2023A-11156-CHC-ROC Notice of Hearing & Packet MAILED 2023-11156
2023A-11156-CHC-ROC · Registrar of Contractors · 2024-05-15
REGISTRAR OF CONTRACTORS OF THE STATE OF ARIZONA
Morgan Lange , Case No. 2023-11156
COMPLAINANT, Docket No. 2023A-11156-CHC-ROC
v. NOTICE OF HEARING ON CONTESTED CASE Reimagine Roofing LLC License No. ROC 339039,
RESPONDENT.
This Notice of Hearing is issued under A.R.S. § 41-1092.05(D).
HEARING INFORMATION The hearing is set for:
June 25, 2024 9:00 AM Sondra Vanella Google Meet. A link will be provided directly from The Office of Administrative Hearings. Go to www.azoah.com to request to appear in-person.
If you have requested to appear in-person at the hearing, the hearing will be held at 1740 W Adams Street, Phoenix, AZ 85007.
You must attend this hearing. This is an adversarial hearing before an administrative law judge, and is conducted in a similar manner as judicial proceedings. Thus, you must be
prepared to present evidence, including witness testimony and documents, in support of your case.
STATEMENT OF LEGAL AUTHORITY AND JURISDICTION The State of Arizona has determined that the licensing and regulation of construction contractors is a proper state function, and has vested authority in the Registrar of Contractors to administer Title 32, Chapter 10 of the Arizona Revised Statutes. A.R.S. §§ 32-1101 et seq. All hearings for alleged violations of Title 32, Chapter 10 are conducted under Title 41,
Chapter 6, Article 10. A.R.S. § 32-1156.
The statutes and rules governing the hearing can be found at: Arizona Revised
Statutes §§ 41-1092 to -1092.12, and Arizona Administrative Code R2-19-101 to -122.
PARTICULAR ARIZONA STATUTES AND RULES INVOLVED The statutes and rules the Respondent is alleged to have violated are cited in the
complaint and citation, which were served on the Respondent on January 31, 2024. SHORT AND PLAIN STATEMENT OF THE MATTERS ASSERTED The complaint and citation allege that the Respondent committed the following act(s): Charge: 1 A.R.S. § 32-1154(A)(3) - R4-9-108(a)
Charge: 2 A.R.S. § 32-1154(A)(12) - A.R.S. § 32-1158
Charge: 3 A.R.S. § 32-1154(A)(22)
THE PARTIES TO THE ADMINISTRATIVE HEARING Because Respondent is a licensee and is charged with an act(s) or omission(s) that is cause for the suspension or revocation of a license, Respondent is a party to this case and will be a party to the hearing. Because Complainant alleged Respondent committed an act(s) or omission(s) that is cause for the suspension or revocation of a license, Complainant is a party to this case and will
be a party to the hearing.
Respondent and Complainant, as the parties to the hearing, will present evidence and
argument to the administrative law judge.
The Registrar’s assigned investigator will appear as a witness at the hearing. RIGHT TO BE REPRESENTED The parties to the administrative hearing may choose to be represented by an attorney.
A.R.S. § 41-1092.07(B). If one of the parties is a company, the company may be represented
by an officer or employee if that person satisfies the conditions set forth in A.R.S. § 32-
1156(B).
CHANGE OF ADDRESS Each party must inform the Registrar and the Office of Administrative Hearings of any change of address within five (5) days of the change. A.R.S. § 41-1092.04.
HEARING PROCEDURES AND RULES The administrative hearing will be conducted in accordance with A.R.S. §§ 41-1092
to -1092.12, and A.A.C. R2-19-101 to -122. The parties should review the statutes, rules, and processes governing the administrative hearing. Copies of the statutes, rules, and articles regarding the administrative hearing process can be found at https://www.azoah.com/.
REGISTRAR’S APPEARANCE BY VIDEO CONFERENCE OR TELEPHONE
The Registrar’s investigators, employees, and attorneys will appear at the hearing via video conference or telephone unless requested by a party to appear in-person. Requests for the Registrar’s investigators, employees, or attorneys to appear in-person must be filed with the Registrar and the Office of Administrative Hearings no later than seven (7) calendar days prior to the hearing date.
HEARING PACKET
In the interests of administrative efficiency, the Registrar compiles and discloses
certain documents to the parties and the Office of Administrative Hearings. These documents are attached to this Notice of Hearing as the “Hearing Packet.” If any party wishes to submit additional evidence, they must do so during the hearing after completing a disclosure statement. See “Disclosure Statement” section below.
SUBPOENAS FOR TESTIMONY FROM A WITNESS OR DOCUMENTS
The parties to the hearing must be prepared to present evidence in support of their
case. If a party wants to obtain testimony from a witness or documents not in the party’s
possession, the party must prepare and file a written subpoena for the Administrative Law Judge to review and sign, if approved. A.R.S. § 41-1092.07(C). Forms for requesting a
subpoena can be found on the Office of Administrative Hearings’ website at www.azoah.com. The party seeking a subpoena must serve notice on all the parties to the hearing, and on the Registrar. A.R.S. § 41-1092.04.
DISCLOSURE STATEMENT
At least seven calendar days before the hearing, each party must prepare and serve a disclosure statement on all other parties, and file it with the Office of Administrative Hearings. A.A.C. R4-9-118; A.A.C. R2-19-108. The disclosure statement must include any exhibit the party will use at the hearing. A party’s failure to timely disclose any witness or exhibit, without good cause, may result in the administrative law judge excluding those witnesses or exhibits from being used at the hearing. A.A.C. R4-9-118(C). A sample disclosure form is available on the Registrar’s website at https://roc.az.gov/forms/RC-L-800A%20- %20Prehearing%20Disclosure%20Statement%2020191007v4.pdf
CHANGING THE HEARING DATE
The date of the hearing may only be advanced or delayed on the agreement of the
parties or on a showing of good cause. A.R.S. § 41-1092.05(C). The date of the hearing may
be changed by filing a written agreement of the parties to change the date of the hearing. The written agreement must be filed with the Office of Administrative Hearings, directed to the assigned Administrative Law Judge, and transmitted to the Registrar and all other parties. The assigned Administrative Law Judge may be found on the Office of Administrative Hearings’ web portal at www.azoah.com
If a party would like to move the date of the hearing without agreement of all parties, the party must file a written motion with the Office of Administrative Hearings, directed to the assigned Administrative Law Judge, and transmit a copy to the Registrar and all other parties. The motion must state in detail good cause for why the date of the hearing should be advanced or delayed, and the position of all other parties regarding the advancement or delay. A party may also file a motion asserting a right to an expedited hearing upon a showing of
extraordinary circumstances or the possibility of irreparable harm. A.R.S. § 41-1092.05(E).
RESOLUTION SHORT OF ADJUDICATION In any case which is resolved or settled by the parties, or which is withdrawn by the Complainant without objection from Respondent after the Notice of Hearing is issued, the parties must notify the Office of Administrative Hearings of the resolution or settlement. Any such cases will be listed on the Registrar’s website and its records under the category: “Closed
Complaints – Resolved/Settled/Withdrawn.”
Dated May 15, 2024.
By: /s/ Erika Hoskin Erika Hoskin Legal Secretary Legal Department Arizona Registrar of Contractors
Copy mailed via USPS First Class mail May 15, 2024 to:
Respondent(s) Reimagine Roofing LLC 1100 E Washington St. Ste. 200 Phoenix, AZ 85034
Complainant(s) Morgan Lange PO Box 64151 Tucson, AZ 85728
Copy sent electronically this same date to:
Respondent at email address on record with the Registrar Complainant at email address on record with the Registrar
Case No. 2023-11156 /
Katie Hobbs, Governor Martin Quezada, Director
Hearing Packet FAQ What is the Hearing Packet?
The Hearing Packet is a packet of certain documents collected or issued by the Registrar over the course of its investigation.
Who gets the Hearing Packet?
The Hearing Packet is assembled and distributed to all parties and to the Office of Administrative Hearings (“OAH”) prior to an administrative hearing.
What types of cases does the Registrar prepare a Hearing Packet for?
The Registrar prepares a Hearing Packet for Complainant-Handled Cases and No-Pay Cases. Note: If the Docket Number on the Notice of Hearing contains a “CHC” or “NPC”, your case is a Complainant-Handled Case or a No-Pay Case.
What is in the Hearing Packet?
The Hearing Packet contains essential case-specific documents and at a minimum will include the following documents:
● Original complaint;
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Within AZ 877.692.9762 · Fax 602.542.1599 · roc.az.gov Hearing Packet FAQ
Katie Hobbs, Governor Martin Quezada, Director
● Citation; and ● Answer.
The Hearing Packet will also contain the following documents (if applicable):
● Jobsite inspection notices, notes, and photos; ● Written directives; and ● Compliance inspection notices, notes, and photos.
What if there are documents missing from the Hearing Packet?
If there is any evidence you submitted to the Registrar that are not included in the Hearing Packet it is your responsibility to introduce that evidence at the administrative hearing. Note: The administrative law judge assigned to your case does not have access to the entire Registrar record.
If there is additional evidence you submitted to the Registrar during the investigation that you also want to introduce as evidence during your hearing, it is your responsibility to:
● Properly disclose that evidence to the other party; and ● Introduce the evidence during your hearing.
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Within AZ 877.692.9762 · Fax 602.542.1599 · roc.az.gov Hearing Packet FAQ
Katie Hobbs, Governor Martin Quezada, Director
How do I disclose evidence I intend to use at a Hearing?
You must properly disclose any and all documents and witnesses you intend to use at your hearing according to the Registrar’s Prehearing Disclosure Rules. See Arizona Administrative Code Section R4-9-118.
A sample prehearing disclosure form and instructions are provided to the parties by the Registrar.
How do I obtain documents I previously submitted to the Registrar?
If you previously submitted documents to the Registrar and need a copy of these documents, please contact the Registrar’s Legal Department or submit a public records request at https://roc.force.com/AZRoc/s/roc-public-request.
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Within AZ 877.692.9762 · Fax 602.542.1599 · roc.az.gov Hearing Packet FAQ
REGISTRAR OF CONTRACTORS OF THE STATE OF ARIZONA
Morgan Lange, Case No. 2023-11156 COMPLAINANT v. Reimagine Roofing LLC, CITATION License No. ROC 339039, RESPONDENT
The Registrar issues this Citation to Reimagine Roofing LLC (“Respondent”) under A.R.S. § 32-1155(A). If Respondent fails to answer this Citation by February 15, 2024, then under A.R.S. § 32-1155(C), Respondent’s failure to answer may be deemed an admission of the act or acts charged in the underlying complaint, and the Registrar may then suspend or revoke Respondent’s license(s). THE WRITTEN COMPLAINT On September 25, 2023, Morgan Lange (“Complainant”) filed a written complaint with the Registrar. A copy of that Complaint is attached to this Citation. A FORMAL STATEMENT OF THE CHARGES AGAINST RESPONDENT The Registrar investigated this matter and finds cause to charge Respondent with violation(s) of Title 32, Chapter 10 of the Arizona Revised Statutes. Respondent is charged with violating: Charge: 1 A.R.S. § 32-1154(A)(3) - R4-9-108(a) Violation of any rule adopted by the Registrar; Namely A.A.C. R4-9-108(a): A contractor shall perform all work in a professional and workmanlike manner.
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1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov Lg101 8/21 Charge: 2 A.R.S. § 32-1154(A)(12) - A.R.S. § 32-1158 Failure in any material respect to comply with this chapter; Namely A.R.S. § 32- 1158. Charge: 3 A.R.S. § 32-1154(A)(22) Failure to take appropriate corrective action to comply with this chapter or with rules adopted pursuant to this chapter without valid justification within a reasonable period of time after receiving a written directive from the Registrar. The written directive shall set forth the time within which the contractor is to complete the remedial action. The time permitted for compliance shall not be less than fifteen days from the date of issuance of the directive. A license shall not be revoked or suspended nor shall any other penalty be imposed for a violation of this paragraph until after a hearing has been held.
If the matter proceeds to a hearing and the administrative law judge determines that any of the charges listed above are supported by a preponderance of the evidence, then Respondent’s license(s) may be subject to suspension or revocation, and Respondent may be subject to other penalties provided by law, including civil penalties under A.R.S. §§ 32-1154(E) and (F). FILING A WRITTEN ANSWER Respondent must appear by filing with the Registrar a written answer to the citation and complaint showing cause, if any, why Respondent’s license(s) should not be suspended or revoked. A.R.S. § 32-1155(A). Respondent’s written answer should contain the heading “Written Answer to Citation and Complaint” and should include the case number, which is Case No. 2023-11156.
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1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov Lg101 8/21 How to File a Written Answer: Respondent’s written answer may be submitted in the following ways: In-Person: 1700 W. Washington St., Ste. 105, Phoenix, Arizona, 85007-2812 Mail: P.O. Box 18244, Phoenix, Arizona, 85005-8244 Email: [email redacted]
The Registrar’s normal office hours are 8:00 a.m. to 5:00 p.m., Monday through Friday.
If Respondent submits a written answer by mail, it is not filed with the Registrar until the
Registrar actually receives it.
Deadline for Filing a Written Answer: Respondent must file a written answer with the
Registrar no later than February 15, 2024.
This deadline is calculated under A.R.S. §§ 32-1155(A) and (B), which provides a
deadline ten days after service of the Citation. Service of the Citation and Complaint is
complete five days after the Registrar mails a copy of the Citation and Complaint to
Respondent’s latest address of record in the Registrar’s office.
Consequences for Failing to File a Written Answer: If Respondent fails to answer,
Respondent’s failure may be deemed an admission of the act or acts charged in the written
complaint. A.R.S. § 32-1155(C). The Registrar may then suspend or revoke Respondent’s
license(s).
THE ADMINISTRATIVE HEARING
If Respondent files a timely written answer contesting any charges in the Complaint,
then the Registrar will request the Office of Administrative Hearings set a date for an
administrative hearing and will notify all the parties at least 30 days before that hearing. A.R.S.
§ 41-1092.05(D).
INVESTIGATOR’S APPEARANCE AS A WITNESS
The Registrar’s assigned investigator will appear as a witness at the hearing. If either
party demands the attendance at the hearing of any other person, that party must obtain and
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1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov Lg101 8/21 serve a subpoena in compliance with the rules and processes established by the Office of Administrative Hearings. RESPONDENT’S RIGHT TO REQUEST AN INFORMAL SETTLEMENT CONFERENCE Under A.R.S. § 41-1092.06, if Respondent submits a request to the Registrar for an informal settlement conference, the Registrar must hold a conference within 15 days after receiving the request. Respondent’s request for an informal settlement conference must be in writing and must be filed no later than 20 days before the administrative hearing. A.R.S. § 41- 1092.06(A). The Registrar will not close or settle any case without both parties’ appearance at the Settlement Conference. The parties participating in the settlement conference must have the authority to settle the case and must waive their right to object to the participation of the Registrar’s settlement conference representative in the final administrative decision. A.R.S. § 41-1092.06(B). Any statements, either written or oral, made by the parties at the conference, including a written document, created or expressed solely for the purpose of settlement negotiations, are inadmissible in the administrative hearing. A.R.S. § 41-1092.06(B). RESPONDENT’S PRIOR RECORD Under A.A.C. R4-9-117, in determining the appropriate discipline, the administrative law judge and the Registrar may consider not only facts in the current case, but also facts in prior cases and any documents regarding Respondent on file with the Registrar. Respondent’s prior disciplinary record and current license(s) status may be considered as a mitigating or aggravating factor in determining the appropriate discipline. EVIDENTIARY DISCLAIMER By issuing this Citation, the Registrar is directing Respondent to file a written answer to the Citation and Complaint, showing cause, if any, why Respondent’s license(s) should not be
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1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov Lg101 8/21 suspended or revoked. A.R.S. § 32-1155(A). This Citation does not constitute proof that any charge or allegation in Complainant’s written complaint is in fact true. This Citation does not constitute proof that Respondent violated any statutory provision or rule adopted by the Registrar. Dated January 31, 2024. By: /s/ Mary Coyne Mary Coyne, CP Paralegal Manager Legal Department Arizona Registrar of Contractors COPY of the foregoing mailed by Certified Mail, Return Receipt Requested, January 31, 2024 to: Respondent Certified Mail No: [number redacted] Reimagine Roofing LLC 1100 E Washington St., Ste. 200 Phoenix, AZ 85034
Copy mailed by USPS First Class mail this same date to: Respondent Reimagine Roofing LLC 1100 E Washington St., Ste. 200 Phoenix, AZ 85034 Complainant Morgan Lange PO Box 64151 Tucson, AZ 85728 Copy sent electronically this same date to: Respondent at email address on record with the Registrar Complainant at email address on record with the Registrar Case No. 2023-11156 of 5
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812 602.542.1525 · Toll Free 877.692.9762 · roc.az.gov Lg101 8/21 Licensed Complaint Form Departmental Use Only For Current or Suspended Licensees
Person Filing Complaint Full Name (First Middle Last) Business Name (if a licensed contractor or supplier) ROC License Number(s) (if any)
Morgan Lange Mailing Address (Enter jobsite in Contract/Project section) City State Zip
PO Box 64151 Tucson Arizona 85728 Phone Number Email
[number redacted] [email redacted] I consent to receive communications electronically in connection with this case Name of Attorney (if any)
Street Address of Attorney City State Zip
Phone Number of Attorney Email of Attorney
Contractor Information Name (as shown on contract/invoice) ROC License Number(s)
Reimagine Roofing LLC ROC 339039 Street Address City State Zip
1100 E Washington St Ste 200 Phoenix AZ 85034 Phone Number Email
[number redacted] [email redacted] Name of Person(s) Representing License
Michael D Leathers Contract/Project Information Contract Date Contract Amount Amount Paid
August 3, 2022 $6,467.00 $3,992.00 Date Work Started Date Work Stopped Date Work Was Completed
December 17, 2022 July 20, 2023 Close of Escrow (New Home) Move-In Date (New-Home)
Jobsite Street Address City State Zip
1971 N Palo Verde Blvd Tucson AZ 85716 Name of Construction Site Owner Construction Site Name (if applicable)
Morgan Lange Phone Number of Construction Site Owner Email of Construction Site Owner
[number redacted] [email redacted] This complaint is for Abandonment;Poor Work I have contacted the contractor by Phone/Text;Email Have you filed a complaint in court? No
RCC099 12/05/18 Page 1 of 2 Licensed Complaint Form Departmental Use Only For Current or Suspended Licensees
Has any work been corrected? Yes Reimagine Roofing, Paint Kings The contract was Written All change orders were Both This project was Residential This project involved Repair
A building permit was obtained by N/A List and briefly describe each complaint item (Please do not write "see attached" or use additional pages unless necessary to further describe issues or list more complaint items) (limited to 100 characters per line)
Roof still leaks ; Interior repairs by Paint Kings - colors don't match, stain splattered on curtains and mirror
Signature I declare under penalty of perjury that the information and documents contained on this Complaint Form, included with this complaint, or hereafter submitted in support of this complaint are true and accurate to the best of my knowledge. I will assist in the investigation or in the prosecution of the contractor or other parties, and will, if necessary, attend hearings and testify to facts. Printed Name Signature Date
Morgan Lange \complainant1\ \complainantd1\
RCC099 12/05/18 Page 2 of 2 DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
IE W V Our mission is to connect a world in which everyone can live sustainably.
Inside this package is your payment agreement
Y for your upcoming home improvements.
Thank you for choosing us, and one of our trusted
P partners, to help you upgrade your home.
C O
Apr 0.00 3.00 5, 2023 4023-04-04T07:00:00.000Z da6c519-a0d8-4320-98e0-c807b03cc136 DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Key Loan Terms
In this package, you will be signing your loan agreement with the following terms:
Loan Amount Loan Term Interest Rate/APR $37,813.64 25 years 1.99%
Borrower's Ini als ##ds8b90c086-f06c-4c3e-9edc-f0a36a56b06e
Ini al Payment Your ini al GoodLeap monthly payment for the first 18 months. $113.96 (e) / month
W Your adjusted GoodLeap monthly payment star ng in month 19 un l the end of your loan term if no voluntary payments are made in the first 18 months. Adjusted Monthly Payment Your loan is designed to re-amor ze at the end of the 18th month. If you choose to make voluntary
IE prepayments on your loan equal to 30% of your loan amount before the end of the 18th month, $164.36 (e) / month your loan payment will stay approximately the same as your ini al monthly payment throughout the life of your loan. If you do not make a voluntary prepayment, your monthly loan payment will go up to the adjusted amount.
Y V “(e)” means an es mate
Your loan start date is the date we fund the loan to your Contractor. Interest on your loan begins to accrue on the loan start date.
P Your first payment date will be due approximately 60 days a er your loan start date. Your first payment date may be before your system has been granted Permission to Operate from your u lity company.
Borrower's Signature:
C O ##ds9ead0a84-d8d7-4a49-885b-cf0377a54919
If you have any ques ons about your loan or your loan terms a er reviewing this package, please call GoodLeap at 1 (844) 910- 0111. Date: Apr 5, 2023 ##ds1619e4a5-e9c5-4bfe-9d36-8aa9ee77b85c DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Truth in Lending Disclosure Statement
Borrower: Morgan Lange Residence Address: Email: [email redacted] 1971 N Palo Verde Blvd Tucson, AZ 85716 Phone: (503) 701-5314 Date of the Agreement: Apr 5, 2023 ##dsdb72ccc8-e0a9-40a0-8a5d-97bd44d33910
Loan Agreement Number: GoodLeap Address: 8781 Sierra College Blvd Roseville, CA 95661 GoodLeap Phone: 1-877-290-9991
ANNUAL PERCENTAGE Total of Payments FINANCE CHARGE Amount Financed RATE The amount you will have paid The dollar amount the credit The amount of credit provided The cost of your credit as a a er you have made all will cost you to you or on your behalf
W yearly rate payments as scheduled $10,471.04 (e) $37,813.64 $48,284.68 (e) 1.99%
IE Monthly Payment Schedule
Number of Payments Amount of Payments When Payments Are Due
Y V$113.96 (e)
$113.96 (e) Monthly, beginning 2 months a er the Loan Start Date (e)
Monthly, beginning 3 months
P a er the Loan Start Date (e)
Monthly, beginning 19 months
O 281 $164.36 (e) a er the Loan Start Date (e)
C 300 months a er the Loan Start $162.20 (e) Date (e)
“(e)” means an es mate
Autopay - Variable Rate: The Annual Percentage Rate (APR) and Monthly Payment Schedule above are based, in part, on the Autopay payment op on you selected in the loan applica on. You may change your Autopay payment op on at any me. Selec ng Autopay payments provides a 0.50% interest rate/APR discount and a lower monthly payment. Cancelling Autopay payments will raise your interest rate/APR by 0.50% and will result in a higher monthly payment.
Security: You are giving a security interest in the personal property you are purchasing in this transac on and your rights under any related agreement.
Prepayment: If you pay off your loan early, you will not have to pay a penalty.
Contract Reference: See your Loan Agreement (“Agreement”) for any addi onal informa on about nonpayment, default, and any required repayment in full before the scheduled date. DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net Itemiza on of Amount Financed
Amount paid to others on your Amount Financed Amount given to you directly behalf $37,813.64 $0.00 $37,813.64 to Powur
The “Loan Start Date” is the date we send funds to your contractor. This date must be within 180 days of the ini al applica on date.
This loan is assumable upon the sale of the property to a new owner, if the new homeowner qualifies under GoodLeap’s underwri ng guidelines and if the assump on is approved by GoodLeap. GoodLeap holds the right to deny the assump on, even if the new homeowner qualifies under GoodLeap’s underwri ng guidelines.
The Payment Schedule shown above assumes that you make no voluntary prepayments on your Loan. However, we have designed the Loan so that it will re-amor ze at the end of the 18th month a er your Loan Start Date. As a result, if you make all scheduled payments on me and also make sufficient voluntary prepayment(s) to reduce your total loan amount to the “Target Balance” by the “Target Balance Date” described in your Agreement, your payments from month 19 through the end of your term will be approximately equal to your ini al monthly payment stated above.
Your purchase price set by the Contractor may include your Contractor’s various costs, including this fee.
W Your Contractor may have opted to pay GoodLeap a fee in order for GoodLeap to offer you credit on the terms in this Agreement.
IE The Payment Schedule shown above assumes you make no changes to your Autopay payment op on. For example, your 25 year loan of $37,813.64 with Autopay payments will have an interest rate/APR of 1.99% and an ini al monthly payment of $113.96 (e)
V per month. Your 25 year loan of $37,813.64 without Autopay payments will have an interest rate/APR of 2.49% and an ini al monthly payment of $121.02 (e) per month.
By signing below, you acknowledge that you have read and received a complete copy of this disclosure to keep for future
Y reference before you signed your Agreement.
P Borrower's Signature: ##ds9a826edf-ac62-4d7b-97cf-e96e303fc0a2 Date: Apr 5, 2023 ##ds9fede9eb-bcbb-4995-89ad-1a17db24c79f
GoodLeap, LLC
C O Ma Dawson, Co-Founder DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Loan Agreement
Borrower: Morgan Lange Residence Address: Email: [email redacted] 1971 N Palo Verde Blvd Tucson, AZ 85716 Phone: (503) 701-5314 Date of the Agreement: Apr 5, 2023 ##ds0e9a4ede-8719-4b94-8dec-6cd2ca9cc108
Loan Agreement Number: GoodLeap Address: 8781 Sierra College Blvd Roseville, CA 95661 GoodLeap Phone: 1-877-290-9991
This document provides a summary of the terms and condi ons of your loan
Summary of Loan Terms and Payments
Loan Term Total Loan Amount Ini al Monthly Payment Interest Rate/APR years
Target Balance $25,651.06 (e) $37,813.64
Target Balance Date Dec 04, 2024 (e) $113.96 (e)
Adjusted Monthly Payment* $164.36 (e)
IE W 1.99%
Y V (e) means es mate
* Adjusted monthly payment assumes that no prepayment was made and the Target Balance was not met by the Target Balance Date, and you do not change the Autopay payment elec on.
P System Informa on Installa on Contractor: Powur
Borrower's Ini als O Purchased Goods under this Loan Agreement will be detailed in your Home Improvement Agreement with your Contractor. By ini aling below, you confirm receipt of such Home Improvement Agreement.
C ##dsdb71671f-a025-40e3-b3bc-beb2d5605328
Loan Informa on
Loan Start Date and First Payment Date
The “Loan Start Date” and “First Payment Date” will be finalized in your Loan Closing Cer ficate (Exhibit A), an example of which is fully incorporated herein. This cer ficate will be sent to you following disbursement of the loan proceeds.
The “Loan Start Date” will be the date that we disburse loan proceeds to your Contractor.
The “First Payment Date” will be set by us as follows: If the Loan Start Date is on the 1st through 28th, it will be on the corresponding date 2 months later (i.e., if June 15th, then August 15th); if the Loan Start Date is on the 29th through 31st, it will be on the first day of the first month following 60 days a er the Loan Start Date (i.e., if June 30th, then September 1st). You are obligated to make all loan payments star ng on your First Payment Date, regardless of the u lity company gran ng permission to operate.
Borrower's Ini als ##ds132f4117-0a17-4451-9824-3d6a2c01595f DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net Interest will accrue on the loan amounts actually disbursed, with the first accrual star ng on the first calendar day following the Loan Start Date. Thus, the longer your First Payment Date is from the Loan Start Date, the more interest you will pay. If you wish to reduce the amount of interest that accrues, you can begin making payments earlier, at any me you choose a er the Loan Start Date. However, interest will con nue to accrue un l all amounts owed under this Agreement are paid in full.
Your loan applica on was approved for a period of 180 days from the ini al credit report date. If the Loan Start Date does not occur within 180 days from the ini al credit report date, we will request a new credit report from the credit bureaus, to make sure that you con nue to qualify for the same loan terms. This may impact your credit score.
Tax Credit
You may be eligible for a federal solar investment tax credit. You acknowledge that eligibility for this tax credit is not guaranteed. In order to realize the benefits of the solar investment tax credit, you must have federal income liability that is at least equal to the value of the credit. We are not financially responsible for your receipt of any tax credits related to the Solar Equipment. We do not provide tax advice and nothing in this Loan Agreement is intended to be used as tax advice. To determine your eligibility for any federal solar investment tax credit, you should make an independent assessment or consult with your tax advisor.
Target Balance Payments and Ini al Monthly Payments
W You are not required to make prepayments. However, you acknowledge that in order to avoid an increase in your Ini al Monthly Payment, you must make one or more voluntary prepayments equal to 30% of your Total Loan Amount by your Target Balance Date. If you pay more than 30% of your Total Loan Amount, your monthly payments will be adjusted to a lower amount than the
IE Ini al Monthly Payment. If you do not make any prepayments, or if your prepayments are less than 30% of your Total Loan Amount, your monthly payments will be adjusted to a higher amount than the Ini al Monthly Payment. You also understand that your Ini al Monthly Payments will not be fully amor zing, but your new Monthly Payment a er the Target Balance Date will be
V fully amor zing.
Borrower's Ini als
Y ##dsaa2b7384-3701-4854-b2e6-71cbcf4117e4
Security Agreement
P You authorize us to file on your behalf any documenta on, including but not limited to a copy of this Agreement, a UCC financing statement and/or a county fixture filing required to perfect our security interest in the Collateral to the extent required by applicable law, as outlined in Sec on 6 of this agreement.
C O Loan Agreement This agreement is legally binding star ng on the effec ve date noted above. In this agreement, the words “you” and “your” refer to borrower, co-borrower and anyone you have been allowed to assign it to. The words "GoodLeap", “lender”, “our” and “us” refer to GoodLeap, LLC or its assignees. This agreement replaces any prior agreements between you and us concerning the loan. 1. INTRODUCTION. The par es (each, a “Party” and collec vely, “Par es”) to this Agreement are you and GoodLeap, LLC (“GoodLeap”). Your solar installa on contractor (“Contractor”) has provided us with a copy of a signed home improvement agreement between you and the Contractor (the “Home Improvement Agreement”) under which the Contractor will install solar panels, inverters, racking systems, wiring, electrical and mechanical connec ons, metering, monitoring and/or other distributed genera on interconnect equipment (“Solar Equipment”) and may, in addi on or instead, install new roofs and related roofing materials, ba ery storage equipment, electrical vehicle power charging equipment, and thermostat equipment, and provide landscaping services to accommodate the solar system (together with the Solar Equipment, “Purchased Goods”) at your home (“Residence”) located at the Residence Address listed above. 2. PROMISE TO PAY. For value received, you promise to pay to GoodLeap and/or its assignees, the principal sum of the Total Loan Amount, with interest as set forth in Sec on 3 (“Interest and Payments”) and any fees assessed in Sec on 4 (“Fees”) below. 3. INTEREST AND PAYMENTS. a. Payment Timing. Your first Monthly Payment is due and payable on the First Payment Date (es mated on the Truth in Lending Disclosure and finalized on the Loan Closing Cer ficate). DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net b. Payment Applica on. If you make a payment that sa sfies all current and past due installments, any addi onal payment will be allocated as set forth in the following sentence, but that addi onal payment will not change the due date for any payment that comes due in the future. To the extent permi ed by applicable law, all payments or prepayments will be applied first to accrued interest, then to unpaid principal in the inverse order of maturity (last to first), and then to fees or costs payable to us under this Agreement. c. Accrual. Interest will accrue on the loan amounts actually disbursed, with the first accrual star ng on the first calendar day following the Loan Start Date. Interest will con nue to accrue un l all amounts owed under this Agreement are paid in full. Unpaid interest will not be added to the principal balance. To the extent permi ed by applicable law, interest on your loan will be calculated on a 30/360 basis. For any par al month, interest accrues based on the actual number of days your loan is outstanding for such par al month. If you make your loan payments late, more interest will accrue, and the total finance charge you pay over the life of your loan will be higher. If you make your loan payments early, less interest will accrue, and the total finance charge you pay over the life of your loan will be less. Interest accrues between the Loan Start Date and your First Payment Date, and the longer the period of me between the Loan Start Date and your First Payment Date, the more interest will accrue. If you wish to reduce the amount of interest that accrues before your First Payment Date, you can begin making loan payments any me a er the Loan Start Date. The amount of your final loan payment will change based on when you pay your monthly loan payments and whether you make any voluntary prepayments.
IE W d. Interest rate and Monthly Payment Amounts. Your interest rate may vary depending upon only whether you cancel or add Autopay payments during the term of your loan, with a 0.50% interest rate discount for Autopay, or removal of that discount without Autopay. The monthly payments you must make, assuming you make all payments in full and on me and do not change your Autopay payment elec on, are set forth in your Loan Closing Cer ficate based upon your prior Autopay elec on. If there is a change to your Autopay status the new interest rate and accrual will be reflected in your
V monthly payment for the next applicable billing cycle. e. Target Balance / Target Balance Date / Ini al Monthly Payment / New Monthly Payment: A er the Target Balance Date, your loan will re-amor ze to reflect your outstanding principal balance on the Target Balance Date and your new Monthly
Y Payments will be adjusted to an amount required to cause the full repayment of the Loan by the Maturity Date. You understand that your Ini al Monthly Payments will not be fully amor zing, but your new Adjusted Monthly Payments a er the Target Balance Date will be fully amor zing and will be calculated as follows:
O P i. If you do not make any voluntary prepayments before the Target Balance Date, then your new Monthly Payment will be the Adjusted Monthly Payment. ii. If you make voluntary prepayments but such prepayments do not reduce your Total Loan Amount equal to or below the Target Balance by the Target Balance Date, then your new Monthly Payment will be an amount greater than your Ini al Monthly Payment but less than the Adjusted Monthly Payment.
C iii. If you make voluntary prepayments and such prepayments reduce your Total Loan Amount equal to the Target Balance by the Target Balance Date, then your new Adjusted Monthly Payment will be approximately equal to your Ini al Monthly Payment. iv. If you make voluntary prepayments to reduce your unpaid Total Loan Amount to less than the Target Balance by the Target Balance Date, then your new Adjusted Monthly Payment will be less than the Ini al Monthly Payment reflected in the Loan Summary above for the remainder of the Term. f. Maturity Date. Unless your loan is due earlier and payable as provided in this Agreement, your loan will mature on the Maturity Date. On the Maturity Date, you agree to pay in full any unpaid amounts payable under this Agreement. g. Payment Method. You may pay by Autopay or check. If you chose to pay by Autopay in your applica on, you agree to complete and submit the Automa c Payment Authoriza on Form (the “Autopay Authoriza on”). If you chose to pay by check, include your Loan Agreement Number on your check and mail it to GoodLeap, PO BOX 4387, Portland, OR 97208. You may change your payment method by following the instruc ons in the Autopay Authoriza on. h. Prepayment. You may prepay your loan at any me without penalty. 4. FEES. We will also charge you the following fees to the extent permi ed by applicable law. a. Insufficient Funds Fee. Unless prohibited by law, you will be charged a non-refundable fee of $15 for each failed electronic or check payment a empt. Your bank may assess its own fee in addi on to the fee we assess. DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net b. Fee for the Removal and Refiling of Our County Fixture Filing. See Sec on 6 below for further informa on. c. Transfer Fee. See Sec on 6 below for further informa on. d. Alterna ve Payment Convenience Fee. Where permi ed by law, if you request that we accept a payment via an alterna ve source such as a debit card, you may be charged a convenience fee, in an amount that we will disclose prior to your elec on to pay by such alterna ve method. 5. ADDITIONAL OBLIGATIONS AND REPRESENTATIONS. a. Collateral. To the extent permissible by law, you irrevocably grant us a limited power of a orney with full power of subs tu on and re-subs tu on, to sign any documents and perform any acts, in your name and on your behalf, for the exclusive purpose of exercising our rights with respect to the Collateral under this Agreement. You also agree not to pledge, mortgage, encumber or otherwise permit the Collateral at any me to be subject to any lien or encumbrance that is superior to our security interest. See Sec on 6 below for further informa on on what cons tutes eligible Collateral under this Agreement. b. Ownership Confirma on. You represent and covenant that: (1) the Residence is your primary residen al home dwelling or a second/vaca on home and is not a rental property, or any business or commercial establishment or used as such; (2) you, or a trust controlled by you, are the fee simple owner of the Residence and the Collateral; (3) you are not, and will not, be in breach of your Home Improvement Agreement.
on the Collateral, removing the Collateral from the Residence.
IE W c. Collateral Access. You agree to provide us or our designees a er receiving reasonable no ce, with access to the Residence for the purposes of (1) inspec ng the Purchased Goods un l this Agreement terminates or, (2) in the case of a foreclosure
d. Personal Property. You and we both expressly intend that no por on of the Collateralized Goods will cons tute a “fixture” a ached to any real property, and that the Collateralized Goods will be removable personal property. You also agree not
V to take any ac on that might cause the Collateralized Goods to be treated as real property or as fixtures to real property. You agree that we may make a fixture filing, if we choose, provided that you and we agree that we may enforce rights in the Collateralized Goods under the Uniform Commercial Code and not under state real estate or mortgage law.
Y e. Installa on and Maintenance. You will take all steps necessary to enable the installa on and proper func oning of the Purchased Goods to be completed in accordance with the Home Improvement Agreement and to be maintained in
P accordance with any Opera ons and Maintenance Agreement. You agree to keep the Purchased Goods in good working order and in compliance with manufacturing specifica ons, the opera ng and maintenance manuals, warranty requirements provided by your Installa on Contractor and, if applicable, your Opera ons and Maintenance Contractor,
O and all applicable law, and not to remove or modify the Purchased Goods without our prior wri en consent. You agree to maintain at all mes an internet connec on sufficient to ensure that monitoring data for the Solar Equipment can be fully transmi ed, and consent to GoodLeap receiving such monitoring data, directly or through Contractor. You will be
C responsible for the structural integrity of the loca on where the Purchased Goods are installed, including structural or electrical modifica ons necessary to prepare your Residence for the Purchased Goods. f. Property Condi ons. You agree that GoodLeap is not responsible for any known or unknown Residence condi ons. GoodLeap is not responsible and bears no liability for the malfunc oning of exis ng electrical equipment at the Residence, including but not limited to the main electrical service panel, any major electrical devices, or any other fuses or similar devices. g. Taxes. You agree to pay, when due, your taxes, assessments, or other similar fees. If you do not pay these taxes or other fees when due, we may pay them on your behalf and add the amount we pay to the principal of our loan under this Agreement. In the event that we choose pay these taxes and/or other fees on your behalf, you agree to assist us in these efforts. Tax obliga ons that you may be required to pay may include: (1) the assessed value and the property tax assessments associated with the Purchased Goods calculated in the year this Agreement is signed; (2) transac on privilege taxes; and (3) any obliga on to transfer tax credits or tax incen ves of the Purchased Goods to any other person. h. Required Insurance. To the extent permissible by law, you agree to maintain and pay any deduc bles under a homeowners’ insurance policy or equivalent insurance policy reasonably acceptable to us covering the Purchased Goods in an amount equal to the full replacement and installa on cost of the Purchased Goods or the outstanding balance of the loan. If there is a payout under the property coverage for damage to the Purchased Goods, you agree to deliver those DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net insurance proceeds to us, and we will apply those proceeds to the loan in the order of priority set forth in Sec on 3b. of this Agreement. i. Credit Inquiries. You authorize us to obtain a credit report on you for any legal purpose in connec on with this loan, including any update, extension of credit, review, or collec on of this loan. Upon request, we will tell you the name and address of the credit bureau furnishing any report. j. Bankruptcy. You represent that you are not contempla ng bankruptcy and that you have not consulted with an a orney regarding bankruptcy in the past six months. Any communica on with us required or permi ed under the Federal Bankruptcy Code must be in wri ng, must include your loan number, and must be sent to us at the address for GoodLeap. 6. GRANT OF SECURITY INTEREST IN COLLATERAL. As considera on for the loan we are providing and to secure your obliga ons under this Agreement, you hereby grant to us a security interest in the following property (collec vely “Collateral”): a. all Purchased Goods excluding the roof and related roofing materials, if any (such Purchased Goods which excludes the roof and related roofing materials are referred to in this Agreement as “Collateralized Goods”); b. all accessions, a achments, accessories, tools, parts, supplies, replacements of and addi ons to the Collateralized Goods; c. all proceeds from warranty claims related to the Collateralized Goods, the Home Improvement Agreement and any Opera ons and Maintenance Agreement;
W d. all your rights, tle, interests, and remedies under all agreements and other documenta on rela ng to the Collateralized Goods (including, without limita on, the Home Improvement Agreement, and Opera ons and Maintenance Agreement);
IE e. all considera on received from the collec on, sale or other disposi on of the Collateralized Goods, including any payment received from any insurer arising from any loss, damage or destruc on of any Collateralized Goods and any other payment received as a result of possessing any Collateralized Goods, or any other proceeds of Collateralized Goods.
V You authorize us to file on your behalf any documenta on, including but not limited to a copy of this Agreement, a UCC financing statement and a county fixture filing to perfect our security interest in the Collateralized Goods (in case a third party seeks to classify the panels as a fixture). If you are refinancing your home, upon request, we may agree to li our county
Y fixture filing, on the Solar Equipment for a limited period of me, provided we will be able to refile upon closing of the mortgage refinancing. A $200 fee will be assessed for the removal and refiling of our county fixture filing. If you sell your home, your loan must be paid in full to remove the UCC financing statement and county fixture filing. The actual costs
P incurred, if any, of removing a UCC financing statement or country fixture filing will be added to your payoff amount if you elect to pay your loan in full before the end of the loan term. Alterna vely, this loan agreement may be transferred to the new home owner if the new home owner qualifies for the loan product as outlined in Sec on 12. A $300 transfer fee will be
O assessed for any transferred loan agreements. 7. INDEMNIFICATION. You agree to indemnify, defend and hold harmless us and our affiliates against any loss, liability, or
C damage that arises out of or relates to the transac ons contemplated by this Agreement. 8. DEFAULT. You will be in default under this Agreement if any of the following occurs: a. you fail to make any payment under this Agreement within fi een (15) days of the date such payment is due; b. you fail to perform any of your obliga ons under this Agreement and you fail to cure such failure to perform to our reasonable sa sfac on within thirty (30) days a er receiving no ce from us of your failure to perform; c. you terminate the Home Improvement Agreement without our consent a er any loan proceeds have been disbursed; d. you remove, modify, sell or otherwise transfer the Collateral without our approval; e. any representa on made by you on your loan applica on or this Agreement is false in any material respect when made; f. any of the following occurs (each a "Bankruptcy Event"): (1) you make an applica on for the appointment of a receiver, trustee or custodian or a receiver, trustee or custodian is appointed for you or a majority of your assets; (2) you ini ate or consent to any legal proceedings under the Bankruptcy Code, or equivalent law providing for the relief of debtors; (3) you make an assignment for the benefit of creditors; or (4) you have a pe on in bankruptcy or similar relief of debtors filed against you, which is not withdrawn or discharged within thirty (30) days of being filed. 9. REMEDIES. Our remedies if you default on this Agreement include the following (to the fullest extent permi ed by law): a. General. In the event that you are in default under this Agreement, we may: DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net 1. Accelerate your Loan: We would declare our loan immediately due and payable. This requires you to pay in full the unpaid principal amount of the loan, all accrued interest, and any other amounts due under this agreement. Your loan will become immediately due and payable to us under a Bankruptcy Event, regardless of whether or not we take any ac on. 2. Provide a report to the credit bureaus detailing any late payments, missed payments or other defaults: As required by law, you are hereby no fied that a nega ve report reflec ng on your credit record may be submi ed to a credit repor ng agency if you fail to fulfill the terms of this Agreement. 3. Disable / Foreclose on the Collateral: (and exercise any other rights with respect to the Collateral that we have under this Agreement or applicable law). This includes disabling the Equipment remotely or by entering upon your property; and/or entering upon your property and removing and taking possession of the Collateral and then selling, leasing, or otherwise disposing of the property. 4. Pursue all remedies available under applicable law: Including those of a secured creditor as permi ed by applicable law. 5. Stop making credit extensions under your loan: Including ceasing any funding that may be pending on your loan as permi ed by applicable law. b. Cost Reimbursement; Applica on of Proceeds. Unless otherwise prohibited by state law, you are to promptly reimburse
W us, with interest, for all costs and expenses incurred in exercising our remedies related to this Agreement. If we choose to foreclose on the Collateral, we will apply any cash proceeds in the order of priority set forth in Sec on 3b. of this
IE Agreement and then to you or as a court may otherwise direct. c. Deficiency Judgment. To the fullest extent permi ed by law we may require that you pay any amounts payable by you under this Agreement less any proceeds that we realize from our exercise of our remedies under this Agreement.
