CGKÿCGAÿ<OB?D?>IÿM?I><Kÿ?GÿPC=>ÿQÿ>EÿCMMÿNC=>?<Iÿ>Eÿ>B<ÿB<C=?GRÿ?GÿC;;E=KCG;<ÿL?>BÿSTSTUTÿVWXYXZZ[Tÿ 9ÿC;\GELM<KR<ÿCGKÿJGK<=I>CGKÿ>BC>ÿ?@ÿ9ÿ@C?Mÿ>EÿN=EN<=MAÿK?I;MEI<ÿCÿL?>G<IIÿE=ÿ<OB?D?>]ÿ>B<ÿCKH?G?I>=C>?F<ÿMCLÿ^JKR<ÿ HCA_ÿ `ÿ b=K<=ÿ>BC>ÿ;<=>C?GÿL?>G<II<IÿE=ÿ<OB?D?>IÿGE>ÿD<ÿJI<KÿC>ÿ>B<ÿB<C=?GRcÿ `ÿ b=K<=ÿ>BC>ÿCÿNC=>?;JMC=ÿ@C;>ÿ?IÿE=ÿ?IÿGE>ÿ<I>CDM?IB<Kÿ@E=ÿ>B<ÿ=<;E=KcÿE=]ÿ `ÿ b=K<=ÿ>BC>ÿCÿ;BC=R<]ÿCÿK<@<GI<]ÿCÿ;MC?H]ÿE=ÿIEH<ÿNE=>?EGÿ>B<=<E@]ÿD<ÿK?IH?II<KTÿ dÿeÿfgÿhigijÿklmÿ nÿ peqrskkfÿ ntuqkvkfÿ wijfÿxyÿÿÿ ÿ ÿ ÿ ÿ zskfÿxeÿ ÿ

{skf|zÿ ÿ

wfÿ ÿ

ÿ

ÿ ÿ ÿ 2ÿ !ÿ [number redacted]ÿ6 23ÿ5337ÿ "#$%ÿ'(')(*+',ÿ ÿÿÿÿ