AND YOUR ASSETS.
Y V TO THE FULLEST EXTENT PERMITTED BY LAW, YOU ARE PERSONALLY LIABLE FOR ALL AMOUNTS PAYABLE UNDER THIS AGREEMENT. WE ARE NOT REQUIRED TO FORECLOSE ON THE COLLATERAL BEFORE INITIATING PROCEEDINGS AGAINST YOU
Our rights under this Agreement are cumula ve and we may exercise these rights at any me if you default. In the event that we exercise any of our rights or remedies under this Agreement, you will con nue to be in default un l such me that you
P pay to us all amounts due and payable to us and you have cured any and all defaults. OUR FAILURE TO TAKE ANY ACTION OR DELAY TAKING ANY ACTION RELATED TO YOUR DEFAULT, OR SIMILAR OR UNRELATED DEFAULT, DOES NOT WAIVE, OR IMPLY A WAIVER OF ANY OF OUR RIGHTS UNDER THIS AGREEMENT.
O 10. TERMINATION. We may terminate this Agreement during any period in which a Force Majeure Event prevents, limits or otherwise impairs our ability to perform our obliga ons under this Agreement. A Force Majeure Event means any
C circumstance beyond the Par es’ reasonable control, including but not limited to any act of nature, war, terrorism, rebellion, labor dispute, work stoppage, civil disorders, act of government, or any other similar major cause. This Agreement will terminate automa cally if the final loan disbursement does not occur within one hundred eighty (180) days of the date you most recently received credit approval by us to enter into this Agreement. No delay in our exercise of the foregoing termina on rights shall cons tute a waiver of our con nuing rights to terminate the Agreement. In addi on, you may terminate this Agreement at any me prior to our disbursement of the loan proceeds, by sending advance wri en no ce to us. The terms of this Agreement that would, by their express nature, survive the termina on of this Agreement will survive and be enforceable under this Agreement. Upon termina on of this Agreement, our security interest in the Collateral will terminate. 11. NOTICES AND OTHER INFORMATION You agree to no fy us if your name, email, or mailing address changes. 12. ASSIGNMENT/REGISTERED FORM. You may not assign or transfer your rights or obliga ons under this Agreement without our prior wri en consent. If you sell your home, the loan may be assumable, if the new homeowner qualifies under GoodLeap’s underwri ng guidelines and if the assump on is approved by GoodLeap. GoodLeap holds the right to deny the assump on even if the new homeowner qualifies under GoodLeap’s underwri ng guidelines. To apply for an assump on, you must no fy GoodLeap in wri ng at least thirty (30) days in advance, using the contact informa on noted at the top of this Agreement. If the assump on is approved, the warran es and opera ons and maintenance service obliga ons (if any) pertaining to the Purchased Goods must be transferred to the new homeowner. You agree that we may assign or transfer all or a por on of this Agreement and the related documents to any third party or affiliate. GoodLeap or its agent, ac ng as a DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net non-fiduciary agent of the Borrower, shall maintain, a register within the meaning of U.S. Treasury Regula ons Sec ons 5(f).103-1(c) on which it will record the names and addresses of each owner and their rights to principle and stated interest. Any transfer of all or a por on of a beneficial interest hereunder shall be recorded on such register. All par es to this agreement or their agents may treat each person or en ty whose name is recorded in such register pursuant to the terms hereof as the applicable par cipant for all purposes under this Agreement. The register shall be available for inspec on from me to me by any party hereto upon reasonable prior no ce to GoodLeap or any of its agents. YOU AUTHORIZE US TO PROVIDE TO A THIRD PARTY OR AFFILIATE ANY INFORMATION THAT THEY MAY REQUEST IN CONSIDERING OR IMPLEMENTING A PURCHASE OF OUR RIGHTS UNDER THIS AGREEMENT. Arizona borrowers only: we will no fy you if the en ty responsible for allowing the assignment of your loan changes. 13. LIMITATION OF LIABILITY. TO THE EXTENT PERMITTED BY APPLICABLE LAW, OUR LIABILITY TO YOU UNDER THIS AGREEMENT, IF ANY, SHALL BE LIMITED TO DIRECT, ACTUAL DAMAGES ONLY. YOU AGREE THAT IN NO EVENT SHALL EITHER PARTY BE LIABLE TO THE OTHER FOR CONSEQUENTIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, SPECIAL OR INDIRECT DAMAGES. 14. GOVERNING LAW AND MISCELLANEOUS.
NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED WITH THE PROCEEDS HEREOF. RECOVERY
W HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER.
Except for the Arbitra on agreement below, this Agreement shall be governed by federal law and, to the extent state law
IE applies, the substan ve laws of the state where the Residence is located. If any provision of this Agreement cannot be enforced, the rest of this Agreement will stay in effect. No amendment of this Agreement will be valid unless in wri ng and signed by both Lender and you (the Loan Closing Cer ficate shall not be deemed an amendment of this Agreement and is
V fully incorporated into this Agreement). This Agreement represents the en re agreement between the Par es regarding your loan. Our rights under this Agreement shall inure to the benefit of our successors and assigns, and your obliga ons under this Agreement shall be binding upon your heirs, personal representa ves and permi ed assigns.
Y 15. ARBITRATION AGREEMENT. All claims and disputes arising out of or rela ng to this Agreement (herea er, “Dispute(s)”) shall be resolved by binding arbitra on on an individual basis. The arbitrator shall also decide any issues rela ng to the making, validity, enforcement,
P or scope of this arbitra on agreement, arbitrability, defenses to arbitra on including unconscionability, or the validity of the jury trial, class ac on or representa ve ac on waivers (collec vely, “arbitrability” issues). YOU HEREBY WAIVE ANY
O CONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JURY. FURTHER, UNLESS YOU OPT OUT OF ARBITRATION, YOU ALSO AGREE TO WAIVE ANY RIGHT TO BRING OR PARTICIPATE IN A CLASS OR REPRESENTATIVE ACTION IN COURT OR IN ARBITRATION. The arbitrator shall have the authority to award any relief,
C including injunc ve relief, which is available under applicable law. Each party shall bear the expense of its own counsel, experts, witnesses and prepara on and presenta on of proofs. However, the arbitrator may award you reasonable a orney’s fees and costs if this is expressly authorized by applicable law. Upon request, we will pay a por on of the fees and expenses of the arbitrator and the administra ve fees and expenses of the arbitra on. The arbitrator shall issue a wri en award describing the essen al findings suppor ng the award. All hearings in the arbitra on shall take place within the federal judicial district where the Residence is located; the arbitrator’s award shall be final and judgment on the arbitrator’s award may be entered by the federal District Court. The arbitra on shall be administered by JAMS pursuant to its Streamlined Arbitra on Rules (the “Rules”). A copy of the JAMS Streamlined Arbitra on Rules can be obtained from JAMS at h ps://www.jamsadr.com/rules-streamlined-arbitra on or (800) 352-5267. The arbitrator shall be selected from the JAMS panel of neutrals and shall be a re red federal judge, a re red state appellate judge, or a re red state trial judge (in that order of preference). You agree that this agreement to arbitrate may be enforced by us or our affiliates, subsidiaries, or parents, and (g) each of their officers, directors, employees, and agents. This arbitra on agreement is made pursuant to a transac on involving interstate commerce. The Federal Arbitra on Act (9 U.S.C. §§1-16) (the “FAA”) shall govern this agreement to arbitrate including all arbitrability issues. No state law respec ng arbitrability issues shall govern this agreement to arbitrate. Subject to and without limi ng the foregoing, federal law shall apply to all other issues that arise under federal law and applicable state law as set forth in Sec on 14 above shall apply to all other issues that arise under state law (without reference to a state’s choice of law rules). YOU MAY OPT OUT OF ARBITRATION BY SENDING US WRITTEN NOTICE WITHIN 15 DAYS OF SIGNING THE AGREEMENT STATING THAT YOU WISH TO “OPT OUT OF THE DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net AGREEMENT TO ARBITRATE DISPUTES.” THE OPT-OUT NOTICE SHOULD BE SENT TO THE FOLLOWING ADDRESS: GoodLeap, 8781 Sierra College Blvd., Roseville, CA 95661. If you do not opt out, but any part or parts of your agreement to arbitrate are unenforceable then GoodLeap and you agree that such specific part or parts shall be of no force or effect and shall be severed, but the remainder of this agreement to arbitrate shall con nue in full force and effect. If, however, the en re agreement to arbitrate or your waiver of the right to par cipate in class, representa ve or to arbitrate injunc ve relief claims is unenforceable then the agreement to arbitrate shall be of no force or effect.
JUDICIAL REFERENCE FOR CALIFORNIA BORROWERS. IF THE RESIDENCE IS IN CALIFORNIA AND YOU OPT-OUT OF ARBITRATION, GOODLEAP AND YOU AGREE THAT ANY DISPUTES WILL BE RESOLVED IN THE SUPERIOR COURT FOR THE COUNTY IN A GENERAL REFERENCE PURSUANT TO THE CALIFORNIA CODE OF CIVIL PROCEDURE (“CCP”), § 638(a). YOU ACKNOWLEDGE AND AGREE THAT IN A REFERENCE ACTION, ANY DISPUTE WILL BE HEARD BY A REFEREE AND NOT BY A SUPERIOR COURT JUDGE AND JURY AND HEREBY WAIVES HIS CONSTITUTIONAL AND STATUTORY RIGHTS TO HAVE A TRIAL IN FRONT OF A JUDGE AND JURY. The Referee shall be appointed pursuant to CCP § 640 in the absence of agreement on the selec on. The Referee shall have the same qualifica ons as the arbitrator. Upon request, GoodLeap will pay your por on of the fees and expenses of the Referee.
NOTWITHSTANDING ANYTHING TO THE CONTRARY HEREIN, IF THE RESIDENCE IS IN CALIFORNIA AND YOU DO NOT OPT- OUT OF ARBITRATION, YOU MAY SEEK PUBLIC INJUNCTIVE RELIEF IN ARBITRATION TO THE EXTENT PERMITTED BY
W APPLICABLE LAW. IF, HOWEVER, ARBITRATION IS UNENFORCEABLE, IN WHOLE OR IN PART, THEN GOODLEAP AND YOU AGREE THAT SUCH DISPUTES WILL BE RESOLVED IN THE SUPERIOR COURT FOR THE COUNTY IN A GENERAL REFERENCE
IE PURSUANT TO THE CALIFORNIA CODE OF CIVIL PROCEDURE (“CCP”), § 638(a). YOU ACKNOWLEDGE AND AGREE THAT IN A REFERENCE ACTION, ANY DISPUTE WILL BE HEARD BY A REFEREE AND NOT BY A SUPERIOR COURT JUDGE AND JURY AND HEREBY WAIVES HIS CONSTITUTIONAL AND STATUTORY RIGHTS TO HAVE A TRIAL IN FRONT OF A JUDGE AND JURY. The Referee shall be appointed pursuant to CCP § 640 in the absence of agreement on the selec on. The Referee shall have the
V same qualifica ons as the arbitrator. Upon request, GoodLeap will pay your por on of the fees and expenses of either the arbitrator or the Referee, as the case may be, any your por on of any administra ve fee that the arbitrator, referee or JAMS may require.
P Y Nothing in Sec on 15 shall prejudice the right of either party to: (a) seek and obtain such provisional relief or remedies as shall otherwise be available judicially pending appointment of the arbitrator or referee (b) bring their Dispute in small claims court on an individual basis, (c) exercise such self-help remedies as are authorized by law or contract, or (d) pursue judicial foreclosure as set forth in Sec on 9.
O BY PLACING YOUR INITIALS BELOW THIS NOTICE YOU CERTIFY THAT YOU HAVE READ AND AGREE TO SECTION 15 IN ITS ENTIRETY.
C Borrower's Ini als ##ds85d4b856-ebc6-453f-b7c6-0e9f6b5e9210 GoodLeap, LLC
Ma Dawson, Co-Founder 16. ECOA NOTICE. The Federal Equal Credit Opportunity Act prohibits creditors from discrimina ng against credit applicants on the basis of race, color, religion, na onal origin, sex, marital status, or age (providing that the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protec on Act. The Federal Agency that administers compliance with this law concerning this creditor is: The Federal Trade Commission, Consumer Response Center, Washington, DC 20580. Phone: 1-877-382-4357. 17. BUYER’S RIGHT TO CANCEL. YOU, THE BUYER, MAY CANCEL THIS TRANSACTION AT ANY TIME PRIOR TO MIDNIGHT OF THE THIRD BUSINESS DAY AFTER THE DATE OF THIS TRANSACTION. SEE THE ATTACHED NOTICE OF CANCELLATION FORM FOR AN EXPLANATION OF THIS RIGHT. 18. STATE-SPECIFIC DISCLOSURES. IN-HOME SALE CUSTOMERS: ARIZONA, CONNECTICUT, NORTH DAKOTA AND RHODE ISLAND RESIDENTS: DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net THIS INSTRUMENT IS BASED UPON A HOME/PERSONAL SOLICITATION SALE SUBJECT TO THE PROVISIONS OF TITLE 44, CHAPTER 15 OF THE ARIZONA REVISED STATUTES IN ARIZONA, THE HOME SOLICITATION SALES ACT IN CONNECTICUT, AND THE NORTH DAKOTA CENTURY CODE IN NORTH DAKOTA. THIS INSTRUMENT IS NOT NEGOTIABLE.
ARIZONA BORROWERS
This instrument is based upon a home solicita on sale, which is subject to the provisions of tle 44, chapter 15.1. This instrument is not nego able.
NOTICE OF RIGHT TO FILE COMPLAINT: The owner of the property subject to this contract has a right to file a wri en complaint with the Arizona Registrar of Contractors for an alleged viola on of Ariz. Rev. Stat. § 32-1154(A) within two (2) years of comple on of the specific project subject to this contract. The Arizona Registrar of Contractors may be reached through its website: h ps://roc.az.gov/; or by telephone: (602) 542-1525.
No ce: You may request that the ini al disclosures prescribed in the truth in lending act (15 United States Code §§ 1601 through 1666j) be provided in Spanish before signing any loan documents.
Aviso: Usted puede solicitar que las divulgaciones iniciales prescritas en la Ley de veracidad en los préstamos (Código 15 de los Estados Unidos de América, ar culos 1601-1666j) se provean en español antes de firmar cualquier documento del
W préstamo.
Note: There are addi onal disclosures for Arizona borrowers in a separate document.
IE By signing below I/we confirm that I/we have read and agree to the terms in the Loan Agreement
V Borrower's Signature: ##dseb846c2d-02ca-4e60-959e-381df78764df Date: Apr 5, 2023 ##dsc476e8c1-a5bc-443f-81d8-b6787646f0de
Y GoodLeap, LLC
Ma Dawson, Co-Founder
O P C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Exhibit A: Example of Loan Closing Cer ficate
Borrower: Residence Address (“Home”): Email: Phone: Loan Agreement Number: Product Type:
This Loan Closing Cer ficate confirms that your Loan with GoodLeap has been funded and the following terms have been set:
Loan Summary
Loan Start Date First Payment Date Recurring Payment Date Maturity Date
Loan Terms
Loan Term
Target Balance Total Loan Amount
Target Balance Date Ini al Monthly Payment
Adjusted Monthly Payment*
IE W Interest Rate / APR
Y V *Adjusted monthly payment assumes that no prepayment was made and the Target Balance was not met by the Target Balance Date, and you do not change the Autopay payment elec on.
Your interest rate/APR and monthly payments may vary depending upon whether you cancel or add Autopay payments during the term of the loan.
Installa on Contractor:
O P Solar/Storage System Descrip on *Home Improvement Agreement Number:
*Purchased Goods under this Loan Agreement will be detailed in your Home Improvement Agreement
C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
AZ Acknowledgement
Financing, Sale or Lease Agreements for Distributed Energy Genera on Systems Adherence A.R.S. § to 44-1763
Consumers buying, financing or leasing a solar distributed energy genera on system (“System”) must receive certain disclosures from the manufacturer and solar installers regarding warran es, payment obliga ons, performance data and major System components as set forth in A.R.S § 44-1763.
As part of the installer’s interconnec on applica on process for the purchase or lease of a System, consumers must acknowledge below that they have had the opportunity to review their contract documenta on to ensure that it contains all the required informa on set forth on the a ached Table 1, A.R.S § 44-1763 Contract Requirements.
I, CONSUMER Have read the a ached Table 1, A.R.S § 44-1763 Contract Requirements Have been given the opportunity to review the contract documenta on for the purchase or lease of my System to ensure that it contains all the required informa on set forth on the a ached Table 1, A.R.S § 44-1763 Contract Requirements.
Borrower's Signature:
Consumer Name: Morgan Lange Address: 1971 N Palo Verde Blvd City/State/Zip: Tucson, AZ 85716 ##ds21fafa1a-7e49-4cc9-ac6a-40733d975668
W Date:
IE Apr 5, 2023 ##ds1d11f78f-3220-4c05-bc35-d6a92ae1f9f8
V Date: Apr 5, 2023 ##ds4099af72-d289-442e-987e-50de71b912af
TABLE 1.
Y A.R.S § 44-1763 Distributed Energy Genera on System Agreements & Disclosure
Financing, Sale or Lease Agreements for Distributed Energy Genera on Systems
O P An agreement governing the financing, sale or lease of a distributed energy genera on System to any person or a poli cal subdivision of this state must include: No blank spaces affec ng the ming, value or obliga ons of the agreement at the me of installa on. Any signed agreement containing blank spaces affec ng ming, value of or material obliga ons is voidable by the buyer/lessee up to the point of
C installa on. At least ten-point type The right to rescind the agreement for a period of not less than three (3) business days a er the agreement is signed by the buyer or lessee and before the distributed energy genera on system is installed. A descrip on of the make and model of the System’s major components, or a guarantee of the energy produc on that the System will provide over the life of the agreement. For purchases, a breakdown of the following (if applicable): Total purchase price or cost over the life me of the agreement Any interest, installa on fee, document prepara on fees, service fees or other costs to be paid For financed or leased Systems, a breakdown of the following (if applicable): Total cost over the life me of the agreement Any interest, installa on fee, document prepara on fees, services or other costs Total number of payments Payment frequency The amount of each payment DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net Payment due date The current and applicable tax incen ves, rebates or other state or federal incen ves, and any condi ons or requirements needed to obtain these incen ves. The current tax obliga ons, including the assessed value and property tax assessments, as applicable and calculated in the year the agreement was signed, transac on privilege taxes, and any obliga ons for transfer tax credits or tax incen ves. Whether warranty or maintenance obliga ons may be sold to or transferred to a 3rd-party. A wri en warranty statement that includes responsibili es assumed or disclaimed and performance data of the System and components. Any restric ons on the ability to modify or transfer ownership of the System, including whether any modifica on or transfer is subject to review or approval by a third party, and such third party’s full contact informa on Any third-party review requirements in the event of a modifica on or transfer of ownership of the real property to which the System is or will be affixed, including such third-party’s name, address and telephone number. A full and accurate summary of the total costs of the maintaining and opera ng the system over the life of the agreement including, financing, opera ng, maintenance and construc on costs of the System. The contact informa on of the en ty that may assume the obliga on of maintenance, or warranty, should it be transferred.
IE W If the agreement contains an es mate of future u lity charges based on projected u lity rates, buyer/lessee must be provided an es mate of future u lity charges as impacted by poten al u lity rates changes ranging from at least a five percent annual decrease to a five percent increase applied to the dura on of the agreement in one percent increments. Any compara ve es mates must be calculated by applying the en re rate change range to the dura on of the agreement. A statement that: “U lity rates and u lity rate structures are subject to change. These changes cannot be accurately
V predicted. Projected savings from your distributed energy genera on system are therefore subject to change. Tax incen ves are subject to change or termina on by execu ve, legisla ve or regulatory ac on.”
P Y C O DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Credit Score Disclosure
H-4. Model form for credit score disclosure excep on for loans not secured by residen al real property
GoodLeap
Your Credit Score and the Price You Pay for Credit
Your Credit Score
Your Credit Score Source: transunion Date: Jun 01, 2022
Understanding Your Credit Score
What you should Your credit score is a number that reflects the informa on in your credit report. know about credit scores your bills on me and how much you owe to creditors.
IE W Your credit report is a record of your credit history. It includes informa on about whether you pay
Your credit score can change, depending on how your credit history changes.
V How we use your Your credit score can affect whether you can get a loan and how much you will have to pay for that credit score loan.
The range of scores Scores can range from a low of 300 to a high of 850.
How your score compares to the Y Generally, the higher your score, the more likely you are to be offered be er credit terms.
P Your credit score ranks higher than 85 percent of U.S. consumers.
O scores of other consumers
C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net Checking Your Credit Report
What if there are You have a right to dispute any inaccurate informa on in your credit report. If you find mistakes on mistakes in your your credit report, contact the consumer repor ng agency. credit report? It is a good idea to check your credit report to make sure the informa on it contains is accurate.
How can you obtain a Under federal law, you have the right to obtain a free copy of your credit report from each of the copy of your credit na onwide consumer repor ng agencies once a year. report? To order your free annual credit report – By telephone: Call toll-free: 1-877-322-8228 On the web: Visit www.annualcreditreport.com By mail: Mail your completed Annual Credit Report Request Form (which you can obtain from the Federal Trade Commission's web site at h p://www. c.gov/bcp/conline/include/reques ormfinal.pdf) to: Annual Credit Report Request Service P.O. Box 105281
How can you get more informa on? Atlanta, GA 30348-5281
IE W For more informa on about credit reports and your rights under federal law, visit the Consumer Financial Protec on Bureau's website at www.consumerfinance.gov/learnmore.
Y V O P C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
No ce of Right To Cancel
Date of the Agreement: Apr 5, 2023 ##ds410996d1-81a4-427d-9c76-ef7c38da7106
FOR ALL BORROWERS:
You may cancel this transac on, without any penalty or obliga on, within three business days from the above date.
If you cancel, any property traded in, any payment made by you under the contract or sale, and any nego able instrument executed by you will be returned within ten business days following receipt by the seller of your cancella on no ce, and any security interest arising out of the transac on will be cancelled.
If you cancel you must make available to the seller at your residence, in substan ally as good condi on as when received any goods delivered to you under this contract or sale; or you may, if you wish, comply with the instruc ons of the seller regarding the return shipment of the goods at the seller's expense and risk.
If you do make the goods available to the seller and the seller does not pick them up within twenty days of the date of your no ce of cancella on, you may retain or dispose of the goods without any further obliga on. If you fail to make the goods
of all obliga ons under the contract.
IE W available to the seller, or if you agree to return the goods to the seller and fail to do so, then you remain liable for performance
To cancel this transac on, mail or deliver a signed and dated copy of this cancella on no ce or any other wri en no ce, or send a telegram to GoodLeap, at 8781 Sierra College Blvd., Roseville, CA 95746 not later than midnight of 4/8/2023 (Month/Day/Year) rcd_0
I hereby cancel this transac on.
_______________________________________ Borrower
Y V ________________ Date
O P C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Privacy Policy and Informa on Sharing No ce
Privacy Policy: We take our responsibility to protect the privacy and confiden ality of customer informa on seriously. We maintain safeguards that comply with federal standards to secure and protect your informa on. This policy applies to consumers who are current or former customers of GoodLeap, LLC (“GoodLeap”). We gather informa on from your applica on, when you make a payment, consumer credit repor ng agencies, public sources, and other data sources. We may only disclose this data as permi ed by law. We may provide your informa on without your consent to regulatory or law enforcement agencies as permi ed by law.
Informa on Sharing and Opt-Out: Financial companies choose how they share your personal informa on. Federal law gives you the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal informa on. Please read this no ce carefully to understand what we do. For addi onal informa on visit: h p://www.goodleap.com/privacy.html.
The types of personal informa on we collect and share include, but aren’t limited to: Account Balances and Payment History
W Social Security Number and Income Address
IE Bank Account Informa on Credit History and Scores
V Phone Numbers
All financial companies need to share customers’ personal informa on to conduct their everyday business. In the sec on below, we list the reasons companies can share their customers’ informa on; the reason we share this informa on; and whether you
Y can limit this sharing. If you have any ques ons please call (877) 290-9991.
Do we share this
P Reasons we share your informa on Can you limit this sharing? informa on?
For our everyday business purposes such as to process your
O transac ons, maintain your account, respond to court orders YES NO and legal inves ga ons, or report to the credit bureaus
C For our own marke ng purposes to offer products and YES NO services to you
For joint marke ng with other financial companies – to offer YES NO other services to you
For our affiliates everyday business purposes – informa on NO NA about your transac ons and experiences
For our affiliates everyday business purposes – informa on NO NA about your creditworthiness
For our affiliates to market to you NO NA For non-affiliates to market to you NO NA DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
How does GoodLeap protect To protect your informa on from unauthorized access and use, we use security my personal informa on? measures that comply with federal law. These include computer safeguards and secured files and buildings.
How does GoodLeap collect my When you apply for a loan or make a payment. We also collect informa on from other personal informa on? data providers such as credit bureaus.
Why can't I limit all sharing? Federal law gives you the right to limit only:
- Sharing for affiliates' business purposes – info about your creditworthiness
- Affiliates from using your informa on to market to you
- Sharing with non- affiliates to market to you
Affiliates Companies related by common ownership
Non-Affiliates Companies not related by ownership or control. Non-affiliates we can share with include
W other financial services companies or non-financial services companies.
Joint Marke ng A formal agreement between non-affiliated companies to market to you
IE For CA and VT residents only: Under California and Vermont law we will not share informa on we collect about you with companies outside of GoodLeap unless the law allows.
V EXPRESS WRITTEN CONSENT TO COMMUNICATE OR CALL VIA CELL PHONE OR OTHER MEANS
We take your privacy seriously. By signing this document, you are providing express wri en consent for GoodLeap, LLC (“GoodLeap”) or companies working on our behalf to call you (including through automated means: e.g. autodialing, text, and
Y pre-recorded messaging) via telephone, mobile device or cell phone (including SMS and MMS) and/or via email, even if your telephone number is currently listed on any state, federal, or na onal Do-Not-Call (DNC) list.
P Consent is not required to conduct business with GoodLeap and this consent can be withdrawn at any me by calling (877) 290- 9991 or reques ng by mail at GoodLeap: 8781 Sierra College Blvd, Roseville, CA 95661. If you withdraw your consent you will be put on GoodLeap’s internal Do-Not-Call list.
[email redacted]
Borrower's Signature: O For NV residents only: We are providing this no ce under state law. You may be placed on our internal Do-Not-Call list by calling (877) 290-9991. Nevada asks us to provide their contact informa on. Office Bureau of Consumer Protec on, Office of the
C Nevada A orney General, 555 E. Washington St. Suite 3900, Las Vegas, NV 89101. Phone: (702) 486-3132; Email:
##dsb10b5a49-1bde-4418-837b-9c69f3359477 Date: Apr 5, 2023 ##ds48ea5699-9628-4c6d-a7f3-f787ebad34e1 DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net OPTIONAL OPT OUT OF CREDIT BUREAUS FROM SHARING PERSONAL INFORMATION FOR PRESCREENED OFFERS
I understand that I have the ability to opt out of credit bureaus providing my personal informa on to third par es, including other lenders for prescreened offers, when my credit is pulled. Below, I select whether I would like GoodLeap to opt out from prescreened offers on my behalf. Whether or not I choose opt out WILL NOT HAVE ANY IMPACT ON MY CREDIT APPLICATION WITH GOODLEAP. This voluntary opt out will be effec ve for five (5) years from the date of this elec on. At any me, I/we may opt-in to again receive prescreened offers of credit or insurance at the website: www.optoutprescreen.com. X ##dsd289dd99- 4239-4256- 83e2- b7fc4c336823 I/we AUTHORIZE GoodLeap to u lize my/our informa on to opt-out from credit bureaus from providing my personal informa on to third par es for prescreened firm offers of credit or insurance on my/our behalf through the website: www.optoutprescreen.com upon loan funding. ##ds416caa27- 75da-436d- 8d0c- f602e35cadd7 I/we DO NOT AUTHORIZE GoodLeap to u lize my/our informa on to opt-out from credit bureaus from providing my personal informa on to third par es for prescreened firm offers of credit or insurance on my/our behalf through the website: www.optoutprescreen.com upon loan funding.
Borrower's Signature: ##ds4ccf8eb1-890e-4f5e-9ade-b05a9dcb3549 Date: Apr 5, 2023 ##ds5b31de72-f1f3-4f7e-8da7-0332171f83e6
IE W Y V O P C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Member Services Request
X ##dsda9ced81-
New ##ds1652fdba-
Update Date: Member No: f6e6-4aac- 8c3c-4f7d- b551- 9edb- 84b207fd4617 6b4043875af5
Apr 5, 2023 ##ds6e3fc313-d035-426e-9a7f-b1cbaed3ec4c
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering ac vi es, federal law requires all financial ins tu ons to obtain, verify, and record informa on that iden fies each person when opening a new account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other informa on that will allow us to iden fy you. We may also ask to see your driver's license or other iden fying informa on or documents.
MEMBERSHIP
X ##ds203d8ec2- c278-4172- ad48- 4bdbcb93556d I acknowledge and agree that to be eligible for membership in a partner Credit Union that I may need to enroll, or be enrolled, in such credit union’s associated founda on or charitable organiza on. In that event, I agree to enroll in one of
W the organiza ons listed below if my loan is sold to a partner Credit Union. I understand that my name and contact informa on will be shared with the listed organiza on. One- me fees that apply for membership and/or any associated
IE founda on or charitable dona ons, if applicable, will be paid by the Partner Credit Union.
Partner Credit Union Field of Membership (FoM) Associa ons
All In Credit Union
American Heritage Federal Credit Union
Bellco Credit Union
Y V Army Avia on Museum Founda on
Kids-n-Hope Founda on
Bellco Founda on
Teachers Federal Credit Union
O P Open FoM (No associa on needed)
Membership in a Partner Credit Union will only occur if your loan is sold to that Credit Union.
C MEMBER/OWNER INFORMATION Member/Owner Name: Morgan Lange Date of Birth: Residence Address: 1971 N Palo Verde Blvd Email: [email redacted] Tucson, AZ, 85716 SSN/TIN: ###-##-6951 Phone Number: (503) 701-5314
ACCOUNT OWNERSHIP AND TYPE
A Share Account is required to become a member of one of our par cipa ng Credit Unions. There is no cost to open an account, and the Credit Union who purchases your loan will deposit a minimum required ini al amount into your account on your behalf. Account Ownership: X ##ds0f250780- d7f3-4287- 9f3f- 7fbd6da9ea02 Individual Account Type: X ##ds8cf1f17f- 204c-47e0- 9038- 870a90fbc77c Primary Share Account DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net TIN CERTIFICATION AND BACKUP WITHHOLDING INFORMATION
Under penal es of perjury, I cer fy that: X ##ds951c6155-
1. The number shown on this form is my correct taxpayer iden fica on number (or I am wai ng for a number to be d98d-4e29- 9c24- 32eae68aefe0
issued), and X ##ds8d70c900-
2. I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been 7591-461c- 9d68- bec7131837e1
no fied by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has no fied me that I am no longer subject to backup withholding, and X ##dsddfcb81a-
3. I am a U.S. ci zen or other U.S. person. For federal tax purposes, you are considered a U.S. person if you are: an b9fb-46ef- b0c9- a703a88e77d9
individual who is a U.S. ci zen or U.S. resident alien; a partnership, corpora on, company, or associa on created or organized in the United States or under the laws of the United States; an estate (other than a foreign estate); or a domes c trust (as defined in Regula ons Sec on 301.7701-7).
Cer fica on Instruc ons. Check the box for item 2 above if you have been no fied by the IRS that you are currently subject to backup withholding. By checking this box, this serves to strike out the language related to underrepor ng. Complete a W-8 BEN
W if you are not a U.S. person. If a W-8 BEN is completed, your signature does not serve to cer fy this sec on.
ACKNOWLEDGMENT AND AUTHORIZATION
IE By signing or otherwise authen ca ng I agree to be no fied of my membership in a Credit Union and any Associa on membership when my loan is sold. I acknowledge that I will also be provided with relevant documents, policies and disclosures,
V including any membership agreement(s), at that me. I further agree to review the membership agreement(s), policies and disclosures related to any Credit Union and/or Associa on and, if accepted, I/we agree to comply with the terms set forth in those documents, policies, disclosures and any amendments thereto to become a Credit Union member and shareholder. I further acknowledge and agree that if I sign this membership applica on and a Credit Union does not purchase my loan that I
Y will not become a member of any Credit Union or any affiliated Associa on as a result of my loan from GoodLeap. All terms, condi ons, form of account ownership, account selec on and other informa on indicated on this document applies to all of the
P accounts listed unless the purchasing Credit Union is no fied in wri ng of a change or if I opt out prior to my loan being sold.
O Member/Owner: ##dsdc9ed547-69eb-41bb-a410-fb2bb667f233 Date: Apr 5, 2023 ##ds8659bc24-71b1-4b5e-9408-72b0376515cd
CREDIT UNION OFFICIAL: _______________________________
FOR CREDIT UNION USE ONLY
Verifica on List(s) Checked: C Date of Membership:____________ Opened/Approved By:____________ Membership Eligibility:
Member Verifica on:____________________ OFAC: Other:______________________ List Verifica on Comple on Date:_____________ By:
Reports Checked: Credit Report Check Verifica on Report Other:______________________ Overdra Protec on Opt-in Comple on Date:______________ AllIn,AmericanHeritage,Bellco,TeachersFederal ##dsf3955170-204a-4d40-919d-b9c6489b8dd2 DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Payment Authoriza on Form
GoodLeap is providing this document to you to complete your loan payment method. X ##dsda57e56e- cd5d-4b35- b4f2- Payment by Autopay: GoodLeap offers Autopay as a service to our clients. By paying with Autopay, you authorize 5493c77717c1
GoodLeap and its agents, service providers, and successors or assignees to ini ate preauthorized electronic fund transfers (“Autopay”) on or a er the Recurring Payment Day specified in the Loan Closing Cer ficate from your account described below or from any updated bank account that you subsequently supply to us (the “Account”). If the Autopay is not made on the Recurring Payment Day for whatever reason, GoodLeap will deduct the payment on the next day that GoodLeap processes such payments, or as soon therea er as prac cable. The Autopay amount will be equal to the Ini al Monthly Payment and then the Adjusted Monthly Payment as shown in your Loan Agreement (or any modified amounts we may later agree to) and will con nue un l your loan is paid in full or you cancel this authoriza on. If the amount of your payment changes from this amount, we will provide no ce at least ten (10) days before the scheduled date of the payment. You cer fy that you are the owner or joint owner of the Account. We are not responsible for bank charges you may incur due to dishonored Autopay. We may reini ate any Autopay from the Account that is unsuccessful up to two mes, un l it is successful. You further authorize us to correct any erroneo ansac ons with credits or
W debits to your Account, if necessary.
Informa on for Autopay Bank/Credit Union Name US Bank ##ds69116dad-95f9-4602-8da0-2ff0e237c806
Rou ng / ABA Number Bank Account Number
V ##ds8
P Y C O Please know that you may terminate this authoriza on at any me by either (1) paying the remaining balance due, (2) sending wri en no ce to us at 8781 Sierra College Blvd, Roseville, CA 95661, or (3) calling 1-800-345-9372. It may take three business days for the change to take effect. Cancelling Autopay does not terminate or relieve you of making all your payments on me each month. In addi on, cancelling Autopay removes the Autopay discount which will increase your interest rate/APR by 0.50% which will result in a higher monthly payment. ##dsadd130c8- 5fdf-4dc8- a673- f105e9eb1345 Payment by Alterna ve Method: If this op on is selected, you elect NOT to make your scheduled monthly payments by Autopay. Instead each month, you must mail a check to us or arrange for payments to be made in some other manner acceptable to GoodLeap. There may be addi onal payment processing fees when elec ng alterna ve payment methods, such as debit card payment charges, where allowed by law. Also, by choosing this op on you understand that the interest rate/APR and monthly payment will not include the 0.50% discount if you had selected to pay by Autopay.
PLEASE KEEP A COPY OF THIS DOCUMENT FOR YOUR RECORDS.
Borrower's Signature: ##ds69712922-1247-4bf3-ab36-b07a4ffec2bf Date: Apr 5, 2023 ##ds5d1d954b-9fff-415f-997c-8aa25ed4d97c DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
IE W Y V THANK YOU O P C September 25, 2023
ROC complaint against Reimagine Roofing (lic. 339039 and 332022) and Powur PBC (336400)
Property Owner: Morgan M Lange 503-701-5314 1971 N Palo Verde Blvd. Tucson AZ 85716
Key players: • I contracted with Powur Solar for residenWal solar. • Based on Powur’s roof inspecWon which indicated I would need a new roof in approx. 5 years, Powur subcontracted with Reimagine Roofing for re-roofing work. • Loan for solar and roof work funded through GoodLeap. • Reimagine Roofing did poor quality work which caused my roof to leak and caused interior damage. Roof repairs are sWll incomplete as of Sept 25, 2023 (roof sWll leaks). • Reimagine subcontracted with Paint Kings to repair the interior damage they caused. Some interior repairs were done but colors don’t match and curtains/mirror were damaged as the result of Paint Kings work. As of Sept 25, 2023, this is also unresolved/incomplete.
Contact informaWon:
Powur • Jake Long, Roofing Coordinator, [email redacted], 970-739-1485 • Emily Welch, Project Manager, [email redacted] • Krisi Bauer, Project Manager, [email redacted], 858-703-6129
Reimagine • Kody Landals, Owner, kody@reimagineroofing.com, 910-382-6326, 480-900-7663 • Lenwood Coleman, OperaWons Account Manager, lenwood.coleman@reimagineroofing.com, 602-737-7773
Paint Kings • Trea Smith, Owner, 520-322-5181 September 25, 2023
Property Owner: Morgan M Lange 503-701-5314 1971 N Palo Verde Blvd. Tucson AZ 85716
ROC complaint against Reimagine Roofing (lic. 339039 and 332022) and Powur PBC (336400)
RelaSonships of key players: • I contracted with Powur Solar for residenSal solar. • Based on Powur’s roof inspecSon which indicated I would need a new roof in approx. 5 years, Powur subcontracted with Reimagine Roofing for re-roofing work. • Loan for solar and roof work funded through GoodLeap. • Reimagine Roofing did poor quality work which caused my roof to leak and caused interior damage. Roof repairs are incomplete as of Sept 25, 2023. • Reimagine subcontracted with Paint Kings to repair interior damage. Some interior repairs were done but colors don’t match. As of Sept 25, 2023, this is also incomplete. March 22, 2023
To: Mike / Reimagine Roofing Job Address: 1971 N. Palo Verde Tucson, AZ 85716 The Paint Kings, Inc. shall furnish all materials, labor, and equipment for the proper painting, and finishing of all surfaces. Bid is broken down as follows:
*OCCUPIED INTERIOR* *Homeowner is responsible for removing all breakables, linens, pillows, and pictures from work areas *Price excludes the use of any low hide colors; i.e. light whites, yellows, reds, etc. If chosen bid will need to be revised to reflect cost of additional coats *Paint Kings is not responsible for damage to blinds, drapes or any other window coverings
Paint interior of home as specified. Areas: Interior *Bid to patch wood ceiling nail holes with wood puddy *Bid to stain patched areas Bid is based on: *Protecting all furniture, floor coverings and adjacent surfaces as needed *Patch/Repair nail holes only; Variance in texture will occur *Bid is based on painting all surfaces Sherwin Williams product *Bid excludes all surfaces not stated in above bid
Base Price: $850.00
All of the above work to be completed in a substantial and workmanlike manner according to the standard Practices for the sum of: TBD Payments* to be made: 40% Deposit Due on Completion *MasterCard/Visa/AMEX/Discover Accepted. Non-cash adjustment fee of 3.5% on charged amount
Any alteration of deviation from the above specifications involving extra cost of material or labor will only be executed upon written orders for same and will become an extra charge over the sum mentioned in this contract. All agreements must be in writing. Respectfully submitted:
By: Trea Smith ACCEPTANCE We are hereby authorized to furnish all materials and labor required to complete the work mentioned in the above proposal, for which Property Owner agrees to pay the amount mentioned in said proposal, and according to the terms thereof. Any unpaid amount after the day of completion may be subject to 1.5% interest per month until balance is paid in full. All applicable advertising discounts are already included in the total price above and will not be altered after the start of the job.
Accepted: Date:
Disclaimers The property owner has the right to file a written complaint with the Arizona Registrar of Contractors for an alleged violation of section 32-1154, subsection A. Any complaints must be made within the applicable time period as set forth in section 32-1155, subsection A. The ROC can be contacted at (602) 542-1525 or online at http://www.azroc.gov/. We request that if any portion of our work is unsatisfactory that you notify us prior to filing a complaint so we can attempt to resolve any concerns.
Color matches done by Paint Kings are approximations and Paint Kings is not responsible if they do not match HOA approved colors or home owner expectations. Paint Kings recommends homeowners supply Paint Kings with all colors, including manufacturer and color number.
Repairs to painted surfaces may cause a variance in texture. Due to a wide variety of substrates, finishes and textures, it may not be possible for Paint Kings to match your existing texture. Patches on Dryvit or smooth stucco will have a variance in texture. Patches to “Orange Peel” and ‘Hock & Trowel” drywall will have a variance in texture.
Paint Kings uses nonabrasive Painter’s Masking Tape. Paint Kings makes every effort to protect unpainted surfaces using commercial masking equipment and products. Unpainted surfaces such as concrete, tile, cabinets or window frames may have their coatings scratch or peel when the tape is removed, especially if they are weathered/aged. Paint Kings is not responsible for any surface defects created by masking and unmasking in the painting process.
Electronics, breakables, furniture, and window coverings should be removed from work areas and stored by homeowner during the painting process. Transporting, maneuvering or removal/installation by Paint Kings may cause damage to the item or cause it to be contaminated by paint. Paint Kings is not liable to replace or ‘clean like new’ any items left in work areas.
Stains are designed to have a semitransparent and non-uniform finish. Existing blemishes, dark spots or inconsistencies may be visible on the end product. Paint Kings does not refinish wood surfaces and cannot remove these defects prior to staining. Paint Kings will stain surfaces in their as-is condition.
Changes to paint products need to be in writing: Specifications written into contract supersedes emails or verbal communication. Contract must be updated to address any product or sheen changes. Changes made within 3 business days of the scheduled start of a job are at the discretion of the project manager and may require an additional fee to cover already ordered product.
Paint Kings Warranty does not cover peeling, blistering or cracking of paint, caused by the deterioration of the underlying substrate, failure of previous coatings or water intrusion. Paint Kings Warranty is 2 years from substantial completion based on the Workmanship Standards of the Arizona Registrar of Contractors and the PDCA.
Deposit and balance payments may be made over the phone, in person or by mail to our office in Tucson. Credit cards and personal checks are the preferred methods of payment. Deposit payments should be made no less than 3 business days prior to the scheduled start of the job. Balance payments should be paid on the date of substantial completion. If a credit card is on file with the office it will be used to pay the balance of the contract unless owner request otherwise prior to date of completion. All invoices and receipts will be mailed to the home of the person paying the invoice. DocuSign Envelope ID: F58BF15F-602C-43A7-A85C-2D33F24CB4F6
POWUR ENERGY HOME IMPROVEMENT CONTRACT CHANGE ORDER FORM
Customer Name: Morgan Lange Power Project ID: 193542
Customer Address: 1971 N Palo Verde Blvd Salesperson Name: The Solar Maven Tucson, AZ 85716 Salesperson Reg. No. (CA Only): Customer Phone: [number redacted]
Customer Email: [email redacted]
The following Change Order constitutes an amendment to the Home Improvement Contract dated 04/03/2023 (“Agreement”) by and between Powur, PBC (“Contractor”) and Morgan Lange (“Customer”).
Change to Scope of Work: i) Customer and Contractor agree that the following scope of work will be added from the work to be performed by Contractor under the Agreement Decking Adder
OR ii) Customer and Contractor agree that the following scope of work will be deleted from the work to be performed by Contractor under the Agreement:
Change to Contract Price: AMOUNT ADDED TO THE CONTRACT PRICE: $ 1,275.00 [OR] AMOUNT SUBTRACTED FROM THE CONTRACT PRICE: $ 0
ORIGINAL SYSTEM SIZE: 5.6 kW KW NEW SYSTEM SIZE: 5.6 kW KW ORIGINAL CONTRACT PRICE: $ 36,538.64 NEW CONTRACT PRICE: $ 37,813.64
CUSTOMER: SALESPERSON:
Signature: Signature:
Name: Morgan Lange Name: The Solar Maven
Dated: 4/4/2023 Dated: 4/3/2023
Exhibit C Certificate Of Completion Envelope Id: F58BF15F602C43A7A85C2D33F24CB4F6 Status: Completed Subject: Complete with DocuSign: Morgan Lange Addendum.pdf Source Envelope: Document Pages: 1 Signatures: 2 Envelope Originator: Certificate Pages: 2 Initials: 0 PM Texas AutoNav: Enabled 2683 Via De La Valle #G321 EnvelopeId Stamping: Enabled Del Mar, CA 92014 Time Zone: (UTC-08:00) Pacific Time (US & Canada) [email redacted] IP Address: 45.22.87.150
Record Tracking Status: Original Holder: PM Texas Location: DocuSign 4/3/2023 12:45:08 PM [email redacted]
Signer Events Signature Timestamp The Solar Maven Sent: 4/3/2023 12:45:08 PM [email redacted] Viewed: 4/3/2023 12:52:29 PM Security Level: Email, Account Authentication Signed: 4/3/2023 12:56:26 PM (None) Signature Adoption: Drawn on Device Using IP Address: 174.74.235.221 Signed using mobile Electronic Record and Signature Disclosure: Not Offered via DocuSign
Morgan Lange Sent: 4/3/2023 12:56:27 PM [email redacted] Viewed: 4/3/2023 9:53:46 PM Security Level: Email, Account Authentication Signed: 4/4/2023 7:59:14 AM (None) Signature Adoption: Uploaded Signature Image Using IP Address: 70.172.24.161
Electronic Record and Signature Disclosure: Not Offered via DocuSign
In Person Signer Events Signature Timestamp
Editor Delivery Events Status Timestamp
Agent Delivery Events Status Timestamp
Intermediary Delivery Events Status Timestamp
Certified Delivery Events Status Timestamp
Carbon Copy Events Status Timestamp Emily Welch Sent: 4/3/2023 12:45:08 PM [email redacted] Viewed: 4/3/2023 12:45:08 PM Security Level: Email, Account Authentication Signed: 4/3/2023 12:45:08 PM (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign Carbon Copy Events Status Timestamp Invisible Technologies Sent: 4/4/2023 7:59:15 AM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
Witness Events Signature Timestamp
Notary Events Signature Timestamp
Envelope Summary Events Status Timestamps Envelope Sent Hashed/Encrypted 4/3/2023 12:45:08 PM Certified Delivered Security Checked 4/3/2023 9:53:46 PM Signing Complete Security Checked 4/4/2023 7:59:14 AM Completed Security Checked 4/4/2023 7:59:15 AM
Payment Events Status Timestamps ESTIMATE Prepared For
Lange - Powur 1971 N Palo Verde Blvd Tucson, AZ 85716
Reimagine Roofing Estimate # 12952 Date 08/03/2022 1100 E Washington St Ste 200, ROC# 332022 Phoenix, Arizona 85034 Phone: (480) 900-7663 Email: [email redacted]
Description Total
Shingle Replacement - Lifetime $3,992.00 Tear Off: Remove existing roof system down to decking If ADDITIONAL LAYERS are present, there will be ADDITIONAL charges $30 per square - Double Layer - $50 per square - Triple Layer Charged Separately
If SKYLIGHTS are present they are required to be replaced during install and charged separately
Inspect Decking and Fascia: Inspect for damages and replace as needed Decking (cost plus $35) Fascia $15/Linear ft ***wood won't be painted*** Shingle Mold $6/Linear ft Charged separately
Underlayment: Install FT Silver Synthetic Underlayment
Flashing: Install all proper plumbing, vent, wall and drip edge flashing
Shingles: Install Lifetime Architectural Shingles - Color to be determined by Homeowner
Clean Up: Clean and haul away debris
Year Workmanship Warranty - 20 Year Manufacturer Warranty on FT Silver Synthetic Underlayment - Lifetime Warranty on Architectural Shingles
Skylight Install (New) $1,200.00 Install skylight in location requested by owner. Does not include any interior work that may be necessary. (2 Total)
Subtotal $5,192.00
Total $5,192.00
Quote Valid For 15 Days
Signed on: 09/20/2022 Lange - Powur
DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
IE W V Our mission is to connect a world in which everyone can live sustainably.
Inside this package is your payment agreement
Y for your upcoming home improvements.
Thank you for choosing us, and one of our trusted
P partners, to help you upgrade your home.
C O
Apr 0.00 3.00 5, 2023 4023-04-04T07:00:00.000Z da6c519-a0d8-4320-98e0-c807b03cc136 DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Key Loan Terms
In this package, you will be signing your loan agreement with the following terms:
Loan Amount Loan Term Interest Rate/APR $37,813.64 25 years 1.99%
Borrower's Ini als ##ds8b90c086-f06c-4c3e-9edc-f0a36a56b06e
Ini al Payment Your ini al GoodLeap monthly payment for the first 18 months. $113.96 (e) / month
W Your adjusted GoodLeap monthly payment star ng in month 19 un l the end of your loan term if no voluntary payments are made in the first 18 months. Adjusted Monthly Payment Your loan is designed to re-amor ze at the end of the 18th month. If you choose to make voluntary
IE prepayments on your loan equal to 30% of your loan amount before the end of the 18th month, $164.36 (e) / month your loan payment will stay approximately the same as your ini al monthly payment throughout the life of your loan. If you do not make a voluntary prepayment, your monthly loan payment will go up to the adjusted amount.
Y V “(e)” means an es mate
Your loan start date is the date we fund the loan to your Contractor. Interest on your loan begins to accrue on the loan start date.
P Your first payment date will be due approximately 60 days a er your loan start date. Your first payment date may be before your system has been granted Permission to Operate from your u lity company.
Borrower's Signature:
C O ##ds9ead0a84-d8d7-4a49-885b-cf0377a54919
If you have any ques ons about your loan or your loan terms a er reviewing this package, please call GoodLeap at 1 (844) 910- 0111. Date: Apr 5, 2023 ##ds1619e4a5-e9c5-4bfe-9d36-8aa9ee77b85c DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Truth in Lending Disclosure Statement
Borrower: Morgan Lange Residence Address: Email: [email redacted] 1971 N Palo Verde Blvd Tucson, AZ 85716 Phone: (503) 701-5314 Date of the Agreement: Apr 5, 2023 ##dsdb72ccc8-e0a9-40a0-8a5d-97bd44d33910
Loan Agreement Number: GoodLeap Address: 8781 Sierra College Blvd Roseville, CA 95661 GoodLeap Phone: 1-877-290-9991
ANNUAL PERCENTAGE Total of Payments FINANCE CHARGE Amount Financed RATE The amount you will have paid The dollar amount the credit The amount of credit provided The cost of your credit as a a er you have made all will cost you to you or on your behalf
W yearly rate payments as scheduled $10,471.04 (e) $37,813.64 $48,284.68 (e) 1.99%
IE Monthly Payment Schedule
Number of Payments Amount of Payments When Payments Are Due
Y V$113.96 (e)
$113.96 (e) Monthly, beginning 2 months a er the Loan Start Date (e)
Monthly, beginning 3 months
P a er the Loan Start Date (e)
Monthly, beginning 19 months
O 281 $164.36 (e) a er the Loan Start Date (e)
C 300 months a er the Loan Start $162.20 (e) Date (e)
“(e)” means an es mate
Autopay - Variable Rate: The Annual Percentage Rate (APR) and Monthly Payment Schedule above are based, in part, on the Autopay payment op on you selected in the loan applica on. You may change your Autopay payment op on at any me. Selec ng Autopay payments provides a 0.50% interest rate/APR discount and a lower monthly payment. Cancelling Autopay payments will raise your interest rate/APR by 0.50% and will result in a higher monthly payment.
Security: You are giving a security interest in the personal property you are purchasing in this transac on and your rights under any related agreement.
Prepayment: If you pay off your loan early, you will not have to pay a penalty.
Contract Reference: See your Loan Agreement (“Agreement”) for any addi onal informa on about nonpayment, default, and any required repayment in full before the scheduled date. DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net Itemiza on of Amount Financed
Amount paid to others on your Amount Financed Amount given to you directly behalf $37,813.64 $0.00 $37,813.64 to Powur
The “Loan Start Date” is the date we send funds to your contractor. This date must be within 180 days of the ini al applica on date.
This loan is assumable upon the sale of the property to a new owner, if the new homeowner qualifies under GoodLeap’s underwri ng guidelines and if the assump on is approved by GoodLeap. GoodLeap holds the right to deny the assump on, even if the new homeowner qualifies under GoodLeap’s underwri ng guidelines.
The Payment Schedule shown above assumes that you make no voluntary prepayments on your Loan. However, we have designed the Loan so that it will re-amor ze at the end of the 18th month a er your Loan Start Date. As a result, if you make all scheduled payments on me and also make sufficient voluntary prepayment(s) to reduce your total loan amount to the “Target Balance” by the “Target Balance Date” described in your Agreement, your payments from month 19 through the end of your term will be approximately equal to your ini al monthly payment stated above.
Your purchase price set by the Contractor may include your Contractor’s various costs, including this fee.
W Your Contractor may have opted to pay GoodLeap a fee in order for GoodLeap to offer you credit on the terms in this Agreement.
IE The Payment Schedule shown above assumes you make no changes to your Autopay payment op on. For example, your 25 year loan of $37,813.64 with Autopay payments will have an interest rate/APR of 1.99% and an ini al monthly payment of $113.96 (e)
V per month. Your 25 year loan of $37,813.64 without Autopay payments will have an interest rate/APR of 2.49% and an ini al monthly payment of $121.02 (e) per month.
By signing below, you acknowledge that you have read and received a complete copy of this disclosure to keep for future
Y reference before you signed your Agreement.
P Borrower's Signature: ##ds9a826edf-ac62-4d7b-97cf-e96e303fc0a2 Date: Apr 5, 2023 ##ds9fede9eb-bcbb-4995-89ad-1a17db24c79f
GoodLeap, LLC
C O Ma Dawson, Co-Founder DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Loan Agreement
Borrower: Morgan Lange Residence Address: Email: [email redacted] 1971 N Palo Verde Blvd Tucson, AZ 85716 Phone: (503) 701-5314 Date of the Agreement: Apr 5, 2023 ##ds0e9a4ede-8719-4b94-8dec-6cd2ca9cc108
Loan Agreement Number: GoodLeap Address: 8781 Sierra College Blvd Roseville, CA 95661 GoodLeap Phone: 1-877-290-9991
This document provides a summary of the terms and condi ons of your loan
Summary of Loan Terms and Payments
Loan Term Total Loan Amount Ini al Monthly Payment Interest Rate/APR years
Target Balance $25,651.06 (e) $37,813.64
Target Balance Date Dec 04, 2024 (e) $113.96 (e)
Adjusted Monthly Payment* $164.36 (e)
IE W 1.99%
Y V (e) means es mate
* Adjusted monthly payment assumes that no prepayment was made and the Target Balance was not met by the Target Balance Date, and you do not change the Autopay payment elec on.
P System Informa on Installa on Contractor: Powur
Borrower's Ini als O Purchased Goods under this Loan Agreement will be detailed in your Home Improvement Agreement with your Contractor. By ini aling below, you confirm receipt of such Home Improvement Agreement.
C ##dsdb71671f-a025-40e3-b3bc-beb2d5605328
Loan Informa on
Loan Start Date and First Payment Date
The “Loan Start Date” and “First Payment Date” will be finalized in your Loan Closing Cer ficate (Exhibit A), an example of which is fully incorporated herein. This cer ficate will be sent to you following disbursement of the loan proceeds.
The “Loan Start Date” will be the date that we disburse loan proceeds to your Contractor.
The “First Payment Date” will be set by us as follows: If the Loan Start Date is on the 1st through 28th, it will be on the corresponding date 2 months later (i.e., if June 15th, then August 15th); if the Loan Start Date is on the 29th through 31st, it will be on the first day of the first month following 60 days a er the Loan Start Date (i.e., if June 30th, then September 1st). You are obligated to make all loan payments star ng on your First Payment Date, regardless of the u lity company gran ng permission to operate.
Borrower's Ini als ##ds132f4117-0a17-4451-9824-3d6a2c01595f DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net Interest will accrue on the loan amounts actually disbursed, with the first accrual star ng on the first calendar day following the Loan Start Date. Thus, the longer your First Payment Date is from the Loan Start Date, the more interest you will pay. If you wish to reduce the amount of interest that accrues, you can begin making payments earlier, at any me you choose a er the Loan Start Date. However, interest will con nue to accrue un l all amounts owed under this Agreement are paid in full.
Your loan applica on was approved for a period of 180 days from the ini al credit report date. If the Loan Start Date does not occur within 180 days from the ini al credit report date, we will request a new credit report from the credit bureaus, to make sure that you con nue to qualify for the same loan terms. This may impact your credit score.
Tax Credit
You may be eligible for a federal solar investment tax credit. You acknowledge that eligibility for this tax credit is not guaranteed. In order to realize the benefits of the solar investment tax credit, you must have federal income liability that is at least equal to the value of the credit. We are not financially responsible for your receipt of any tax credits related to the Solar Equipment. We do not provide tax advice and nothing in this Loan Agreement is intended to be used as tax advice. To determine your eligibility for any federal solar investment tax credit, you should make an independent assessment or consult with your tax advisor.
Target Balance Payments and Ini al Monthly Payments
W You are not required to make prepayments. However, you acknowledge that in order to avoid an increase in your Ini al Monthly Payment, you must make one or more voluntary prepayments equal to 30% of your Total Loan Amount by your Target Balance Date. If you pay more than 30% of your Total Loan Amount, your monthly payments will be adjusted to a lower amount than the
IE Ini al Monthly Payment. If you do not make any prepayments, or if your prepayments are less than 30% of your Total Loan Amount, your monthly payments will be adjusted to a higher amount than the Ini al Monthly Payment. You also understand that your Ini al Monthly Payments will not be fully amor zing, but your new Monthly Payment a er the Target Balance Date will be
V fully amor zing.
Borrower's Ini als
Y ##dsaa2b7384-3701-4854-b2e6-71cbcf4117e4
Security Agreement
P You authorize us to file on your behalf any documenta on, including but not limited to a copy of this Agreement, a UCC financing statement and/or a county fixture filing required to perfect our security interest in the Collateral to the extent required by applicable law, as outlined in Sec on 6 of this agreement.
C O Loan Agreement This agreement is legally binding star ng on the effec ve date noted above. In this agreement, the words “you” and “your” refer to borrower, co-borrower and anyone you have been allowed to assign it to. The words "GoodLeap", “lender”, “our” and “us” refer to GoodLeap, LLC or its assignees. This agreement replaces any prior agreements between you and us concerning the loan. 1. INTRODUCTION. The par es (each, a “Party” and collec vely, “Par es”) to this Agreement are you and GoodLeap, LLC (“GoodLeap”). Your solar installa on contractor (“Contractor”) has provided us with a copy of a signed home improvement agreement between you and the Contractor (the “Home Improvement Agreement”) under which the Contractor will install solar panels, inverters, racking systems, wiring, electrical and mechanical connec ons, metering, monitoring and/or other distributed genera on interconnect equipment (“Solar Equipment”) and may, in addi on or instead, install new roofs and related roofing materials, ba ery storage equipment, electrical vehicle power charging equipment, and thermostat equipment, and provide landscaping services to accommodate the solar system (together with the Solar Equipment, “Purchased Goods”) at your home (“Residence”) located at the Residence Address listed above. 2. PROMISE TO PAY. For value received, you promise to pay to GoodLeap and/or its assignees, the principal sum of the Total Loan Amount, with interest as set forth in Sec on 3 (“Interest and Payments”) and any fees assessed in Sec on 4 (“Fees”) below. 3. INTEREST AND PAYMENTS. a. Payment Timing. Your first Monthly Payment is due and payable on the First Payment Date (es mated on the Truth in Lending Disclosure and finalized on the Loan Closing Cer ficate). DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net b. Payment Applica on. If you make a payment that sa sfies all current and past due installments, any addi onal payment will be allocated as set forth in the following sentence, but that addi onal payment will not change the due date for any payment that comes due in the future. To the extent permi ed by applicable law, all payments or prepayments will be applied first to accrued interest, then to unpaid principal in the inverse order of maturity (last to first), and then to fees or costs payable to us under this Agreement. c. Accrual. Interest will accrue on the loan amounts actually disbursed, with the first accrual star ng on the first calendar day following the Loan Start Date. Interest will con nue to accrue un l all amounts owed under this Agreement are paid in full. Unpaid interest will not be added to the principal balance. To the extent permi ed by applicable law, interest on your loan will be calculated on a 30/360 basis. For any par al month, interest accrues based on the actual number of days your loan is outstanding for such par al month. If you make your loan payments late, more interest will accrue, and the total finance charge you pay over the life of your loan will be higher. If you make your loan payments early, less interest will accrue, and the total finance charge you pay over the life of your loan will be less. Interest accrues between the Loan Start Date and your First Payment Date, and the longer the period of me between the Loan Start Date and your First Payment Date, the more interest will accrue. If you wish to reduce the amount of interest that accrues before your First Payment Date, you can begin making loan payments any me a er the Loan Start Date. The amount of your final loan payment will change based on when you pay your monthly loan payments and whether you make any voluntary prepayments.
IE W d. Interest rate and Monthly Payment Amounts. Your interest rate may vary depending upon only whether you cancel or add Autopay payments during the term of your loan, with a 0.50% interest rate discount for Autopay, or removal of that discount without Autopay. The monthly payments you must make, assuming you make all payments in full and on me and do not change your Autopay payment elec on, are set forth in your Loan Closing Cer ficate based upon your prior Autopay elec on. If there is a change to your Autopay status the new interest rate and accrual will be reflected in your
V monthly payment for the next applicable billing cycle. e. Target Balance / Target Balance Date / Ini al Monthly Payment / New Monthly Payment: A er the Target Balance Date, your loan will re-amor ze to reflect your outstanding principal balance on the Target Balance Date and your new Monthly
Y Payments will be adjusted to an amount required to cause the full repayment of the Loan by the Maturity Date. You understand that your Ini al Monthly Payments will not be fully amor zing, but your new Adjusted Monthly Payments a er the Target Balance Date will be fully amor zing and will be calculated as follows:
O P i. If you do not make any voluntary prepayments before the Target Balance Date, then your new Monthly Payment will be the Adjusted Monthly Payment. ii. If you make voluntary prepayments but such prepayments do not reduce your Total Loan Amount equal to or below the Target Balance by the Target Balance Date, then your new Monthly Payment will be an amount greater than your Ini al Monthly Payment but less than the Adjusted Monthly Payment.
C iii. If you make voluntary prepayments and such prepayments reduce your Total Loan Amount equal to the Target Balance by the Target Balance Date, then your new Adjusted Monthly Payment will be approximately equal to your Ini al Monthly Payment. iv. If you make voluntary prepayments to reduce your unpaid Total Loan Amount to less than the Target Balance by the Target Balance Date, then your new Adjusted Monthly Payment will be less than the Ini al Monthly Payment reflected in the Loan Summary above for the remainder of the Term. f. Maturity Date. Unless your loan is due earlier and payable as provided in this Agreement, your loan will mature on the Maturity Date. On the Maturity Date, you agree to pay in full any unpaid amounts payable under this Agreement. g. Payment Method. You may pay by Autopay or check. If you chose to pay by Autopay in your applica on, you agree to complete and submit the Automa c Payment Authoriza on Form (the “Autopay Authoriza on”). If you chose to pay by check, include your Loan Agreement Number on your check and mail it to GoodLeap, PO BOX 4387, Portland, OR 97208. You may change your payment method by following the instruc ons in the Autopay Authoriza on. h. Prepayment. You may prepay your loan at any me without penalty. 4. FEES. We will also charge you the following fees to the extent permi ed by applicable law. a. Insufficient Funds Fee. Unless prohibited by law, you will be charged a non-refundable fee of $15 for each failed electronic or check payment a empt. Your bank may assess its own fee in addi on to the fee we assess. DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net b. Fee for the Removal and Refiling of Our County Fixture Filing. See Sec on 6 below for further informa on. c. Transfer Fee. See Sec on 6 below for further informa on. d. Alterna ve Payment Convenience Fee. Where permi ed by law, if you request that we accept a payment via an alterna ve source such as a debit card, you may be charged a convenience fee, in an amount that we will disclose prior to your elec on to pay by such alterna ve method. 5. ADDITIONAL OBLIGATIONS AND REPRESENTATIONS. a. Collateral. To the extent permissible by law, you irrevocably grant us a limited power of a orney with full power of subs tu on and re-subs tu on, to sign any documents and perform any acts, in your name and on your behalf, for the exclusive purpose of exercising our rights with respect to the Collateral under this Agreement. You also agree not to pledge, mortgage, encumber or otherwise permit the Collateral at any me to be subject to any lien or encumbrance that is superior to our security interest. See Sec on 6 below for further informa on on what cons tutes eligible Collateral under this Agreement. b. Ownership Confirma on. You represent and covenant that: (1) the Residence is your primary residen al home dwelling or a second/vaca on home and is not a rental property, or any business or commercial establishment or used as such; (2) you, or a trust controlled by you, are the fee simple owner of the Residence and the Collateral; (3) you are not, and will not, be in breach of your Home Improvement Agreement.
on the Collateral, removing the Collateral from the Residence.
IE W c. Collateral Access. You agree to provide us or our designees a er receiving reasonable no ce, with access to the Residence for the purposes of (1) inspec ng the Purchased Goods un l this Agreement terminates or, (2) in the case of a foreclosure
d. Personal Property. You and we both expressly intend that no por on of the Collateralized Goods will cons tute a “fixture” a ached to any real property, and that the Collateralized Goods will be removable personal property. You also agree not
V to take any ac on that might cause the Collateralized Goods to be treated as real property or as fixtures to real property. You agree that we may make a fixture filing, if we choose, provided that you and we agree that we may enforce rights in the Collateralized Goods under the Uniform Commercial Code and not under state real estate or mortgage law.
Y e. Installa on and Maintenance. You will take all steps necessary to enable the installa on and proper func oning of the Purchased Goods to be completed in accordance with the Home Improvement Agreement and to be maintained in
P accordance with any Opera ons and Maintenance Agreement. You agree to keep the Purchased Goods in good working order and in compliance with manufacturing specifica ons, the opera ng and maintenance manuals, warranty requirements provided by your Installa on Contractor and, if applicable, your Opera ons and Maintenance Contractor,
O and all applicable law, and not to remove or modify the Purchased Goods without our prior wri en consent. You agree to maintain at all mes an internet connec on sufficient to ensure that monitoring data for the Solar Equipment can be fully transmi ed, and consent to GoodLeap receiving such monitoring data, directly or through Contractor. You will be
C responsible for the structural integrity of the loca on where the Purchased Goods are installed, including structural or electrical modifica ons necessary to prepare your Residence for the Purchased Goods. f. Property Condi ons. You agree that GoodLeap is not responsible for any known or unknown Residence condi ons. GoodLeap is not responsible and bears no liability for the malfunc oning of exis ng electrical equipment at the Residence, including but not limited to the main electrical service panel, any major electrical devices, or any other fuses or similar devices. g. Taxes. You agree to pay, when due, your taxes, assessments, or other similar fees. If you do not pay these taxes or other fees when due, we may pay them on your behalf and add the amount we pay to the principal of our loan under this Agreement. In the event that we choose pay these taxes and/or other fees on your behalf, you agree to assist us in these efforts. Tax obliga ons that you may be required to pay may include: (1) the assessed value and the property tax assessments associated with the Purchased Goods calculated in the year this Agreement is signed; (2) transac on privilege taxes; and (3) any obliga on to transfer tax credits or tax incen ves of the Purchased Goods to any other person. h. Required Insurance. To the extent permissible by law, you agree to maintain and pay any deduc bles under a homeowners’ insurance policy or equivalent insurance policy reasonably acceptable to us covering the Purchased Goods in an amount equal to the full replacement and installa on cost of the Purchased Goods or the outstanding balance of the loan. If there is a payout under the property coverage for damage to the Purchased Goods, you agree to deliver those DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net insurance proceeds to us, and we will apply those proceeds to the loan in the order of priority set forth in Sec on 3b. of this Agreement. i. Credit Inquiries. You authorize us to obtain a credit report on you for any legal purpose in connec on with this loan, including any update, extension of credit, review, or collec on of this loan. Upon request, we will tell you the name and address of the credit bureau furnishing any report. j. Bankruptcy. You represent that you are not contempla ng bankruptcy and that you have not consulted with an a orney regarding bankruptcy in the past six months. Any communica on with us required or permi ed under the Federal Bankruptcy Code must be in wri ng, must include your loan number, and must be sent to us at the address for GoodLeap. 6. GRANT OF SECURITY INTEREST IN COLLATERAL. As considera on for the loan we are providing and to secure your obliga ons under this Agreement, you hereby grant to us a security interest in the following property (collec vely “Collateral”): a. all Purchased Goods excluding the roof and related roofing materials, if any (such Purchased Goods which excludes the roof and related roofing materials are referred to in this Agreement as “Collateralized Goods”); b. all accessions, a achments, accessories, tools, parts, supplies, replacements of and addi ons to the Collateralized Goods; c. all proceeds from warranty claims related to the Collateralized Goods, the Home Improvement Agreement and any Opera ons and Maintenance Agreement;
W d. all your rights, tle, interests, and remedies under all agreements and other documenta on rela ng to the Collateralized Goods (including, without limita on, the Home Improvement Agreement, and Opera ons and Maintenance Agreement);
IE e. all considera on received from the collec on, sale or other disposi on of the Collateralized Goods, including any payment received from any insurer arising from any loss, damage or destruc on of any Collateralized Goods and any other payment received as a result of possessing any Collateralized Goods, or any other proceeds of Collateralized Goods.
V You authorize us to file on your behalf any documenta on, including but not limited to a copy of this Agreement, a UCC financing statement and a county fixture filing to perfect our security interest in the Collateralized Goods (in case a third party seeks to classify the panels as a fixture). If you are refinancing your home, upon request, we may agree to li our county
Y fixture filing, on the Solar Equipment for a limited period of me, provided we will be able to refile upon closing of the mortgage refinancing. A $200 fee will be assessed for the removal and refiling of our county fixture filing. If you sell your home, your loan must be paid in full to remove the UCC financing statement and county fixture filing. The actual costs
P incurred, if any, of removing a UCC financing statement or country fixture filing will be added to your payoff amount if you elect to pay your loan in full before the end of the loan term. Alterna vely, this loan agreement may be transferred to the new home owner if the new home owner qualifies for the loan product as outlined in Sec on 12. A $300 transfer fee will be
O assessed for any transferred loan agreements. 7. INDEMNIFICATION. You agree to indemnify, defend and hold harmless us and our affiliates against any loss, liability, or
C damage that arises out of or relates to the transac ons contemplated by this Agreement. 8. DEFAULT. You will be in default under this Agreement if any of the following occurs: a. you fail to make any payment under this Agreement within fi een (15) days of the date such payment is due; b. you fail to perform any of your obliga ons under this Agreement and you fail to cure such failure to perform to our reasonable sa sfac on within thirty (30) days a er receiving no ce from us of your failure to perform; c. you terminate the Home Improvement Agreement without our consent a er any loan proceeds have been disbursed; d. you remove, modify, sell or otherwise transfer the Collateral without our approval; e. any representa on made by you on your loan applica on or this Agreement is false in any material respect when made; f. any of the following occurs (each a "Bankruptcy Event"): (1) you make an applica on for the appointment of a receiver, trustee or custodian or a receiver, trustee or custodian is appointed for you or a majority of your assets; (2) you ini ate or consent to any legal proceedings under the Bankruptcy Code, or equivalent law providing for the relief of debtors; (3) you make an assignment for the benefit of creditors; or (4) you have a pe on in bankruptcy or similar relief of debtors filed against you, which is not withdrawn or discharged within thirty (30) days of being filed. 9. REMEDIES. Our remedies if you default on this Agreement include the following (to the fullest extent permi ed by law): a. General. In the event that you are in default under this Agreement, we may: DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net 1. Accelerate your Loan: We would declare our loan immediately due and payable. This requires you to pay in full the unpaid principal amount of the loan, all accrued interest, and any other amounts due under this agreement. Your loan will become immediately due and payable to us under a Bankruptcy Event, regardless of whether or not we take any ac on. 2. Provide a report to the credit bureaus detailing any late payments, missed payments or other defaults: As required by law, you are hereby no fied that a nega ve report reflec ng on your credit record may be submi ed to a credit repor ng agency if you fail to fulfill the terms of this Agreement. 3. Disable / Foreclose on the Collateral: (and exercise any other rights with respect to the Collateral that we have under this Agreement or applicable law). This includes disabling the Equipment remotely or by entering upon your property; and/or entering upon your property and removing and taking possession of the Collateral and then selling, leasing, or otherwise disposing of the property. 4. Pursue all remedies available under applicable law: Including those of a secured creditor as permi ed by applicable law. 5. Stop making credit extensions under your loan: Including ceasing any funding that may be pending on your loan as permi ed by applicable law. b. Cost Reimbursement; Applica on of Proceeds. Unless otherwise prohibited by state law, you are to promptly reimburse
W us, with interest, for all costs and expenses incurred in exercising our remedies related to this Agreement. If we choose to foreclose on the Collateral, we will apply any cash proceeds in the order of priority set forth in Sec on 3b. of this
IE Agreement and then to you or as a court may otherwise direct. c. Deficiency Judgment. To the fullest extent permi ed by law we may require that you pay any amounts payable by you under this Agreement less any proceeds that we realize from our exercise of our remedies under this Agreement.
AND YOUR ASSETS.
Y V TO THE FULLEST EXTENT PERMITTED BY LAW, YOU ARE PERSONALLY LIABLE FOR ALL AMOUNTS PAYABLE UNDER THIS AGREEMENT. WE ARE NOT REQUIRED TO FORECLOSE ON THE COLLATERAL BEFORE INITIATING PROCEEDINGS AGAINST YOU
Our rights under this Agreement are cumula ve and we may exercise these rights at any me if you default. In the event that we exercise any of our rights or remedies under this Agreement, you will con nue to be in default un l such me that you
P pay to us all amounts due and payable to us and you have cured any and all defaults. OUR FAILURE TO TAKE ANY ACTION OR DELAY TAKING ANY ACTION RELATED TO YOUR DEFAULT, OR SIMILAR OR UNRELATED DEFAULT, DOES NOT WAIVE, OR IMPLY A WAIVER OF ANY OF OUR RIGHTS UNDER THIS AGREEMENT.
O 10. TERMINATION. We may terminate this Agreement during any period in which a Force Majeure Event prevents, limits or otherwise impairs our ability to perform our obliga ons under this Agreement. A Force Majeure Event means any
C circumstance beyond the Par es’ reasonable control, including but not limited to any act of nature, war, terrorism, rebellion, labor dispute, work stoppage, civil disorders, act of government, or any other similar major cause. This Agreement will terminate automa cally if the final loan disbursement does not occur within one hundred eighty (180) days of the date you most recently received credit approval by us to enter into this Agreement. No delay in our exercise of the foregoing termina on rights shall cons tute a waiver of our con nuing rights to terminate the Agreement. In addi on, you may terminate this Agreement at any me prior to our disbursement of the loan proceeds, by sending advance wri en no ce to us. The terms of this Agreement that would, by their express nature, survive the termina on of this Agreement will survive and be enforceable under this Agreement. Upon termina on of this Agreement, our security interest in the Collateral will terminate. 11. NOTICES AND OTHER INFORMATION You agree to no fy us if your name, email, or mailing address changes. 12. ASSIGNMENT/REGISTERED FORM. You may not assign or transfer your rights or obliga ons under this Agreement without our prior wri en consent. If you sell your home, the loan may be assumable, if the new homeowner qualifies under GoodLeap’s underwri ng guidelines and if the assump on is approved by GoodLeap. GoodLeap holds the right to deny the assump on even if the new homeowner qualifies under GoodLeap’s underwri ng guidelines. To apply for an assump on, you must no fy GoodLeap in wri ng at least thirty (30) days in advance, using the contact informa on noted at the top of this Agreement. If the assump on is approved, the warran es and opera ons and maintenance service obliga ons (if any) pertaining to the Purchased Goods must be transferred to the new homeowner. You agree that we may assign or transfer all or a por on of this Agreement and the related documents to any third party or affiliate. GoodLeap or its agent, ac ng as a DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net non-fiduciary agent of the Borrower, shall maintain, a register within the meaning of U.S. Treasury Regula ons Sec ons 5(f).103-1(c) on which it will record the names and addresses of each owner and their rights to principle and stated interest. Any transfer of all or a por on of a beneficial interest hereunder shall be recorded on such register. All par es to this agreement or their agents may treat each person or en ty whose name is recorded in such register pursuant to the terms hereof as the applicable par cipant for all purposes under this Agreement. The register shall be available for inspec on from me to me by any party hereto upon reasonable prior no ce to GoodLeap or any of its agents. YOU AUTHORIZE US TO PROVIDE TO A THIRD PARTY OR AFFILIATE ANY INFORMATION THAT THEY MAY REQUEST IN CONSIDERING OR IMPLEMENTING A PURCHASE OF OUR RIGHTS UNDER THIS AGREEMENT. Arizona borrowers only: we will no fy you if the en ty responsible for allowing the assignment of your loan changes. 13. LIMITATION OF LIABILITY. TO THE EXTENT PERMITTED BY APPLICABLE LAW, OUR LIABILITY TO YOU UNDER THIS AGREEMENT, IF ANY, SHALL BE LIMITED TO DIRECT, ACTUAL DAMAGES ONLY. YOU AGREE THAT IN NO EVENT SHALL EITHER PARTY BE LIABLE TO THE OTHER FOR CONSEQUENTIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, SPECIAL OR INDIRECT DAMAGES. 14. GOVERNING LAW AND MISCELLANEOUS.
NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED WITH THE PROCEEDS HEREOF. RECOVERY
W HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER.
Except for the Arbitra on agreement below, this Agreement shall be governed by federal law and, to the extent state law
IE applies, the substan ve laws of the state where the Residence is located. If any provision of this Agreement cannot be enforced, the rest of this Agreement will stay in effect. No amendment of this Agreement will be valid unless in wri ng and signed by both Lender and you (the Loan Closing Cer ficate shall not be deemed an amendment of this Agreement and is
V fully incorporated into this Agreement). This Agreement represents the en re agreement between the Par es regarding your loan. Our rights under this Agreement shall inure to the benefit of our successors and assigns, and your obliga ons under this Agreement shall be binding upon your heirs, personal representa ves and permi ed assigns.
Y 15. ARBITRATION AGREEMENT. All claims and disputes arising out of or rela ng to this Agreement (herea er, “Dispute(s)”) shall be resolved by binding arbitra on on an individual basis. The arbitrator shall also decide any issues rela ng to the making, validity, enforcement,
P or scope of this arbitra on agreement, arbitrability, defenses to arbitra on including unconscionability, or the validity of the jury trial, class ac on or representa ve ac on waivers (collec vely, “arbitrability” issues). YOU HEREBY WAIVE ANY
O CONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JURY. FURTHER, UNLESS YOU OPT OUT OF ARBITRATION, YOU ALSO AGREE TO WAIVE ANY RIGHT TO BRING OR PARTICIPATE IN A CLASS OR REPRESENTATIVE ACTION IN COURT OR IN ARBITRATION. The arbitrator shall have the authority to award any relief,
C including injunc ve relief, which is available under applicable law. Each party shall bear the expense of its own counsel, experts, witnesses and prepara on and presenta on of proofs. However, the arbitrator may award you reasonable a orney’s fees and costs if this is expressly authorized by applicable law. Upon request, we will pay a por on of the fees and expenses of the arbitrator and the administra ve fees and expenses of the arbitra on. The arbitrator shall issue a wri en award describing the essen al findings suppor ng the award. All hearings in the arbitra on shall take place within the federal judicial district where the Residence is located; the arbitrator’s award shall be final and judgment on the arbitrator’s award may be entered by the federal District Court. The arbitra on shall be administered by JAMS pursuant to its Streamlined Arbitra on Rules (the “Rules”). A copy of the JAMS Streamlined Arbitra on Rules can be obtained from JAMS at h ps://www.jamsadr.com/rules-streamlined-arbitra on or (800) 352-5267. The arbitrator shall be selected from the JAMS panel of neutrals and shall be a re red federal judge, a re red state appellate judge, or a re red state trial judge (in that order of preference). You agree that this agreement to arbitrate may be enforced by us or our affiliates, subsidiaries, or parents, and (g) each of their officers, directors, employees, and agents. This arbitra on agreement is made pursuant to a transac on involving interstate commerce. The Federal Arbitra on Act (9 U.S.C. §§1-16) (the “FAA”) shall govern this agreement to arbitrate including all arbitrability issues. No state law respec ng arbitrability issues shall govern this agreement to arbitrate. Subject to and without limi ng the foregoing, federal law shall apply to all other issues that arise under federal law and applicable state law as set forth in Sec on 14 above shall apply to all other issues that arise under state law (without reference to a state’s choice of law rules). YOU MAY OPT OUT OF ARBITRATION BY SENDING US WRITTEN NOTICE WITHIN 15 DAYS OF SIGNING THE AGREEMENT STATING THAT YOU WISH TO “OPT OUT OF THE DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net AGREEMENT TO ARBITRATE DISPUTES.” THE OPT-OUT NOTICE SHOULD BE SENT TO THE FOLLOWING ADDRESS: GoodLeap, 8781 Sierra College Blvd., Roseville, CA 95661. If you do not opt out, but any part or parts of your agreement to arbitrate are unenforceable then GoodLeap and you agree that such specific part or parts shall be of no force or effect and shall be severed, but the remainder of this agreement to arbitrate shall con nue in full force and effect. If, however, the en re agreement to arbitrate or your waiver of the right to par cipate in class, representa ve or to arbitrate injunc ve relief claims is unenforceable then the agreement to arbitrate shall be of no force or effect.
JUDICIAL REFERENCE FOR CALIFORNIA BORROWERS. IF THE RESIDENCE IS IN CALIFORNIA AND YOU OPT-OUT OF ARBITRATION, GOODLEAP AND YOU AGREE THAT ANY DISPUTES WILL BE RESOLVED IN THE SUPERIOR COURT FOR THE COUNTY IN A GENERAL REFERENCE PURSUANT TO THE CALIFORNIA CODE OF CIVIL PROCEDURE (“CCP”), § 638(a). YOU ACKNOWLEDGE AND AGREE THAT IN A REFERENCE ACTION, ANY DISPUTE WILL BE HEARD BY A REFEREE AND NOT BY A SUPERIOR COURT JUDGE AND JURY AND HEREBY WAIVES HIS CONSTITUTIONAL AND STATUTORY RIGHTS TO HAVE A TRIAL IN FRONT OF A JUDGE AND JURY. The Referee shall be appointed pursuant to CCP § 640 in the absence of agreement on the selec on. The Referee shall have the same qualifica ons as the arbitrator. Upon request, GoodLeap will pay your por on of the fees and expenses of the Referee.
NOTWITHSTANDING ANYTHING TO THE CONTRARY HEREIN, IF THE RESIDENCE IS IN CALIFORNIA AND YOU DO NOT OPT- OUT OF ARBITRATION, YOU MAY SEEK PUBLIC INJUNCTIVE RELIEF IN ARBITRATION TO THE EXTENT PERMITTED BY
W APPLICABLE LAW. IF, HOWEVER, ARBITRATION IS UNENFORCEABLE, IN WHOLE OR IN PART, THEN GOODLEAP AND YOU AGREE THAT SUCH DISPUTES WILL BE RESOLVED IN THE SUPERIOR COURT FOR THE COUNTY IN A GENERAL REFERENCE
IE PURSUANT TO THE CALIFORNIA CODE OF CIVIL PROCEDURE (“CCP”), § 638(a). YOU ACKNOWLEDGE AND AGREE THAT IN A REFERENCE ACTION, ANY DISPUTE WILL BE HEARD BY A REFEREE AND NOT BY A SUPERIOR COURT JUDGE AND JURY AND HEREBY WAIVES HIS CONSTITUTIONAL AND STATUTORY RIGHTS TO HAVE A TRIAL IN FRONT OF A JUDGE AND JURY. The Referee shall be appointed pursuant to CCP § 640 in the absence of agreement on the selec on. The Referee shall have the
V same qualifica ons as the arbitrator. Upon request, GoodLeap will pay your por on of the fees and expenses of either the arbitrator or the Referee, as the case may be, any your por on of any administra ve fee that the arbitrator, referee or JAMS may require.
P Y Nothing in Sec on 15 shall prejudice the right of either party to: (a) seek and obtain such provisional relief or remedies as shall otherwise be available judicially pending appointment of the arbitrator or referee (b) bring their Dispute in small claims court on an individual basis, (c) exercise such self-help remedies as are authorized by law or contract, or (d) pursue judicial foreclosure as set forth in Sec on 9.
O BY PLACING YOUR INITIALS BELOW THIS NOTICE YOU CERTIFY THAT YOU HAVE READ AND AGREE TO SECTION 15 IN ITS ENTIRETY.
C Borrower's Ini als ##ds85d4b856-ebc6-453f-b7c6-0e9f6b5e9210 GoodLeap, LLC
Ma Dawson, Co-Founder 16. ECOA NOTICE. The Federal Equal Credit Opportunity Act prohibits creditors from discrimina ng against credit applicants on the basis of race, color, religion, na onal origin, sex, marital status, or age (providing that the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protec on Act. The Federal Agency that administers compliance with this law concerning this creditor is: The Federal Trade Commission, Consumer Response Center, Washington, DC 20580. Phone: 1-877-382-4357. 17. BUYER’S RIGHT TO CANCEL. YOU, THE BUYER, MAY CANCEL THIS TRANSACTION AT ANY TIME PRIOR TO MIDNIGHT OF THE THIRD BUSINESS DAY AFTER THE DATE OF THIS TRANSACTION. SEE THE ATTACHED NOTICE OF CANCELLATION FORM FOR AN EXPLANATION OF THIS RIGHT. 18. STATE-SPECIFIC DISCLOSURES. IN-HOME SALE CUSTOMERS: ARIZONA, CONNECTICUT, NORTH DAKOTA AND RHODE ISLAND RESIDENTS: DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net THIS INSTRUMENT IS BASED UPON A HOME/PERSONAL SOLICITATION SALE SUBJECT TO THE PROVISIONS OF TITLE 44, CHAPTER 15 OF THE ARIZONA REVISED STATUTES IN ARIZONA, THE HOME SOLICITATION SALES ACT IN CONNECTICUT, AND THE NORTH DAKOTA CENTURY CODE IN NORTH DAKOTA. THIS INSTRUMENT IS NOT NEGOTIABLE.
ARIZONA BORROWERS
This instrument is based upon a home solicita on sale, which is subject to the provisions of tle 44, chapter 15.1. This instrument is not nego able.
NOTICE OF RIGHT TO FILE COMPLAINT: The owner of the property subject to this contract has a right to file a wri en complaint with the Arizona Registrar of Contractors for an alleged viola on of Ariz. Rev. Stat. § 32-1154(A) within two (2) years of comple on of the specific project subject to this contract. The Arizona Registrar of Contractors may be reached through its website: h ps://roc.az.gov/; or by telephone: (602) 542-1525.
No ce: You may request that the ini al disclosures prescribed in the truth in lending act (15 United States Code §§ 1601 through 1666j) be provided in Spanish before signing any loan documents.
Aviso: Usted puede solicitar que las divulgaciones iniciales prescritas en la Ley de veracidad en los préstamos (Código 15 de los Estados Unidos de América, ar culos 1601-1666j) se provean en español antes de firmar cualquier documento del
W préstamo.
Note: There are addi onal disclosures for Arizona borrowers in a separate document.
IE By signing below I/we confirm that I/we have read and agree to the terms in the Loan Agreement
V Borrower's Signature: ##dseb846c2d-02ca-4e60-959e-381df78764df Date: Apr 5, 2023 ##dsc476e8c1-a5bc-443f-81d8-b6787646f0de
Y GoodLeap, LLC
Ma Dawson, Co-Founder
O P C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Exhibit A: Example of Loan Closing Cer ficate
Borrower: Residence Address (“Home”): Email: Phone: Loan Agreement Number: Product Type:
This Loan Closing Cer ficate confirms that your Loan with GoodLeap has been funded and the following terms have been set:
Loan Summary
Loan Start Date First Payment Date Recurring Payment Date Maturity Date
Loan Terms
Loan Term
Target Balance Total Loan Amount
Target Balance Date Ini al Monthly Payment
Adjusted Monthly Payment*
IE W Interest Rate / APR
Y V *Adjusted monthly payment assumes that no prepayment was made and the Target Balance was not met by the Target Balance Date, and you do not change the Autopay payment elec on.
Your interest rate/APR and monthly payments may vary depending upon whether you cancel or add Autopay payments during the term of the loan.
Installa on Contractor:
O P Solar/Storage System Descrip on *Home Improvement Agreement Number:
*Purchased Goods under this Loan Agreement will be detailed in your Home Improvement Agreement
C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
AZ Acknowledgement
Financing, Sale or Lease Agreements for Distributed Energy Genera on Systems Adherence A.R.S. § to 44-1763
Consumers buying, financing or leasing a solar distributed energy genera on system (“System”) must receive certain disclosures from the manufacturer and solar installers regarding warran es, payment obliga ons, performance data and major System components as set forth in A.R.S § 44-1763.
As part of the installer’s interconnec on applica on process for the purchase or lease of a System, consumers must acknowledge below that they have had the opportunity to review their contract documenta on to ensure that it contains all the required informa on set forth on the a ached Table 1, A.R.S § 44-1763 Contract Requirements.
I, CONSUMER Have read the a ached Table 1, A.R.S § 44-1763 Contract Requirements Have been given the opportunity to review the contract documenta on for the purchase or lease of my System to ensure that it contains all the required informa on set forth on the a ached Table 1, A.R.S § 44-1763 Contract Requirements.
Borrower's Signature:
Consumer Name: Morgan Lange Address: 1971 N Palo Verde Blvd City/State/Zip: Tucson, AZ 85716 ##ds21fafa1a-7e49-4cc9-ac6a-40733d975668
W Date:
IE Apr 5, 2023 ##ds1d11f78f-3220-4c05-bc35-d6a92ae1f9f8
V Date: Apr 5, 2023 ##ds4099af72-d289-442e-987e-50de71b912af
TABLE 1.
Y A.R.S § 44-1763 Distributed Energy Genera on System Agreements & Disclosure
Financing, Sale or Lease Agreements for Distributed Energy Genera on Systems
O P An agreement governing the financing, sale or lease of a distributed energy genera on System to any person or a poli cal subdivision of this state must include: No blank spaces affec ng the ming, value or obliga ons of the agreement at the me of installa on. Any signed agreement containing blank spaces affec ng ming, value of or material obliga ons is voidable by the buyer/lessee up to the point of
C installa on. At least ten-point type The right to rescind the agreement for a period of not less than three (3) business days a er the agreement is signed by the buyer or lessee and before the distributed energy genera on system is installed. A descrip on of the make and model of the System’s major components, or a guarantee of the energy produc on that the System will provide over the life of the agreement. For purchases, a breakdown of the following (if applicable): Total purchase price or cost over the life me of the agreement Any interest, installa on fee, document prepara on fees, service fees or other costs to be paid For financed or leased Systems, a breakdown of the following (if applicable): Total cost over the life me of the agreement Any interest, installa on fee, document prepara on fees, services or other costs Total number of payments Payment frequency The amount of each payment DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net Payment due date The current and applicable tax incen ves, rebates or other state or federal incen ves, and any condi ons or requirements needed to obtain these incen ves. The current tax obliga ons, including the assessed value and property tax assessments, as applicable and calculated in the year the agreement was signed, transac on privilege taxes, and any obliga ons for transfer tax credits or tax incen ves. Whether warranty or maintenance obliga ons may be sold to or transferred to a 3rd-party. A wri en warranty statement that includes responsibili es assumed or disclaimed and performance data of the System and components. Any restric ons on the ability to modify or transfer ownership of the System, including whether any modifica on or transfer is subject to review or approval by a third party, and such third party’s full contact informa on Any third-party review requirements in the event of a modifica on or transfer of ownership of the real property to which the System is or will be affixed, including such third-party’s name, address and telephone number. A full and accurate summary of the total costs of the maintaining and opera ng the system over the life of the agreement including, financing, opera ng, maintenance and construc on costs of the System. The contact informa on of the en ty that may assume the obliga on of maintenance, or warranty, should it be transferred.
IE W If the agreement contains an es mate of future u lity charges based on projected u lity rates, buyer/lessee must be provided an es mate of future u lity charges as impacted by poten al u lity rates changes ranging from at least a five percent annual decrease to a five percent increase applied to the dura on of the agreement in one percent increments. Any compara ve es mates must be calculated by applying the en re rate change range to the dura on of the agreement. A statement that: “U lity rates and u lity rate structures are subject to change. These changes cannot be accurately
V predicted. Projected savings from your distributed energy genera on system are therefore subject to change. Tax incen ves are subject to change or termina on by execu ve, legisla ve or regulatory ac on.”
P Y C O DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Credit Score Disclosure
H-4. Model form for credit score disclosure excep on for loans not secured by residen al real property
GoodLeap
Your Credit Score and the Price You Pay for Credit
Your Credit Score
Your Credit Score Source: transunion Date: Jun 01, 2022
Understanding Your Credit Score
What you should Your credit score is a number that reflects the informa on in your credit report. know about credit scores your bills on me and how much you owe to creditors.
IE W Your credit report is a record of your credit history. It includes informa on about whether you pay
Your credit score can change, depending on how your credit history changes.
V How we use your Your credit score can affect whether you can get a loan and how much you will have to pay for that credit score loan.
The range of scores Scores can range from a low of 300 to a high of 850.
How your score compares to the Y Generally, the higher your score, the more likely you are to be offered be er credit terms.
P Your credit score ranks higher than 85 percent of U.S. consumers.
O scores of other consumers
C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net Checking Your Credit Report
What if there are You have a right to dispute any inaccurate informa on in your credit report. If you find mistakes on mistakes in your your credit report, contact the consumer repor ng agency. credit report? It is a good idea to check your credit report to make sure the informa on it contains is accurate.
How can you obtain a Under federal law, you have the right to obtain a free copy of your credit report from each of the copy of your credit na onwide consumer repor ng agencies once a year. report? To order your free annual credit report – By telephone: Call toll-free: 1-877-322-8228 On the web: Visit www.annualcreditreport.com By mail: Mail your completed Annual Credit Report Request Form (which you can obtain from the Federal Trade Commission's web site at h p://www. c.gov/bcp/conline/include/reques ormfinal.pdf) to: Annual Credit Report Request Service P.O. Box 105281
How can you get more informa on? Atlanta, GA 30348-5281
IE W For more informa on about credit reports and your rights under federal law, visit the Consumer Financial Protec on Bureau's website at www.consumerfinance.gov/learnmore.
Y V O P C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
No ce of Right To Cancel
Date of the Agreement: Apr 5, 2023 ##ds410996d1-81a4-427d-9c76-ef7c38da7106
FOR ALL BORROWERS:
You may cancel this transac on, without any penalty or obliga on, within three business days from the above date.
If you cancel, any property traded in, any payment made by you under the contract or sale, and any nego able instrument executed by you will be returned within ten business days following receipt by the seller of your cancella on no ce, and any security interest arising out of the transac on will be cancelled.
If you cancel you must make available to the seller at your residence, in substan ally as good condi on as when received any goods delivered to you under this contract or sale; or you may, if you wish, comply with the instruc ons of the seller regarding the return shipment of the goods at the seller's expense and risk.
If you do make the goods available to the seller and the seller does not pick them up within twenty days of the date of your no ce of cancella on, you may retain or dispose of the goods without any further obliga on. If you fail to make the goods
of all obliga ons under the contract.
IE W available to the seller, or if you agree to return the goods to the seller and fail to do so, then you remain liable for performance
To cancel this transac on, mail or deliver a signed and dated copy of this cancella on no ce or any other wri en no ce, or send a telegram to GoodLeap, at 8781 Sierra College Blvd., Roseville, CA 95746 not later than midnight of 4/8/2023 (Month/Day/Year) rcd_0
I hereby cancel this transac on.
_______________________________________ Borrower
Y V ________________ Date
O P C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Privacy Policy and Informa on Sharing No ce
Privacy Policy: We take our responsibility to protect the privacy and confiden ality of customer informa on seriously. We maintain safeguards that comply with federal standards to secure and protect your informa on. This policy applies to consumers who are current or former customers of GoodLeap, LLC (“GoodLeap”). We gather informa on from your applica on, when you make a payment, consumer credit repor ng agencies, public sources, and other data sources. We may only disclose this data as permi ed by law. We may provide your informa on without your consent to regulatory or law enforcement agencies as permi ed by law.
Informa on Sharing and Opt-Out: Financial companies choose how they share your personal informa on. Federal law gives you the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal informa on. Please read this no ce carefully to understand what we do. For addi onal informa on visit: h p://www.goodleap.com/privacy.html.
The types of personal informa on we collect and share include, but aren’t limited to: Account Balances and Payment History
W Social Security Number and Income Address
IE Bank Account Informa on Credit History and Scores
V Phone Numbers
All financial companies need to share customers’ personal informa on to conduct their everyday business. In the sec on below, we list the reasons companies can share their customers’ informa on; the reason we share this informa on; and whether you
Y can limit this sharing. If you have any ques ons please call (877) 290-9991.
Do we share this
P Reasons we share your informa on Can you limit this sharing? informa on?
For our everyday business purposes such as to process your
O transac ons, maintain your account, respond to court orders YES NO and legal inves ga ons, or report to the credit bureaus
C For our own marke ng purposes to offer products and YES NO services to you
For joint marke ng with other financial companies – to offer YES NO other services to you
For our affiliates everyday business purposes – informa on NO NA about your transac ons and experiences
For our affiliates everyday business purposes – informa on NO NA about your creditworthiness
For our affiliates to market to you NO NA For non-affiliates to market to you NO NA DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
How does GoodLeap protect To protect your informa on from unauthorized access and use, we use security my personal informa on? measures that comply with federal law. These include computer safeguards and secured files and buildings.
How does GoodLeap collect my When you apply for a loan or make a payment. We also collect informa on from other personal informa on? data providers such as credit bureaus.
Why can't I limit all sharing? Federal law gives you the right to limit only:
- Sharing for affiliates' business purposes – info about your creditworthiness
- Affiliates from using your informa on to market to you
- Sharing with non- affiliates to market to you
Affiliates Companies related by common ownership
Non-Affiliates Companies not related by ownership or control. Non-affiliates we can share with include
W other financial services companies or non-financial services companies.
Joint Marke ng A formal agreement between non-affiliated companies to market to you
IE For CA and VT residents only: Under California and Vermont law we will not share informa on we collect about you with companies outside of GoodLeap unless the law allows.
V EXPRESS WRITTEN CONSENT TO COMMUNICATE OR CALL VIA CELL PHONE OR OTHER MEANS
We take your privacy seriously. By signing this document, you are providing express wri en consent for GoodLeap, LLC (“GoodLeap”) or companies working on our behalf to call you (including through automated means: e.g. autodialing, text, and
Y pre-recorded messaging) via telephone, mobile device or cell phone (including SMS and MMS) and/or via email, even if your telephone number is currently listed on any state, federal, or na onal Do-Not-Call (DNC) list.
P Consent is not required to conduct business with GoodLeap and this consent can be withdrawn at any me by calling (877) 290- 9991 or reques ng by mail at GoodLeap: 8781 Sierra College Blvd, Roseville, CA 95661. If you withdraw your consent you will be put on GoodLeap’s internal Do-Not-Call list.
[email redacted]
Borrower's Signature: O For NV residents only: We are providing this no ce under state law. You may be placed on our internal Do-Not-Call list by calling (877) 290-9991. Nevada asks us to provide their contact informa on. Office Bureau of Consumer Protec on, Office of the
C Nevada A orney General, 555 E. Washington St. Suite 3900, Las Vegas, NV 89101. Phone: (702) 486-3132; Email:
##dsb10b5a49-1bde-4418-837b-9c69f3359477 Date: Apr 5, 2023 ##ds48ea5699-9628-4c6d-a7f3-f787ebad34e1 DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net OPTIONAL OPT OUT OF CREDIT BUREAUS FROM SHARING PERSONAL INFORMATION FOR PRESCREENED OFFERS
I understand that I have the ability to opt out of credit bureaus providing my personal informa on to third par es, including other lenders for prescreened offers, when my credit is pulled. Below, I select whether I would like GoodLeap to opt out from prescreened offers on my behalf. Whether or not I choose opt out WILL NOT HAVE ANY IMPACT ON MY CREDIT APPLICATION WITH GOODLEAP. This voluntary opt out will be effec ve for five (5) years from the date of this elec on. At any me, I/we may opt-in to again receive prescreened offers of credit or insurance at the website: www.optoutprescreen.com. X ##dsd289dd99- 4239-4256- 83e2- b7fc4c336823 I/we AUTHORIZE GoodLeap to u lize my/our informa on to opt-out from credit bureaus from providing my personal informa on to third par es for prescreened firm offers of credit or insurance on my/our behalf through the website: www.optoutprescreen.com upon loan funding. ##ds416caa27- 75da-436d- 8d0c- f602e35cadd7 I/we DO NOT AUTHORIZE GoodLeap to u lize my/our informa on to opt-out from credit bureaus from providing my personal informa on to third par es for prescreened firm offers of credit or insurance on my/our behalf through the website: www.optoutprescreen.com upon loan funding.
Borrower's Signature: ##ds4ccf8eb1-890e-4f5e-9ade-b05a9dcb3549 Date: Apr 5, 2023 ##ds5b31de72-f1f3-4f7e-8da7-0332171f83e6
IE W Y V O P C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Member Services Request
X ##dsda9ced81-
New ##ds1652fdba-
Update Date: Member No: f6e6-4aac- 8c3c-4f7d- b551- 9edb- 84b207fd4617 6b4043875af5
Apr 5, 2023 ##ds6e3fc313-d035-426e-9a7f-b1cbaed3ec4c
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering ac vi es, federal law requires all financial ins tu ons to obtain, verify, and record informa on that iden fies each person when opening a new account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other informa on that will allow us to iden fy you. We may also ask to see your driver's license or other iden fying informa on or documents.
MEMBERSHIP
X ##ds203d8ec2- c278-4172- ad48- 4bdbcb93556d I acknowledge and agree that to be eligible for membership in a partner Credit Union that I may need to enroll, or be enrolled, in such credit union’s associated founda on or charitable organiza on. In that event, I agree to enroll in one of
W the organiza ons listed below if my loan is sold to a partner Credit Union. I understand that my name and contact informa on will be shared with the listed organiza on. One- me fees that apply for membership and/or any associated
IE founda on or charitable dona ons, if applicable, will be paid by the Partner Credit Union.
Partner Credit Union Field of Membership (FoM) Associa ons
All In Credit Union
American Heritage Federal Credit Union
Bellco Credit Union
Y V Army Avia on Museum Founda on
Kids-n-Hope Founda on
Bellco Founda on
Teachers Federal Credit Union
O P Open FoM (No associa on needed)
Membership in a Partner Credit Union will only occur if your loan is sold to that Credit Union.
C MEMBER/OWNER INFORMATION Member/Owner Name: Morgan Lange Date of Birth: 1980-10-03 Residence Address: 1971 N Palo Verde Blvd Email: [email redacted] Tucson, AZ, 85716 SSN/TIN: ###-##-6951 Phone Number: (503) 701-5314
ACCOUNT OWNERSHIP AND TYPE
A Share Account is required to become a member of one of our par cipa ng Credit Unions. There is no cost to open an account, and the Credit Union who purchases your loan will deposit a minimum required ini al amount into your account on your behalf. Account Ownership: X ##ds0f250780- d7f3-4287- 9f3f- 7fbd6da9ea02 Individual Account Type: X ##ds8cf1f17f- 204c-47e0- 9038- 870a90fbc77c Primary Share Account DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net TIN CERTIFICATION AND BACKUP WITHHOLDING INFORMATION
Under penal es of perjury, I cer fy that: X ##ds951c6155-
1. The number shown on this form is my correct taxpayer iden fica on number (or I am wai ng for a number to be d98d-4e29- 9c24- 32eae68aefe0
issued), and X ##ds8d70c900-
2. I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been 7591-461c- 9d68- bec7131837e1
no fied by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has no fied me that I am no longer subject to backup withholding, and X ##dsddfcb81a-
3. I am a U.S. ci zen or other U.S. person. For federal tax purposes, you are considered a U.S. person if you are: an b9fb-46ef- b0c9- a703a88e77d9
individual who is a U.S. ci zen or U.S. resident alien; a partnership, corpora on, company, or associa on created or organized in the United States or under the laws of the United States; an estate (other than a foreign estate); or a domes c trust (as defined in Regula ons Sec on 301.7701-7).
Cer fica on Instruc ons. Check the box for item 2 above if you have been no fied by the IRS that you are currently subject to backup withholding. By checking this box, this serves to strike out the language related to underrepor ng. Complete a W-8 BEN
W if you are not a U.S. person. If a W-8 BEN is completed, your signature does not serve to cer fy this sec on.
ACKNOWLEDGMENT AND AUTHORIZATION
IE By signing or otherwise authen ca ng I agree to be no fied of my membership in a Credit Union and any Associa on membership when my loan is sold. I acknowledge that I will also be provided with relevant documents, policies and disclosures,
V including any membership agreement(s), at that me. I further agree to review the membership agreement(s), policies and disclosures related to any Credit Union and/or Associa on and, if accepted, I/we agree to comply with the terms set forth in those documents, policies, disclosures and any amendments thereto to become a Credit Union member and shareholder. I further acknowledge and agree that if I sign this membership applica on and a Credit Union does not purchase my loan that I
Y will not become a member of any Credit Union or any affiliated Associa on as a result of my loan from GoodLeap. All terms, condi ons, form of account ownership, account selec on and other informa on indicated on this document applies to all of the
P accounts listed unless the purchasing Credit Union is no fied in wri ng of a change or if I opt out prior to my loan being sold.
O Member/Owner: ##dsdc9ed547-69eb-41bb-a410-fb2bb667f233 Date: Apr 5, 2023 ##ds8659bc24-71b1-4b5e-9408-72b0376515cd
CREDIT UNION OFFICIAL: _______________________________
FOR CREDIT UNION USE ONLY
Verifica on List(s) Checked: C Date of Membership:____________ Opened/Approved By:____________ Membership Eligibility:
Member Verifica on:____________________ OFAC: Other:______________________ List Verifica on Comple on Date:_____________ By:
Reports Checked: Credit Report Check Verifica on Report Other:______________________ Overdra Protec on Opt-in Comple on Date:______________ AllIn,AmericanHeritage,Bellco,TeachersFederal ##dsf3955170-204a-4d40-919d-b9c6489b8dd2 DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Payment Authoriza on Form
GoodLeap is providing this document to you to complete your loan payment method. X ##dsda57e56e- cd5d-4b35- b4f2- Payment by Autopay: GoodLeap offers Autopay as a service to our clients. By paying with Autopay, you authorize 5493c77717c1
GoodLeap and its agents, service providers, and successors or assignees to ini ate preauthorized electronic fund transfers (“Autopay”) on or a er the Recurring Payment Day specified in the Loan Closing Cer ficate from your account described below or from any updated bank account that you subsequently supply to us (the “Account”). If the Autopay is not made on the Recurring Payment Day for whatever reason, GoodLeap will deduct the payment on the next day that GoodLeap processes such payments, or as soon therea er as prac cable. The Autopay amount will be equal to the Ini al Monthly Payment and then the Adjusted Monthly Payment as shown in your Loan Agreement (or any modified amounts we may later agree to) and will con nue un l your loan is paid in full or you cancel this authoriza on. If the amount of your payment changes from this amount, we will provide no ce at least ten (10) days before the scheduled date of the payment. You cer fy that you are the owner or joint owner of the Account. We are not responsible for bank charges you may incur due to dishonored Autopay. We may reini ate any Autopay from the Account that is unsuccessful up to two mes, un l it is successful. You further authorize us to correct any erroneo ansac ons with credits or
W debits to your Account, if necessary.
Informa on for Autopay Bank/Credit Union Name US Bank ##ds69116dad-95f9-4602-8da0-2ff0e237c806
Rou ng / ABA Number 5 Bank Account Number
V ##
P Y C O Please know that you may terminate this authoriza on at any me by either (1) paying the remaining balance due, (2) sending wri en no ce to us at 8781 Sierra College Blvd, Roseville, CA 95661, or (3) calling 1-800-345-9372. It may take three business days for the change to take effect. Cancelling Autopay does not terminate or relieve you of making all your payments on me each month. In addi on, cancelling Autopay removes the Autopay discount which will increase your interest rate/APR by 0.50% which will result in a higher monthly payment. ##dsadd130c8- 5fdf-4dc8- a673- f105e9eb1345 Payment by Alterna ve Method: If this op on is selected, you elect NOT to make your scheduled monthly payments by Autopay. Instead each month, you must mail a check to us or arrange for payments to be made in some other manner acceptable to GoodLeap. There may be addi onal payment processing fees when elec ng alterna ve payment methods, such as debit card payment charges, where allowed by law. Also, by choosing this op on you understand that the interest rate/APR and monthly payment will not include the 0.50% discount if you had selected to pay by Autopay.
PLEASE KEEP A COPY OF THIS DOCUMENT FOR YOUR RECORDS.
Borrower's Signature: ##ds69712922-1247-4bf3-ab36-b07a4ffec2bf Date: Apr 5, 2023 ##ds5d1d954b-9fff-415f-997c-8aa25ed4d97c DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
IE W Y V THANK YOU O P C September 25, 2023
ROC complaint against Reimagine Roofing (lic. 339039 and 332022) and Powur PBC (336400)
Property Owner: Morgan M Lange 503-701-5314 1971 N Palo Verde Blvd. Tucson AZ 85716
Key players: • I contracted with Powur Solar for residenWal solar. • Based on Powur’s roof inspecWon which indicated I would need a new roof in approx. 5 years, Powur subcontracted with Reimagine Roofing for re-roofing work. • Loan for solar and roof work funded through GoodLeap. • Reimagine Roofing did poor quality work which caused my roof to leak and caused interior damage. Roof repairs are sWll incomplete as of Sept 25, 2023 (roof sWll leaks). • Reimagine subcontracted with Paint Kings to repair the interior damage they caused. Some interior repairs were done but colors don’t match and curtains/mirror were damaged as the result of Paint Kings work. As of Sept 25, 2023, this is also unresolved/incomplete.
Contact informaWon:
Powur • Jake Long, Roofing Coordinator, [email redacted], 970-739-1485 • Emily Welch, Project Manager, [email redacted] • Krisi Bauer, Project Manager, [email redacted], 858-703-6129
Reimagine • Kody Landals, Owner, kody@reimagineroofing.com, 910-382-6326, 480-900-7663 • Lenwood Coleman, OperaWons Account Manager, lenwood.coleman@reimagineroofing.com, 602-737-7773
Paint Kings • Trea Smith, Owner, 520-322-5181 September 25, 2023
Property Owner: Morgan M Lange 503-701-5314 1971 N Palo Verde Blvd. Tucson AZ 85716
ROC complaint against Reimagine Roofing (lic. 339039 and 332022) and Powur PBC (336400)
RelaSonships of key players: • I contracted with Powur Solar for residenSal solar. • Based on Powur’s roof inspecSon which indicated I would need a new roof in approx. 5 years, Powur subcontracted with Reimagine Roofing for re-roofing work. • Loan for solar and roof work funded through GoodLeap. • Reimagine Roofing did poor quality work which caused my roof to leak and caused interior damage. Roof repairs are incomplete as of Sept 25, 2023. • Reimagine subcontracted with Paint Kings to repair interior damage. Some interior repairs were done but colors don’t match. As of Sept 25, 2023, this is also incomplete. DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
IE W V Our mission is to connect a world in which everyone can live sustainably.
Inside this package is your payment agreement
Y for your upcoming home improvements.
Thank you for choosing us, and one of our trusted
P partners, to help you upgrade your home.
C O
Apr 0.00 3.00 5, 2023 4023-04-04T07:00:00.000Z da6c519-a0d8-4320-98e0-c807b03cc136 DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Key Loan Terms
In this package, you will be signing your loan agreement with the following terms:
Loan Amount Loan Term Interest Rate/APR $37,813.64 25 years 1.99%
Borrower's Ini als ##ds8b90c086-f06c-4c3e-9edc-f0a36a56b06e
Ini al Payment Your ini al GoodLeap monthly payment for the first 18 months. $113.96 (e) / month
W Your adjusted GoodLeap monthly payment star ng in month 19 un l the end of your loan term if no voluntary payments are made in the first 18 months. Adjusted Monthly Payment Your loan is designed to re-amor ze at the end of the 18th month. If you choose to make voluntary
IE prepayments on your loan equal to 30% of your loan amount before the end of the 18th month, $164.36 (e) / month your loan payment will stay approximately the same as your ini al monthly payment throughout the life of your loan. If you do not make a voluntary prepayment, your monthly loan payment will go up to the adjusted amount.
Y V “(e)” means an es mate
Your loan start date is the date we fund the loan to your Contractor. Interest on your loan begins to accrue on the loan start date.
P Your first payment date will be due approximately 60 days a er your loan start date. Your first payment date may be before your system has been granted Permission to Operate from your u lity company.
Borrower's Signature:
C O ##ds9ead0a84-d8d7-4a49-885b-cf0377a54919
If you have any ques ons about your loan or your loan terms a er reviewing this package, please call GoodLeap at 1 (844) 910- 0111. Date: Apr 5, 2023 ##ds1619e4a5-e9c5-4bfe-9d36-8aa9ee77b85c DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Truth in Lending Disclosure Statement
Borrower: Morgan Lange Residence Address: Email: [email redacted] 1971 N Palo Verde Blvd Tucson, AZ 85716 Phone: (503) 701-5314 Date of the Agreement: Apr 5, 2023 ##dsdb72ccc8-e0a9-40a0-8a5d-97bd44d33910
Loan Agreement Number: GoodLeap Address: 8781 Sierra College Blvd Roseville, CA 95661 GoodLeap Phone: 1-877-290-9991
ANNUAL PERCENTAGE Total of Payments FINANCE CHARGE Amount Financed RATE The amount you will have paid The dollar amount the credit The amount of credit provided The cost of your credit as a a er you have made all will cost you to you or on your behalf
W yearly rate payments as scheduled $10,471.04 (e) $37,813.64 $48,284.68 (e) 1.99%
IE Monthly Payment Schedule
Number of Payments Amount of Payments When Payments Are Due
Y V$113.96 (e)
$113.96 (e) Monthly, beginning 2 months a er the Loan Start Date (e)
Monthly, beginning 3 months
P a er the Loan Start Date (e)
Monthly, beginning 19 months
O 281 $164.36 (e) a er the Loan Start Date (e)
C 300 months a er the Loan Start $162.20 (e) Date (e)
“(e)” means an es mate
Autopay - Variable Rate: The Annual Percentage Rate (APR) and Monthly Payment Schedule above are based, in part, on the Autopay payment op on you selected in the loan applica on. You may change your Autopay payment op on at any me. Selec ng Autopay payments provides a 0.50% interest rate/APR discount and a lower monthly payment. Cancelling Autopay payments will raise your interest rate/APR by 0.50% and will result in a higher monthly payment.
Security: You are giving a security interest in the personal property you are purchasing in this transac on and your rights under any related agreement.
Prepayment: If you pay off your loan early, you will not have to pay a penalty.
Contract Reference: See your Loan Agreement (“Agreement”) for any addi onal informa on about nonpayment, default, and any required repayment in full before the scheduled date. DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net Itemiza on of Amount Financed
Amount paid to others on your Amount Financed Amount given to you directly behalf $37,813.64 $0.00 $37,813.64 to Powur
The “Loan Start Date” is the date we send funds to your contractor. This date must be within 180 days of the ini al applica on date.
This loan is assumable upon the sale of the property to a new owner, if the new homeowner qualifies under GoodLeap’s underwri ng guidelines and if the assump on is approved by GoodLeap. GoodLeap holds the right to deny the assump on, even if the new homeowner qualifies under GoodLeap’s underwri ng guidelines.
The Payment Schedule shown above assumes that you make no voluntary prepayments on your Loan. However, we have designed the Loan so that it will re-amor ze at the end of the 18th month a er your Loan Start Date. As a result, if you make all scheduled payments on me and also make sufficient voluntary prepayment(s) to reduce your total loan amount to the “Target Balance” by the “Target Balance Date” described in your Agreement, your payments from month 19 through the end of your term will be approximately equal to your ini al monthly payment stated above.
Your purchase price set by the Contractor may include your Contractor’s various costs, including this fee.
W Your Contractor may have opted to pay GoodLeap a fee in order for GoodLeap to offer you credit on the terms in this Agreement.
IE The Payment Schedule shown above assumes you make no changes to your Autopay payment op on. For example, your 25 year loan of $37,813.64 with Autopay payments will have an interest rate/APR of 1.99% and an ini al monthly payment of $113.96 (e)
V per month. Your 25 year loan of $37,813.64 without Autopay payments will have an interest rate/APR of 2.49% and an ini al monthly payment of $121.02 (e) per month.
By signing below, you acknowledge that you have read and received a complete copy of this disclosure to keep for future
Y reference before you signed your Agreement.
P Borrower's Signature: ##ds9a826edf-ac62-4d7b-97cf-e96e303fc0a2 Date: Apr 5, 2023 ##ds9fede9eb-bcbb-4995-89ad-1a17db24c79f
GoodLeap, LLC
C O Ma Dawson, Co-Founder DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Loan Agreement
Borrower: Morgan Lange Residence Address: Email: [email redacted] 1971 N Palo Verde Blvd Tucson, AZ 85716 Phone: (503) 701-5314 Date of the Agreement: Apr 5, 2023 ##ds0e9a4ede-8719-4b94-8dec-6cd2ca9cc108
Loan Agreement Number: GoodLeap Address: 8781 Sierra College Blvd Roseville, CA 95661 GoodLeap Phone: 1-877-290-9991
This document provides a summary of the terms and condi ons of your loan
Summary of Loan Terms and Payments
Loan Term Total Loan Amount Ini al Monthly Payment Interest Rate/APR years
Target Balance $25,651.06 (e) $37,813.64
Target Balance Date Dec 04, 2024 (e) $113.96 (e)
Adjusted Monthly Payment* $164.36 (e)
IE W 1.99%
Y V (e) means es mate
* Adjusted monthly payment assumes that no prepayment was made and the Target Balance was not met by the Target Balance Date, and you do not change the Autopay payment elec on.
P System Informa on Installa on Contractor: Powur
Borrower's Ini als O Purchased Goods under this Loan Agreement will be detailed in your Home Improvement Agreement with your Contractor. By ini aling below, you confirm receipt of such Home Improvement Agreement.
C ##dsdb71671f-a025-40e3-b3bc-beb2d5605328
Loan Informa on
Loan Start Date and First Payment Date
The “Loan Start Date” and “First Payment Date” will be finalized in your Loan Closing Cer ficate (Exhibit A), an example of which is fully incorporated herein. This cer ficate will be sent to you following disbursement of the loan proceeds.
The “Loan Start Date” will be the date that we disburse loan proceeds to your Contractor.
The “First Payment Date” will be set by us as follows: If the Loan Start Date is on the 1st through 28th, it will be on the corresponding date 2 months later (i.e., if June 15th, then August 15th); if the Loan Start Date is on the 29th through 31st, it will be on the first day of the first month following 60 days a er the Loan Start Date (i.e., if June 30th, then September 1st). You are obligated to make all loan payments star ng on your First Payment Date, regardless of the u lity company gran ng permission to operate.
Borrower's Ini als ##ds132f4117-0a17-4451-9824-3d6a2c01595f DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net Interest will accrue on the loan amounts actually disbursed, with the first accrual star ng on the first calendar day following the Loan Start Date. Thus, the longer your First Payment Date is from the Loan Start Date, the more interest you will pay. If you wish to reduce the amount of interest that accrues, you can begin making payments earlier, at any me you choose a er the Loan Start Date. However, interest will con nue to accrue un l all amounts owed under this Agreement are paid in full.
Your loan applica on was approved for a period of 180 days from the ini al credit report date. If the Loan Start Date does not occur within 180 days from the ini al credit report date, we will request a new credit report from the credit bureaus, to make sure that you con nue to qualify for the same loan terms. This may impact your credit score.
Tax Credit
You may be eligible for a federal solar investment tax credit. You acknowledge that eligibility for this tax credit is not guaranteed. In order to realize the benefits of the solar investment tax credit, you must have federal income liability that is at least equal to the value of the credit. We are not financially responsible for your receipt of any tax credits related to the Solar Equipment. We do not provide tax advice and nothing in this Loan Agreement is intended to be used as tax advice. To determine your eligibility for any federal solar investment tax credit, you should make an independent assessment or consult with your tax advisor.
Target Balance Payments and Ini al Monthly Payments
W You are not required to make prepayments. However, you acknowledge that in order to avoid an increase in your Ini al Monthly Payment, you must make one or more voluntary prepayments equal to 30% of your Total Loan Amount by your Target Balance Date. If you pay more than 30% of your Total Loan Amount, your monthly payments will be adjusted to a lower amount than the
IE Ini al Monthly Payment. If you do not make any prepayments, or if your prepayments are less than 30% of your Total Loan Amount, your monthly payments will be adjusted to a higher amount than the Ini al Monthly Payment. You also understand that your Ini al Monthly Payments will not be fully amor zing, but your new Monthly Payment a er the Target Balance Date will be
V fully amor zing.
Borrower's Ini als
Y ##dsaa2b7384-3701-4854-b2e6-71cbcf4117e4
Security Agreement
P You authorize us to file on your behalf any documenta on, including but not limited to a copy of this Agreement, a UCC financing statement and/or a county fixture filing required to perfect our security interest in the Collateral to the extent required by applicable law, as outlined in Sec on 6 of this agreement.
C O Loan Agreement This agreement is legally binding star ng on the effec ve date noted above. In this agreement, the words “you” and “your” refer to borrower, co-borrower and anyone you have been allowed to assign it to. The words "GoodLeap", “lender”, “our” and “us” refer to GoodLeap, LLC or its assignees. This agreement replaces any prior agreements between you and us concerning the loan. 1. INTRODUCTION. The par es (each, a “Party” and collec vely, “Par es”) to this Agreement are you and GoodLeap, LLC (“GoodLeap”). Your solar installa on contractor (“Contractor”) has provided us with a copy of a signed home improvement agreement between you and the Contractor (the “Home Improvement Agreement”) under which the Contractor will install solar panels, inverters, racking systems, wiring, electrical and mechanical connec ons, metering, monitoring and/or other distributed genera on interconnect equipment (“Solar Equipment”) and may, in addi on or instead, install new roofs and related roofing materials, ba ery storage equipment, electrical vehicle power charging equipment, and thermostat equipment, and provide landscaping services to accommodate the solar system (together with the Solar Equipment, “Purchased Goods”) at your home (“Residence”) located at the Residence Address listed above. 2. PROMISE TO PAY. For value received, you promise to pay to GoodLeap and/or its assignees, the principal sum of the Total Loan Amount, with interest as set forth in Sec on 3 (“Interest and Payments”) and any fees assessed in Sec on 4 (“Fees”) below. 3. INTEREST AND PAYMENTS. a. Payment Timing. Your first Monthly Payment is due and payable on the First Payment Date (es mated on the Truth in Lending Disclosure and finalized on the Loan Closing Cer ficate). DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net b. Payment Applica on. If you make a payment that sa sfies all current and past due installments, any addi onal payment will be allocated as set forth in the following sentence, but that addi onal payment will not change the due date for any payment that comes due in the future. To the extent permi ed by applicable law, all payments or prepayments will be applied first to accrued interest, then to unpaid principal in the inverse order of maturity (last to first), and then to fees or costs payable to us under this Agreement. c. Accrual. Interest will accrue on the loan amounts actually disbursed, with the first accrual star ng on the first calendar day following the Loan Start Date. Interest will con nue to accrue un l all amounts owed under this Agreement are paid in full. Unpaid interest will not be added to the principal balance. To the extent permi ed by applicable law, interest on your loan will be calculated on a 30/360 basis. For any par al month, interest accrues based on the actual number of days your loan is outstanding for such par al month. If you make your loan payments late, more interest will accrue, and the total finance charge you pay over the life of your loan will be higher. If you make your loan payments early, less interest will accrue, and the total finance charge you pay over the life of your loan will be less. Interest accrues between the Loan Start Date and your First Payment Date, and the longer the period of me between the Loan Start Date and your First Payment Date, the more interest will accrue. If you wish to reduce the amount of interest that accrues before your First Payment Date, you can begin making loan payments any me a er the Loan Start Date. The amount of your final loan payment will change based on when you pay your monthly loan payments and whether you make any voluntary prepayments.
IE W d. Interest rate and Monthly Payment Amounts. Your interest rate may vary depending upon only whether you cancel or add Autopay payments during the term of your loan, with a 0.50% interest rate discount for Autopay, or removal of that discount without Autopay. The monthly payments you must make, assuming you make all payments in full and on me and do not change your Autopay payment elec on, are set forth in your Loan Closing Cer ficate based upon your prior Autopay elec on. If there is a change to your Autopay status the new interest rate and accrual will be reflected in your
V monthly payment for the next applicable billing cycle. e. Target Balance / Target Balance Date / Ini al Monthly Payment / New Monthly Payment: A er the Target Balance Date, your loan will re-amor ze to reflect your outstanding principal balance on the Target Balance Date and your new Monthly
Y Payments will be adjusted to an amount required to cause the full repayment of the Loan by the Maturity Date. You understand that your Ini al Monthly Payments will not be fully amor zing, but your new Adjusted Monthly Payments a er the Target Balance Date will be fully amor zing and will be calculated as follows:
O P i. If you do not make any voluntary prepayments before the Target Balance Date, then your new Monthly Payment will be the Adjusted Monthly Payment. ii. If you make voluntary prepayments but such prepayments do not reduce your Total Loan Amount equal to or below the Target Balance by the Target Balance Date, then your new Monthly Payment will be an amount greater than your Ini al Monthly Payment but less than the Adjusted Monthly Payment.
C iii. If you make voluntary prepayments and such prepayments reduce your Total Loan Amount equal to the Target Balance by the Target Balance Date, then your new Adjusted Monthly Payment will be approximately equal to your Ini al Monthly Payment. iv. If you make voluntary prepayments to reduce your unpaid Total Loan Amount to less than the Target Balance by the Target Balance Date, then your new Adjusted Monthly Payment will be less than the Ini al Monthly Payment reflected in the Loan Summary above for the remainder of the Term. f. Maturity Date. Unless your loan is due earlier and payable as provided in this Agreement, your loan will mature on the Maturity Date. On the Maturity Date, you agree to pay in full any unpaid amounts payable under this Agreement. g. Payment Method. You may pay by Autopay or check. If you chose to pay by Autopay in your applica on, you agree to complete and submit the Automa c Payment Authoriza on Form (the “Autopay Authoriza on”). If you chose to pay by check, include your Loan Agreement Number on your check and mail it to GoodLeap, PO BOX 4387, Portland, OR 97208. You may change your payment method by following the instruc ons in the Autopay Authoriza on. h. Prepayment. You may prepay your loan at any me without penalty. 4. FEES. We will also charge you the following fees to the extent permi ed by applicable law. a. Insufficient Funds Fee. Unless prohibited by law, you will be charged a non-refundable fee of $15 for each failed electronic or check payment a empt. Your bank may assess its own fee in addi on to the fee we assess. DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net b. Fee for the Removal and Refiling of Our County Fixture Filing. See Sec on 6 below for further informa on. c. Transfer Fee. See Sec on 6 below for further informa on. d. Alterna ve Payment Convenience Fee. Where permi ed by law, if you request that we accept a payment via an alterna ve source such as a debit card, you may be charged a convenience fee, in an amount that we will disclose prior to your elec on to pay by such alterna ve method. 5. ADDITIONAL OBLIGATIONS AND REPRESENTATIONS. a. Collateral. To the extent permissible by law, you irrevocably grant us a limited power of a orney with full power of subs tu on and re-subs tu on, to sign any documents and perform any acts, in your name and on your behalf, for the exclusive purpose of exercising our rights with respect to the Collateral under this Agreement. You also agree not to pledge, mortgage, encumber or otherwise permit the Collateral at any me to be subject to any lien or encumbrance that is superior to our security interest. See Sec on 6 below for further informa on on what cons tutes eligible Collateral under this Agreement. b. Ownership Confirma on. You represent and covenant that: (1) the Residence is your primary residen al home dwelling or a second/vaca on home and is not a rental property, or any business or commercial establishment or used as such; (2) you, or a trust controlled by you, are the fee simple owner of the Residence and the Collateral; (3) you are not, and will not, be in breach of your Home Improvement Agreement.
on the Collateral, removing the Collateral from the Residence.
IE W c. Collateral Access. You agree to provide us or our designees a er receiving reasonable no ce, with access to the Residence for the purposes of (1) inspec ng the Purchased Goods un l this Agreement terminates or, (2) in the case of a foreclosure
d. Personal Property. You and we both expressly intend that no por on of the Collateralized Goods will cons tute a “fixture” a ached to any real property, and that the Collateralized Goods will be removable personal property. You also agree not
V to take any ac on that might cause the Collateralized Goods to be treated as real property or as fixtures to real property. You agree that we may make a fixture filing, if we choose, provided that you and we agree that we may enforce rights in the Collateralized Goods under the Uniform Commercial Code and not under state real estate or mortgage law.
Y e. Installa on and Maintenance. You will take all steps necessary to enable the installa on and proper func oning of the Purchased Goods to be completed in accordance with the Home Improvement Agreement and to be maintained in
P accordance with any Opera ons and Maintenance Agreement. You agree to keep the Purchased Goods in good working order and in compliance with manufacturing specifica ons, the opera ng and maintenance manuals, warranty requirements provided by your Installa on Contractor and, if applicable, your Opera ons and Maintenance Contractor,
O and all applicable law, and not to remove or modify the Purchased Goods without our prior wri en consent. You agree to maintain at all mes an internet connec on sufficient to ensure that monitoring data for the Solar Equipment can be fully transmi ed, and consent to GoodLeap receiving such monitoring data, directly or through Contractor. You will be
C responsible for the structural integrity of the loca on where the Purchased Goods are installed, including structural or electrical modifica ons necessary to prepare your Residence for the Purchased Goods. f. Property Condi ons. You agree that GoodLeap is not responsible for any known or unknown Residence condi ons. GoodLeap is not responsible and bears no liability for the malfunc oning of exis ng electrical equipment at the Residence, including but not limited to the main electrical service panel, any major electrical devices, or any other fuses or similar devices. g. Taxes. You agree to pay, when due, your taxes, assessments, or other similar fees. If you do not pay these taxes or other fees when due, we may pay them on your behalf and add the amount we pay to the principal of our loan under this Agreement. In the event that we choose pay these taxes and/or other fees on your behalf, you agree to assist us in these efforts. Tax obliga ons that you may be required to pay may include: (1) the assessed value and the property tax assessments associated with the Purchased Goods calculated in the year this Agreement is signed; (2) transac on privilege taxes; and (3) any obliga on to transfer tax credits or tax incen ves of the Purchased Goods to any other person. h. Required Insurance. To the extent permissible by law, you agree to maintain and pay any deduc bles under a homeowners’ insurance policy or equivalent insurance policy reasonably acceptable to us covering the Purchased Goods in an amount equal to the full replacement and installa on cost of the Purchased Goods or the outstanding balance of the loan. If there is a payout under the property coverage for damage to the Purchased Goods, you agree to deliver those DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net insurance proceeds to us, and we will apply those proceeds to the loan in the order of priority set forth in Sec on 3b. of this Agreement. i. Credit Inquiries. You authorize us to obtain a credit report on you for any legal purpose in connec on with this loan, including any update, extension of credit, review, or collec on of this loan. Upon request, we will tell you the name and address of the credit bureau furnishing any report. j. Bankruptcy. You represent that you are not contempla ng bankruptcy and that you have not consulted with an a orney regarding bankruptcy in the past six months. Any communica on with us required or permi ed under the Federal Bankruptcy Code must be in wri ng, must include your loan number, and must be sent to us at the address for GoodLeap. 6. GRANT OF SECURITY INTEREST IN COLLATERAL. As considera on for the loan we are providing and to secure your obliga ons under this Agreement, you hereby grant to us a security interest in the following property (collec vely “Collateral”): a. all Purchased Goods excluding the roof and related roofing materials, if any (such Purchased Goods which excludes the roof and related roofing materials are referred to in this Agreement as “Collateralized Goods”); b. all accessions, a achments, accessories, tools, parts, supplies, replacements of and addi ons to the Collateralized Goods; c. all proceeds from warranty claims related to the Collateralized Goods, the Home Improvement Agreement and any Opera ons and Maintenance Agreement;
W d. all your rights, tle, interests, and remedies under all agreements and other documenta on rela ng to the Collateralized Goods (including, without limita on, the Home Improvement Agreement, and Opera ons and Maintenance Agreement);
IE e. all considera on received from the collec on, sale or other disposi on of the Collateralized Goods, including any payment received from any insurer arising from any loss, damage or destruc on of any Collateralized Goods and any other payment received as a result of possessing any Collateralized Goods, or any other proceeds of Collateralized Goods.
V You authorize us to file on your behalf any documenta on, including but not limited to a copy of this Agreement, a UCC financing statement and a county fixture filing to perfect our security interest in the Collateralized Goods (in case a third party seeks to classify the panels as a fixture). If you are refinancing your home, upon request, we may agree to li our county
Y fixture filing, on the Solar Equipment for a limited period of me, provided we will be able to refile upon closing of the mortgage refinancing. A $200 fee will be assessed for the removal and refiling of our county fixture filing. If you sell your home, your loan must be paid in full to remove the UCC financing statement and county fixture filing. The actual costs
P incurred, if any, of removing a UCC financing statement or country fixture filing will be added to your payoff amount if you elect to pay your loan in full before the end of the loan term. Alterna vely, this loan agreement may be transferred to the new home owner if the new home owner qualifies for the loan product as outlined in Sec on 12. A $300 transfer fee will be
O assessed for any transferred loan agreements. 7. INDEMNIFICATION. You agree to indemnify, defend and hold harmless us and our affiliates against any loss, liability, or
C damage that arises out of or relates to the transac ons contemplated by this Agreement. 8. DEFAULT. You will be in default under this Agreement if any of the following occurs: a. you fail to make any payment under this Agreement within fi een (15) days of the date such payment is due; b. you fail to perform any of your obliga ons under this Agreement and you fail to cure such failure to perform to our reasonable sa sfac on within thirty (30) days a er receiving no ce from us of your failure to perform; c. you terminate the Home Improvement Agreement without our consent a er any loan proceeds have been disbursed; d. you remove, modify, sell or otherwise transfer the Collateral without our approval; e. any representa on made by you on your loan applica on or this Agreement is false in any material respect when made; f. any of the following occurs (each a "Bankruptcy Event"): (1) you make an applica on for the appointment of a receiver, trustee or custodian or a receiver, trustee or custodian is appointed for you or a majority of your assets; (2) you ini ate or consent to any legal proceedings under the Bankruptcy Code, or equivalent law providing for the relief of debtors; (3) you make an assignment for the benefit of creditors; or (4) you have a pe on in bankruptcy or similar relief of debtors filed against you, which is not withdrawn or discharged within thirty (30) days of being filed. 9. REMEDIES. Our remedies if you default on this Agreement include the following (to the fullest extent permi ed by law): a. General. In the event that you are in default under this Agreement, we may: DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net 1. Accelerate your Loan: We would declare our loan immediately due and payable. This requires you to pay in full the unpaid principal amount of the loan, all accrued interest, and any other amounts due under this agreement. Your loan will become immediately due and payable to us under a Bankruptcy Event, regardless of whether or not we take any ac on. 2. Provide a report to the credit bureaus detailing any late payments, missed payments or other defaults: As required by law, you are hereby no fied that a nega ve report reflec ng on your credit record may be submi ed to a credit repor ng agency if you fail to fulfill the terms of this Agreement. 3. Disable / Foreclose on the Collateral: (and exercise any other rights with respect to the Collateral that we have under this Agreement or applicable law). This includes disabling the Equipment remotely or by entering upon your property; and/or entering upon your property and removing and taking possession of the Collateral and then selling, leasing, or otherwise disposing of the property. 4. Pursue all remedies available under applicable law: Including those of a secured creditor as permi ed by applicable law. 5. Stop making credit extensions under your loan: Including ceasing any funding that may be pending on your loan as permi ed by applicable law. b. Cost Reimbursement; Applica on of Proceeds. Unless otherwise prohibited by state law, you are to promptly reimburse
W us, with interest, for all costs and expenses incurred in exercising our remedies related to this Agreement. If we choose to foreclose on the Collateral, we will apply any cash proceeds in the order of priority set forth in Sec on 3b. of this
IE Agreement and then to you or as a court may otherwise direct. c. Deficiency Judgment. To the fullest extent permi ed by law we may require that you pay any amounts payable by you under this Agreement less any proceeds that we realize from our exercise of our remedies under this Agreement.
AND YOUR ASSETS.
Y V TO THE FULLEST EXTENT PERMITTED BY LAW, YOU ARE PERSONALLY LIABLE FOR ALL AMOUNTS PAYABLE UNDER THIS AGREEMENT. WE ARE NOT REQUIRED TO FORECLOSE ON THE COLLATERAL BEFORE INITIATING PROCEEDINGS AGAINST YOU
Our rights under this Agreement are cumula ve and we may exercise these rights at any me if you default. In the event that we exercise any of our rights or remedies under this Agreement, you will con nue to be in default un l such me that you
P pay to us all amounts due and payable to us and you have cured any and all defaults. OUR FAILURE TO TAKE ANY ACTION OR DELAY TAKING ANY ACTION RELATED TO YOUR DEFAULT, OR SIMILAR OR UNRELATED DEFAULT, DOES NOT WAIVE, OR IMPLY A WAIVER OF ANY OF OUR RIGHTS UNDER THIS AGREEMENT.
O 10. TERMINATION. We may terminate this Agreement during any period in which a Force Majeure Event prevents, limits or otherwise impairs our ability to perform our obliga ons under this Agreement. A Force Majeure Event means any
C circumstance beyond the Par es’ reasonable control, including but not limited to any act of nature, war, terrorism, rebellion, labor dispute, work stoppage, civil disorders, act of government, or any other similar major cause. This Agreement will terminate automa cally if the final loan disbursement does not occur within one hundred eighty (180) days of the date you most recently received credit approval by us to enter into this Agreement. No delay in our exercise of the foregoing termina on rights shall cons tute a waiver of our con nuing rights to terminate the Agreement. In addi on, you may terminate this Agreement at any me prior to our disbursement of the loan proceeds, by sending advance wri en no ce to us. The terms of this Agreement that would, by their express nature, survive the termina on of this Agreement will survive and be enforceable under this Agreement. Upon termina on of this Agreement, our security interest in the Collateral will terminate. 11. NOTICES AND OTHER INFORMATION You agree to no fy us if your name, email, or mailing address changes. 12. ASSIGNMENT/REGISTERED FORM. You may not assign or transfer your rights or obliga ons under this Agreement without our prior wri en consent. If you sell your home, the loan may be assumable, if the new homeowner qualifies under GoodLeap’s underwri ng guidelines and if the assump on is approved by GoodLeap. GoodLeap holds the right to deny the assump on even if the new homeowner qualifies under GoodLeap’s underwri ng guidelines. To apply for an assump on, you must no fy GoodLeap in wri ng at least thirty (30) days in advance, using the contact informa on noted at the top of this Agreement. If the assump on is approved, the warran es and opera ons and maintenance service obliga ons (if any) pertaining to the Purchased Goods must be transferred to the new homeowner. You agree that we may assign or transfer all or a por on of this Agreement and the related documents to any third party or affiliate. GoodLeap or its agent, ac ng as a DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net non-fiduciary agent of the Borrower, shall maintain, a register within the meaning of U.S. Treasury Regula ons Sec ons 5(f).103-1(c) on which it will record the names and addresses of each owner and their rights to principle and stated interest. Any transfer of all or a por on of a beneficial interest hereunder shall be recorded on such register. All par es to this agreement or their agents may treat each person or en ty whose name is recorded in such register pursuant to the terms hereof as the applicable par cipant for all purposes under this Agreement. The register shall be available for inspec on from me to me by any party hereto upon reasonable prior no ce to GoodLeap or any of its agents. YOU AUTHORIZE US TO PROVIDE TO A THIRD PARTY OR AFFILIATE ANY INFORMATION THAT THEY MAY REQUEST IN CONSIDERING OR IMPLEMENTING A PURCHASE OF OUR RIGHTS UNDER THIS AGREEMENT. Arizona borrowers only: we will no fy you if the en ty responsible for allowing the assignment of your loan changes. 13. LIMITATION OF LIABILITY. TO THE EXTENT PERMITTED BY APPLICABLE LAW, OUR LIABILITY TO YOU UNDER THIS AGREEMENT, IF ANY, SHALL BE LIMITED TO DIRECT, ACTUAL DAMAGES ONLY. YOU AGREE THAT IN NO EVENT SHALL EITHER PARTY BE LIABLE TO THE OTHER FOR CONSEQUENTIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, SPECIAL OR INDIRECT DAMAGES. 14. GOVERNING LAW AND MISCELLANEOUS.
NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED WITH THE PROCEEDS HEREOF. RECOVERY
W HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER.
Except for the Arbitra on agreement below, this Agreement shall be governed by federal law and, to the extent state law
IE applies, the substan ve laws of the state where the Residence is located. If any provision of this Agreement cannot be enforced, the rest of this Agreement will stay in effect. No amendment of this Agreement will be valid unless in wri ng and signed by both Lender and you (the Loan Closing Cer ficate shall not be deemed an amendment of this Agreement and is
V fully incorporated into this Agreement). This Agreement represents the en re agreement between the Par es regarding your loan. Our rights under this Agreement shall inure to the benefit of our successors and assigns, and your obliga ons under this Agreement shall be binding upon your heirs, personal representa ves and permi ed assigns.
Y 15. ARBITRATION AGREEMENT. All claims and disputes arising out of or rela ng to this Agreement (herea er, “Dispute(s)”) shall be resolved by binding arbitra on on an individual basis. The arbitrator shall also decide any issues rela ng to the making, validity, enforcement,
P or scope of this arbitra on agreement, arbitrability, defenses to arbitra on including unconscionability, or the validity of the jury trial, class ac on or representa ve ac on waivers (collec vely, “arbitrability” issues). YOU HEREBY WAIVE ANY
O CONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JURY. FURTHER, UNLESS YOU OPT OUT OF ARBITRATION, YOU ALSO AGREE TO WAIVE ANY RIGHT TO BRING OR PARTICIPATE IN A CLASS OR REPRESENTATIVE ACTION IN COURT OR IN ARBITRATION. The arbitrator shall have the authority to award any relief,
C including injunc ve relief, which is available under applicable law. Each party shall bear the expense of its own counsel, experts, witnesses and prepara on and presenta on of proofs. However, the arbitrator may award you reasonable a orney’s fees and costs if this is expressly authorized by applicable law. Upon request, we will pay a por on of the fees and expenses of the arbitrator and the administra ve fees and expenses of the arbitra on. The arbitrator shall issue a wri en award describing the essen al findings suppor ng the award. All hearings in the arbitra on shall take place within the federal judicial district where the Residence is located; the arbitrator’s award shall be final and judgment on the arbitrator’s award may be entered by the federal District Court. The arbitra on shall be administered by JAMS pursuant to its Streamlined Arbitra on Rules (the “Rules”). A copy of the JAMS Streamlined Arbitra on Rules can be obtained from JAMS at h ps://www.jamsadr.com/rules-streamlined-arbitra on or (800) 352-5267. The arbitrator shall be selected from the JAMS panel of neutrals and shall be a re red federal judge, a re red state appellate judge, or a re red state trial judge (in that order of preference). You agree that this agreement to arbitrate may be enforced by us or our affiliates, subsidiaries, or parents, and (g) each of their officers, directors, employees, and agents. This arbitra on agreement is made pursuant to a transac on involving interstate commerce. The Federal Arbitra on Act (9 U.S.C. §§1-16) (the “FAA”) shall govern this agreement to arbitrate including all arbitrability issues. No state law respec ng arbitrability issues shall govern this agreement to arbitrate. Subject to and without limi ng the foregoing, federal law shall apply to all other issues that arise under federal law and applicable state law as set forth in Sec on 14 above shall apply to all other issues that arise under state law (without reference to a state’s choice of law rules). YOU MAY OPT OUT OF ARBITRATION BY SENDING US WRITTEN NOTICE WITHIN 15 DAYS OF SIGNING THE AGREEMENT STATING THAT YOU WISH TO “OPT OUT OF THE DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net AGREEMENT TO ARBITRATE DISPUTES.” THE OPT-OUT NOTICE SHOULD BE SENT TO THE FOLLOWING ADDRESS: GoodLeap, 8781 Sierra College Blvd., Roseville, CA 95661. If you do not opt out, but any part or parts of your agreement to arbitrate are unenforceable then GoodLeap and you agree that such specific part or parts shall be of no force or effect and shall be severed, but the remainder of this agreement to arbitrate shall con nue in full force and effect. If, however, the en re agreement to arbitrate or your waiver of the right to par cipate in class, representa ve or to arbitrate injunc ve relief claims is unenforceable then the agreement to arbitrate shall be of no force or effect.
JUDICIAL REFERENCE FOR CALIFORNIA BORROWERS. IF THE RESIDENCE IS IN CALIFORNIA AND YOU OPT-OUT OF ARBITRATION, GOODLEAP AND YOU AGREE THAT ANY DISPUTES WILL BE RESOLVED IN THE SUPERIOR COURT FOR THE COUNTY IN A GENERAL REFERENCE PURSUANT TO THE CALIFORNIA CODE OF CIVIL PROCEDURE (“CCP”), § 638(a). YOU ACKNOWLEDGE AND AGREE THAT IN A REFERENCE ACTION, ANY DISPUTE WILL BE HEARD BY A REFEREE AND NOT BY A SUPERIOR COURT JUDGE AND JURY AND HEREBY WAIVES HIS CONSTITUTIONAL AND STATUTORY RIGHTS TO HAVE A TRIAL IN FRONT OF A JUDGE AND JURY. The Referee shall be appointed pursuant to CCP § 640 in the absence of agreement on the selec on. The Referee shall have the same qualifica ons as the arbitrator. Upon request, GoodLeap will pay your por on of the fees and expenses of the Referee.
NOTWITHSTANDING ANYTHING TO THE CONTRARY HEREIN, IF THE RESIDENCE IS IN CALIFORNIA AND YOU DO NOT OPT- OUT OF ARBITRATION, YOU MAY SEEK PUBLIC INJUNCTIVE RELIEF IN ARBITRATION TO THE EXTENT PERMITTED BY
W APPLICABLE LAW. IF, HOWEVER, ARBITRATION IS UNENFORCEABLE, IN WHOLE OR IN PART, THEN GOODLEAP AND YOU AGREE THAT SUCH DISPUTES WILL BE RESOLVED IN THE SUPERIOR COURT FOR THE COUNTY IN A GENERAL REFERENCE
IE PURSUANT TO THE CALIFORNIA CODE OF CIVIL PROCEDURE (“CCP”), § 638(a). YOU ACKNOWLEDGE AND AGREE THAT IN A REFERENCE ACTION, ANY DISPUTE WILL BE HEARD BY A REFEREE AND NOT BY A SUPERIOR COURT JUDGE AND JURY AND HEREBY WAIVES HIS CONSTITUTIONAL AND STATUTORY RIGHTS TO HAVE A TRIAL IN FRONT OF A JUDGE AND JURY. The Referee shall be appointed pursuant to CCP § 640 in the absence of agreement on the selec on. The Referee shall have the
V same qualifica ons as the arbitrator. Upon request, GoodLeap will pay your por on of the fees and expenses of either the arbitrator or the Referee, as the case may be, any your por on of any administra ve fee that the arbitrator, referee or JAMS may require.
P Y Nothing in Sec on 15 shall prejudice the right of either party to: (a) seek and obtain such provisional relief or remedies as shall otherwise be available judicially pending appointment of the arbitrator or referee (b) bring their Dispute in small claims court on an individual basis, (c) exercise such self-help remedies as are authorized by law or contract, or (d) pursue judicial foreclosure as set forth in Sec on 9.
O BY PLACING YOUR INITIALS BELOW THIS NOTICE YOU CERTIFY THAT YOU HAVE READ AND AGREE TO SECTION 15 IN ITS ENTIRETY.
C Borrower's Ini als ##ds85d4b856-ebc6-453f-b7c6-0e9f6b5e9210 GoodLeap, LLC
Ma Dawson, Co-Founder 16. ECOA NOTICE. The Federal Equal Credit Opportunity Act prohibits creditors from discrimina ng against credit applicants on the basis of race, color, religion, na onal origin, sex, marital status, or age (providing that the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protec on Act. The Federal Agency that administers compliance with this law concerning this creditor is: The Federal Trade Commission, Consumer Response Center, Washington, DC 20580. Phone: 1-877-382-4357. 17. BUYER’S RIGHT TO CANCEL. YOU, THE BUYER, MAY CANCEL THIS TRANSACTION AT ANY TIME PRIOR TO MIDNIGHT OF THE THIRD BUSINESS DAY AFTER THE DATE OF THIS TRANSACTION. SEE THE ATTACHED NOTICE OF CANCELLATION FORM FOR AN EXPLANATION OF THIS RIGHT. 18. STATE-SPECIFIC DISCLOSURES. IN-HOME SALE CUSTOMERS: ARIZONA, CONNECTICUT, NORTH DAKOTA AND RHODE ISLAND RESIDENTS: DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net THIS INSTRUMENT IS BASED UPON A HOME/PERSONAL SOLICITATION SALE SUBJECT TO THE PROVISIONS OF TITLE 44, CHAPTER 15 OF THE ARIZONA REVISED STATUTES IN ARIZONA, THE HOME SOLICITATION SALES ACT IN CONNECTICUT, AND THE NORTH DAKOTA CENTURY CODE IN NORTH DAKOTA. THIS INSTRUMENT IS NOT NEGOTIABLE.
ARIZONA BORROWERS
This instrument is based upon a home solicita on sale, which is subject to the provisions of tle 44, chapter 15.1. This instrument is not nego able.
NOTICE OF RIGHT TO FILE COMPLAINT: The owner of the property subject to this contract has a right to file a wri en complaint with the Arizona Registrar of Contractors for an alleged viola on of Ariz. Rev. Stat. § 32-1154(A) within two (2) years of comple on of the specific project subject to this contract. The Arizona Registrar of Contractors may be reached through its website: h ps://roc.az.gov/; or by telephone: (602) 542-1525.
No ce: You may request that the ini al disclosures prescribed in the truth in lending act (15 United States Code §§ 1601 through 1666j) be provided in Spanish before signing any loan documents.
Aviso: Usted puede solicitar que las divulgaciones iniciales prescritas en la Ley de veracidad en los préstamos (Código 15 de los Estados Unidos de América, ar culos 1601-1666j) se provean en español antes de firmar cualquier documento del
W préstamo.
Note: There are addi onal disclosures for Arizona borrowers in a separate document.
IE By signing below I/we confirm that I/we have read and agree to the terms in the Loan Agreement
V Borrower's Signature: ##dseb846c2d-02ca-4e60-959e-381df78764df Date: Apr 5, 2023 ##dsc476e8c1-a5bc-443f-81d8-b6787646f0de
Y GoodLeap, LLC
Ma Dawson, Co-Founder
O P C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Exhibit A: Example of Loan Closing Cer ficate
Borrower: Residence Address (“Home”): Email: Phone: Loan Agreement Number: Product Type:
This Loan Closing Cer ficate confirms that your Loan with GoodLeap has been funded and the following terms have been set:
Loan Summary
Loan Start Date First Payment Date Recurring Payment Date Maturity Date
Loan Terms
Loan Term
Target Balance Total Loan Amount
Target Balance Date Ini al Monthly Payment
Adjusted Monthly Payment*
IE W Interest Rate / APR
Y V *Adjusted monthly payment assumes that no prepayment was made and the Target Balance was not met by the Target Balance Date, and you do not change the Autopay payment elec on.
Your interest rate/APR and monthly payments may vary depending upon whether you cancel or add Autopay payments during the term of the loan.
Installa on Contractor:
O P Solar/Storage System Descrip on *Home Improvement Agreement Number:
*Purchased Goods under this Loan Agreement will be detailed in your Home Improvement Agreement
C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
AZ Acknowledgement
Financing, Sale or Lease Agreements for Distributed Energy Genera on Systems Adherence A.R.S. § to 44-1763
Consumers buying, financing or leasing a solar distributed energy genera on system (“System”) must receive certain disclosures from the manufacturer and solar installers regarding warran es, payment obliga ons, performance data and major System components as set forth in A.R.S § 44-1763.
As part of the installer’s interconnec on applica on process for the purchase or lease of a System, consumers must acknowledge below that they have had the opportunity to review their contract documenta on to ensure that it contains all the required informa on set forth on the a ached Table 1, A.R.S § 44-1763 Contract Requirements.
I, CONSUMER Have read the a ached Table 1, A.R.S § 44-1763 Contract Requirements Have been given the opportunity to review the contract documenta on for the purchase or lease of my System to ensure that it contains all the required informa on set forth on the a ached Table 1, A.R.S § 44-1763 Contract Requirements.
Borrower's Signature:
Consumer Name: Morgan Lange Address: 1971 N Palo Verde Blvd City/State/Zip: Tucson, AZ 85716 ##ds21fafa1a-7e49-4cc9-ac6a-40733d975668
W Date:
IE Apr 5, 2023 ##ds1d11f78f-3220-4c05-bc35-d6a92ae1f9f8
V Date: Apr 5, 2023 ##ds4099af72-d289-442e-987e-50de71b912af
TABLE 1.
Y A.R.S § 44-1763 Distributed Energy Genera on System Agreements & Disclosure
Financing, Sale or Lease Agreements for Distributed Energy Genera on Systems
O P An agreement governing the financing, sale or lease of a distributed energy genera on System to any person or a poli cal subdivision of this state must include: No blank spaces affec ng the ming, value or obliga ons of the agreement at the me of installa on. Any signed agreement containing blank spaces affec ng ming, value of or material obliga ons is voidable by the buyer/lessee up to the point of
C installa on. At least ten-point type The right to rescind the agreement for a period of not less than three (3) business days a er the agreement is signed by the buyer or lessee and before the distributed energy genera on system is installed. A descrip on of the make and model of the System’s major components, or a guarantee of the energy produc on that the System will provide over the life of the agreement. For purchases, a breakdown of the following (if applicable): Total purchase price or cost over the life me of the agreement Any interest, installa on fee, document prepara on fees, service fees or other costs to be paid For financed or leased Systems, a breakdown of the following (if applicable): Total cost over the life me of the agreement Any interest, installa on fee, document prepara on fees, services or other costs Total number of payments Payment frequency The amount of each payment DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net Payment due date The current and applicable tax incen ves, rebates or other state or federal incen ves, and any condi ons or requirements needed to obtain these incen ves. The current tax obliga ons, including the assessed value and property tax assessments, as applicable and calculated in the year the agreement was signed, transac on privilege taxes, and any obliga ons for transfer tax credits or tax incen ves. Whether warranty or maintenance obliga ons may be sold to or transferred to a 3rd-party. A wri en warranty statement that includes responsibili es assumed or disclaimed and performance data of the System and components. Any restric ons on the ability to modify or transfer ownership of the System, including whether any modifica on or transfer is subject to review or approval by a third party, and such third party’s full contact informa on Any third-party review requirements in the event of a modifica on or transfer of ownership of the real property to which the System is or will be affixed, including such third-party’s name, address and telephone number. A full and accurate summary of the total costs of the maintaining and opera ng the system over the life of the agreement including, financing, opera ng, maintenance and construc on costs of the System. The contact informa on of the en ty that may assume the obliga on of maintenance, or warranty, should it be transferred.
IE W If the agreement contains an es mate of future u lity charges based on projected u lity rates, buyer/lessee must be provided an es mate of future u lity charges as impacted by poten al u lity rates changes ranging from at least a five percent annual decrease to a five percent increase applied to the dura on of the agreement in one percent increments. Any compara ve es mates must be calculated by applying the en re rate change range to the dura on of the agreement. A statement that: “U lity rates and u lity rate structures are subject to change. These changes cannot be accurately
V predicted. Projected savings from your distributed energy genera on system are therefore subject to change. Tax incen ves are subject to change or termina on by execu ve, legisla ve or regulatory ac on.”
P Y C O DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Credit Score Disclosure
H-4. Model form for credit score disclosure excep on for loans not secured by residen al real property
GoodLeap
Your Credit Score and the Price You Pay for Credit
Your Credit Score
Your Credit Score Source: transunion Date: Jun 01, 2022
Understanding Your Credit Score
What you should Your credit score is a number that reflects the informa on in your credit report. know about credit scores your bills on me and how much you owe to creditors.
IE W Your credit report is a record of your credit history. It includes informa on about whether you pay
Your credit score can change, depending on how your credit history changes.
V How we use your Your credit score can affect whether you can get a loan and how much you will have to pay for that credit score loan.
The range of scores Scores can range from a low of 300 to a high of 850.
How your score compares to the Y Generally, the higher your score, the more likely you are to be offered be er credit terms.
P Your credit score ranks higher than 85 percent of U.S. consumers.
O scores of other consumers
C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net Checking Your Credit Report
What if there are You have a right to dispute any inaccurate informa on in your credit report. If you find mistakes on mistakes in your your credit report, contact the consumer repor ng agency. credit report? It is a good idea to check your credit report to make sure the informa on it contains is accurate.
How can you obtain a Under federal law, you have the right to obtain a free copy of your credit report from each of the copy of your credit na onwide consumer repor ng agencies once a year. report? To order your free annual credit report – By telephone: Call toll-free: 1-877-322-8228 On the web: Visit www.annualcreditreport.com By mail: Mail your completed Annual Credit Report Request Form (which you can obtain from the Federal Trade Commission's web site at h p://www. c.gov/bcp/conline/include/reques ormfinal.pdf) to: Annual Credit Report Request Service P.O. Box 105281
How can you get more informa on? Atlanta, GA 30348-5281
IE W For more informa on about credit reports and your rights under federal law, visit the Consumer Financial Protec on Bureau's website at www.consumerfinance.gov/learnmore.
Y V O P C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
No ce of Right To Cancel
Date of the Agreement: Apr 5, 2023 ##ds410996d1-81a4-427d-9c76-ef7c38da7106
FOR ALL BORROWERS:
You may cancel this transac on, without any penalty or obliga on, within three business days from the above date.
If you cancel, any property traded in, any payment made by you under the contract or sale, and any nego able instrument executed by you will be returned within ten business days following receipt by the seller of your cancella on no ce, and any security interest arising out of the transac on will be cancelled.
If you cancel you must make available to the seller at your residence, in substan ally as good condi on as when received any goods delivered to you under this contract or sale; or you may, if you wish, comply with the instruc ons of the seller regarding the return shipment of the goods at the seller's expense and risk.
If you do make the goods available to the seller and the seller does not pick them up within twenty days of the date of your no ce of cancella on, you may retain or dispose of the goods without any further obliga on. If you fail to make the goods
of all obliga ons under the contract.
IE W available to the seller, or if you agree to return the goods to the seller and fail to do so, then you remain liable for performance
To cancel this transac on, mail or deliver a signed and dated copy of this cancella on no ce or any other wri en no ce, or send a telegram to GoodLeap, at 8781 Sierra College Blvd., Roseville, CA 95746 not later than midnight of 4/8/2023 (Month/Day/Year) rcd_0
I hereby cancel this transac on.
_______________________________________ Borrower
Y V ________________ Date
O P C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Privacy Policy and Informa on Sharing No ce
Privacy Policy: We take our responsibility to protect the privacy and confiden ality of customer informa on seriously. We maintain safeguards that comply with federal standards to secure and protect your informa on. This policy applies to consumers who are current or former customers of GoodLeap, LLC (“GoodLeap”). We gather informa on from your applica on, when you make a payment, consumer credit repor ng agencies, public sources, and other data sources. We may only disclose this data as permi ed by law. We may provide your informa on without your consent to regulatory or law enforcement agencies as permi ed by law.
Informa on Sharing and Opt-Out: Financial companies choose how they share your personal informa on. Federal law gives you the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal informa on. Please read this no ce carefully to understand what we do. For addi onal informa on visit: h p://www.goodleap.com/privacy.html.
The types of personal informa on we collect and share include, but aren’t limited to: Account Balances and Payment History
W Social Security Number and Income Address
IE Bank Account Informa on Credit History and Scores
V Phone Numbers
All financial companies need to share customers’ personal informa on to conduct their everyday business. In the sec on below, we list the reasons companies can share their customers’ informa on; the reason we share this informa on; and whether you
Y can limit this sharing. If you have any ques ons please call (877) 290-9991.
Do we share this
P Reasons we share your informa on Can you limit this sharing? informa on?
For our everyday business purposes such as to process your
O transac ons, maintain your account, respond to court orders YES NO and legal inves ga ons, or report to the credit bureaus
C For our own marke ng purposes to offer products and YES NO services to you
For joint marke ng with other financial companies – to offer YES NO other services to you
For our affiliates everyday business purposes – informa on NO NA about your transac ons and experiences
For our affiliates everyday business purposes – informa on NO NA about your creditworthiness
For our affiliates to market to you NO NA For non-affiliates to market to you NO NA DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
How does GoodLeap protect To protect your informa on from unauthorized access and use, we use security my personal informa on? measures that comply with federal law. These include computer safeguards and secured files and buildings.
How does GoodLeap collect my When you apply for a loan or make a payment. We also collect informa on from other personal informa on? data providers such as credit bureaus.
Why can't I limit all sharing? Federal law gives you the right to limit only:
- Sharing for affiliates' business purposes – info about your creditworthiness
- Affiliates from using your informa on to market to you
- Sharing with non- affiliates to market to you
Affiliates Companies related by common ownership
Non-Affiliates Companies not related by ownership or control. Non-affiliates we can share with include
W other financial services companies or non-financial services companies.
Joint Marke ng A formal agreement between non-affiliated companies to market to you
IE For CA and VT residents only: Under California and Vermont law we will not share informa on we collect about you with companies outside of GoodLeap unless the law allows.
V EXPRESS WRITTEN CONSENT TO COMMUNICATE OR CALL VIA CELL PHONE OR OTHER MEANS
We take your privacy seriously. By signing this document, you are providing express wri en consent for GoodLeap, LLC (“GoodLeap”) or companies working on our behalf to call you (including through automated means: e.g. autodialing, text, and
Y pre-recorded messaging) via telephone, mobile device or cell phone (including SMS and MMS) and/or via email, even if your telephone number is currently listed on any state, federal, or na onal Do-Not-Call (DNC) list.
P Consent is not required to conduct business with GoodLeap and this consent can be withdrawn at any me by calling (877) 290- 9991 or reques ng by mail at GoodLeap: 8781 Sierra College Blvd, Roseville, CA 95661. If you withdraw your consent you will be put on GoodLeap’s internal Do-Not-Call list.
[email redacted]
Borrower's Signature: O For NV residents only: We are providing this no ce under state law. You may be placed on our internal Do-Not-Call list by calling (877) 290-9991. Nevada asks us to provide their contact informa on. Office Bureau of Consumer Protec on, Office of the
C Nevada A orney General, 555 E. Washington St. Suite 3900, Las Vegas, NV 89101. Phone: (702) 486-3132; Email:
##dsb10b5a49-1bde-4418-837b-9c69f3359477 Date: Apr 5, 2023 ##ds48ea5699-9628-4c6d-a7f3-f787ebad34e1 DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net OPTIONAL OPT OUT OF CREDIT BUREAUS FROM SHARING PERSONAL INFORMATION FOR PRESCREENED OFFERS
I understand that I have the ability to opt out of credit bureaus providing my personal informa on to third par es, including other lenders for prescreened offers, when my credit is pulled. Below, I select whether I would like GoodLeap to opt out from prescreened offers on my behalf. Whether or not I choose opt out WILL NOT HAVE ANY IMPACT ON MY CREDIT APPLICATION WITH GOODLEAP. This voluntary opt out will be effec ve for five (5) years from the date of this elec on. At any me, I/we may opt-in to again receive prescreened offers of credit or insurance at the website: www.optoutprescreen.com. X ##dsd289dd99- 4239-4256- 83e2- b7fc4c336823 I/we AUTHORIZE GoodLeap to u lize my/our informa on to opt-out from credit bureaus from providing my personal informa on to third par es for prescreened firm offers of credit or insurance on my/our behalf through the website: www.optoutprescreen.com upon loan funding. ##ds416caa27- 75da-436d- 8d0c- f602e35cadd7 I/we DO NOT AUTHORIZE GoodLeap to u lize my/our informa on to opt-out from credit bureaus from providing my personal informa on to third par es for prescreened firm offers of credit or insurance on my/our behalf through the website: www.optoutprescreen.com upon loan funding.
Borrower's Signature: ##ds4ccf8eb1-890e-4f5e-9ade-b05a9dcb3549 Date: Apr 5, 2023 ##ds5b31de72-f1f3-4f7e-8da7-0332171f83e6
IE W Y V O P C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Member Services Request
X ##dsda9ced81-
New ##ds1652fdba-
Update Date: Member No: f6e6-4aac- 8c3c-4f7d- b551- 9edb- 84b207fd4617 6b4043875af5
Apr 5, 2023 ##ds6e3fc313-d035-426e-9a7f-b1cbaed3ec4c
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering ac vi es, federal law requires all financial ins tu ons to obtain, verify, and record informa on that iden fies each person when opening a new account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other informa on that will allow us to iden fy you. We may also ask to see your driver's license or other iden fying informa on or documents.
MEMBERSHIP
X ##ds203d8ec2- c278-4172- ad48- 4bdbcb93556d I acknowledge and agree that to be eligible for membership in a partner Credit Union that I may need to enroll, or be enrolled, in such credit union’s associated founda on or charitable organiza on. In that event, I agree to enroll in one of
W the organiza ons listed below if my loan is sold to a partner Credit Union. I understand that my name and contact informa on will be shared with the listed organiza on. One- me fees that apply for membership and/or any associated
IE founda on or charitable dona ons, if applicable, will be paid by the Partner Credit Union.
Partner Credit Union Field of Membership (FoM) Associa ons
All In Credit Union
American Heritage Federal Credit Union
Bellco Credit Union
Y V Army Avia on Museum Founda on
Kids-n-Hope Founda on
Bellco Founda on
Teachers Federal Credit Union
O P Open FoM (No associa on needed)
Membership in a Partner Credit Union will only occur if your loan is sold to that Credit Union.
C MEMBER/OWNER INFORMATION Member/Owner Name: Morgan Lange Date of Birth: 1980-10-03 Residence Address: 1971 N Palo Verde Blvd Email: [email redacted] Tucson, AZ, 85716 SSN/TIN: ###-##-6951 Phone Number: (503) 701-5314
ACCOUNT OWNERSHIP AND TYPE
A Share Account is required to become a member of one of our par cipa ng Credit Unions. There is no cost to open an account, and the Credit Union who purchases your loan will deposit a minimum required ini al amount into your account on your behalf. Account Ownership: X ##ds0f250780- d7f3-4287- 9f3f- 7fbd6da9ea02 Individual Account Type: X ##ds8cf1f17f- 204c-47e0- 9038- 870a90fbc77c Primary Share Account DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net TIN CERTIFICATION AND BACKUP WITHHOLDING INFORMATION
Under penal es of perjury, I cer fy that: X ##ds951c6155-
1. The number shown on this form is my correct taxpayer iden fica on number (or I am wai ng for a number to be d98d-4e29- 9c24- 32eae68aefe0
issued), and X ##ds8d70c900-
2. I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been 7591-461c- 9d68- bec7131837e1
no fied by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has no fied me that I am no longer subject to backup withholding, and X ##dsddfcb81a-
3. I am a U.S. ci zen or other U.S. person. For federal tax purposes, you are considered a U.S. person if you are: an b9fb-46ef- b0c9- a703a88e77d9
individual who is a U.S. ci zen or U.S. resident alien; a partnership, corpora on, company, or associa on created or organized in the United States or under the laws of the United States; an estate (other than a foreign estate); or a domes c trust (as defined in Regula ons Sec on 301.7701-7).
Cer fica on Instruc ons. Check the box for item 2 above if you have been no fied by the IRS that you are currently subject to backup withholding. By checking this box, this serves to strike out the language related to underrepor ng. Complete a W-8 BEN
W if you are not a U.S. person. If a W-8 BEN is completed, your signature does not serve to cer fy this sec on.
ACKNOWLEDGMENT AND AUTHORIZATION
IE By signing or otherwise authen ca ng I agree to be no fied of my membership in a Credit Union and any Associa on membership when my loan is sold. I acknowledge that I will also be provided with relevant documents, policies and disclosures,
V including any membership agreement(s), at that me. I further agree to review the membership agreement(s), policies and disclosures related to any Credit Union and/or Associa on and, if accepted, I/we agree to comply with the terms set forth in those documents, policies, disclosures and any amendments thereto to become a Credit Union member and shareholder. I further acknowledge and agree that if I sign this membership applica on and a Credit Union does not purchase my loan that I
Y will not become a member of any Credit Union or any affiliated Associa on as a result of my loan from GoodLeap. All terms, condi ons, form of account ownership, account selec on and other informa on indicated on this document applies to all of the
P accounts listed unless the purchasing Credit Union is no fied in wri ng of a change or if I opt out prior to my loan being sold.
O Member/Owner: ##dsdc9ed547-69eb-41bb-a410-fb2bb667f233 Date: Apr 5, 2023 ##ds8659bc24-71b1-4b5e-9408-72b0376515cd
CREDIT UNION OFFICIAL: _______________________________
FOR CREDIT UNION USE ONLY
Verifica on List(s) Checked: C Date of Membership:____________ Opened/Approved By:____________ Membership Eligibility:
Member Verifica on:____________________ OFAC: Other:______________________ List Verifica on Comple on Date:_____________ By:
Reports Checked: Credit Report Check Verifica on Report Other:______________________ Overdra Protec on Opt-in Comple on Date:______________ AllIn,AmericanHeritage,Bellco,TeachersFederal ##dsf3955170-204a-4d40-919d-b9c6489b8dd2 DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Payment Authoriza on Form
GoodLeap is providing this document to you to complete your loan payment method. X ##dsda57e56e- cd5d-4b35- b4f2- Payment by Autopay: GoodLeap offers Autopay as a service to our clients. By paying with Autopay, you authorize 5493c77717c1
GoodLeap and its agents, service providers, and successors or assignees to ini ate preauthorized electronic fund transfers (“Autopay”) on or a er the Recurring Payment Day specified in the Loan Closing Cer ficate from your account described below or from any updated bank account that you subsequently supply to us (the “Account”). If the Autopay is not made on the Recurring Payment Day for whatever reason, GoodLeap will deduct the payment on the next day that GoodLeap processes such payments, or as soon therea er as prac cable. The Autopay amount will be equal to the Ini al Monthly Payment and then the Adjusted Monthly Payment as shown in your Loan Agreement (or any modified amounts we may later agree to) and will con nue un l your loan is paid in full or you cancel this authoriza on. If the amount of your payment changes from this amount, we will provide no ce at least ten (10) days before the scheduled date of the payment. You cer fy that you are the owner or joint owner of the Account. We are not responsible for bank charges you may incur due to dishonored Autopay. We may reini ate any Autopay from the Account that is unsuccessful up to two mes, un l it is successful. You further authorize us to correct any erroneo ansac ons with credits or
W debits to your Account, if necessary.
Informa on for Autopay Bank/Credit Union Name US Bank ##ds69116dad-95f9-4602-8da0-2ff0e237c806
Rou ng / ABA Number 5 Bank Account Number
V ##
P Y C O Please know that you may terminate this authoriza on at any me by either (1) paying the remaining balance due, (2) sending wri en no ce to us at 8781 Sierra College Blvd, Roseville, CA 95661, or (3) calling 1-800-345-9372. It may take three business days for the change to take effect. Cancelling Autopay does not terminate or relieve you of making all your payments on me each month. In addi on, cancelling Autopay removes the Autopay discount which will increase your interest rate/APR by 0.50% which will result in a higher monthly payment. ##dsadd130c8- 5fdf-4dc8- a673- f105e9eb1345 Payment by Alterna ve Method: If this op on is selected, you elect NOT to make your scheduled monthly payments by Autopay. Instead each month, you must mail a check to us or arrange for payments to be made in some other manner acceptable to GoodLeap. There may be addi onal payment processing fees when elec ng alterna ve payment methods, such as debit card payment charges, where allowed by law. Also, by choosing this op on you understand that the interest rate/APR and monthly payment will not include the 0.50% discount if you had selected to pay by Autopay.
PLEASE KEEP A COPY OF THIS DOCUMENT FOR YOUR RECORDS.
Borrower's Signature: ##ds69712922-1247-4bf3-ab36-b07a4ffec2bf Date: Apr 5, 2023 ##ds5d1d954b-9fff-415f-997c-8aa25ed4d97c DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
IE W Y V THANK YOU O P C March 22, 2023
To: Mike / Reimagine Roofing Job Address: 1971 N. Palo Verde Tucson, AZ 85716 The Paint Kings, Inc. shall furnish all materials, labor, and equipment for the proper painting, and finishing of all surfaces. Bid is broken down as follows:
*OCCUPIED INTERIOR* *Homeowner is responsible for removing all breakables, linens, pillows, and pictures from work areas *Price excludes the use of any low hide colors; i.e. light whites, yellows, reds, etc. If chosen bid will need to be revised to reflect cost of additional coats *Paint Kings is not responsible for damage to blinds, drapes or any other window coverings
Paint interior of home as specified. Areas: Interior *Bid to patch wood ceiling nail holes with wood puddy *Bid to stain patched areas Bid is based on: *Protecting all furniture, floor coverings and adjacent surfaces as needed *Patch/Repair nail holes only; Variance in texture will occur *Bid is based on painting all surfaces Sherwin Williams product *Bid excludes all surfaces not stated in above bid
Base Price: $850.00
All of the above work to be completed in a substantial and workmanlike manner according to the standard Practices for the sum of: TBD Payments* to be made: 40% Deposit Due on Completion *MasterCard/Visa/AMEX/Discover Accepted. Non-cash adjustment fee of 3.5% on charged amount
Any alteration of deviation from the above specifications involving extra cost of material or labor will only be executed upon written orders for same and will become an extra charge over the sum mentioned in this contract. All agreements must be in writing. Respectfully submitted:
By: Trea Smith ACCEPTANCE We are hereby authorized to furnish all materials and labor required to complete the work mentioned in the above proposal, for which Property Owner agrees to pay the amount mentioned in said proposal, and according to the terms thereof. Any unpaid amount after the day of completion may be subject to 1.5% interest per month until balance is paid in full. All applicable advertising discounts are already included in the total price above and will not be altered after the start of the job.
Accepted: Date:
Disclaimers The property owner has the right to file a written complaint with the Arizona Registrar of Contractors for an alleged violation of section 32-1154, subsection A. Any complaints must be made within the applicable time period as set forth in section 32-1155, subsection A. The ROC can be contacted at (602) 542-1525 or online at http://www.azroc.gov/. We request that if any portion of our work is unsatisfactory that you notify us prior to filing a complaint so we can attempt to resolve any concerns.
Color matches done by Paint Kings are approximations and Paint Kings is not responsible if they do not match HOA approved colors or home owner expectations. Paint Kings recommends homeowners supply Paint Kings with all colors, including manufacturer and color number.
Repairs to painted surfaces may cause a variance in texture. Due to a wide variety of substrates, finishes and textures, it may not be possible for Paint Kings to match your existing texture. Patches on Dryvit or smooth stucco will have a variance in texture. Patches to “Orange Peel” and ‘Hock & Trowel” drywall will have a variance in texture.
Paint Kings uses nonabrasive Painter’s Masking Tape. Paint Kings makes every effort to protect unpainted surfaces using commercial masking equipment and products. Unpainted surfaces such as concrete, tile, cabinets or window frames may have their coatings scratch or peel when the tape is removed, especially if they are weathered/aged. Paint Kings is not responsible for any surface defects created by masking and unmasking in the painting process.
Electronics, breakables, furniture, and window coverings should be removed from work areas and stored by homeowner during the painting process. Transporting, maneuvering or removal/installation by Paint Kings may cause damage to the item or cause it to be contaminated by paint. Paint Kings is not liable to replace or ‘clean like new’ any items left in work areas.
Stains are designed to have a semitransparent and non-uniform finish. Existing blemishes, dark spots or inconsistencies may be visible on the end product. Paint Kings does not refinish wood surfaces and cannot remove these defects prior to staining. Paint Kings will stain surfaces in their as-is condition.
Changes to paint products need to be in writing: Specifications written into contract supersedes emails or verbal communication. Contract must be updated to address any product or sheen changes. Changes made within 3 business days of the scheduled start of a job are at the discretion of the project manager and may require an additional fee to cover already ordered product.
Paint Kings Warranty does not cover peeling, blistering or cracking of paint, caused by the deterioration of the underlying substrate, failure of previous coatings or water intrusion. Paint Kings Warranty is 2 years from substantial completion based on the Workmanship Standards of the Arizona Registrar of Contractors and the PDCA.
Deposit and balance payments may be made over the phone, in person or by mail to our office in Tucson. Credit cards and personal checks are the preferred methods of payment. Deposit payments should be made no less than 3 business days prior to the scheduled start of the job. Balance payments should be paid on the date of substantial completion. If a credit card is on file with the office it will be used to pay the balance of the contract unless owner request otherwise prior to date of completion. All invoices and receipts will be mailed to the home of the person paying the invoice. DocuSign Envelope ID: F58BF15F-602C-43A7-A85C-2D33F24CB4F6
POWUR ENERGY HOME IMPROVEMENT CONTRACT CHANGE ORDER FORM
Customer Name: Morgan Lange Power Project ID: 193542
Customer Address: 1971 N Palo Verde Blvd Salesperson Name: The Solar Maven Tucson, AZ 85716 Salesperson Reg. No. (CA Only): Customer Phone: [number redacted]
Customer Email: [email redacted]
The following Change Order constitutes an amendment to the Home Improvement Contract dated 04/03/2023 (“Agreement”) by and between Powur, PBC (“Contractor”) and Morgan Lange (“Customer”).
Change to Scope of Work: i) Customer and Contractor agree that the following scope of work will be added from the work to be performed by Contractor under the Agreement Decking Adder
OR ii) Customer and Contractor agree that the following scope of work will be deleted from the work to be performed by Contractor under the Agreement:
Change to Contract Price: AMOUNT ADDED TO THE CONTRACT PRICE: $ 1,275.00 [OR] AMOUNT SUBTRACTED FROM THE CONTRACT PRICE: $ 0
ORIGINAL SYSTEM SIZE: 5.6 kW KW NEW SYSTEM SIZE: 5.6 kW KW ORIGINAL CONTRACT PRICE: $ 36,538.64 NEW CONTRACT PRICE: $ 37,813.64
CUSTOMER: SALESPERSON:
Signature: Signature:
Name: Morgan Lange Name: The Solar Maven
Dated: 4/4/2023 Dated: 4/3/2023
Exhibit C Certificate Of Completion Envelope Id: F58BF15F602C43A7A85C2D33F24CB4F6 Status: Completed Subject: Complete with DocuSign: Morgan Lange Addendum.pdf Source Envelope: Document Pages: 1 Signatures: 2 Envelope Originator: Certificate Pages: 2 Initials: 0 PM Texas AutoNav: Enabled 2683 Via De La Valle #G321 EnvelopeId Stamping: Enabled Del Mar, CA 92014 Time Zone: (UTC-08:00) Pacific Time (US & Canada) [email redacted] IP Address: 45.22.87.150
Record Tracking Status: Original Holder: PM Texas Location: DocuSign 4/3/2023 12:45:08 PM [email redacted]
Signer Events Signature Timestamp The Solar Maven Sent: 4/3/2023 12:45:08 PM [email redacted] Viewed: 4/3/2023 12:52:29 PM Security Level: Email, Account Authentication Signed: 4/3/2023 12:56:26 PM (None) Signature Adoption: Drawn on Device Using IP Address: 174.74.235.221 Signed using mobile Electronic Record and Signature Disclosure: Not Offered via DocuSign
Morgan Lange Sent: 4/3/2023 12:56:27 PM [email redacted] Viewed: 4/3/2023 9:53:46 PM Security Level: Email, Account Authentication Signed: 4/4/2023 7:59:14 AM (None) Signature Adoption: Uploaded Signature Image Using IP Address: 70.172.24.161
Electronic Record and Signature Disclosure: Not Offered via DocuSign
In Person Signer Events Signature Timestamp
Editor Delivery Events Status Timestamp
Agent Delivery Events Status Timestamp
Intermediary Delivery Events Status Timestamp
Certified Delivery Events Status Timestamp
Carbon Copy Events Status Timestamp Emily Welch Sent: 4/3/2023 12:45:08 PM [email redacted] Viewed: 4/3/2023 12:45:08 PM Security Level: Email, Account Authentication Signed: 4/3/2023 12:45:08 PM (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign Carbon Copy Events Status Timestamp Invisible Technologies Sent: 4/4/2023 7:59:15 AM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
Witness Events Signature Timestamp
Notary Events Signature Timestamp
Envelope Summary Events Status Timestamps Envelope Sent Hashed/Encrypted 4/3/2023 12:45:08 PM Certified Delivered Security Checked 4/3/2023 9:53:46 PM Signing Complete Security Checked 4/4/2023 7:59:14 AM Completed Security Checked 4/4/2023 7:59:15 AM
Payment Events Status Timestamps Certificate Of Completion Envelope Id: D49A86367B8F4BB8915B192BA92C583D Status: Completed Subject: Solar Closing Documents for Morgan Lange Source Envelope: Document Pages: 12 Signatures: 3 Envelope Originator: Certificate Pages: 2 Initials: 2 Docs Team AutoNav: Enabled 3049 Executive Way EnvelopeId Stamping: Enabled Lehi, UT 84043 Time Zone: (UTC-07:00) Mountain Time (US & Canada) [email redacted] IP Address: 35.226.245.99
Record Tracking Status: Original Holder: Docs Team Location: DocuSign 6/4/2022 3:20:56 PM [email redacted]
Signer Events Signature Timestamp Yaminha Hebrank Sent: 6/4/2022 3:20:57 PM [email redacted] Viewed: 6/4/2022 3:22:37 PM Security Level: Email, Account Authentication Signed: 6/4/2022 3:32:25 PM (None) Signature Adoption: Drawn on Device Signed by link sent to [email redacted] Using IP Address: 174.74.222.106
Electronic Record and Signature Disclosure: Not Offered via DocuSign
Morgan Lange Sent: 6/4/2022 3:32:26 PM [email redacted] Viewed: 6/4/2022 3:33:19 PM Security Level: Email, Account Authentication Signed: 6/4/2022 3:34:43 PM (None) Signature Adoption: Pre-selected Style Signed by link sent to [email redacted] Using IP Address: 70.172.24.161
Electronic Record and Signature Disclosure: Not Offered via DocuSign
In Person Signer Events Signature Timestamp
Editor Delivery Events Status Timestamp
Agent Delivery Events Status Timestamp
Intermediary Delivery Events Status Timestamp
Certified Delivery Events Status Timestamp
Carbon Copy Events Status Timestamp Contract Submissions Sent: 6/4/2022 3:34:45 PM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign Carbon Copy Events Status Timestamp Matt Gordon Sent: 6/4/2022 3:34:45 PM [email redacted] Technical Product Manager Powur Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
Invisible Technologies Sent: 6/4/2022 3:34:45 PM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
Emily Budd Sent: 6/4/2022 3:34:45 PM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
DX Weeldi Sent: 6/4/2022 3:34:45 PM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
Jen Drane Sent: 6/4/2022 3:34:45 PM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
Witness Events Signature Timestamp
Notary Events Signature Timestamp
Envelope Summary Events Status Timestamps Envelope Sent Hashed/Encrypted 6/4/2022 3:20:57 PM Certified Delivered Security Checked 6/4/2022 3:33:19 PM Signing Complete Security Checked 6/4/2022 3:34:43 PM Completed Security Checked 6/4/2022 3:34:45 PM
Payment Events Status Timestamps ESTIMATE Prepared For
Lange - Powur 1971 N Palo Verde Blvd Tucson, AZ 85716
Reimagine Roofing Estimate # 12952 Date 08/03/2022 1100 E Washington St Ste 200, ROC# 332022 Phoenix, Arizona 85034 Phone: (480) 900-7663 Email: [email redacted]
Description Total
Shingle Replacement - Lifetime $3,992.00 Tear Off: Remove existing roof system down to decking If ADDITIONAL LAYERS are present, there will be ADDITIONAL charges $30 per square - Double Layer - $50 per square - Triple Layer Charged Separately
If SKYLIGHTS are present they are required to be replaced during install and charged separately
Inspect Decking and Fascia: Inspect for damages and replace as needed Decking (cost plus $35) Fascia $15/Linear ft ***wood won't be painted*** Shingle Mold $6/Linear ft Charged separately
Underlayment: Install FT Silver Synthetic Underlayment
Flashing: Install all proper plumbing, vent, wall and drip edge flashing
Shingles: Install Lifetime Architectural Shingles - Color to be determined by Homeowner
Clean Up: Clean and haul away debris
Year Workmanship Warranty - 20 Year Manufacturer Warranty on FT Silver Synthetic Underlayment - Lifetime Warranty on Architectural Shingles
Skylight Install (New) $1,200.00 Install skylight in location requested by owner. Does not include any interior work that may be necessary. (2 Total)
Subtotal $5,192.00
Total $5,192.00
Quote Valid For 15 Days
Signed on: 09/20/2022 Lange - Powur
March 22, 2023
To: Mike / Reimagine Roofing Job Address: 1971 N. Palo Verde Tucson, AZ 85716 The Paint Kings, Inc. shall furnish all materials, labor, and equipment for the proper painting, and finishing of all surfaces. Bid is broken down as follows:
*OCCUPIED INTERIOR* *Homeowner is responsible for removing all breakables, linens, pillows, and pictures from work areas *Price excludes the use of any low hide colors; i.e. light whites, yellows, reds, etc. If chosen bid will need to be revised to reflect cost of additional coats *Paint Kings is not responsible for damage to blinds, drapes or any other window coverings
Paint interior of home as specified. Areas: Interior *Bid to patch wood ceiling nail holes with wood puddy *Bid to stain patched areas Bid is based on: *Protecting all furniture, floor coverings and adjacent surfaces as needed *Patch/Repair nail holes only; Variance in texture will occur *Bid is based on painting all surfaces Sherwin Williams product *Bid excludes all surfaces not stated in above bid
Base Price: $850.00
All of the above work to be completed in a substantial and workmanlike manner according to the standard Practices for the sum of: TBD Payments* to be made: 40% Deposit Due on Completion *MasterCard/Visa/AMEX/Discover Accepted. Non-cash adjustment fee of 3.5% on charged amount
Any alteration of deviation from the above specifications involving extra cost of material or labor will only be executed upon written orders for same and will become an extra charge over the sum mentioned in this contract. All agreements must be in writing. Respectfully submitted:
By: Trea Smith ACCEPTANCE We are hereby authorized to furnish all materials and labor required to complete the work mentioned in the above proposal, for which Property Owner agrees to pay the amount mentioned in said proposal, and according to the terms thereof. Any unpaid amount after the day of completion may be subject to 1.5% interest per month until balance is paid in full. All applicable advertising discounts are already included in the total price above and will not be altered after the start of the job.
Accepted: Date:
Disclaimers The property owner has the right to file a written complaint with the Arizona Registrar of Contractors for an alleged violation of section 32-1154, subsection A. Any complaints must be made within the applicable time period as set forth in section 32-1155, subsection A. The ROC can be contacted at (602) 542-1525 or online at http://www.azroc.gov/. We request that if any portion of our work is unsatisfactory that you notify us prior to filing a complaint so we can attempt to resolve any concerns.
Color matches done by Paint Kings are approximations and Paint Kings is not responsible if they do not match HOA approved colors or home owner expectations. Paint Kings recommends homeowners supply Paint Kings with all colors, including manufacturer and color number.
Repairs to painted surfaces may cause a variance in texture. Due to a wide variety of substrates, finishes and textures, it may not be possible for Paint Kings to match your existing texture. Patches on Dryvit or smooth stucco will have a variance in texture. Patches to “Orange Peel” and ‘Hock & Trowel” drywall will have a variance in texture.
Paint Kings uses nonabrasive Painter’s Masking Tape. Paint Kings makes every effort to protect unpainted surfaces using commercial masking equipment and products. Unpainted surfaces such as concrete, tile, cabinets or window frames may have their coatings scratch or peel when the tape is removed, especially if they are weathered/aged. Paint Kings is not responsible for any surface defects created by masking and unmasking in the painting process.
Electronics, breakables, furniture, and window coverings should be removed from work areas and stored by homeowner during the painting process. Transporting, maneuvering or removal/installation by Paint Kings may cause damage to the item or cause it to be contaminated by paint. Paint Kings is not liable to replace or ‘clean like new’ any items left in work areas.
Stains are designed to have a semitransparent and non-uniform finish. Existing blemishes, dark spots or inconsistencies may be visible on the end product. Paint Kings does not refinish wood surfaces and cannot remove these defects prior to staining. Paint Kings will stain surfaces in their as-is condition.
Changes to paint products need to be in writing: Specifications written into contract supersedes emails or verbal communication. Contract must be updated to address any product or sheen changes. Changes made within 3 business days of the scheduled start of a job are at the discretion of the project manager and may require an additional fee to cover already ordered product.
Paint Kings Warranty does not cover peeling, blistering or cracking of paint, caused by the deterioration of the underlying substrate, failure of previous coatings or water intrusion. Paint Kings Warranty is 2 years from substantial completion based on the Workmanship Standards of the Arizona Registrar of Contractors and the PDCA.
Deposit and balance payments may be made over the phone, in person or by mail to our office in Tucson. Credit cards and personal checks are the preferred methods of payment. Deposit payments should be made no less than 3 business days prior to the scheduled start of the job. Balance payments should be paid on the date of substantial completion. If a credit card is on file with the office it will be used to pay the balance of the contract unless owner request otherwise prior to date of completion. All invoices and receipts will be mailed to the home of the person paying the invoice. DocuSign Envelope ID: F58BF15F-602C-43A7-A85C-2D33F24CB4F6
POWUR ENERGY HOME IMPROVEMENT CONTRACT CHANGE ORDER FORM
Customer Name: Morgan Lange Power Project ID: 193542
Customer Address: 1971 N Palo Verde Blvd Salesperson Name: The Solar Maven Tucson, AZ 85716 Salesperson Reg. No. (CA Only): Customer Phone: [number redacted]
Customer Email: [email redacted]
The following Change Order constitutes an amendment to the Home Improvement Contract dated 04/03/2023 (“Agreement”) by and between Powur, PBC (“Contractor”) and Morgan Lange (“Customer”).
Change to Scope of Work: i) Customer and Contractor agree that the following scope of work will be added from the work to be performed by Contractor under the Agreement Decking Adder
OR ii) Customer and Contractor agree that the following scope of work will be deleted from the work to be performed by Contractor under the Agreement:
Change to Contract Price: AMOUNT ADDED TO THE CONTRACT PRICE: $ 1,275.00 [OR] AMOUNT SUBTRACTED FROM THE CONTRACT PRICE: $ 0
ORIGINAL SYSTEM SIZE: 5.6 kW KW NEW SYSTEM SIZE: 5.6 kW KW ORIGINAL CONTRACT PRICE: $ 36,538.64 NEW CONTRACT PRICE: $ 37,813.64
CUSTOMER: SALESPERSON:
Signature: Signature:
Name: Morgan Lange Name: The Solar Maven
Dated: 4/4/2023 Dated: 4/3/2023
Exhibit C Certificate Of Completion Envelope Id: F58BF15F602C43A7A85C2D33F24CB4F6 Status: Completed Subject: Complete with DocuSign: Morgan Lange Addendum.pdf Source Envelope: Document Pages: 1 Signatures: 2 Envelope Originator: Certificate Pages: 2 Initials: 0 PM Texas AutoNav: Enabled 2683 Via De La Valle #G321 EnvelopeId Stamping: Enabled Del Mar, CA 92014 Time Zone: (UTC-08:00) Pacific Time (US & Canada) [email redacted] IP Address: 45.22.87.150
Record Tracking Status: Original Holder: PM Texas Location: DocuSign 4/3/2023 12:45:08 PM [email redacted]
Signer Events Signature Timestamp The Solar Maven Sent: 4/3/2023 12:45:08 PM [email redacted] Viewed: 4/3/2023 12:52:29 PM Security Level: Email, Account Authentication Signed: 4/3/2023 12:56:26 PM (None) Signature Adoption: Drawn on Device Using IP Address: 174.74.235.221 Signed using mobile Electronic Record and Signature Disclosure: Not Offered via DocuSign
Morgan Lange Sent: 4/3/2023 12:56:27 PM [email redacted] Viewed: 4/3/2023 9:53:46 PM Security Level: Email, Account Authentication Signed: 4/4/2023 7:59:14 AM (None) Signature Adoption: Uploaded Signature Image Using IP Address: 70.172.24.161
Electronic Record and Signature Disclosure: Not Offered via DocuSign
In Person Signer Events Signature Timestamp
Editor Delivery Events Status Timestamp
Agent Delivery Events Status Timestamp
Intermediary Delivery Events Status Timestamp
Certified Delivery Events Status Timestamp
Carbon Copy Events Status Timestamp Emily Welch Sent: 4/3/2023 12:45:08 PM [email redacted] Viewed: 4/3/2023 12:45:08 PM Security Level: Email, Account Authentication Signed: 4/3/2023 12:45:08 PM (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign Carbon Copy Events Status Timestamp Invisible Technologies Sent: 4/4/2023 7:59:15 AM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
Witness Events Signature Timestamp
Notary Events Signature Timestamp
Envelope Summary Events Status Timestamps Envelope Sent Hashed/Encrypted 4/3/2023 12:45:08 PM Certified Delivered Security Checked 4/3/2023 9:53:46 PM Signing Complete Security Checked 4/4/2023 7:59:14 AM Completed Security Checked 4/4/2023 7:59:15 AM
Payment Events Status Timestamps Certificate Of Completion Envelope Id: D49A86367B8F4BB8915B192BA92C583D Status: Completed Subject: Solar Closing Documents for Morgan Lange Source Envelope: Document Pages: 12 Signatures: 3 Envelope Originator: Certificate Pages: 2 Initials: 2 Docs Team AutoNav: Enabled 3049 Executive Way EnvelopeId Stamping: Enabled Lehi, UT 84043 Time Zone: (UTC-07:00) Mountain Time (US & Canada) [email redacted] IP Address: 35.226.245.99
Record Tracking Status: Original Holder: Docs Team Location: DocuSign 6/4/2022 3:20:56 PM [email redacted]
Signer Events Signature Timestamp Yaminha Hebrank Sent: 6/4/2022 3:20:57 PM [email redacted] Viewed: 6/4/2022 3:22:37 PM Security Level: Email, Account Authentication Signed: 6/4/2022 3:32:25 PM (None) Signature Adoption: Drawn on Device Signed by link sent to [email redacted] Using IP Address: 174.74.222.106
Electronic Record and Signature Disclosure: Not Offered via DocuSign
Morgan Lange Sent: 6/4/2022 3:32:26 PM [email redacted] Viewed: 6/4/2022 3:33:19 PM Security Level: Email, Account Authentication Signed: 6/4/2022 3:34:43 PM (None) Signature Adoption: Pre-selected Style Signed by link sent to [email redacted] Using IP Address: 70.172.24.161
Electronic Record and Signature Disclosure: Not Offered via DocuSign
In Person Signer Events Signature Timestamp
Editor Delivery Events Status Timestamp
Agent Delivery Events Status Timestamp
Intermediary Delivery Events Status Timestamp
Certified Delivery Events Status Timestamp
Carbon Copy Events Status Timestamp Contract Submissions Sent: 6/4/2022 3:34:45 PM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign Carbon Copy Events Status Timestamp Matt Gordon Sent: 6/4/2022 3:34:45 PM [email redacted] Technical Product Manager Powur Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
Invisible Technologies Sent: 6/4/2022 3:34:45 PM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
Emily Budd Sent: 6/4/2022 3:34:45 PM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
DX Weeldi Sent: 6/4/2022 3:34:45 PM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
Jen Drane Sent: 6/4/2022 3:34:45 PM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
Witness Events Signature Timestamp
Notary Events Signature Timestamp
Envelope Summary Events Status Timestamps Envelope Sent Hashed/Encrypted 6/4/2022 3:20:57 PM Certified Delivered Security Checked 6/4/2022 3:33:19 PM Signing Complete Security Checked 6/4/2022 3:34:43 PM Completed Security Checked 6/4/2022 3:34:45 PM
Payment Events Status Timestamps DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
IE W V Our mission is to connect a world in which everyone can live sustainably.
Inside this package is your payment agreement
Y for your upcoming home improvements.
Thank you for choosing us, and one of our trusted
P partners, to help you upgrade your home.
C O
Apr 0.00 3.00 5, 2023 4023-04-04T07:00:00.000Z da6c519-a0d8-4320-98e0-c807b03cc136 DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Key Loan Terms
In this package, you will be signing your loan agreement with the following terms:
Loan Amount Loan Term Interest Rate/APR $37,813.64 25 years 1.99%
Borrower's Ini als ##ds8b90c086-f06c-4c3e-9edc-f0a36a56b06e
Ini al Payment Your ini al GoodLeap monthly payment for the first 18 months. $113.96 (e) / month
W Your adjusted GoodLeap monthly payment star ng in month 19 un l the end of your loan term if no voluntary payments are made in the first 18 months. Adjusted Monthly Payment Your loan is designed to re-amor ze at the end of the 18th month. If you choose to make voluntary
IE prepayments on your loan equal to 30% of your loan amount before the end of the 18th month, $164.36 (e) / month your loan payment will stay approximately the same as your ini al monthly payment throughout the life of your loan. If you do not make a voluntary prepayment, your monthly loan payment will go up to the adjusted amount.
Y V “(e)” means an es mate
Your loan start date is the date we fund the loan to your Contractor. Interest on your loan begins to accrue on the loan start date.
P Your first payment date will be due approximately 60 days a er your loan start date. Your first payment date may be before your system has been granted Permission to Operate from your u lity company.
Borrower's Signature:
C O ##ds9ead0a84-d8d7-4a49-885b-cf0377a54919
If you have any ques ons about your loan or your loan terms a er reviewing this package, please call GoodLeap at 1 (844) 910- 0111. Date: Apr 5, 2023 ##ds1619e4a5-e9c5-4bfe-9d36-8aa9ee77b85c DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Truth in Lending Disclosure Statement
Borrower: Morgan Lange Residence Address: Email: [email redacted] 1971 N Palo Verde Blvd Tucson, AZ 85716 Phone: (503) 701-5314 Date of the Agreement: Apr 5, 2023 ##dsdb72ccc8-e0a9-40a0-8a5d-97bd44d33910
Loan Agreement Number: GoodLeap Address: 8781 Sierra College Blvd Roseville, CA 95661 GoodLeap Phone: 1-877-290-9991
ANNUAL PERCENTAGE Total of Payments FINANCE CHARGE Amount Financed RATE The amount you will have paid The dollar amount the credit The amount of credit provided The cost of your credit as a a er you have made all will cost you to you or on your behalf
W yearly rate payments as scheduled $10,471.04 (e) $37,813.64 $48,284.68 (e) 1.99%
IE Monthly Payment Schedule
Number of Payments Amount of Payments When Payments Are Due
Y V$113.96 (e)
$113.96 (e) Monthly, beginning 2 months a er the Loan Start Date (e)
Monthly, beginning 3 months
P a er the Loan Start Date (e)
Monthly, beginning 19 months
O 281 $164.36 (e) a er the Loan Start Date (e)
C 300 months a er the Loan Start $162.20 (e) Date (e)
“(e)” means an es mate
Autopay - Variable Rate: The Annual Percentage Rate (APR) and Monthly Payment Schedule above are based, in part, on the Autopay payment op on you selected in the loan applica on. You may change your Autopay payment op on at any me. Selec ng Autopay payments provides a 0.50% interest rate/APR discount and a lower monthly payment. Cancelling Autopay payments will raise your interest rate/APR by 0.50% and will result in a higher monthly payment.
Security: You are giving a security interest in the personal property you are purchasing in this transac on and your rights under any related agreement.
Prepayment: If you pay off your loan early, you will not have to pay a penalty.
Contract Reference: See your Loan Agreement (“Agreement”) for any addi onal informa on about nonpayment, default, and any required repayment in full before the scheduled date. DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net Itemiza on of Amount Financed
Amount paid to others on your Amount Financed Amount given to you directly behalf $37,813.64 $0.00 $37,813.64 to Powur
The “Loan Start Date” is the date we send funds to your contractor. This date must be within 180 days of the ini al applica on date.
This loan is assumable upon the sale of the property to a new owner, if the new homeowner qualifies under GoodLeap’s underwri ng guidelines and if the assump on is approved by GoodLeap. GoodLeap holds the right to deny the assump on, even if the new homeowner qualifies under GoodLeap’s underwri ng guidelines.
The Payment Schedule shown above assumes that you make no voluntary prepayments on your Loan. However, we have designed the Loan so that it will re-amor ze at the end of the 18th month a er your Loan Start Date. As a result, if you make all scheduled payments on me and also make sufficient voluntary prepayment(s) to reduce your total loan amount to the “Target Balance” by the “Target Balance Date” described in your Agreement, your payments from month 19 through the end of your term will be approximately equal to your ini al monthly payment stated above.
Your purchase price set by the Contractor may include your Contractor’s various costs, including this fee.
W Your Contractor may have opted to pay GoodLeap a fee in order for GoodLeap to offer you credit on the terms in this Agreement.
IE The Payment Schedule shown above assumes you make no changes to your Autopay payment op on. For example, your 25 year loan of $37,813.64 with Autopay payments will have an interest rate/APR of 1.99% and an ini al monthly payment of $113.96 (e)
V per month. Your 25 year loan of $37,813.64 without Autopay payments will have an interest rate/APR of 2.49% and an ini al monthly payment of $121.02 (e) per month.
By signing below, you acknowledge that you have read and received a complete copy of this disclosure to keep for future
Y reference before you signed your Agreement.
P Borrower's Signature: ##ds9a826edf-ac62-4d7b-97cf-e96e303fc0a2 Date: Apr 5, 2023 ##ds9fede9eb-bcbb-4995-89ad-1a17db24c79f
GoodLeap, LLC
C O Ma Dawson, Co-Founder DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Loan Agreement
Borrower: Morgan Lange Residence Address: Email: [email redacted] 1971 N Palo Verde Blvd Tucson, AZ 85716 Phone: (503) 701-5314 Date of the Agreement: Apr 5, 2023 ##ds0e9a4ede-8719-4b94-8dec-6cd2ca9cc108
Loan Agreement Number: GoodLeap Address: 8781 Sierra College Blvd Roseville, CA 95661 GoodLeap Phone: 1-877-290-9991
This document provides a summary of the terms and condi ons of your loan
Summary of Loan Terms and Payments
Loan Term Total Loan Amount Ini al Monthly Payment Interest Rate/APR years
Target Balance $25,651.06 (e) $37,813.64
Target Balance Date Dec 04, 2024 (e) $113.96 (e)
Adjusted Monthly Payment* $164.36 (e)
IE W 1.99%
Y V (e) means es mate
* Adjusted monthly payment assumes that no prepayment was made and the Target Balance was not met by the Target Balance Date, and you do not change the Autopay payment elec on.
P System Informa on Installa on Contractor: Powur
Borrower's Ini als O Purchased Goods under this Loan Agreement will be detailed in your Home Improvement Agreement with your Contractor. By ini aling below, you confirm receipt of such Home Improvement Agreement.
C ##dsdb71671f-a025-40e3-b3bc-beb2d5605328
Loan Informa on
Loan Start Date and First Payment Date
The “Loan Start Date” and “First Payment Date” will be finalized in your Loan Closing Cer ficate (Exhibit A), an example of which is fully incorporated herein. This cer ficate will be sent to you following disbursement of the loan proceeds.
The “Loan Start Date” will be the date that we disburse loan proceeds to your Contractor.
The “First Payment Date” will be set by us as follows: If the Loan Start Date is on the 1st through 28th, it will be on the corresponding date 2 months later (i.e., if June 15th, then August 15th); if the Loan Start Date is on the 29th through 31st, it will be on the first day of the first month following 60 days a er the Loan Start Date (i.e., if June 30th, then September 1st). You are obligated to make all loan payments star ng on your First Payment Date, regardless of the u lity company gran ng permission to operate.
Borrower's Ini als ##ds132f4117-0a17-4451-9824-3d6a2c01595f DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net Interest will accrue on the loan amounts actually disbursed, with the first accrual star ng on the first calendar day following the Loan Start Date. Thus, the longer your First Payment Date is from the Loan Start Date, the more interest you will pay. If you wish to reduce the amount of interest that accrues, you can begin making payments earlier, at any me you choose a er the Loan Start Date. However, interest will con nue to accrue un l all amounts owed under this Agreement are paid in full.
Your loan applica on was approved for a period of 180 days from the ini al credit report date. If the Loan Start Date does not occur within 180 days from the ini al credit report date, we will request a new credit report from the credit bureaus, to make sure that you con nue to qualify for the same loan terms. This may impact your credit score.
Tax Credit
You may be eligible for a federal solar investment tax credit. You acknowledge that eligibility for this tax credit is not guaranteed. In order to realize the benefits of the solar investment tax credit, you must have federal income liability that is at least equal to the value of the credit. We are not financially responsible for your receipt of any tax credits related to the Solar Equipment. We do not provide tax advice and nothing in this Loan Agreement is intended to be used as tax advice. To determine your eligibility for any federal solar investment tax credit, you should make an independent assessment or consult with your tax advisor.
Target Balance Payments and Ini al Monthly Payments
W You are not required to make prepayments. However, you acknowledge that in order to avoid an increase in your Ini al Monthly Payment, you must make one or more voluntary prepayments equal to 30% of your Total Loan Amount by your Target Balance Date. If you pay more than 30% of your Total Loan Amount, your monthly payments will be adjusted to a lower amount than the
IE Ini al Monthly Payment. If you do not make any prepayments, or if your prepayments are less than 30% of your Total Loan Amount, your monthly payments will be adjusted to a higher amount than the Ini al Monthly Payment. You also understand that your Ini al Monthly Payments will not be fully amor zing, but your new Monthly Payment a er the Target Balance Date will be
V fully amor zing.
Borrower's Ini als
Y ##dsaa2b7384-3701-4854-b2e6-71cbcf4117e4
Security Agreement
P You authorize us to file on your behalf any documenta on, including but not limited to a copy of this Agreement, a UCC financing statement and/or a county fixture filing required to perfect our security interest in the Collateral to the extent required by applicable law, as outlined in Sec on 6 of this agreement.
C O Loan Agreement This agreement is legally binding star ng on the effec ve date noted above. In this agreement, the words “you” and “your” refer to borrower, co-borrower and anyone you have been allowed to assign it to. The words "GoodLeap", “lender”, “our” and “us” refer to GoodLeap, LLC or its assignees. This agreement replaces any prior agreements between you and us concerning the loan. 1. INTRODUCTION. The par es (each, a “Party” and collec vely, “Par es”) to this Agreement are you and GoodLeap, LLC (“GoodLeap”). Your solar installa on contractor (“Contractor”) has provided us with a copy of a signed home improvement agreement between you and the Contractor (the “Home Improvement Agreement”) under which the Contractor will install solar panels, inverters, racking systems, wiring, electrical and mechanical connec ons, metering, monitoring and/or other distributed genera on interconnect equipment (“Solar Equipment”) and may, in addi on or instead, install new roofs and related roofing materials, ba ery storage equipment, electrical vehicle power charging equipment, and thermostat equipment, and provide landscaping services to accommodate the solar system (together with the Solar Equipment, “Purchased Goods”) at your home (“Residence”) located at the Residence Address listed above. 2. PROMISE TO PAY. For value received, you promise to pay to GoodLeap and/or its assignees, the principal sum of the Total Loan Amount, with interest as set forth in Sec on 3 (“Interest and Payments”) and any fees assessed in Sec on 4 (“Fees”) below. 3. INTEREST AND PAYMENTS. a. Payment Timing. Your first Monthly Payment is due and payable on the First Payment Date (es mated on the Truth in Lending Disclosure and finalized on the Loan Closing Cer ficate). DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net b. Payment Applica on. If you make a payment that sa sfies all current and past due installments, any addi onal payment will be allocated as set forth in the following sentence, but that addi onal payment will not change the due date for any payment that comes due in the future. To the extent permi ed by applicable law, all payments or prepayments will be applied first to accrued interest, then to unpaid principal in the inverse order of maturity (last to first), and then to fees or costs payable to us under this Agreement. c. Accrual. Interest will accrue on the loan amounts actually disbursed, with the first accrual star ng on the first calendar day following the Loan Start Date. Interest will con nue to accrue un l all amounts owed under this Agreement are paid in full. Unpaid interest will not be added to the principal balance. To the extent permi ed by applicable law, interest on your loan will be calculated on a 30/360 basis. For any par al month, interest accrues based on the actual number of days your loan is outstanding for such par al month. If you make your loan payments late, more interest will accrue, and the total finance charge you pay over the life of your loan will be higher. If you make your loan payments early, less interest will accrue, and the total finance charge you pay over the life of your loan will be less. Interest accrues between the Loan Start Date and your First Payment Date, and the longer the period of me between the Loan Start Date and your First Payment Date, the more interest will accrue. If you wish to reduce the amount of interest that accrues before your First Payment Date, you can begin making loan payments any me a er the Loan Start Date. The amount of your final loan payment will change based on when you pay your monthly loan payments and whether you make any voluntary prepayments.
IE W d. Interest rate and Monthly Payment Amounts. Your interest rate may vary depending upon only whether you cancel or add Autopay payments during the term of your loan, with a 0.50% interest rate discount for Autopay, or removal of that discount without Autopay. The monthly payments you must make, assuming you make all payments in full and on me and do not change your Autopay payment elec on, are set forth in your Loan Closing Cer ficate based upon your prior Autopay elec on. If there is a change to your Autopay status the new interest rate and accrual will be reflected in your
V monthly payment for the next applicable billing cycle. e. Target Balance / Target Balance Date / Ini al Monthly Payment / New Monthly Payment: A er the Target Balance Date, your loan will re-amor ze to reflect your outstanding principal balance on the Target Balance Date and your new Monthly
Y Payments will be adjusted to an amount required to cause the full repayment of the Loan by the Maturity Date. You understand that your Ini al Monthly Payments will not be fully amor zing, but your new Adjusted Monthly Payments a er the Target Balance Date will be fully amor zing and will be calculated as follows:
O P i. If you do not make any voluntary prepayments before the Target Balance Date, then your new Monthly Payment will be the Adjusted Monthly Payment. ii. If you make voluntary prepayments but such prepayments do not reduce your Total Loan Amount equal to or below the Target Balance by the Target Balance Date, then your new Monthly Payment will be an amount greater than your Ini al Monthly Payment but less than the Adjusted Monthly Payment.
C iii. If you make voluntary prepayments and such prepayments reduce your Total Loan Amount equal to the Target Balance by the Target Balance Date, then your new Adjusted Monthly Payment will be approximately equal to your Ini al Monthly Payment. iv. If you make voluntary prepayments to reduce your unpaid Total Loan Amount to less than the Target Balance by the Target Balance Date, then your new Adjusted Monthly Payment will be less than the Ini al Monthly Payment reflected in the Loan Summary above for the remainder of the Term. f. Maturity Date. Unless your loan is due earlier and payable as provided in this Agreement, your loan will mature on the Maturity Date. On the Maturity Date, you agree to pay in full any unpaid amounts payable under this Agreement. g. Payment Method. You may pay by Autopay or check. If you chose to pay by Autopay in your applica on, you agree to complete and submit the Automa c Payment Authoriza on Form (the “Autopay Authoriza on”). If you chose to pay by check, include your Loan Agreement Number on your check and mail it to GoodLeap, PO BOX 4387, Portland, OR 97208. You may change your payment method by following the instruc ons in the Autopay Authoriza on. h. Prepayment. You may prepay your loan at any me without penalty. 4. FEES. We will also charge you the following fees to the extent permi ed by applicable law. a. Insufficient Funds Fee. Unless prohibited by law, you will be charged a non-refundable fee of $15 for each failed electronic or check payment a empt. Your bank may assess its own fee in addi on to the fee we assess. DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net b. Fee for the Removal and Refiling of Our County Fixture Filing. See Sec on 6 below for further informa on. c. Transfer Fee. See Sec on 6 below for further informa on. d. Alterna ve Payment Convenience Fee. Where permi ed by law, if you request that we accept a payment via an alterna ve source such as a debit card, you may be charged a convenience fee, in an amount that we will disclose prior to your elec on to pay by such alterna ve method. 5. ADDITIONAL OBLIGATIONS AND REPRESENTATIONS. a. Collateral. To the extent permissible by law, you irrevocably grant us a limited power of a orney with full power of subs tu on and re-subs tu on, to sign any documents and perform any acts, in your name and on your behalf, for the exclusive purpose of exercising our rights with respect to the Collateral under this Agreement. You also agree not to pledge, mortgage, encumber or otherwise permit the Collateral at any me to be subject to any lien or encumbrance that is superior to our security interest. See Sec on 6 below for further informa on on what cons tutes eligible Collateral under this Agreement. b. Ownership Confirma on. You represent and covenant that: (1) the Residence is your primary residen al home dwelling or a second/vaca on home and is not a rental property, or any business or commercial establishment or used as such; (2) you, or a trust controlled by you, are the fee simple owner of the Residence and the Collateral; (3) you are not, and will not, be in breach of your Home Improvement Agreement.
on the Collateral, removing the Collateral from the Residence.
IE W c. Collateral Access. You agree to provide us or our designees a er receiving reasonable no ce, with access to the Residence for the purposes of (1) inspec ng the Purchased Goods un l this Agreement terminates or, (2) in the case of a foreclosure
d. Personal Property. You and we both expressly intend that no por on of the Collateralized Goods will cons tute a “fixture” a ached to any real property, and that the Collateralized Goods will be removable personal property. You also agree not
V to take any ac on that might cause the Collateralized Goods to be treated as real property or as fixtures to real property. You agree that we may make a fixture filing, if we choose, provided that you and we agree that we may enforce rights in the Collateralized Goods under the Uniform Commercial Code and not under state real estate or mortgage law.
Y e. Installa on and Maintenance. You will take all steps necessary to enable the installa on and proper func oning of the Purchased Goods to be completed in accordance with the Home Improvement Agreement and to be maintained in
P accordance with any Opera ons and Maintenance Agreement. You agree to keep the Purchased Goods in good working order and in compliance with manufacturing specifica ons, the opera ng and maintenance manuals, warranty requirements provided by your Installa on Contractor and, if applicable, your Opera ons and Maintenance Contractor,
O and all applicable law, and not to remove or modify the Purchased Goods without our prior wri en consent. You agree to maintain at all mes an internet connec on sufficient to ensure that monitoring data for the Solar Equipment can be fully transmi ed, and consent to GoodLeap receiving such monitoring data, directly or through Contractor. You will be
C responsible for the structural integrity of the loca on where the Purchased Goods are installed, including structural or electrical modifica ons necessary to prepare your Residence for the Purchased Goods. f. Property Condi ons. You agree that GoodLeap is not responsible for any known or unknown Residence condi ons. GoodLeap is not responsible and bears no liability for the malfunc oning of exis ng electrical equipment at the Residence, including but not limited to the main electrical service panel, any major electrical devices, or any other fuses or similar devices. g. Taxes. You agree to pay, when due, your taxes, assessments, or other similar fees. If you do not pay these taxes or other fees when due, we may pay them on your behalf and add the amount we pay to the principal of our loan under this Agreement. In the event that we choose pay these taxes and/or other fees on your behalf, you agree to assist us in these efforts. Tax obliga ons that you may be required to pay may include: (1) the assessed value and the property tax assessments associated with the Purchased Goods calculated in the year this Agreement is signed; (2) transac on privilege taxes; and (3) any obliga on to transfer tax credits or tax incen ves of the Purchased Goods to any other person. h. Required Insurance. To the extent permissible by law, you agree to maintain and pay any deduc bles under a homeowners’ insurance policy or equivalent insurance policy reasonably acceptable to us covering the Purchased Goods in an amount equal to the full replacement and installa on cost of the Purchased Goods or the outstanding balance of the loan. If there is a payout under the property coverage for damage to the Purchased Goods, you agree to deliver those DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net insurance proceeds to us, and we will apply those proceeds to the loan in the order of priority set forth in Sec on 3b. of this Agreement. i. Credit Inquiries. You authorize us to obtain a credit report on you for any legal purpose in connec on with this loan, including any update, extension of credit, review, or collec on of this loan. Upon request, we will tell you the name and address of the credit bureau furnishing any report. j. Bankruptcy. You represent that you are not contempla ng bankruptcy and that you have not consulted with an a orney regarding bankruptcy in the past six months. Any communica on with us required or permi ed under the Federal Bankruptcy Code must be in wri ng, must include your loan number, and must be sent to us at the address for GoodLeap. 6. GRANT OF SECURITY INTEREST IN COLLATERAL. As considera on for the loan we are providing and to secure your obliga ons under this Agreement, you hereby grant to us a security interest in the following property (collec vely “Collateral”): a. all Purchased Goods excluding the roof and related roofing materials, if any (such Purchased Goods which excludes the roof and related roofing materials are referred to in this Agreement as “Collateralized Goods”); b. all accessions, a achments, accessories, tools, parts, supplies, replacements of and addi ons to the Collateralized Goods; c. all proceeds from warranty claims related to the Collateralized Goods, the Home Improvement Agreement and any Opera ons and Maintenance Agreement;
W d. all your rights, tle, interests, and remedies under all agreements and other documenta on rela ng to the Collateralized Goods (including, without limita on, the Home Improvement Agreement, and Opera ons and Maintenance Agreement);
IE e. all considera on received from the collec on, sale or other disposi on of the Collateralized Goods, including any payment received from any insurer arising from any loss, damage or destruc on of any Collateralized Goods and any other payment received as a result of possessing any Collateralized Goods, or any other proceeds of Collateralized Goods.
V You authorize us to file on your behalf any documenta on, including but not limited to a copy of this Agreement, a UCC financing statement and a county fixture filing to perfect our security interest in the Collateralized Goods (in case a third party seeks to classify the panels as a fixture). If you are refinancing your home, upon request, we may agree to li our county
Y fixture filing, on the Solar Equipment for a limited period of me, provided we will be able to refile upon closing of the mortgage refinancing. A $200 fee will be assessed for the removal and refiling of our county fixture filing. If you sell your home, your loan must be paid in full to remove the UCC financing statement and county fixture filing. The actual costs
P incurred, if any, of removing a UCC financing statement or country fixture filing will be added to your payoff amount if you elect to pay your loan in full before the end of the loan term. Alterna vely, this loan agreement may be transferred to the new home owner if the new home owner qualifies for the loan product as outlined in Sec on 12. A $300 transfer fee will be
O assessed for any transferred loan agreements. 7. INDEMNIFICATION. You agree to indemnify, defend and hold harmless us and our affiliates against any loss, liability, or
C damage that arises out of or relates to the transac ons contemplated by this Agreement. 8. DEFAULT. You will be in default under this Agreement if any of the following occurs: a. you fail to make any payment under this Agreement within fi een (15) days of the date such payment is due; b. you fail to perform any of your obliga ons under this Agreement and you fail to cure such failure to perform to our reasonable sa sfac on within thirty (30) days a er receiving no ce from us of your failure to perform; c. you terminate the Home Improvement Agreement without our consent a er any loan proceeds have been disbursed; d. you remove, modify, sell or otherwise transfer the Collateral without our approval; e. any representa on made by you on your loan applica on or this Agreement is false in any material respect when made; f. any of the following occurs (each a "Bankruptcy Event"): (1) you make an applica on for the appointment of a receiver, trustee or custodian or a receiver, trustee or custodian is appointed for you or a majority of your assets; (2) you ini ate or consent to any legal proceedings under the Bankruptcy Code, or equivalent law providing for the relief of debtors; (3) you make an assignment for the benefit of creditors; or (4) you have a pe on in bankruptcy or similar relief of debtors filed against you, which is not withdrawn or discharged within thirty (30) days of being filed. 9. REMEDIES. Our remedies if you default on this Agreement include the following (to the fullest extent permi ed by law): a. General. In the event that you are in default under this Agreement, we may: DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net 1. Accelerate your Loan: We would declare our loan immediately due and payable. This requires you to pay in full the unpaid principal amount of the loan, all accrued interest, and any other amounts due under this agreement. Your loan will become immediately due and payable to us under a Bankruptcy Event, regardless of whether or not we take any ac on. 2. Provide a report to the credit bureaus detailing any late payments, missed payments or other defaults: As required by law, you are hereby no fied that a nega ve report reflec ng on your credit record may be submi ed to a credit repor ng agency if you fail to fulfill the terms of this Agreement. 3. Disable / Foreclose on the Collateral: (and exercise any other rights with respect to the Collateral that we have under this Agreement or applicable law). This includes disabling the Equipment remotely or by entering upon your property; and/or entering upon your property and removing and taking possession of the Collateral and then selling, leasing, or otherwise disposing of the property. 4. Pursue all remedies available under applicable law: Including those of a secured creditor as permi ed by applicable law. 5. Stop making credit extensions under your loan: Including ceasing any funding that may be pending on your loan as permi ed by applicable law. b. Cost Reimbursement; Applica on of Proceeds. Unless otherwise prohibited by state law, you are to promptly reimburse
W us, with interest, for all costs and expenses incurred in exercising our remedies related to this Agreement. If we choose to foreclose on the Collateral, we will apply any cash proceeds in the order of priority set forth in Sec on 3b. of this
IE Agreement and then to you or as a court may otherwise direct. c. Deficiency Judgment. To the fullest extent permi ed by law we may require that you pay any amounts payable by you under this Agreement less any proceeds that we realize from our exercise of our remedies under this Agreement.
AND YOUR ASSETS.
Y V TO THE FULLEST EXTENT PERMITTED BY LAW, YOU ARE PERSONALLY LIABLE FOR ALL AMOUNTS PAYABLE UNDER THIS AGREEMENT. WE ARE NOT REQUIRED TO FORECLOSE ON THE COLLATERAL BEFORE INITIATING PROCEEDINGS AGAINST YOU
Our rights under this Agreement are cumula ve and we may exercise these rights at any me if you default. In the event that we exercise any of our rights or remedies under this Agreement, you will con nue to be in default un l such me that you
P pay to us all amounts due and payable to us and you have cured any and all defaults. OUR FAILURE TO TAKE ANY ACTION OR DELAY TAKING ANY ACTION RELATED TO YOUR DEFAULT, OR SIMILAR OR UNRELATED DEFAULT, DOES NOT WAIVE, OR IMPLY A WAIVER OF ANY OF OUR RIGHTS UNDER THIS AGREEMENT.
O 10. TERMINATION. We may terminate this Agreement during any period in which a Force Majeure Event prevents, limits or otherwise impairs our ability to perform our obliga ons under this Agreement. A Force Majeure Event means any
C circumstance beyond the Par es’ reasonable control, including but not limited to any act of nature, war, terrorism, rebellion, labor dispute, work stoppage, civil disorders, act of government, or any other similar major cause. This Agreement will terminate automa cally if the final loan disbursement does not occur within one hundred eighty (180) days of the date you most recently received credit approval by us to enter into this Agreement. No delay in our exercise of the foregoing termina on rights shall cons tute a waiver of our con nuing rights to terminate the Agreement. In addi on, you may terminate this Agreement at any me prior to our disbursement of the loan proceeds, by sending advance wri en no ce to us. The terms of this Agreement that would, by their express nature, survive the termina on of this Agreement will survive and be enforceable under this Agreement. Upon termina on of this Agreement, our security interest in the Collateral will terminate. 11. NOTICES AND OTHER INFORMATION You agree to no fy us if your name, email, or mailing address changes. 12. ASSIGNMENT/REGISTERED FORM. You may not assign or transfer your rights or obliga ons under this Agreement without our prior wri en consent. If you sell your home, the loan may be assumable, if the new homeowner qualifies under GoodLeap’s underwri ng guidelines and if the assump on is approved by GoodLeap. GoodLeap holds the right to deny the assump on even if the new homeowner qualifies under GoodLeap’s underwri ng guidelines. To apply for an assump on, you must no fy GoodLeap in wri ng at least thirty (30) days in advance, using the contact informa on noted at the top of this Agreement. If the assump on is approved, the warran es and opera ons and maintenance service obliga ons (if any) pertaining to the Purchased Goods must be transferred to the new homeowner. You agree that we may assign or transfer all or a por on of this Agreement and the related documents to any third party or affiliate. GoodLeap or its agent, ac ng as a DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net non-fiduciary agent of the Borrower, shall maintain, a register within the meaning of U.S. Treasury Regula ons Sec ons 5(f).103-1(c) on which it will record the names and addresses of each owner and their rights to principle and stated interest. Any transfer of all or a por on of a beneficial interest hereunder shall be recorded on such register. All par es to this agreement or their agents may treat each person or en ty whose name is recorded in such register pursuant to the terms hereof as the applicable par cipant for all purposes under this Agreement. The register shall be available for inspec on from me to me by any party hereto upon reasonable prior no ce to GoodLeap or any of its agents. YOU AUTHORIZE US TO PROVIDE TO A THIRD PARTY OR AFFILIATE ANY INFORMATION THAT THEY MAY REQUEST IN CONSIDERING OR IMPLEMENTING A PURCHASE OF OUR RIGHTS UNDER THIS AGREEMENT. Arizona borrowers only: we will no fy you if the en ty responsible for allowing the assignment of your loan changes. 13. LIMITATION OF LIABILITY. TO THE EXTENT PERMITTED BY APPLICABLE LAW, OUR LIABILITY TO YOU UNDER THIS AGREEMENT, IF ANY, SHALL BE LIMITED TO DIRECT, ACTUAL DAMAGES ONLY. YOU AGREE THAT IN NO EVENT SHALL EITHER PARTY BE LIABLE TO THE OTHER FOR CONSEQUENTIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, SPECIAL OR INDIRECT DAMAGES. 14. GOVERNING LAW AND MISCELLANEOUS.
NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED WITH THE PROCEEDS HEREOF. RECOVERY
W HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER.
Except for the Arbitra on agreement below, this Agreement shall be governed by federal law and, to the extent state law
IE applies, the substan ve laws of the state where the Residence is located. If any provision of this Agreement cannot be enforced, the rest of this Agreement will stay in effect. No amendment of this Agreement will be valid unless in wri ng and signed by both Lender and you (the Loan Closing Cer ficate shall not be deemed an amendment of this Agreement and is
V fully incorporated into this Agreement). This Agreement represents the en re agreement between the Par es regarding your loan. Our rights under this Agreement shall inure to the benefit of our successors and assigns, and your obliga ons under this Agreement shall be binding upon your heirs, personal representa ves and permi ed assigns.
Y 15. ARBITRATION AGREEMENT. All claims and disputes arising out of or rela ng to this Agreement (herea er, “Dispute(s)”) shall be resolved by binding arbitra on on an individual basis. The arbitrator shall also decide any issues rela ng to the making, validity, enforcement,
P or scope of this arbitra on agreement, arbitrability, defenses to arbitra on including unconscionability, or the validity of the jury trial, class ac on or representa ve ac on waivers (collec vely, “arbitrability” issues). YOU HEREBY WAIVE ANY
O CONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JURY. FURTHER, UNLESS YOU OPT OUT OF ARBITRATION, YOU ALSO AGREE TO WAIVE ANY RIGHT TO BRING OR PARTICIPATE IN A CLASS OR REPRESENTATIVE ACTION IN COURT OR IN ARBITRATION. The arbitrator shall have the authority to award any relief,
C including injunc ve relief, which is available under applicable law. Each party shall bear the expense of its own counsel, experts, witnesses and prepara on and presenta on of proofs. However, the arbitrator may award you reasonable a orney’s fees and costs if this is expressly authorized by applicable law. Upon request, we will pay a por on of the fees and expenses of the arbitrator and the administra ve fees and expenses of the arbitra on. The arbitrator shall issue a wri en award describing the essen al findings suppor ng the award. All hearings in the arbitra on shall take place within the federal judicial district where the Residence is located; the arbitrator’s award shall be final and judgment on the arbitrator’s award may be entered by the federal District Court. The arbitra on shall be administered by JAMS pursuant to its Streamlined Arbitra on Rules (the “Rules”). A copy of the JAMS Streamlined Arbitra on Rules can be obtained from JAMS at h ps://www.jamsadr.com/rules-streamlined-arbitra on or (800) 352-5267. The arbitrator shall be selected from the JAMS panel of neutrals and shall be a re red federal judge, a re red state appellate judge, or a re red state trial judge (in that order of preference). You agree that this agreement to arbitrate may be enforced by us or our affiliates, subsidiaries, or parents, and (g) each of their officers, directors, employees, and agents. This arbitra on agreement is made pursuant to a transac on involving interstate commerce. The Federal Arbitra on Act (9 U.S.C. §§1-16) (the “FAA”) shall govern this agreement to arbitrate including all arbitrability issues. No state law respec ng arbitrability issues shall govern this agreement to arbitrate. Subject to and without limi ng the foregoing, federal law shall apply to all other issues that arise under federal law and applicable state law as set forth in Sec on 14 above shall apply to all other issues that arise under state law (without reference to a state’s choice of law rules). YOU MAY OPT OUT OF ARBITRATION BY SENDING US WRITTEN NOTICE WITHIN 15 DAYS OF SIGNING THE AGREEMENT STATING THAT YOU WISH TO “OPT OUT OF THE DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net AGREEMENT TO ARBITRATE DISPUTES.” THE OPT-OUT NOTICE SHOULD BE SENT TO THE FOLLOWING ADDRESS: GoodLeap, 8781 Sierra College Blvd., Roseville, CA 95661. If you do not opt out, but any part or parts of your agreement to arbitrate are unenforceable then GoodLeap and you agree that such specific part or parts shall be of no force or effect and shall be severed, but the remainder of this agreement to arbitrate shall con nue in full force and effect. If, however, the en re agreement to arbitrate or your waiver of the right to par cipate in class, representa ve or to arbitrate injunc ve relief claims is unenforceable then the agreement to arbitrate shall be of no force or effect.
JUDICIAL REFERENCE FOR CALIFORNIA BORROWERS. IF THE RESIDENCE IS IN CALIFORNIA AND YOU OPT-OUT OF ARBITRATION, GOODLEAP AND YOU AGREE THAT ANY DISPUTES WILL BE RESOLVED IN THE SUPERIOR COURT FOR THE COUNTY IN A GENERAL REFERENCE PURSUANT TO THE CALIFORNIA CODE OF CIVIL PROCEDURE (“CCP”), § 638(a). YOU ACKNOWLEDGE AND AGREE THAT IN A REFERENCE ACTION, ANY DISPUTE WILL BE HEARD BY A REFEREE AND NOT BY A SUPERIOR COURT JUDGE AND JURY AND HEREBY WAIVES HIS CONSTITUTIONAL AND STATUTORY RIGHTS TO HAVE A TRIAL IN FRONT OF A JUDGE AND JURY. The Referee shall be appointed pursuant to CCP § 640 in the absence of agreement on the selec on. The Referee shall have the same qualifica ons as the arbitrator. Upon request, GoodLeap will pay your por on of the fees and expenses of the Referee.
NOTWITHSTANDING ANYTHING TO THE CONTRARY HEREIN, IF THE RESIDENCE IS IN CALIFORNIA AND YOU DO NOT OPT- OUT OF ARBITRATION, YOU MAY SEEK PUBLIC INJUNCTIVE RELIEF IN ARBITRATION TO THE EXTENT PERMITTED BY
W APPLICABLE LAW. IF, HOWEVER, ARBITRATION IS UNENFORCEABLE, IN WHOLE OR IN PART, THEN GOODLEAP AND YOU AGREE THAT SUCH DISPUTES WILL BE RESOLVED IN THE SUPERIOR COURT FOR THE COUNTY IN A GENERAL REFERENCE
IE PURSUANT TO THE CALIFORNIA CODE OF CIVIL PROCEDURE (“CCP”), § 638(a). YOU ACKNOWLEDGE AND AGREE THAT IN A REFERENCE ACTION, ANY DISPUTE WILL BE HEARD BY A REFEREE AND NOT BY A SUPERIOR COURT JUDGE AND JURY AND HEREBY WAIVES HIS CONSTITUTIONAL AND STATUTORY RIGHTS TO HAVE A TRIAL IN FRONT OF A JUDGE AND JURY. The Referee shall be appointed pursuant to CCP § 640 in the absence of agreement on the selec on. The Referee shall have the
V same qualifica ons as the arbitrator. Upon request, GoodLeap will pay your por on of the fees and expenses of either the arbitrator or the Referee, as the case may be, any your por on of any administra ve fee that the arbitrator, referee or JAMS may require.
P Y Nothing in Sec on 15 shall prejudice the right of either party to: (a) seek and obtain such provisional relief or remedies as shall otherwise be available judicially pending appointment of the arbitrator or referee (b) bring their Dispute in small claims court on an individual basis, (c) exercise such self-help remedies as are authorized by law or contract, or (d) pursue judicial foreclosure as set forth in Sec on 9.
O BY PLACING YOUR INITIALS BELOW THIS NOTICE YOU CERTIFY THAT YOU HAVE READ AND AGREE TO SECTION 15 IN ITS ENTIRETY.
C Borrower's Ini als ##ds85d4b856-ebc6-453f-b7c6-0e9f6b5e9210 GoodLeap, LLC
Ma Dawson, Co-Founder 16. ECOA NOTICE. The Federal Equal Credit Opportunity Act prohibits creditors from discrimina ng against credit applicants on the basis of race, color, religion, na onal origin, sex, marital status, or age (providing that the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protec on Act. The Federal Agency that administers compliance with this law concerning this creditor is: The Federal Trade Commission, Consumer Response Center, Washington, DC 20580. Phone: 1-877-382-4357. 17. BUYER’S RIGHT TO CANCEL. YOU, THE BUYER, MAY CANCEL THIS TRANSACTION AT ANY TIME PRIOR TO MIDNIGHT OF THE THIRD BUSINESS DAY AFTER THE DATE OF THIS TRANSACTION. SEE THE ATTACHED NOTICE OF CANCELLATION FORM FOR AN EXPLANATION OF THIS RIGHT. 18. STATE-SPECIFIC DISCLOSURES. IN-HOME SALE CUSTOMERS: ARIZONA, CONNECTICUT, NORTH DAKOTA AND RHODE ISLAND RESIDENTS: DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net THIS INSTRUMENT IS BASED UPON A HOME/PERSONAL SOLICITATION SALE SUBJECT TO THE PROVISIONS OF TITLE 44, CHAPTER 15 OF THE ARIZONA REVISED STATUTES IN ARIZONA, THE HOME SOLICITATION SALES ACT IN CONNECTICUT, AND THE NORTH DAKOTA CENTURY CODE IN NORTH DAKOTA. THIS INSTRUMENT IS NOT NEGOTIABLE.
ARIZONA BORROWERS
This instrument is based upon a home solicita on sale, which is subject to the provisions of tle 44, chapter 15.1. This instrument is not nego able.
NOTICE OF RIGHT TO FILE COMPLAINT: The owner of the property subject to this contract has a right to file a wri en complaint with the Arizona Registrar of Contractors for an alleged viola on of Ariz. Rev. Stat. § 32-1154(A) within two (2) years of comple on of the specific project subject to this contract. The Arizona Registrar of Contractors may be reached through its website: h ps://roc.az.gov/; or by telephone: (602) 542-1525.
No ce: You may request that the ini al disclosures prescribed in the truth in lending act (15 United States Code §§ 1601 through 1666j) be provided in Spanish before signing any loan documents.
Aviso: Usted puede solicitar que las divulgaciones iniciales prescritas en la Ley de veracidad en los préstamos (Código 15 de los Estados Unidos de América, ar culos 1601-1666j) se provean en español antes de firmar cualquier documento del
W préstamo.
Note: There are addi onal disclosures for Arizona borrowers in a separate document.
IE By signing below I/we confirm that I/we have read and agree to the terms in the Loan Agreement
V Borrower's Signature: ##dseb846c2d-02ca-4e60-959e-381df78764df Date: Apr 5, 2023 ##dsc476e8c1-a5bc-443f-81d8-b6787646f0de
Y GoodLeap, LLC
Ma Dawson, Co-Founder
O P C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Exhibit A: Example of Loan Closing Cer ficate
Borrower: Residence Address (“Home”): Email: Phone: Loan Agreement Number: Product Type:
This Loan Closing Cer ficate confirms that your Loan with GoodLeap has been funded and the following terms have been set:
Loan Summary
Loan Start Date First Payment Date Recurring Payment Date Maturity Date
Loan Terms
Loan Term
Target Balance Total Loan Amount
Target Balance Date Ini al Monthly Payment
Adjusted Monthly Payment*
IE W Interest Rate / APR
Y V *Adjusted monthly payment assumes that no prepayment was made and the Target Balance was not met by the Target Balance Date, and you do not change the Autopay payment elec on.
Your interest rate/APR and monthly payments may vary depending upon whether you cancel or add Autopay payments during the term of the loan.
Installa on Contractor:
O P Solar/Storage System Descrip on *Home Improvement Agreement Number:
*Purchased Goods under this Loan Agreement will be detailed in your Home Improvement Agreement
C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
AZ Acknowledgement
Financing, Sale or Lease Agreements for Distributed Energy Genera on Systems Adherence A.R.S. § to 44-1763
Consumers buying, financing or leasing a solar distributed energy genera on system (“System”) must receive certain disclosures from the manufacturer and solar installers regarding warran es, payment obliga ons, performance data and major System components as set forth in A.R.S § 44-1763.
As part of the installer’s interconnec on applica on process for the purchase or lease of a System, consumers must acknowledge below that they have had the opportunity to review their contract documenta on to ensure that it contains all the required informa on set forth on the a ached Table 1, A.R.S § 44-1763 Contract Requirements.
I, CONSUMER Have read the a ached Table 1, A.R.S § 44-1763 Contract Requirements Have been given the opportunity to review the contract documenta on for the purchase or lease of my System to ensure that it contains all the required informa on set forth on the a ached Table 1, A.R.S § 44-1763 Contract Requirements.
Borrower's Signature:
Consumer Name: Morgan Lange Address: 1971 N Palo Verde Blvd City/State/Zip: Tucson, AZ 85716 ##ds21fafa1a-7e49-4cc9-ac6a-40733d975668
W Date:
IE Apr 5, 2023 ##ds1d11f78f-3220-4c05-bc35-d6a92ae1f9f8
V Date: Apr 5, 2023 ##ds4099af72-d289-442e-987e-50de71b912af
TABLE 1.
Y A.R.S § 44-1763 Distributed Energy Genera on System Agreements & Disclosure
Financing, Sale or Lease Agreements for Distributed Energy Genera on Systems
O P An agreement governing the financing, sale or lease of a distributed energy genera on System to any person or a poli cal subdivision of this state must include: No blank spaces affec ng the ming, value or obliga ons of the agreement at the me of installa on. Any signed agreement containing blank spaces affec ng ming, value of or material obliga ons is voidable by the buyer/lessee up to the point of
C installa on. At least ten-point type The right to rescind the agreement for a period of not less than three (3) business days a er the agreement is signed by the buyer or lessee and before the distributed energy genera on system is installed. A descrip on of the make and model of the System’s major components, or a guarantee of the energy produc on that the System will provide over the life of the agreement. For purchases, a breakdown of the following (if applicable): Total purchase price or cost over the life me of the agreement Any interest, installa on fee, document prepara on fees, service fees or other costs to be paid For financed or leased Systems, a breakdown of the following (if applicable): Total cost over the life me of the agreement Any interest, installa on fee, document prepara on fees, services or other costs Total number of payments Payment frequency The amount of each payment DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net Payment due date The current and applicable tax incen ves, rebates or other state or federal incen ves, and any condi ons or requirements needed to obtain these incen ves. The current tax obliga ons, including the assessed value and property tax assessments, as applicable and calculated in the year the agreement was signed, transac on privilege taxes, and any obliga ons for transfer tax credits or tax incen ves. Whether warranty or maintenance obliga ons may be sold to or transferred to a 3rd-party. A wri en warranty statement that includes responsibili es assumed or disclaimed and performance data of the System and components. Any restric ons on the ability to modify or transfer ownership of the System, including whether any modifica on or transfer is subject to review or approval by a third party, and such third party’s full contact informa on Any third-party review requirements in the event of a modifica on or transfer of ownership of the real property to which the System is or will be affixed, including such third-party’s name, address and telephone number. A full and accurate summary of the total costs of the maintaining and opera ng the system over the life of the agreement including, financing, opera ng, maintenance and construc on costs of the System. The contact informa on of the en ty that may assume the obliga on of maintenance, or warranty, should it be transferred.
IE W If the agreement contains an es mate of future u lity charges based on projected u lity rates, buyer/lessee must be provided an es mate of future u lity charges as impacted by poten al u lity rates changes ranging from at least a five percent annual decrease to a five percent increase applied to the dura on of the agreement in one percent increments. Any compara ve es mates must be calculated by applying the en re rate change range to the dura on of the agreement. A statement that: “U lity rates and u lity rate structures are subject to change. These changes cannot be accurately
V predicted. Projected savings from your distributed energy genera on system are therefore subject to change. Tax incen ves are subject to change or termina on by execu ve, legisla ve or regulatory ac on.”
P Y C O DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Credit Score Disclosure
H-4. Model form for credit score disclosure excep on for loans not secured by residen al real property
GoodLeap
Your Credit Score and the Price You Pay for Credit
Your Credit Score
Your Credit Score Source: transunion Date: Jun 01, 2022 818
Understanding Your Credit Score
What you should Your credit score is a number that reflects the informa on in your credit report. know about credit scores your bills on me and how much you owe to creditors.
IE W Your credit report is a record of your credit history. It includes informa on about whether you pay
Your credit score can change, depending on how your credit history changes.
V How we use your Your credit score can affect whether you can get a loan and how much you will have to pay for that credit score loan.
The range of scores Scores can range from a low of 300 to a high of 850.
How your score compares to the Y Generally, the higher your score, the more likely you are to be offered be er credit terms.
P Your credit score ranks higher than 85 percent of U.S. consumers.
O scores of other consumers
C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net Checking Your Credit Report
What if there are You have a right to dispute any inaccurate informa on in your credit report. If you find mistakes on mistakes in your your credit report, contact the consumer repor ng agency. credit report? It is a good idea to check your credit report to make sure the informa on it contains is accurate.
How can you obtain a Under federal law, you have the right to obtain a free copy of your credit report from each of the copy of your credit na onwide consumer repor ng agencies once a year. report? To order your free annual credit report – By telephone: Call toll-free: 1-877-322-8228 On the web: Visit www.annualcreditreport.com By mail: Mail your completed Annual Credit Report Request Form (which you can obtain from the Federal Trade Commission's web site at h p://www. c.gov/bcp/conline/include/reques ormfinal.pdf) to: Annual Credit Report Request Service P.O. Box 105281
How can you get more informa on? Atlanta, GA 30348-5281
IE W For more informa on about credit reports and your rights under federal law, visit the Consumer Financial Protec on Bureau's website at www.consumerfinance.gov/learnmore.
Y V O P C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
No ce of Right To Cancel
Date of the Agreement: Apr 5, 2023 ##ds410996d1-81a4-427d-9c76-ef7c38da7106
FOR ALL BORROWERS:
You may cancel this transac on, without any penalty or obliga on, within three business days from the above date.
If you cancel, any property traded in, any payment made by you under the contract or sale, and any nego able instrument executed by you will be returned within ten business days following receipt by the seller of your cancella on no ce, and any security interest arising out of the transac on will be cancelled.
If you cancel you must make available to the seller at your residence, in substan ally as good condi on as when received any goods delivered to you under this contract or sale; or you may, if you wish, comply with the instruc ons of the seller regarding the return shipment of the goods at the seller's expense and risk.
If you do make the goods available to the seller and the seller does not pick them up within twenty days of the date of your no ce of cancella on, you may retain or dispose of the goods without any further obliga on. If you fail to make the goods
of all obliga ons under the contract.
IE W available to the seller, or if you agree to return the goods to the seller and fail to do so, then you remain liable for performance
To cancel this transac on, mail or deliver a signed and dated copy of this cancella on no ce or any other wri en no ce, or send a telegram to GoodLeap, at 8781 Sierra College Blvd., Roseville, CA 95746 not later than midnight of 4/8/2023 (Month/Day/Year) rcd_0
I hereby cancel this transac on.
_______________________________________ Borrower
Y V ________________ Date
O P C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Privacy Policy and Informa on Sharing No ce
Privacy Policy: We take our responsibility to protect the privacy and confiden ality of customer informa on seriously. We maintain safeguards that comply with federal standards to secure and protect your informa on. This policy applies to consumers who are current or former customers of GoodLeap, LLC (“GoodLeap”). We gather informa on from your applica on, when you make a payment, consumer credit repor ng agencies, public sources, and other data sources. We may only disclose this data as permi ed by law. We may provide your informa on without your consent to regulatory or law enforcement agencies as permi ed by law.
Informa on Sharing and Opt-Out: Financial companies choose how they share your personal informa on. Federal law gives you the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal informa on. Please read this no ce carefully to understand what we do. For addi onal informa on visit: h p://www.goodleap.com/privacy.html.
The types of personal informa on we collect and share include, but aren’t limited to: Account Balances and Payment History
W Social Security Number and Income Address
IE Bank Account Informa on Credit History and Scores
V Phone Numbers
All financial companies need to share customers’ personal informa on to conduct their everyday business. In the sec on below, we list the reasons companies can share their customers’ informa on; the reason we share this informa on; and whether you
Y can limit this sharing. If you have any ques ons please call (877) 290-9991.
Do we share this
P Reasons we share your informa on Can you limit this sharing? informa on?
For our everyday business purposes such as to process your
O transac ons, maintain your account, respond to court orders YES NO and legal inves ga ons, or report to the credit bureaus
C For our own marke ng purposes to offer products and YES NO services to you
For joint marke ng with other financial companies – to offer YES NO other services to you
For our affiliates everyday business purposes – informa on NO NA about your transac ons and experiences
For our affiliates everyday business purposes – informa on NO NA about your creditworthiness
For our affiliates to market to you NO NA For non-affiliates to market to you NO NA DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
How does GoodLeap protect To protect your informa on from unauthorized access and use, we use security my personal informa on? measures that comply with federal law. These include computer safeguards and secured files and buildings.
How does GoodLeap collect my When you apply for a loan or make a payment. We also collect informa on from other personal informa on? data providers such as credit bureaus.
Why can't I limit all sharing? Federal law gives you the right to limit only:
- Sharing for affiliates' business purposes – info about your creditworthiness
- Affiliates from using your informa on to market to you
- Sharing with non- affiliates to market to you
Affiliates Companies related by common ownership
Non-Affiliates Companies not related by ownership or control. Non-affiliates we can share with include
W other financial services companies or non-financial services companies.
Joint Marke ng A formal agreement between non-affiliated companies to market to you
IE For CA and VT residents only: Under California and Vermont law we will not share informa on we collect about you with companies outside of GoodLeap unless the law allows.
V EXPRESS WRITTEN CONSENT TO COMMUNICATE OR CALL VIA CELL PHONE OR OTHER MEANS
We take your privacy seriously. By signing this document, you are providing express wri en consent for GoodLeap, LLC (“GoodLeap”) or companies working on our behalf to call you (including through automated means: e.g. autodialing, text, and
Y pre-recorded messaging) via telephone, mobile device or cell phone (including SMS and MMS) and/or via email, even if your telephone number is currently listed on any state, federal, or na onal Do-Not-Call (DNC) list.
P Consent is not required to conduct business with GoodLeap and this consent can be withdrawn at any me by calling (877) 290- 9991 or reques ng by mail at GoodLeap: 8781 Sierra College Blvd, Roseville, CA 95661. If you withdraw your consent you will be put on GoodLeap’s internal Do-Not-Call list.
[email redacted]
Borrower's Signature: O For NV residents only: We are providing this no ce under state law. You may be placed on our internal Do-Not-Call list by calling (877) 290-9991. Nevada asks us to provide their contact informa on. Office Bureau of Consumer Protec on, Office of the
C Nevada A orney General, 555 E. Washington St. Suite 3900, Las Vegas, NV 89101. Phone: (702) 486-3132; Email:
##dsb10b5a49-1bde-4418-837b-9c69f3359477 Date: Apr 5, 2023 ##ds48ea5699-9628-4c6d-a7f3-f787ebad34e1 DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net OPTIONAL OPT OUT OF CREDIT BUREAUS FROM SHARING PERSONAL INFORMATION FOR PRESCREENED OFFERS
I understand that I have the ability to opt out of credit bureaus providing my personal informa on to third par es, including other lenders for prescreened offers, when my credit is pulled. Below, I select whether I would like GoodLeap to opt out from prescreened offers on my behalf. Whether or not I choose opt out WILL NOT HAVE ANY IMPACT ON MY CREDIT APPLICATION WITH GOODLEAP. This voluntary opt out will be effec ve for five (5) years from the date of this elec on. At any me, I/we may opt-in to again receive prescreened offers of credit or insurance at the website: www.optoutprescreen.com. X ##dsd289dd99- 4239-4256- 83e2- b7fc4c336823 I/we AUTHORIZE GoodLeap to u lize my/our informa on to opt-out from credit bureaus from providing my personal informa on to third par es for prescreened firm offers of credit or insurance on my/our behalf through the website: www.optoutprescreen.com upon loan funding. ##ds416caa27- 75da-436d- 8d0c- f602e35cadd7 I/we DO NOT AUTHORIZE GoodLeap to u lize my/our informa on to opt-out from credit bureaus from providing my personal informa on to third par es for prescreened firm offers of credit or insurance on my/our behalf through the website: www.optoutprescreen.com upon loan funding.
Borrower's Signature: ##ds4ccf8eb1-890e-4f5e-9ade-b05a9dcb3549 Date: Apr 5, 2023 ##ds5b31de72-f1f3-4f7e-8da7-0332171f83e6
IE W Y V O P C DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Member Services Request
X ##dsda9ced81-
New ##ds1652fdba-
Update Date: Member No: f6e6-4aac- 8c3c-4f7d- b551- 9edb- 84b207fd4617 6b4043875af5
Apr 5, 2023 ##ds6e3fc313-d035-426e-9a7f-b1cbaed3ec4c
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering ac vi es, federal law requires all financial ins tu ons to obtain, verify, and record informa on that iden fies each person when opening a new account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other informa on that will allow us to iden fy you. We may also ask to see your driver's license or other iden fying informa on or documents.
MEMBERSHIP
X ##ds203d8ec2- c278-4172- ad48- 4bdbcb93556d I acknowledge and agree that to be eligible for membership in a partner Credit Union that I may need to enroll, or be enrolled, in such credit union’s associated founda on or charitable organiza on. In that event, I agree to enroll in one of
W the organiza ons listed below if my loan is sold to a partner Credit Union. I understand that my name and contact informa on will be shared with the listed organiza on. One- me fees that apply for membership and/or any associated
IE founda on or charitable dona ons, if applicable, will be paid by the Partner Credit Union.
Partner Credit Union Field of Membership (FoM) Associa ons
All In Credit Union
American Heritage Federal Credit Union
Bellco Credit Union
Y V Army Avia on Museum Founda on
Kids-n-Hope Founda on
Bellco Founda on
Teachers Federal Credit Union
O P Open FoM (No associa on needed)
Membership in a Partner Credit Union will only occur if your loan is sold to that Credit Union.
C MEMBER/OWNER INFORMATION Member/Owner Name: Morgan Lange Date of Birth: 1980-10-03 Residence Address: 1971 N Palo Verde Blvd Email: [email redacted] Tucson, AZ, 85716 SSN/TIN: ###-##-6951 Phone Number: (503) 701-5314
ACCOUNT OWNERSHIP AND TYPE
A Share Account is required to become a member of one of our par cipa ng Credit Unions. There is no cost to open an account, and the Credit Union who purchases your loan will deposit a minimum required ini al amount into your account on your behalf. Account Ownership: X ##ds0f250780- d7f3-4287- 9f3f- 7fbd6da9ea02 Individual Account Type: X ##ds8cf1f17f- 204c-47e0- 9038- 870a90fbc77c Primary Share Account DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net TIN CERTIFICATION AND BACKUP WITHHOLDING INFORMATION
Under penal es of perjury, I cer fy that: X ##ds951c6155-
1. The number shown on this form is my correct taxpayer iden fica on number (or I am wai ng for a number to be d98d-4e29- 9c24- 32eae68aefe0
issued), and X ##ds8d70c900-
2. I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been 7591-461c- 9d68- bec7131837e1
no fied by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has no fied me that I am no longer subject to backup withholding, and X ##dsddfcb81a-
3. I am a U.S. ci zen or other U.S. person. For federal tax purposes, you are considered a U.S. person if you are: an b9fb-46ef- b0c9- a703a88e77d9
individual who is a U.S. ci zen or U.S. resident alien; a partnership, corpora on, company, or associa on created or organized in the United States or under the laws of the United States; an estate (other than a foreign estate); or a domes c trust (as defined in Regula ons Sec on 301.7701-7).
Cer fica on Instruc ons. Check the box for item 2 above if you have been no fied by the IRS that you are currently subject to backup withholding. By checking this box, this serves to strike out the language related to underrepor ng. Complete a W-8 BEN
W if you are not a U.S. person. If a W-8 BEN is completed, your signature does not serve to cer fy this sec on.
ACKNOWLEDGMENT AND AUTHORIZATION
IE By signing or otherwise authen ca ng I agree to be no fied of my membership in a Credit Union and any Associa on membership when my loan is sold. I acknowledge that I will also be provided with relevant documents, policies and disclosures,
V including any membership agreement(s), at that me. I further agree to review the membership agreement(s), policies and disclosures related to any Credit Union and/or Associa on and, if accepted, I/we agree to comply with the terms set forth in those documents, policies, disclosures and any amendments thereto to become a Credit Union member and shareholder. I further acknowledge and agree that if I sign this membership applica on and a Credit Union does not purchase my loan that I
Y will not become a member of any Credit Union or any affiliated Associa on as a result of my loan from GoodLeap. All terms, condi ons, form of account ownership, account selec on and other informa on indicated on this document applies to all of the
P accounts listed unless the purchasing Credit Union is no fied in wri ng of a change or if I opt out prior to my loan being sold.
O Member/Owner: ##dsdc9ed547-69eb-41bb-a410-fb2bb667f233 Date: Apr 5, 2023 ##ds8659bc24-71b1-4b5e-9408-72b0376515cd
CREDIT UNION OFFICIAL: _______________________________
FOR CREDIT UNION USE ONLY
Verifica on List(s) Checked: C Date of Membership:____________ Opened/Approved By:____________ Membership Eligibility:
Member Verifica on:____________________ OFAC: Other:______________________ List Verifica on Comple on Date:_____________ By:
Reports Checked: Credit Report Check Verifica on Report Other:______________________ Overdra Protec on Opt-in Comple on Date:______________ AllIn,AmericanHeritage,Bellco,TeachersFederal ##dsf3955170-204a-4d40-919d-b9c6489b8dd2 DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
Payment Authoriza on Form
GoodLeap is providing this document to you to complete your loan payment method. X ##dsda57e56e- cd5d-4b35- b4f2- Payment by Autopay: GoodLeap offers Autopay as a service to our clients. By paying with Autopay, you authorize 5493c77717c1
GoodLeap and its agents, service providers, and successors or assignees to ini ate preauthorized electronic fund transfers (“Autopay”) on or a er the Recurring Payment Day specified in the Loan Closing Cer ficate from your account described below or from any updated bank account that you subsequently supply to us (the “Account”). If the Autopay is not made on the Recurring Payment Day for whatever reason, GoodLeap will deduct the payment on the next day that GoodLeap processes such payments, or as soon therea er as prac cable. The Autopay amount will be equal to the Ini al Monthly Payment and then the Adjusted Monthly Payment as shown in your Loan Agreement (or any modified amounts we may later agree to) and will con nue un l your loan is paid in full or you cancel this authoriza on. If the amount of your payment changes from this amount, we will provide no ce at least ten (10) days before the scheduled date of the payment. You cer fy that you are the owner or joint owner of the Account. We are not responsible for bank charges you may incur due to dishonored Autopay. We may reini ate any Autopay from the Account that is unsuccessful up to two mes, un l it is successful. You further authorize us to correct any erroneo ansac ons with credits or
W debits to your Account, if necessary.
Informa on for Autopay Bank/Credit Union Name US Bank ##ds69116dad-95f9-4602-8da0-2ff0e237c806
Rou ng / ABA Number 5 Bank Account Number
Y V O P ##dsadd130c8- 5fdf-4dc8- a673- f105e9eb1345 C Please know that you may terminate this authoriza on at any me by either (1) paying the remaining balance due, (2) sending wri en no ce to us at 8781 Sierra College Blvd, Roseville, CA 95661, or (3) calling 1-800-345-9372. It may take three business days for the change to take effect. Cancelling Autopay does not terminate or relieve you of making all your payments on me each month. In addi on, cancelling Autopay removes the Autopay discount which will increase your interest rate/APR by 0.50% which will result in a higher monthly payment. Payment by Alterna ve Method: If this op on is selected, you elect NOT to make your scheduled monthly payments by Autopay. Instead each month, you must mail a check to us or arrange for payments to be made in some other manner acceptable to GoodLeap. There may be addi onal payment processing fees when elec ng alterna ve payment methods, such as debit card payment charges, where allowed by law. Also, by choosing this op on you understand that the interest rate/APR and monthly payment will not include the 0.50% discount if you had selected to pay by Autopay.
PLEASE KEEP A COPY OF THIS DOCUMENT FOR YOUR RECORDS.
Borrower's Signature: ##ds69712922-1247-4bf3-ab36-b07a4ffec2bf Date: Apr 5, 2023 ##ds5d1d954b-9fff-415f-997c-8aa25ed4d97c DocuSign Envelope ID: 2BFC5F43-7D97-4B06-885D-2CF0DBCCC7A7 THIS IS A COPY The Authoritative Copy of this record is held at NA3.docusign.net
IE W Y V THANK YOU O P C March 22, 2023
To: Mike / Reimagine Roofing Job Address: 1971 N. Palo Verde Tucson, AZ 85716 The Paint Kings, Inc. shall furnish all materials, labor, and equipment for the proper painting, and finishing of all surfaces. Bid is broken down as follows:
*OCCUPIED INTERIOR* *Homeowner is responsible for removing all breakables, linens, pillows, and pictures from work areas *Price excludes the use of any low hide colors; i.e. light whites, yellows, reds, etc. If chosen bid will need to be revised to reflect cost of additional coats *Paint Kings is not responsible for damage to blinds, drapes or any other window coverings
Paint interior of home as specified. Areas: Interior *Bid to patch wood ceiling nail holes with wood puddy *Bid to stain patched areas Bid is based on: *Protecting all furniture, floor coverings and adjacent surfaces as needed *Patch/Repair nail holes only; Variance in texture will occur *Bid is based on painting all surfaces Sherwin Williams product *Bid excludes all surfaces not stated in above bid
Base Price: $850.00
All of the above work to be completed in a substantial and workmanlike manner according to the standard Practices for the sum of: TBD Payments* to be made: 40% Deposit Due on Completion *MasterCard/Visa/AMEX/Discover Accepted. Non-cash adjustment fee of 3.5% on charged amount
Any alteration of deviation from the above specifications involving extra cost of material or labor will only be executed upon written orders for same and will become an extra charge over the sum mentioned in this contract. All agreements must be in writing. Respectfully submitted:
By: Trea Smith ACCEPTANCE We are hereby authorized to furnish all materials and labor required to complete the work mentioned in the above proposal, for which Property Owner agrees to pay the amount mentioned in said proposal, and according to the terms thereof. Any unpaid amount after the day of completion may be subject to 1.5% interest per month until balance is paid in full. All applicable advertising discounts are already included in the total price above and will not be altered after the start of the job.
Accepted: Date:
Disclaimers The property owner has the right to file a written complaint with the Arizona Registrar of Contractors for an alleged violation of section 32-1154, subsection A. Any complaints must be made within the applicable time period as set forth in section 32-1155, subsection A. The ROC can be contacted at (602) 542-1525 or online at http://www.azroc.gov/. We request that if any portion of our work is unsatisfactory that you notify us prior to filing a complaint so we can attempt to resolve any concerns.
Color matches done by Paint Kings are approximations and Paint Kings is not responsible if they do not match HOA approved colors or home owner expectations. Paint Kings recommends homeowners supply Paint Kings with all colors, including manufacturer and color number.
Repairs to painted surfaces may cause a variance in texture. Due to a wide variety of substrates, finishes and textures, it may not be possible for Paint Kings to match your existing texture. Patches on Dryvit or smooth stucco will have a variance in texture. Patches to “Orange Peel” and ‘Hock & Trowel” drywall will have a variance in texture.
Paint Kings uses nonabrasive Painter’s Masking Tape. Paint Kings makes every effort to protect unpainted surfaces using commercial masking equipment and products. Unpainted surfaces such as concrete, tile, cabinets or window frames may have their coatings scratch or peel when the tape is removed, especially if they are weathered/aged. Paint Kings is not responsible for any surface defects created by masking and unmasking in the painting process.
Electronics, breakables, furniture, and window coverings should be removed from work areas and stored by homeowner during the painting process. Transporting, maneuvering or removal/installation by Paint Kings may cause damage to the item or cause it to be contaminated by paint. Paint Kings is not liable to replace or ‘clean like new’ any items left in work areas.
Stains are designed to have a semitransparent and non-uniform finish. Existing blemishes, dark spots or inconsistencies may be visible on the end product. Paint Kings does not refinish wood surfaces and cannot remove these defects prior to staining. Paint Kings will stain surfaces in their as-is condition.
Changes to paint products need to be in writing: Specifications written into contract supersedes emails or verbal communication. Contract must be updated to address any product or sheen changes. Changes made within 3 business days of the scheduled start of a job are at the discretion of the project manager and may require an additional fee to cover already ordered product.
Paint Kings Warranty does not cover peeling, blistering or cracking of paint, caused by the deterioration of the underlying substrate, failure of previous coatings or water intrusion. Paint Kings Warranty is 2 years from substantial completion based on the Workmanship Standards of the Arizona Registrar of Contractors and the PDCA.
Deposit and balance payments may be made over the phone, in person or by mail to our office in Tucson. Credit cards and personal checks are the preferred methods of payment. Deposit payments should be made no less than 3 business days prior to the scheduled start of the job. Balance payments should be paid on the date of substantial completion. If a credit card is on file with the office it will be used to pay the balance of the contract unless owner request otherwise prior to date of completion. All invoices and receipts will be mailed to the home of the person paying the invoice. DocuSign Envelope ID: F58BF15F-602C-43A7-A85C-2D33F24CB4F6
POWUR ENERGY HOME IMPROVEMENT CONTRACT CHANGE ORDER FORM
Customer Name: Morgan Lange Power Project ID: 193542
Customer Address: 1971 N Palo Verde Blvd Salesperson Name: The Solar Maven Tucson, AZ 85716 Salesperson Reg. No. (CA Only): Customer Phone: [number redacted]
Customer Email: [email redacted]
The following Change Order constitutes an amendment to the Home Improvement Contract dated 04/03/2023 (“Agreement”) by and between Powur, PBC (“Contractor”) and Morgan Lange (“Customer”).
Change to Scope of Work: i) Customer and Contractor agree that the following scope of work will be added from the work to be performed by Contractor under the Agreement Decking Adder
OR ii) Customer and Contractor agree that the following scope of work will be deleted from the work to be performed by Contractor under the Agreement:
Change to Contract Price: AMOUNT ADDED TO THE CONTRACT PRICE: $ 1,275.00 [OR] AMOUNT SUBTRACTED FROM THE CONTRACT PRICE: $ 0
ORIGINAL SYSTEM SIZE: 5.6 kW KW NEW SYSTEM SIZE: 5.6 kW KW ORIGINAL CONTRACT PRICE: $ 36,538.64 NEW CONTRACT PRICE: $ 37,813.64
CUSTOMER: SALESPERSON:
Signature: Signature:
Name: Morgan Lange Name: The Solar Maven
Dated: 4/4/2023 Dated: 4/3/2023
Exhibit C Certificate Of Completion Envelope Id: F58BF15F602C43A7A85C2D33F24CB4F6 Status: Completed Subject: Complete with DocuSign: Morgan Lange Addendum.pdf Source Envelope: Document Pages: 1 Signatures: 2 Envelope Originator: Certificate Pages: 2 Initials: 0 PM Texas AutoNav: Enabled 2683 Via De La Valle #G321 EnvelopeId Stamping: Enabled Del Mar, CA 92014 Time Zone: (UTC-08:00) Pacific Time (US & Canada) [email redacted] IP Address: 45.22.87.150
Record Tracking Status: Original Holder: PM Texas Location: DocuSign 4/3/2023 12:45:08 PM [email redacted]
Signer Events Signature Timestamp The Solar Maven Sent: 4/3/2023 12:45:08 PM [email redacted] Viewed: 4/3/2023 12:52:29 PM Security Level: Email, Account Authentication Signed: 4/3/2023 12:56:26 PM (None) Signature Adoption: Drawn on Device Using IP Address: 174.74.235.221 Signed using mobile Electronic Record and Signature Disclosure: Not Offered via DocuSign
Morgan Lange Sent: 4/3/2023 12:56:27 PM [email redacted] Viewed: 4/3/2023 9:53:46 PM Security Level: Email, Account Authentication Signed: 4/4/2023 7:59:14 AM (None) Signature Adoption: Uploaded Signature Image Using IP Address: 70.172.24.161
Electronic Record and Signature Disclosure: Not Offered via DocuSign
In Person Signer Events Signature Timestamp
Editor Delivery Events Status Timestamp
Agent Delivery Events Status Timestamp
Intermediary Delivery Events Status Timestamp
Certified Delivery Events Status Timestamp
Carbon Copy Events Status Timestamp Emily Welch Sent: 4/3/2023 12:45:08 PM [email redacted] Viewed: 4/3/2023 12:45:08 PM Security Level: Email, Account Authentication Signed: 4/3/2023 12:45:08 PM (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign Carbon Copy Events Status Timestamp Invisible Technologies Sent: 4/4/2023 7:59:15 AM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
Witness Events Signature Timestamp
Notary Events Signature Timestamp
Envelope Summary Events Status Timestamps Envelope Sent Hashed/Encrypted 4/3/2023 12:45:08 PM Certified Delivered Security Checked 4/3/2023 9:53:46 PM Signing Complete Security Checked 4/4/2023 7:59:14 AM Completed Security Checked 4/4/2023 7:59:15 AM
Payment Events Status Timestamps Certificate Of Completion Envelope Id: D49A86367B8F4BB8915B192BA92C583D Status: Completed Subject: Solar Closing Documents for Morgan Lange Source Envelope: Document Pages: 12 Signatures: 3 Envelope Originator: Certificate Pages: 2 Initials: 2 Docs Team AutoNav: Enabled 3049 Executive Way EnvelopeId Stamping: Enabled Lehi, UT 84043 Time Zone: (UTC-07:00) Mountain Time (US & Canada) [email redacted] IP Address: 35.226.245.99
Record Tracking Status: Original Holder: Docs Team Location: DocuSign 6/4/2022 3:20:56 PM [email redacted]
Signer Events Signature Timestamp Yaminha Hebrank Sent: 6/4/2022 3:20:57 PM [email redacted] Viewed: 6/4/2022 3:22:37 PM Security Level: Email, Account Authentication Signed: 6/4/2022 3:32:25 PM (None) Signature Adoption: Drawn on Device Signed by link sent to [email redacted] Using IP Address: 174.74.222.106
Electronic Record and Signature Disclosure: Not Offered via DocuSign
Morgan Lange Sent: 6/4/2022 3:32:26 PM [email redacted] Viewed: 6/4/2022 3:33:19 PM Security Level: Email, Account Authentication Signed: 6/4/2022 3:34:43 PM (None) Signature Adoption: Pre-selected Style Signed by link sent to [email redacted] Using IP Address: 70.172.24.161
Electronic Record and Signature Disclosure: Not Offered via DocuSign
In Person Signer Events Signature Timestamp
Editor Delivery Events Status Timestamp
Agent Delivery Events Status Timestamp
Intermediary Delivery Events Status Timestamp
Certified Delivery Events Status Timestamp
Carbon Copy Events Status Timestamp Contract Submissions Sent: 6/4/2022 3:34:45 PM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign Carbon Copy Events Status Timestamp Matt Gordon Sent: 6/4/2022 3:34:45 PM [email redacted] Technical Product Manager Powur Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
Invisible Technologies Sent: 6/4/2022 3:34:45 PM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
Emily Budd Sent: 6/4/2022 3:34:45 PM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
DX Weeldi Sent: 6/4/2022 3:34:45 PM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
Jen Drane Sent: 6/4/2022 3:34:45 PM [email redacted] Security Level: Email, Account Authentication (None) Electronic Record and Signature Disclosure: Not Offered via DocuSign
Witness Events Signature Timestamp
Notary Events Signature Timestamp
Envelope Summary Events Status Timestamps Envelope Sent Hashed/Encrypted 6/4/2022 3:20:57 PM Certified Delivered Security Checked 6/4/2022 3:33:19 PM Signing Complete Security Checked 6/4/2022 3:34:43 PM Completed Security Checked 6/4/2022 3:34:45 PM
Payment Events Status Timestamps ESTIMATE Prepared For
Lange - Powur 1971 N Palo Verde Blvd Tucson, AZ 85716
Reimagine Roofing Estimate # 12952 Date 08/03/2022 1100 E Washington St Ste 200, ROC# 332022 Phoenix, Arizona 85034 Phone: (480) 900-7663 Email: [email redacted]
Description Total
Shingle Replacement - Lifetime $3,992.00 Tear Off: Remove existing roof system down to decking If ADDITIONAL LAYERS are present, there will be ADDITIONAL charges $30 per square - Double Layer - $50 per square - Triple Layer Charged Separately
If SKYLIGHTS are present they are required to be replaced during install and charged separately
Inspect Decking and Fascia: Inspect for damages and replace as needed Decking (cost plus $35) Fascia $15/Linear ft ***wood won't be painted*** Shingle Mold $6/Linear ft Charged separately
Underlayment: Install FT Silver Synthetic Underlayment
Flashing: Install all proper plumbing, vent, wall and drip edge flashing
Shingles: Install Lifetime Architectural Shingles - Color to be determined by Homeowner
Clean Up: Clean and haul away debris
Year Workmanship Warranty - 20 Year Manufacturer Warranty on FT Silver Synthetic Underlayment - Lifetime Warranty on Architectural Shingles
Skylight Install (New) $1,200.00 Install skylight in location requested by owner. Does not include any interior work that may be necessary. (2 Total)
Subtotal $5,192.00
Total $5,192.00
Quote Valid For 15 Days
Signed on: 09/20/2022 Lange - Powur
ESTIMATE Prepared For
Lange - Powur 1971 N Palo Verde Blvd Tucson, AZ 85716
Reimagine Roofing Estimate # 12952 Date 08/03/2022 1100 E Washington St Ste 200, ROC# 332022 Phoenix, Arizona 85034 Phone: (480) 900-7663 Email: [email redacted]
Description Total
Shingle Replacement - Lifetime $3,992.00 Tear Off: Remove existing roof system down to decking If ADDITIONAL LAYERS are present, there will be ADDITIONAL charges $30 per square - Double Layer - $50 per square - Triple Layer Charged Separately
If SKYLIGHTS are present they are required to be replaced during install and charged separately
Inspect Decking and Fascia: Inspect for damages and replace as needed Decking (cost plus $35) Fascia $15/Linear ft ***wood won't be painted*** Shingle Mold $6/Linear ft Charged separately
Underlayment: Install FT Silver Synthetic Underlayment
Flashing: Install all proper plumbing, vent, wall and drip edge flashing
Shingles: Install Lifetime Architectural Shingles - Color to be determined by Homeowner
Clean Up: Clean and haul away debris
Year Workmanship Warranty - 20 Year Manufacturer Warranty on FT Silver Synthetic Underlayment - Lifetime Warranty on Architectural Shingles
Skylight Install (New) $1,200.00 Install skylight in location requested by owner. Does not include any interior work that may be necessary. (2 Total)
Subtotal $5,192.00
Total $5,192.00
Quote Valid For 15 Days
Signed on: 09/20/2022 Lange - Powur
Complainant: Morgan Lange PO Box 64151 Tucson, AZ 85728
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812
602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C008 05/21 Respondent: Reimagine Roofing LLC DBA: 1100 E Washington St Ste 200 Phoenix, AZ 85034
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812
602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C008 05/21 September 27, 2023
Jobsite Inspection Notice Re: Complaint Number 2023-11156
Dear Complainant and Respondent:
A formal complaint has been filed with the Arizona Registrar of Contractors.
A jobsite inspection is scheduled for November 16, 2023 at 1:00 PM. The Complainant is required to be present. The Respondent’s attendance is requested and encouraged. The Registrar encourages both parties to make a good faith effort to resolve this complaint prior to the jobsite inspection.
COMPLAINANT: 1. Under A.R.S. § 32-1155(D)(1), the Respondent must be allowed, upon request, the opportunity to inspect the work complained of within fifteen (15) days of receiving this notice. If Respondent is not provided an opportunity to inspect the work within the fifteen (15) day time period, the Registrar may be prohibited from taking further action on this complaint. 2. The Registrar may also be precluded from taking further action on this complaint, if the work that is the subject of the complaint is subject to neglect, modification, or abnormal use. A.R.S. § 32-1155(D)(2) 3. You must provide safe access to any area to be inspected. If access to a roof or other elevated area is required, you must provide a means to safely access the area (ladder or manlift as appropriate). Additionally, please secure any animals.
RESPONDENT: 1. Enclosed is a copy of the complaint. Under A.R.S. § 32-1155(D) you must be allowed, upon request, the opportunity to inspect the work complained of within fifteen days of the date of receipt of this notice. 2. To assist the assigned investigator in evaluating the merits of the complaint, please submit a response to the enclosed complaint to the assigned investigator prior to the scheduled inspection. 3. If you do not attend the jobsite inspection, your absence may negatively impact the investigation, and your interests. 4. If a building permit(s) was required for this project, please have the building permit information available at the jobsite inspection.
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812
602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C008 05/21 If either party needs to reschedule the jobsite inspection, please notify the assigned investigator at least three business days prior to the inspection date to schedule a new date and time.
If the parties resolve the complaint prior to the inspection, please notify the assigned investigator in writing and by phone as soon as possible.
Sincerely, Mike Springer Mike Springer, Investigator #192 520 5089735 [email redacted] 1700 W Washington St,Suite 105 Phoenix, Arizona 85007-2812
CC: Choose an item. Choose an item. Choose an item. Choose an item.
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812
602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C008 05/21 A Guide to Jobsite Inspections
Purpose of the Jobsite Inspection When the Registrar receives a complaint against a contractor’s license alleging poor workmanship, the Registrar generally schedules a Jobsite Inspection. The Jobsite Inspection serves two purposes: 1. To give the contractor an opportunity to inspect the complaint items; and 2. To give the Registrar an opportunity to determine if the contractor’s work violates Arizona law.
Jobsite Inspection Rights and Responsibilities Access to inspect: The property owner has complete control over who they allow on the property. However, if the Registrar’s investigator or the contractor cannot inspect the work, the Registrar will not move forward with a citation.
Cooperation: Arizona law enables injured parties to seek relief for damages through several paths. When dealing with a licensed contractor, the Registrar of Contractors’ administrative complaint process may serve as one of those possible paths. However, in order to use that path, the Registrar relies on the cooperation of all parties to a complaint.
Minimum workmanship: The Registrar investigates workmanship complaints for compliance with minimum workmanship and professional industry standards. The Registrar does not issue citations for work that meets these standards.
Scope: The scope of the Jobsite Inspection is limited to items listed in the complaint filed with the Registrar’s office. It is the complainant’s responsibility to point out the complaint item(s) and the Investigators role to review the item(s). If the complainant identifies additional workmanship items not listed in the original complaint, they must file an addendum to the complaint. The Registrar’s Investigator may identify additional administrative violations by the contractor (e.g. work performed out of scope of the license and failure to provide a contract that meets requirements set by Arizona law) at the time of the inspection.
The Role of the Investigator At the Jobsite Inspection, the Registrar’s investigator will: ● Only investigate the items listed on the complaint form filed with the Registrar. ● Will gather evidence to make an informed decision about the complaint items.
What to expect after a Jobsite Inspection After doing a Jobsite Inspection, the Registrar’s Investigator will leave the jobsite and review the evidence provided during the inspection. Generally, the investigator does not make any determination at the time of the jobsite inspection regarding whether the allegations listed in the complaint are supported. ● If the allegations are confirmed, the Registrar’s Investigator may issue a Written Directive telling the contractor to correct the poor or incomplete work. ● If the allegations are not confirmed, the Registrar’s Investigator will close the complaint.
Questions? If you have already filed a complaint and it was assigned to an investigator, you are encouraged to contact that investigator directly with the information listed in your jobsite inspection letter.
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812
602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C008 05/21 If you have not filed a complaint yet or have not been assigned an investigator, you can reach the Registrar’s compliance department at (877) 692-9762.
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812
602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C008 05/21 A Guide to Written Directives Purpose of the Jobsite Inspection When the Registrar receives a complaint against a contractor’s license, the Registrar generally schedules a Jobsite Inspection. The Jobsite Inspection serves two purposes: 1. To give the contractor an opportunity to inspect the complaint items; and 2. To give the Registrar an opportunity to determine if the contractor’s work violates Arizona law.
What to expect after a Jobsite Inspection After doing a Jobsite Inspection, the Registrar’s Investigator will determine whether the allegations listed in the complaint are supported. ● If the allegations are confirmed, the Registrar’s Investigator may issue a Written Directive telling the contractor to correct the poor or incomplete work. ● If the allegations are not confirmed, the Registrar’s Investigator will close the complaint.
Written Directives Access: In order to use the administrative process offered by the Registrar, a property owner must provide reasonable access to allow the contractor to fix their work as directed by the Registrar in a Written Directive. Complainants may not put any additional, unnecessary restrictions on the Respondent above and beyond the initial contract requirements agreed upon at the beginning of the project. Respondents are required to make repairs on items identified on any Written Directive, not otherwise restricted by local code or HOA limitations. Complainants must make access available to the Respondent to make the required repairs and failure to provide reasonable access may result in the Registrar dismissing the complaint.
Contractor obligations: The Written Directive will set a deadline for compliance. This is the period of time determined by the Investigator as necessary to complete the items listed in the Directive. ● The deadline for compliance assumes the contractor will promptly begin working on the items listed in the Directive. ● Do not wait. Both parties should communicate quickly to schedule the work.
Extensions: If good cause exists to extend this deadline, either party may submit a written request to the Investigator. The Registrar will review requests for extension and determine if the Directive should be extended.
Manner and method of performance: The Registrar does not provide specific instructions for how to correct poor work. A licensed contractor is expected to have the skill and professionalism to complete the work. Moreover, the complainant may not dictate the manner of repair. If the contractor fails to appropriately correct the work according to the contract, the Registrar will issue a citation.
Compliance Inspection: After the Written Directive expires, the Registrar’s Investigator will contact the complainant to determine if the contractor performed any corrective work. ● If the contractor did corrective work, the Investigator may schedule a Compliance Inspection to determine if the poor work is corrected. ● If the contractor did not perform any corrective work, the Registrar’s Investigator will not do a Compliance Inspection and will determine whether to issue a citation based on the administrative record.
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812
602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C008 05/21 Work performed after the directive ends: After the Directive period ends, a property owner may choose to allow the contractor to continue its work. The Registrar encourages parties to work cooperatively, but cannot require a homeowner to continue to allow a contractor access to the property after the Directive period ends in order for the administrative process to continue. Denying access after the Directive ends is not grounds to close or dismiss a complaint.
Questions? If you have already filed a complaint and it was assigned to an investigator, you are encouraged to contact that investigator directly with the information listed in your jobsite inspection letter. If you have not filed a complaint yet or have not been assigned an investigator, you can reach the Registrar’s compliance department at (877) 692-9762.
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812
602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C008 05/21 Complainant: Morgan Lange PO Box 64151 Tucson, AZ 85728
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812
602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C010 04/21 Respondent: Reimagine Roofing LLC DBA: 1100 E Washington St Ste 200 Phoenix, AZ 85034
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812
602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C010 04/21 September 27, 2023
Re: Complaint Number 2023-11156
Dear Complainant and Respondent:
Due to a conflict in scheduling of one of the parties, the jobsite inspection scheduled for November 16, 2023 at 1PM has been rescheduled for December 12th, 2023 at 10:30 PM.
If either party is unable to attend, the Registrar requires 36-hours advance notice for cancellation or continuance.
Complainant: Safe access is required to any area to be inspected.
Should you have any questions regarding the above, please contact me.
Sincerely,
Mike Springer Mike Springer, Investigator #192 520 5089735 [email redacted] 1700 W Washington St,Suite 105 Phoenix, Arizona 85007-2812
CC: Respondent Choose an item. Choose an item. Choose an item.
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812
602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C010 04/21 Complainant: Morgan Lange PO Box 64151 Tucson, AZ 85728
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812
602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C009 04/21 Respondent: Reimagine Roofing LLC 1100 E Washington St Ste 200 Phoenix, AZ 85034
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812
602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C009 04/21 December 12, 2023
License No. ROC 339039
Re:Complaint No. 2023-11156
WRITTEN DIRECTIVE FROM THE REGISTRAR
Dear Respondent:
After investigation, the Registrar determined that you failed to meet the requirements of A.R.S. § 32-1154(A), and now issues this Directive requiring you to take appropriate corrective action. Failure to comply with this Directive constitutes a violation of A.R.S. § 32-1154(A)(22) and may result in the issuance of a citation, discipline of your license, and a civil penalty pursuant to A.R.S. § 32-1154(E) of up to $500.00. You must notify the Registrar’s assigned Investigator of your compliance with this Directive prior to 5:00 p.m. on December 28th, 2023.
RESTRICTIONS • You may not perform or hire other contractors to perform work that is outside the scope of your license. • If your license is currently suspended for administrative reasons 1, or is inactive, expired, or cancelled, you may not perform any corrective work nor contract in any manner, which includes hiring other contractors to perform work, until the suspension of your license(s) has been lifted or your license(s) has been reactivated.
DIRECTIVE REQUIREMENTS You are directed to remedy the following violations by the appropriate means:
Compliance Item: 2 - Interior repairs by Paint Kings - colors don't match, stain splattered on curtains and mirror. Investigator’s Observation: VERIFIED: Respondent hired Paint Kings to correct over driven nails from reroof that penetrated through tongue and groove ceiling. Most holes were patched but stain does not match leaving white areas that are easily noticeable. I verified one nail still protruding and two unfilled holes. Stain needs to match throughout.
This means the license is suspended for lack of qualifying party, lack of bond, nonrenewal, Recovery Fund payout, or for any reason listed in A.R.S. § 32-1124(F). 1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812
602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C009 04/21 Governing Rule: Violation of any rule adopted by the Registrar; Namely A.A.C. R4-9-108(a): A contractor shall perform all work in a professional and workmanlike manner.
ITEMS NOT REQUIRING CORRECTION The following complaint items require no action by the Respondent:
Compliance Item: 1 - Roof still leaks Investigator’s Observation: UNVERIFIED: I was not able to verify this leak. Staining was observed but Complainant stated this was not the area the leak was coming from. Advised that this item could be reopened within 6 months if leak shows up. Also advised to get date stamped video of leak. Governing Rule: N/A
Please direct all questions regarding this Directive to the undersigned Investigator.
Sincerely,
Mike Springer Mike Springer, Investigator #192 520 5089735 [email redacted] 1700 W Washington St,Suite 105 Phoenix, Arizona 85007-2812
CC: Choose an item. Choose an item. Choose an item. Choose an item.
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812
602.542.1525 · Toll Free 877.692.9762 · roc.az.gov C009 04/21 Jobsite Inspection Notes
Case No.: 2023-11156 Investigator: Mike Springer Inspection Date: November 16, 2023 Inspection Time: : PM
Complainant: Morgan Lange Respondent: Reimagine Roofing Not Present: LLC Not Present:
Jobsite General Notes: Photos were taken to document items. The complainant and I addressed each item of the complaint. JSI audio recorded
Complaint Item: 1 - Roof still leaks Investigator’s Observation: UNVERIFIED: I was not able to verify this leak. Staining was observed but Complainant stated this was not the area the leak was coming from. Advised that this item could be reopened within 6 months if leak shows up. Also advised to get date stamped video of leak. Governing Rule: N/A
Complaint Item: 2 - Interior repairs by Paint Kings - colors don't match, stain splattered on curtains and mirror. Investigator’s Observation: VERIFIED: Respondent hired Paint Kings to correct over driven nails from reroof that penetrated through tongue and groove ceiling. Most holes were patched but stain does not match leaving white areas that are easily noticeable. I verified one nail still protruding and two unfilled holes. Stain needs to match throughout. Governing Rule: Violation of any rule adopted by the Registrar;
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812
602.542.1525 · Toll Free 877.692.9762 · roc.az.gov RCC100 08/19
Namely A.A.C. R4-9-108(a): A contractor shall perform all work in a professional and workmanlike manner.
1700 W. Washington Street, Suite 105 · Phoenix AZ 85007-2812
602.542.1525 · Toll Free 877.692.9762 · roc.az.gov RCC100 08/19
Received 2/14/2024 ROC Legal
February 9, 2024
Keith Landals Reimagine Roofing LLC PO Box 45499 Phoenix, AZ 85064 480-900-7663
Mary Coyne, CP Paralegal Manager Legal Department Arizona Registrar of Contractors 1700 W. Washington Street, Suite 105 Phoenix, AZ 85007-2812 [email redacted]
Re:Written Answer to Citation and Complaint - Case No. 2023-11156 Respondent: Reimagine Roofing LLC License No. ROC 339039
Dear Mary Coyne,
Please find our written answer to citation on behalf of Reimagine Roofing LLC ("Respondent") in response to the Citation and Complaint received on November 20, 2023, related to Case No. 2023-11156. We appreciate the opportunity to address the concerns outlined in the complaint.
First and foremost, I would like to express our strong denial of all charges brought against Respondent. We take great pride in our commitment to adhering to industry standards, code regulations, and professional practices. In addressing each of the charges levied, please allow me to provide our perspective:
Charge 1: A.R.S. § 32-1154(A)(3) - R4-9-108(a) - A Contractor Shall Perform All Work in a Professional and Workmanlike Manner
Respondent denies any violation of A.R.S. § 32-1154(A)(3) - R4-9-108(a). Respondent values the importance of professional workmanship and diligently strives to deliver services that meet or exceed the standards set forth by the Registrar. We are confident that our practices consistently align with the expectations of A.A.C. R4-9-108(a). Throughout our history, we have consistently reviewed and adhered to the rules and regulations set forth by the Registrar. Our team members are trained to ensure that every action taken is in full compliance with these rules, ensuring that our practices reflect the ethical values of the industry. Received 2/14/2024 ROC Legal
Charge 2: A.R.S. § 32-1154(A)(12) - A.R.S. § 32-1158 - Contract Requirements; Provision of documents and receipt at contract signing
Respondent denies any violation of A.R.S. § 32-1154(A)(12) - A.R.S. § 32-1158. We strive to provide all relevant information and paperwork to Ms. Lange (“Complainant”) in accordance with the standards set forth by the Registrar.
Charge 3: A.R.S. § 32-1154(A)(22) - Failure to Take Corrective Action
Respondent denies any violation of A.R.S. § 32-1154(A)(22) related to the failure to take appropriate corrective action. We wish to clarify that we have consistently taken corrective actions and made diligent efforts to address the situation, following up multiple times with the homeowner to make sure all work is being completed in a timely and satisfactory manner. We have always acted promptly to remedy such situations, ensuring full compliance within the stipulated time frames.
We are in constant communication with Ms. Lange (“Complainant”) and have offered many solutions. On Thursday, Jan 25th at 4:40 pm Ms. Lange asked for more time to consult an attorney, as well as other contractors. We originally planned to have this scheduled and completed the week of Jan 29th, but the complainant would not allow us to do the repairs. Our CEO spoke with the ROC Inspector, Mike Springer, and asked how we should proceed. Mike Springer informed us that he recommended waiting until we hear a response from her. He then stated that he would be going on vacation for 3 weeks starting Jan 31st, so he would call her prior to that and nudge her to respond prior to his vacation. As of February 13th, 2024, we have not received any communication from Ms. Lange. Due to not being able to access the property, we were unable to perform the repairs.
We have consistently upheld a reputation for quality workmanship, transparent communication, and ethical practices within the industry. Our clients' satisfaction stands as a testament to our dedication.
Furthermore, we kindly request that the Registrar take into consideration the aforementioned factors, including our clean license history and our commitment to addressing any issues in a responsible and timely manner. We earnestly hope that this matter can be resolved in a manner that is fair to all parties involved. Thank you for your attention to this matter.
Yours sincerely,
[Keith Landals] Received 2/14/2024 ROC Legal
[COO] Reimagine Roofing LLC Received 2/14/24, 11:16 AM State of Arizona Mail - Written Answer to Citation and Complaint - Case No. 2023-11156 2/14/2024 ROC Legal
Answers - AZROC <[email redacted]>
Written Answer to Citation and Complaint - Case No. 2023-11156 message
Keith Landals <[email redacted]> Wed, Feb 14, 2024 at 11:02 AM To: [email redacted]
Hello,
Hope your week is going well so far!
Attached to this email is our written response to Case No. 2023-11156. Please let me know if you need anything else from us, thank you!
V/r,
"A higher purpose is not about economic exchanges. It reflects something more aspirational. It explains how the people involved with an organization are making a difference, gives them a sense of meaning, and draws their support."
Robert E. Quinn
Response Case No. 2023-11156 - Morgan Lange.pdf 76K
https://mail.google.com/mail/b/AEoRXRRjlJlOpMC4jxbafpJwziDO3403RnChYHSKuPuQVqpkfMeC/u/0/?ik=581c53cf5c&view=pt&search=all&permthi… 1/1 9/27/23, 1:45 PM State of Arizona Mail - Complainant - Registrar Of Contractors Complaint
Michael Springer <[email redacted]>
Complainant - Registrar Of Contractors Complaint messages
Mike Springer <[email redacted]> Wed, Sep 27, 2023 at 10:04 AM To: [email redacted]
Please see the attached documents at the bottom of this email for more information. You will also receive this information by USPS mail.
Additional Information:
The time period between the notification of the jobsite inspection/investigation and the inspection is a review period. The Complainant must allow the Respondent to inspect the items alleged in the complaint during this time period.
If the Complainant wishes to allow the Respondent to correct the items during this period,they may do so but it is not required, they may wish to wait for the inspection/investigation. If the complaint items are corrected and the Complainant is satisfied, the inspection and case can be dismissed. The Complainant must notify the investigator and let them know they wish to dismiss.
Please understand, although this is referred to as an inspection it is more of an investigation, the Complainant will be responsible for pointing out the alleged complaint items to the investigator at the inspection.
Additionally, any items that have been corrected by others be it the Complainant or another contractor, those items or the entire case may not be considered. 32-1155(D)(2) states "Respondent’s work was subject to neglect, modification, or abnormal use. For that reason, the Registrar is prohibited from issuing a citation for the Respondent’s alleged poor workmanship or the alleged departure from applicable building codes".
Thank You.
Mike Springer
Investigator #192
Arizona Registrar of Contractors
1700 west Washington, Ste, 105
Phoenix, AZ 85007
520-508-9735 – Mobile
520-628-6588 – Fax
Email: [email redacted]
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20230927 Jobsite Inspection Notice-2023-11156.pdf 221K
Morgan Lange <[email redacted]> Wed, Sep 27, 2023 at 10:58 AM To: Mike Springer <[email redacted]>
Hi Mike,
Thank you for this information. Please clarify the next steps - do I wait for Reimagine to reach out to me in response to the complaint within 15 days?
Also, I'd like to request a job site inspection in mid-December, as I will be out of the country in November.
Thank you,
Morgan M. Lange 503-701-5314
[Quoted text hidden]
Mike Springer <[email redacted]> Wed, Sep 27, 2023 at 1:25 PM To: Morgan Lange <[email redacted]>
They should reach out. I will reschedule this. [Quoted text hidden] [Quoted text hidden]
Mike Springer <[email redacted]> Wed, Sep 27, 2023 at 1:45 PM To: Morgan Lange <[email redacted]>
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20230927 Re-schedule of Jobsite Inspection-2023-11156.pdf 104K
https://mail.google.com/mail/u/0/?ik=6fc03499a2&view=pt&search=all&permthid=thread-a:r3054355226802056395&simpl=msg-a:r-[number redacted]… 2/2 Complaint # 2023- 11156 P 1 JSI address: 1971 Palo Verde Date: 12-12-23 JSI PHOTOS Complaint # 2023- 11156 P 2 JSI address: 1971 Palo Verde Date: 12-12-23 JSI PHOTOS Complaint # 2023- 11156 P 3 JSI address: 1971 Palo Verde Date: 12-12-23 JSI PHOTOS Complaint # 2023- 11156 P 4 JSI address: 1971 Palo Verde Date: 12-12-23 JSI PHOTOS Complaint # 2023- 11156 P 5 JSI address: 1971 Palo Verde Date: 12-12-23 JSI PHOTOS Complaint # 2023- 11156 P 6 JSI address: 1971 Palo Verde Date: 12-12-23 JSI PHOTOS Complaint # 2023- 11156 P 7 JSI address: 1971 Palo Verde Date: 12-12-23 JSI PHOTOS Complaint # 2023- 11156 P 8 JSI address: 1971 Palo Verde Date: 12-12-23 JSI PHOTOS Complaint # 2023- 11156 P 9 JSI address: 1971 Palo Verde Date: 12-12-23 JSI PHOTOS Complaint # 2023- 11156 P 10 JSI address: 1971 Palo Verde Date: 12-12-23 JSI PHOTOS Complaint # 2023- 11156 P 11 JSI address: 1971 Palo Verde Date: 12-12-23 JSI PHOTOS Complaint # 2023- 11156 P 12 JSI address: 1971 Palo Verde Date: 12-12-23 JSI PHOTOS Complaint # 2023- 11156 P 13 JSI address: 1971 Palo Verde Date: 12-12-23 JSI PHOTOS Mediation Notice
Mediation Services Mediation services are available to the parties. What is Mediation? Mediation is a method of resolving disputes where the parties can end conflict without the expense and time associated with the full administrative process. Who Participates in During mediation, a mediator will attempt to help the Mediation? parties find an optimal solution to the conflict. Both parties must agree to participate in mediation, and both parties must bring a representative to mediation that has full authority to settle the entire matter. Mediation Is Not Neither the Registrar nor the Office of Administrative Mandatory Hearings will penalize a party for not agreeing to mediation. Where do the Parties The parties will meet at the Office of Administrative Meet for Mediation? Hearings to participate in mediation.
The Office of Administrative Hearings is located at 1400 West Washington, Suite 101, Phoenix, Arizona 85007. When does Mediation can occur after the Registrar issues a citation, but Mediation Occur? before the administrative hearing. Why Should Parties Mediation can be an alternative to the full administrative Consider Mediation? process. Mediation is beneficial because it is (1) time- efficient, (2) cost-effective, (3) confidential, and (4) capable of providing flexible solutions to complex problems. How to Request If the parties wish to mediate this case, they must file a Joint Mediation Request for Mediation with the Office of Administrative Hearings. A Joint Request for Mediation is included with this Mediation Notice. REGISTRAR OF CONTRACTORS OF THE STATE OF ARIZONA _________________________ Case No. _______________ COMPLAINANT,
v. JOINT REQUEST FOR MEDIATION _________________________ RESPONDENT.
REQUEST
The parties jointly request that this matter be referred to mediation in the Office of Administrative Hearings (OAH). ☐ This matter is set for hearing on __________________(date). ☐ This matter is not currently set for hearing. MEDIATION AGREEMENT By requesting this mediation and signing below, the parties understand, represent, and agree: 1. The parties are prepared to commence mediation and will be ready for mediation on _____________________(date); 2. The parties will participate in the mediation process in good faith; 3. This request for mediation is not intended to hinder or delay administrative proceedings; 4. No party will contend that the mediation limits the power of OAH and its administrative law judges to conduct an administrative hearing and issue decisions under A.R.S. §§ 41-1092 – 1092.12; 5. The parties will be courteous and respectful throughout the mediation process to all participants; 6. The mediation is completely voluntary and the principal purpose is to allow the parties a full and fair opportunity to discuss settlement; of 3 REGISTRAR OF CONTRACTORS 1700 W. Washington St. Suite 105 – PHOENIX, AZ 85007-2812 Telephone (602)542-1525 1-877-692-9762 7. The mediator may conduct joint and separate meetings with the parties and may suggest resolutions to the parties’ dispute, but the mediator has no authority to impose a settlement upon the parties; 8. The mediation process is confidential. Communications made, material created for or used during, and acts occurring during mediation are confidential and may not be discovered or admitted into evidence in any proceeding except as provided by A.R.S. § 12-2238; 9. The mediator is not subject to service of process or a subpoen